AIG Life - Underwriter

AIG Life Underwriter

Who we are

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.

Get to know the business

Life and Retirement is a unique franchise that brings together a broad portfolio of life insurance, retirement and institutional products offered through an extensive, multichannel distribution network. It holds longstanding, leading market positions in many of the markets it serves in the U.S.

About the role

What you need to know:

Are you a Medical underwriter with an appetite for providing excellent customer service whilst balancing risk and resolution of cases? If so, look no further for your next career challenge!

We’re looking for Medical Underwriters to join our medical Underwriting department within Customer Services.  We are looking for someone with at least 3 years experience of Life underwriting and a current working underwriting authority of a minimum of £600,000 Life, £300,000 Critical Illness and a working knowledge of disability benefits including Income Protection. 

Here at AIG, we pride ourselves on being innovative in our approach, customer focused and determined to make a positive difference to our policyholders by offering an efficient service that gives the cover they need when they need it most. 

You will become part of a team of Medical Underwriters who work closely together with other Customer Service colleagues to make sure the needs of the business, customers and distributors are all met.

What we expect from you:

• You will have a proven working knowledge of Income Protection, Life, Critical Illness and disability products

• You will provide fair and balanced underwriting decisions using the appropriate amount of evidence necessary

• You will assess all applications that aren’t accepted by our online underwriting engine – initial applications, additional information, amendments – and you will assess all medical evidence upon receipt from third party sources.

• You will do so in a timely manner within agreed Service Level Agreements and always with the customer and our reputation in mind. 

• You will also provide a telephone service for pre-sale enquiries, being the first point of contact for our advisers when they are looking to place business with us, providing accurate indications of underwriting decisions and working with Sales to ensure advisers consider us their number one provider. 

• You will have general knowledge of insurance industry codes and current practices

• You will develop a good understanding of the business and contribute to ‘best practice’ overall for our customers and colleagues

• You will be innovative, forward thinking and able to identify opportunities for improvements in our philosophy, processes and procedures. 

• You will be able to demonstrate good lateral thinking and proactive problem-solving skills, have sound decision making skills and the ability to recognize risk events, manage and escalate these where appropriate.

• You will display role model behaviours in line with company values, have good organizational and time management skills and be reliable and flexible.  

Benefits:

We also believe in fostering our employees’ development and offer a range of learning opportunities for employees to hone their professional skills to position themselves for the next steps of their careers. AIG also has a devoted learner program for eligible employees to enhance their education, skills, and knowledge in areas that relate to their current position or future positions to which they may transfer or progress.

Flexibility is a highly valued part of our culture.  Be that the ability to work part time, shifts, term-time only or be based at home, flexibility helps ensure all our people can have a rewarding career. 

We firmly believe that the more support we provide to keep you happy and healthy, the better environment we all work in. As a result, we offer a range of benefits and support that help you create long-term wellbeing habits, including our industry leading Smart Health product.

In addition to a competitive salary, and our generous benefits package, there are lots of great reasons to join us. Take a look on our career pages for more details about our flexibility, commitment to health and wellbeing, and how you can grow with the company.

We are an Equal Opportunity Employer

Corebridge Financial, Inc ., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation. At Corebridge Financial , we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

To learn more please visit:

Corebridge Financial is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities.  If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to .   Reasonable accommodations will be determined on a case-by-case basis.

Functional Area:

UW - Underwriting

Estimated Travel Percentage (%): No Travel

Relocation Provided: No

AIG Life Limited