16 Billing Credit Control Officer jobs in Hertfordshire

Who are we?

Established in 2000, Modern Networks provides information and communications technology solutions and support to businesses nationwide.

This role sits within our Hitchin based Finance team - we are a small, multi-functional team that's worked hard to create a culture of continuous improvement. Whist the primary function of the role will be Billing and Collections, you will also be exposed to other areas of the department (specifically Accounts Payable) in order to encourage transfer of best practices across the department.

We work Mon-Fri (from either 08:00 - 16:30 or 08:30 - 17:00), and are office based 4 days a week, and 1 day working from home.

What's the Job?

This an integral role in our finance function, ensuring delivery excellence in the Order to Cash function & driving great business partnerships with our Commercial Teams. The main content of the job is delivering cash in from customers from all group companies through billing on company systems (we've been growing by acquisition, so there are multiple systems). We've recently merged the Billing and Credit Control teams, as collections are mainly dependent on valid POs and billing as per agreed contract, so main activities will be resolving billing queries with customers and internal stakeholders (e.g. sales team); and discussing collection issues with customers, as required.

What are we looking for?

• Previous experience in a similar role, ideally within a high volume, multi-entity environment.
• Excellent communication skills (both written and verbal), building stakeholder confidence through regular and clear dialogue.
• Good systems experience - working with ConnectWise/ aBillity advantageous, but not essential.
• A team player with high level of dedication.

What you’ll get from us

• Great prospects - once you’ve got to grips with our systems and processes, you’ll have the opportunity to progress with us. We love a success story – our Managing Director started with us as an engineer!
• Knowledgeable, high-achieving, experienced and fun colleagues
• A career with room for your personal life in a work environment where everyone knows the value of a healthy work-life-balance
• Commitment to Diversity and Inclusion - we hire great people from a wide variety of backgrounds, not just because it’s the right thing to do, but because it makes us stronger.
• 25 days annual leave + bank holidays
• Active workplace committees (Social / Wellness)

Sounds like you?

• If you share our values and our enthusiasm for delivering a world class service, you will find a home at here at Modern. Or if you’re still not convinced, drop us a line at (email address removed) – we’ll arrange an informal chat about the role.

Credit Control Assistant

Credit Control Assistant - Leading Company - Permanent - Croydon

Are you looking for work with a leading company that offers excellent benefits and a great place to work?

Are you looking for an employer that Can offer flexibility and career progression?

Are you an experienced Administrator with good numerical skills and have high levels of attention to detail?

A UK leading Property Management company is looking for an individual with a keen eye for detail to support the Credit Control Team in Croydon. Working as part of a highly successful team, you will provide Administrative support to Credit Controllers who manage client payments

Key benefits:

• Leading local employer/brand
• Structured training, development and working in an excellent environment
• Industry leading company
• Flexible/Hybrid working

MAIN DUTIES AND RESPONSIBILITIES

• Responsible for issuing all reminders on a timely basis.
• Reviewing and updating arrears tracking systems
• Sending first reminders
• Reviewing notes and other records
• Liaising with colleagues and sending out final reminders as instructed
• Monitoring standing orders/direct debits and payment
• Raising and billing all fees
• General Administration duties

PERSONAL REQUIREMENTS

• Credit Control, basic accounts or Administration experience preferred
• Ability to work to deadlines and processes
• Ability to multitask and prioritise
• Strong numerical skills
• Enjoys problem solving
• Keen to learn and develop new skills

For further details, please apply today

Randstad CPE values diversity and promotes equality. No terminology in this advert is intended to discriminate against any of the protected characteristics that fall under the Equality Act 2010. We encourage and welcome applications from all sections of society and are more than happy to discuss reasonable adjustments and/or additional arrangements as required to support your application.

Candidates must be eligible to live and work in the UK.

For the purposes of the Conduct Regulations 2003, when advertising permanent vacancies we are acting as an Employment Agency, and when advertising temporary/contract vacancies we are acting as an Employment Business.

Credit Control Analyst - Permanent, Canary Wharf

Hours: 40 per week, 08.30am - 17.30pm Monday to Friday

Duties & Responsibilities

Key responsibilities include being responsible for the efficient management of service charge debts owed, overseeing the various operations required to resolve debt repayment and introducing systems and procedures to enable the efficient collection of outstanding service charge and ground rent debts.

