Senior Credit Underwriter Analyst

Full Job Description

A market leading company based in Maidenhead are looking for a Senior Credit Underwriter Analyst to join their growing team. This is a fantastic experience for someone with 2 years plus experience in Credit Control. The company has an amazing culture with fantastic offices, excellent benefits and incentives.

Responsibilities:

• Report directly to credit manager and assist with the day-to-day management of a dedicated customer ledger.
• Deliver timely credit decisions within stated credit parameters and own underwriting authority with the ability to provide commercially balanced recommendations
• Make recommendations with supporting substantiated rationale on deals outside of own personal credit underwriting mandate
• Obtain and analyse financial, risk and market information
• Maintenance of credit processes to ensure integrity and accuracy of data
• Communicate credit decisions and requirements in a clear and concise manner to other parts of the business
• Keep up to date with market information to understand the implications this may have upon credit decisions and risks
• Help develop and improve processes and controls by identifying areas of improvement and following through with recommendations to implementation

Requirements:

• At least 3 years' experience in a credit analyst role or similar
• Proven analytical skills with ability to document findings and make recommendations
• Strength of character to stand by decisions and explain to those less familiar with credit risk
• Demonstrable ability to think around a subject, considering risk implications of our current policies and procedure
• Ability to take calculated risks with favourable outcomes
• Strong financial literacy and ability to interpret financial information from a credit-worthiness perspective
• Contribution to development of credit policies & to business process improvement
• Strong record of success in a fast-paced environment, with ability to manage own work and deadlines.

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