31 Actuaries jobs in London

We are delighted to offer a **12-month student placement** within Hilton's dynamic **Safety and Security team** - a rare chance to gain hands-on experience in a global hospitality brand committed to excellence and protection.
Our team's expertise spans every facet of Hilton operations, including: Security & Fraud Prevention; Fire Safety & Food Hygiene; Risk Management & Resilience Building; Occupational Health & Safety and Business Continuity & Crisis Management.
Through these disciplines, we safeguard our guests, team members, assets, and brand reputation across the globe. This placement offers exposure to real-world challenges, cross-functional collaboration, and the opportunity to contribute meaningfully to Hilton's mission of creating a safe and welcoming environment for all.
From day one, you will be fully integrated into Team Hilton. Our placements offer vast exposure and opportunities, including networking with senior executives, involvement in regional conferences and for some, international travel.
Based in our Europe, Middle East and Africa (EMEA) headquarters in Watford, you will be part of a cohort of 50 Interns and take part in regular connect meetings and feedback sessions designed to support your development. You will benefit from a subsidised restaurant, a games area and a free in-house gym.
**The Opportunity**
Step into a pivotal role supporting Hilton's Global Safety & Security team and regional directors in safeguarding one of the world's most iconic hospitality brands. This 12-month placement offers a unique opportunity to contribute to the protection of Hilton's guests, team members, assets, and reputation across our owned, managed, and franchised properties.
Support in a **Data Management & Analysis** capacity across key areas:
+ Occupational Health & Safety.
+ Food Safety & Fire Safety.
+ Security & Crisis Management.
+ Trading Standards & Public Health.
+ Team Member Housing (where applicable).
+ Disability Compliance.
Collaborate on global safety and security projects, using your analytical insights to support operational decisions, assessments, and forecasting for high-risk areas across hotels and corporate offices. Analyse accident and claim data, insurance reports, guest assistance records, and vendor incident logs to inform mitigation strategies.
**This placement offers:**
+ Exposure to global safety operations in a world-class hospitality brand.
+ Hands-on experience in data analysis, risk management, and strategic planning.
+ Mentorship from industry leaders in safety, security, and intelligence.
+ A chance to make a real impact on the wellbeing of millions of guests and team members.
**Why choose us?**
Embarking on our year in industry programme is a transformative journey, encompassing a structured framework of learning and development activities. Here's what you can look forward to:
**Learning and Development:** Interns have access to Hilton University to enhance their skills and contribute meaningfully to ongoing projects.
**Networking:** Our interns can connect with professionals across the business, paving the way for valuable relationships.
**Feedback and Growth:** Regular evaluations and feedback sessions will ensure our interns receive guidance and an opportunity to continually improve.
**Cross-Exposure:** Opportunity to gain insight into another function.
**Hilton Perks:** Including our Go Hilton TM Travel Program, which provides you with access to heavily reduced hotel room rates for you, your family & friends.
**Salary & Benefits:** £26,000 Gross PA & private healthcare.
**Location:** EMEA Regional Headquarters, Watford. Our placements are office based with flexibility offered across some teams.
**What are we looking for?**
+ A strong sense of alignment to our culture and values.
+ A current Bachelor's or Master's student with a required 12-month year in industry placement as part of your degree.
+ A Social, Political, Policy Sciences, Criminology & Security Studies, Security with Intelligence Analysis, Risk & Security Management, Safety & Risk Management, Food Safety Management, Health, Safety & Fire Safety Management or related degree is preferred.
+ Availability to start 13th of July 2026, full-time, for a 12-month placement.
+ Eligibility to work in the UK. If you are a non-UK national, without EU Settled or Pre-Settled Status then you will need to be studying at a UK university to be eligible to undertake a placement here.
+ Fluency in English (speaking, reading, and writing).
+ Risk Assessment & Mitigation: Ability to identify potential threats and propose solutions.
+ Data Analysis: Comfortable working with incident reports, accident statistics, and insurance claims to spot trends and vulnerabilities.
+ Knowledge of Safety Standards: Familiarity with regulations like ISO 45001 (Occupational Health & Safety), HACCP (Food Safety), and fire safety codes.
+ Security Principles: Understanding of physical and digital security protocols, access control, and surveillance systems.
+ Incident Reporting Tools: Experience with platforms like Microsoft Excel, Power BI, or safety management systems.
+ Project Management: Supporting safety initiatives and tracking progress.
+ Crisis Management Awareness: Understanding business continuity planning and emergency response.
+ Ethical Judgement: Handling sensitive data and decisions with integrity.
**What is it like working for Hilton?**
Hilton is one of the world's largest and fastest-growing hospitality companies, with 24 distinct brands and over 8,000 locations. We have recently been ranked by our employees as #1 World's Best Hospitality Workplace awarded by Great Place to Work & Fortune.
We value and celebrate our team members diversities and individualism and foster a culture of belonging across our organisation. Joining Hilton will give you the opportunity to contribute to our rich culture and give back to the community. Our Team Member Resource Groups in the UK focus on Abilities, Generations, Pride, Women's and Ethnic representation. You can find details on our Culture page.
We are an equal opportunity employer and value diversity at our company. We will ensure that qualified individuals with protected disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions of the role. Please contact us to request accommodation.
CORPORATE PLACEMENTS (  
**Selection Process**
Please apply now, applications close on  **Sunday 2nd November 2025** . We receive a high volume of applications, so thank you for your patience while we carefully review each one to give it the attention it deserves.
If your application is successful, you may be invited to complete a one-way video interview and online assessment. These help us get to know you better and assess if the placement could be a great match. Keep an eye on your inbox, and we encourage you to complete each step as soon as you can. Our EMEA Graduate Recruitment Team will be in touch to let you know the outcome.
**Good luck, we are looking forward to meeting you!**
**Job:** _Universities_
**Title:** _2026 Data Management and Analysis Placement - Hilton Safety & Security_
**Location:** _null_
**Requisition ID:** _EUR015NG_
**EOE/AA/Disabled/Veterans**

