Mortgage Underwriter
Job Details
Full Job Description
An additional role has arisen for an Underwriter due to our
continued success. Having successfully recruited for the Underwriting
team during 2023, we now have an additional vacancy for an Underwriter
ideally with previous mortgage experience to work as part of our wider
Underwriting team reporting into your designated Team Leader in turn
reporting into the Head of Underwriting. You will be working alongside
a team of underwriters and be working for a leading Buy to Let
mortgage company who have continued to grow during 2023/24 and who can
offer career progression and development. The role would suit
candidates with proven previous mortgage underwriting, medical
underwriting or mortgage completions experience, now seeking the next
step in their career. We will consider candidates across the
underwriting skill set spectrum, from those at the start of their
career to candidates keen to build upon existing
experience.
The opportunity is based in Cardiff working the
hours of Mon to Fri 9am – 5pm with a hybrid work pattern available
upon the successful completion of the probationary period of 3 months.
You will receive a salary of £30 to £35k depending on experience,
along with a discretionary annual bonus, plus 25 days holiday,
non-contributory pension, private healthcare, life assurance and
income protection.
The Underwriter will report to the
Underwriter Team Leader and Operations Manager and will support our
customers and third parties. You will accurately analyse and
understand key elements of all mortgage applications at every level of
the process through to offer, whilst ensuring adherence to our
policies and procedures. You will have an underwriting mandate up to
£500k.
The role will involve:
• Work to agreed objectives,
service standards and deliverables.
• Ensure relevant documentation
and information received is checked for adherence to policy and
criteria.
• Deal with queries and enquiries effectively,
accurately, and professionally, delivering excellent customer
service.
• Provide a prompt reply to all written
correspondence.
• Develop positive working relationships with
colleagues.
• Make suggestions for improvements to processes to
enhance service and efficiency.
• Adhere to internal/external
compliance, credit review and audit requirements.
• Apply all
aspects of the desired consumer outcomes of Treating the Customer
Fairly (TCF).
• Use initiative to resolve queries outside own area
of expertise.
• Train and mentor new team members.
• Take
responsibility for your own learning and development.
• All other
associated duties and responsibilities and carry out any tasks as
required by management
To be successful for the Underwriter
position you will have experience of underwriting within the mortgage
industry as preferred but other underwriting experience will be
considered from different disciplines. Proven ability to exercise good
commercial and professional judgement. Excellent communication skills,
both written and verbal. PC literate with a good knowledge of
Microsoft Office products including Word, Excel, PowerPoint and
Outlook. CeMAP preferred or a willingness to study.
In return
we can offer a generous starting salary plus discretionary annual
bonus scheme, a full benefits package, hybrid working and on site
parking with 25 days hol.
Please submit your CV asap for
immediate consideration.
Mortgage Underwriter
Personnel Selection
All Direct Job Ads are subject to WhatJobs Terms of Service. We allow users to flag postings that may be in violation of those terms. Job Ads may also be flagged by WhatJobs. However, no moderation system is perfect, and flagging a posting does not ensure that it will be removed.