• Active collection of outstanding debts through calls, emails or letters, notifying debtors of overdue invoices and encouraging them to pay.
• Maintaining regular contact with clients to ensure proper management of debt.
• Develop close relationships with significant clients (e.g. Housing Associations, Commercial tenants) to ensure efficient collection of outstanding debts.
• Overseeing the issuing of statements to debtors on a regular basis or as required.
• Ensure cash collection targets and aged debt targets are met.
• Gather sufficient data to make referrals to debt collection agencies, and follow procedures.
• Using professional judgement to identify potential bad debts at an early stage and taking the appropriate action to address the situation
• Negotiating with debtors to ensure extended credit terms are appropriately managed and monitored.
• Taking active steps to ensure that debtor ledgers are properly maintained including the monitoring of unallocated cash and credit notes.
• Keeping an accurate record of debt chasing activities to support any decisions made to refer debtors for legal recovery
• To prepare regular reports to management clearly detailing the outstanding debtor position and monitoring progress against cash collection targets and aged debtor ratios and any other measures used to measure the performance of the credit control function.
• Using professional judgement to determine when to commence legal action against a debtor.
• Develop relationships and processes with 3rd party dept collection agencies to assist in dept collection. Manage these relationships and ensure all reporting is compiled to give a collective view to business.
• Working with legal teams and other third-party agencies to recover long term debts
• Posting and allocation of cash receipts to Propman system

Skills & Experience

• Numeracy, professional judgment and good communication skills. Experience of negotiating with key clients would also be an advantage
• An understanding of leasehold law and the impact of legislation on the recovery of lessee debt would be an advantage
• Previous experience working within credit control in a property management environment (managing agent, social housing etc).
• Expected to demonstrate professional behaviour in all involvements with external stakeholders.

Ballymore operates as an equal opportunities employer.

Credit Officer – Start: July - August 2025

Elfin Market Ltd – London (possibility of working remotely)

About Elfin Market

We’re a fintech start-up which aims to disrupt the credit card market in the UK. We launched the Elfin credit account over 5 years ago and lent over £100mn since then, offering UK borrowers a fair and affordable alternative to credit cards. We started as a peer-to-peer lending platform and recently obtained a consumer credit authorisation from the FCA enabling us to source funds also from institutional investors, hence giving us a unique funding model amongst UK lending platforms. We currently have close to 25,000 users who have made over 500,000 withdrawals on the Elfin platform, and we’re looking for a motivated and ambitious credit officer to join our customer support team in our exciting journey.

Your role

You will be working on all matters related to the debt of borrowers on the platform with a specific focus on borrowers who have fallen into arrears or financial difficulties.

Your responsibilities will include:

·   reaching out to borrowers in arrears or default via email, SMS and phone to discuss their account

·   being the main point of contact for borrowers in arrears or financial difficulties, and providing them with their repayment options and any support needed for managing their debt

·   setting up affordable repayment plans as and when needed, in line with our internal policies

·   liaising with debt management companies to confirm a customer’s debt on the platform and helping set up repayment plans

·   actively monitoring borrowers in financial difficulties and reaching out to them from time to time to reassess their circumstances

You will be expected to show professionalism, compassion and knowledge when responding to requests from customers, and will be working in close collaboration with our customer support team and compliance officer. You will be joining us at an exciting time! We are growing quickly and want to maintain high standards whilst we expand.

The ideal candidate

We’re looking for someone with the following profile:

·   great at problem solving and strong attention to detail

·   exceptional communication skills, both oral and written, with flawless spoken and written English and a good and patient telephone manner

·   exceptional human and social skills: your role may get stressful and frustrating from

time to time, so we’re looking for someone who will keep a positive and enthusiastic

approach

·   extreme motivation: as one of our early hires, we’re looking for someone who is punctual, highly motivated and who will get things done

·   open-mindedness: we love discussing ideas and exchanging constructive criticism,

both on the day-to-day and when making important decisions. You’ll be a key part of

those exchanges.

Additionally, if you tick any of the following boxes, this will be a definite plus:

·   previous experience in a customer facing role and/or start up

·   familiarity with Zendesk or another CRM software

·   knowledge of financial products and services

Benefits

-   working in a start-up will give you the opportunity to acquire lots of different skills and grow your role over time beyond its initial scope

-   flexible working arrangements

Compensation and rewards package

-   £5,000 - 0,000 per year, varies based on experience and subject to regular salary

reviews

If you’re looking to work in a dynamic and collaborative environment, with a strong desire to learn and take on responsibilities quickly, don’t hesitate to apply with us.

