Virtual Solutions Product Management – Payments – Associate or Vice President

Full Job Description

Introduction

• You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients.
• J.P. Morgan’s Liquidity & Account Solutions (”L&AS”)  - within the Commercial & Investment Bank - works with global clients that present complex cash management needs and operate across multiple countries, currencies, and legal entities, including multi-national corporations, high-growth technology companies, commercial banks, non-bank financial institutions, central banks and broker dealers. Our end-to-end solutions combine Physical, Notional, and Virtual Solution capabilities that enable our clients to achieve visibility, control and optimization of working capital and Third-Party Money (“3PM”)

Job Summary

• As a Virtual Solutions Product Manager in Liquidity & Account Solutions you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. 
• You are responsible for driving the transformational change agenda of 3PM Virtual Solutions at a global level, from analysing emerging client needs and regulatory developments, to designing and commercializing new products/ solutions. Introducing existing Virtual Solutions Products (e.g., Virtual Account Management, Virtual reference Numbers and J.P. Morgan Wallet) to new geographies, analysing regulatory developments, understanding client’s business models, and anticipating market developments, are core aspects of your role.

Job Responsibilities

• Develop a product strategy and product vision that delivers value to customers
• Manage discovery efforts and market research to uncover client solutions and integrate them into the product roadmap
• Own, maintain, and develop a product backlog that enables support of the overall strategic roadmap and value proposition
• Work closely with the bank’s Legal team to analyse regulations affecting J.P. Morgan (particularly in the 3PM space), uncovering risks/ mitigants associated to products and client segments 
• Ensure robust risk & control frameworks are maintained with an ongoing focus on adherence to  Know your Client (KYC),  Anti Money Laundering (AML), Reputation Risk, and other standards
• Work closely with Sales & Product Management teams to support complex liquidity solutioning for global clients 
• Foster an understanding of how Virtual Solutions’ products integrate with the wider L&AS offerings of the bank

Required qualifications, capabilities, and skills

• Relevant experience in Financial Services, Consulting / Strategy, or Product Management roles
• Advanced knowledge of the product development lifecycle, design, and data analytics
• Proven ability to lead product lifecycle activities, including discovery, ideation, strategic development, requirements definition, and value management
• Ability to develop viable strategies to grow the overall business with this client set, as well as take pragmatic steps to execute such strategies
• Excellent analytical, problem-solving, and quantitative skills; innovative thinking and the ability to digest complex regulations and legal documentation is a must
• Self-starter with solid networking and interpersonal capabilities, with proven ability to influence stakeholders
• Ability to navigate across large organizations to get things done and broker information across the firm; capable of forming sound partnerships and work in environments where there are multiple, overlapping stakeholders
• Solid background in presenting and communicating to senior stakeholders is required
• Organized, self-motivated and able to work in collaborative team environment
• Advanced knowledge of PowerPoint and Excel skills; attention to detail is critical

Preferred qualifications, capabilities, and skills

• Vast knowledge in Payments and Liquidity products
• MBA and/ or CFA