Job Title: Payment and Billing Officer
Location: London Borough of Harrow, Forward Drive, Harrow, HA3 8NT
Employer: Pertemps Recruitment Partnership for London Borough of Harrow Contract Type: Temporary (12 months assignment)
Working Hours: Monday - Friday, 09:00 - 17:00
Work Arrangement: Hybrid, based at Harrow Civic Hub

Role Overview: Pertemps is currently recruiting for a proactive and motivated Payment and Billing Officer to join the expanding team at the London Borough of Harrow. This temporary position offers a competitive hourly rate of up to 16.19 PAYE, alongside excellent training, career development opportunities, and 21 days of annual leave (excluding Bank Holidays).

Key Responsibilities:

" Run accurate payment and billing cycles in Mosaic promptly.
" Address billing inquiries and resolve issues with service users.
" Raise purchase orders in D365 and process associated invoices.
" Process ad hoc invoices (e.g., Harrow Mencap, CNWL, Hales Group).
" Match and process timesheets and invoices in Mosaic.
" Adhere to processes for scheduled payments and billing cycles.
" Resolve payment issues related to Personal Budgets and client contributions.
" Adjust base orders to reflect net payments promptly.
" Work with Brokerage on complex purchase orders for care placements.
" Oversee purchase orders, costs, and care package dates.

Role Requirements

" Knowledge and understanding of services offered by local authority social services, health authorities, or the voluntary sector.
" Strong grasp of financial control and accounts payable processes.
" Experience in accounts payable functions and related procedures.
" Familiarity with personalisation and payment of personal budgets.
" Expertise in financial processes within Mosaic.
" Ability to resolve complex financial issues.
" High levels of literacy, numeracy, and accounting skills.
" Proficiency in maintaining computerised systems using Mosaic, SAP, Microsoft Office, and other software.


About us:
For almost 60 years, Pertemps Recruitment Partnership have been the market leader in providing permanent and temporary staffing solutions and we are one of the most established players within the recruitment industry. The Sunday Times has listed us as one of the Best 100 Companies to work for 14 years running. We are not a big scary faceless company, quite the opposite: we strongly believe in the personal touch with everything we do. We are proud to be accredited 'investor in people' which is reflected across our business in length of service and career progression of our employees.

London Borough of Harrow is the 12th largest London borough and one of the most culturally diverse local authorities in the UK, making it a great place to live, work and visit. Located 10 miles from the city centre and just 13 minutes to Euston from Harrow & Wealdstone station there are great transport links via the Metropolitan Line, Watford DC Line and national rail service. It is easily accessible to the M1, M25 and A406.
The personal information we have collected from you will be shared with Cifas who will use it to prevent fraud, other unlawful or dishonest conduct, malpractice, and other seriously improper conduct. If any of these are detected you could be refused certain services or employment. Your personal information will also be used to verify your identity. Further details of how your information will be used by us and Cifas, any your data protection rights, can be found by visiting (url removed)

As my client continue to grow, they are recruiting a Billings Clerk / Credit Controller who will be responsible for all elements of the accounts receivable function including client invoicing via Microsoft Dynamics, timely cash collections via phone and email, across multiple systems.

This role includes telephone based cash collections, especially with overdue invoices. It will also involve dealing with client payments, keeping the portal up to date, weekly debtors reports and ad-hoc analysis as required. A solid level of excel is required.

ABOUT YOU

• A positive, resilient and personable character with the ability to build rapport quickly
li>Target driven
• Have a great sense of humor and are not afraid to pick up the phone!
• Adaptable to change and fast growth businesses
• Pay attention to detail
• Exercise initiative in all things you do

KEY RESPONSIBILITIES

• Creating and approving sales invoices 
li>Maintaining Accounts Receivable mailbox, resolving customer and internal queries in a timely manner
• Collecting outstanding invoices by telephone and email in various countries
• Taking credit card payments via online portal
• Maximise collections by achieving cash target
• Minimise aged debt, bad debt and DSO
• Ad hoc analysis and reporting requests

DESIRED EXPERIENCE

• Billing / accounts receivable experience or experience in an accounts role
• Experience with Microsoft Dynamics and/or Sage Intacct advantageous, however not essential
• Solid level of excel and word
• Attention to detail and accuracy

Prize Placements is acting as an employment business for temporary positions and an employment agency for permanent positions.

We regret that we are unable to respond to all applications. If you have not heard from us within 7 days please consider that on this occasion your CV has not been selected for our client.

Director, Senior AB Credit Officer
London, United Kingdom
**Job Description:**
**Company Overview:**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being a diverse and inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
**Location Overview:**
Our London office is based just a stone's throw from the magnificent St. Paul's Cathedral on bustling King Edward Street. Here you'll find modern workspaces and a state-of-the-art auditorium space. In addition, we're proud to host an onsite restaurant that shares our commitment to sustainability by providing delicious seasonal menus which have been created with the planet in mind. Make sure to take time for yourself and head up to our rooftop terrace and take in the spectacular views across London. Finally, your physical wellness is well-catered for with our onsite gym facilities and medical centre.
**Job Description:**
The Senior Asset Based Credit Officer covers a portfolio of asset-based lending clients, with responsibility for delivering credit solutions and managing risk. Bank of America's Asset Based Finance ("ABF") group provides asset-based loans to clients in the Global Commercial and Global Corporate and Investment Banks, partnering closely with relationship management and product partners. Typical focus is syndicated and sole lender facilities ranging in size from $20 million to up to $5 billion.
The role will be client-facing, with primary responsibilities including analyzing client trends to identify opportunities and manage risk and growing funded loans and credit revenue. Additional responsibilities would include pitching credit opportunities, reviewing and negotiating legal documentation, and overseeing the work of junior associates, including analysis of financial performance and preparation of approval documents.
The target candidate would be expected to handle more complex client relationships, as well as take a leadership role in managing bank groups and relationships with legal counsel, financial advisors, and financial sponsors. Some travel would be required to meet with clients.
**Job Responsibilities:**
+ Manages a portfolio of asset-based structured loans in the general industries space
+ Proactively identifies credit solutions and opportunities to grow funded loans and spreads
+ Actively monitors financial and collateral trends and recommend appropriate action
+ Review requests for loan modifications
+ Analyzes financial performance, negotiates credit terms, drafts proposals, reviews and negotiates loan documents, and oversees preparation of recommendations for approval.
+ Participates in building client relationships
+ Handles both performing credits as well asdistressed/turnaroundcredits including managing accounts through restructurings and bankruptcy processes.
**Required Qualifications:**
+ Significant experience in asset-based lending, commercial banking, or private credit
+ Sound understanding of credit, transaction structuring, and financial and collateral analysis
+ Detailed understanding of legal documentation
+ Ability to draft concise, accurate and clear credit approvals with minimal oversight.
**Desired Qualifications:**
+ Bachelor's or Master's degree preferred or equivalent experience
+ Formal Credit Training
+ Experience with bankruptcy and restructuring matters
**Skills:**
+ Attention to Detail
+ Client Management
+ Decision Making
+ Underwriting
+ Credit Documentation Requirements
+ Critical Thinking
+ Portfolio Management
+ Problem Solving
+ Written Communications
+ Financial Analysis
+ Negotiation
**Benefits of working at Bank of America:**
**UK**
+ Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner
+ Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
+ 20 days of back-up childcare including access to school holiday clubs and 20 days of back-up adult care per annum
+ The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.
+ Access to an emotional wellbeing helpline, mental health first aiders and virtual GP services.
+ Access to an Employee Assistance Program for confidential support and help for everyday matters
+ Ability to donate to charities of your choice directly through payroll and the bank will match your contribution
+ Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of the UK's most iconic cultural institutions and exhibitions.
+ Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.
**Bank of America:**
Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, age, sexual orientation, pregnancy or maternity, socio-economic background, responsibility for dependants or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
To view the "Know your Rights" poster, CLICK HERE ( .
View the LA County Fair Chance Ordinance ( .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
To view Bank of America's Drug-free Workplace and Alcohol Policy, CLICK HERE .
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

This new and exciting role is based in London (Canary Wharf) and has come about following Citi's commitment and investment to support the international growth plans of UK Mid-Market businesses. Citi Commercial Bank UK (CCB UK) was established in 2016 to support UK headquartered Mid-Market businesses with a turnover range of $50m to $2.5bn. The success of the CCB UK team has led to considerable client growth and the provision of banking & financing solutions to numerous commercial banking clients across industry sectors - Business Services, Healthcare, Consumer, Industrials, Fintech and Digital/TMT.
This is a strategic professional who supports the growth of the UK Commercial Bank by underwriting transactions that meet the risk and return goals of the business. The candidate will be expected to lead credit due diligence with clients and will be responsible for the end to end delivery of credit requests internally.
**Responsibilities:**
+ Work alongside bankers in underwriting requests for new and existing clients with ownership responsibility for the end to end credit process.
+ Lead credit due diligence with clients and perform relevant industry and peer analysis.
+ Prepare detailed written credit summaries by analyzing the business, performing detailed financial analysis, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision that meet the Business risk and return goals.
+ Prepare credit ratings and financial projections in order to assess the repayment capacity of borrowers.
+ Present credit analysis to approval committees and effectively answer questions when challenged.
+ Manage, negotiate and execute facility documentation following credit approval.
+ Stay abreast of developments within the global economy and designated industries in order to support problem recognition and the directional strategy of the business.
+ Ongoing early warning monitoring and the preparation of annual credit reviews for a portfolio of clients.
+ Maintain a solid understanding of Citi's products and services and the unique commercial bank proposition.
+ Work with colleagues globally to offer credit solutions to international subsidiaries understanding local market requirements.
+ Maintain compliance with Citibank credit policies / practices and regulatory policies, to ensure the business unit is in adherence and receives satisfactory ratings from internal and external auditors.
+ Aid business unit goals by continuous identification of process improvements and efficiencies that reduce costs and improve customer service levels. Work with management team on prioritization and implementation of approved actions.
+ Provide backup to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers as needed.
+ Other duties as required to assist business unit and company goals
---
**Job Family Group:**
Risk Management
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**Job Family:**
Credit Decisions
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**Time Type:**
Full time
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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Credit Risk Officer
London, United Kingdom;Dublin, Ireland; Frankfurt, Germany
**Job Description:**
Job Title: Credit Risk Officer
Corporate Title: VP
Location: London/Dublin/Frankfurt
Company Overview:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
Role Description:
As part of Global Banking & Markets, GCIB Credit manages and delivers the credit relationship for wholesale clients in accordance with the company's growth strategy, risk appetite and underwriting standards. While we are an independent function, we work closely with various lines of business, relationship managers, product specialists and Risk.
Global Banking & Markets includes corporate banking, investment banking and sales & trading. The group provides services to large corporations, government entities and institutional investors. These services include mergers and acquisition advice, equity and debt capital raising, corporate lending, sales and trading in fixed income, commodities, currency and equities, risk management, research, and liquidity and payments management.
Responsibilities:
+ Develop and maintain a deep understanding of the Global Banking & Markets product spectrum.
+ Develop and maintain a deep understanding of the portfolio at the client, industry, and macro level to assess risk and craft value added solutions that balance risk.
+ Assess the credit worthiness, including due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
+ Structure transactions and negotiate credit documentation including; credit agreements, amendments, derivative documentation.
+ Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.
+ Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle.
+ Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.
+ Participate in strategic projects to support business goals.
+ Providing leadership and management within the team, comprising Associates and Analysts.
What we are looking for:
+ Credit skills and risk judgement/Knowledge of EMEA market and specific industry sectors, structuring and documentation.
+ Corporate Finance perspective and drives deal selection, screening and transaction management process.
+ Accomplished negotiator with good foundation in relative value assessment and risk mitigation techniques.
+ Understanding of credit risk sensitivities in the portfolio and risk drivers of the exposures.
+ Sound product/technical and process knowledge across lending and derivative (FX, rates, commodities and equities) products.
+ Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.
+ Acting as an agent of change/improvement, influencing corporate policy/procedure and projecting a positive strategic vision.
+ Commercial mindset to support value added discussions with the clients and Relationship Managers.
+ Extensive credit risk experience at a major international financial institution, analysing, assessing companies in different sectors and structuring transactions.
Skills that will help:
+ Fluency in use of all Microsoft Office applications, particularly Excel.
+ Effective interpersonal and communication skills with ability to resolve issues in a professional and timely manner working in a team.
+ Strong organizational skills with ability to prioritize and work under pressure to ensure to meet deadlines.
+ Fluency in English. Additionally, German language skills would be beneficial.
Bank of America:
Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of gender/sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, membership of the Traveller community, age, sexual orientation, pregnancy or maternity, civil status, socio-economic background, responsibility for dependants, family status or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
To view the "Know your Rights" poster, CLICK HERE ( .
View the LA County Fair Chance Ordinance ( .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
To view Bank of America's Drug-free Workplace and Alcohol Policy, CLICK HERE .
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.