We are delighted to offer a **12-month student placement** within Hiltonu2019s dynamic **Safety and Security team** u2014 a rare chance to gain hands-on experience in a global hospitality brand committed to excellence and protection.

Our teamu2019s expertise spans every facet of Hilton operations, including: Security & Fraud Prevention; Fire Safety & Food Hygiene; Risk Management & Resilience Building; Occupational Health & Safety and Business Continuity & Crisis Management.

Through these disciplines, we safeguard our guests, team members, assets, and brand reputation across the globe. This placement offers exposure to real-world challenges, cross-functional collaboration, and the opportunity to contribute meaningfully to Hiltonu2019s mission of creating a safe and welcoming environment for all.

From day one, you will be fully integrated into Team Hilton. Our placements offer vast exposure and opportunities, including networking with senior executives, involvement in regional conferences and for some, international travel.

Based in our Europe, Middle East and Africa (EMEA) headquarters in Watford, you will be part of a cohort of 50 Interns and take part in regular connect meetings and feedback sessions designed to support your development. You will benefit from a subsidised restaurant, a games area and a free in-house gym.

**The Opportunity**

Step into a pivotal role supporting Hiltonu2019s Global Safety & Security team and regional directors in safeguarding one of the worldu2019s most iconic hospitality brands. This 12-month placement offers a unique opportunity to contribute to the protection of Hiltonu2019s guests, team members, assets, and reputation across our owned, managed, and franchised properties.

Support in a **Data Management & Analysis** capacity across key areas:
Occupational Health & Safety. Food Safety & Fire Safety. Security & Crisis Management. Trading Standards & Public Health. Team Member Housing (where applicable). Disability Compliance.

Collaborate on global safety and security projects, using your analytical insights to support operational decisions, assessments, and forecasting for high-risk areas across hotels and corporate offices. Analyse accident and claim data, insurance reports, guest assistance records, and vendor incident logs to inform mitigation strategies.

**This placement offers:**
Exposure to global safety operations in a world-class hospitality brand. Hands-on experience in data analysis, risk management, and strategic planning. Mentorship from industry leaders in safety, security, and intelligence. A chance to make a real impact on the wellbeing of millions of guests and team members.

**Why choose us?**

Embarking on our year in industry programme is a transformative journey, encompassing a structured framework of learning and development activities. Here's what you can look forward to:

**Learning and Development:** Interns have access to Hilton University to enhance their skills and contribute meaningfully to ongoing projects.

**Networking:** Our interns can connect with professionals across the business, paving the way for valuable relationships.

**Feedback and Growth:** Regular evaluations and feedback sessions will ensure our interns receive guidance and an opportunity to continually improve.

**Cross-Exposure:** Opportunity to gain insight into another function.

**Hilton Perks:** Including our Go Hilton TM Travel Program, which provides you with access to heavily reduced hotel room rates for you, your family & friends.

**Salary & Benefits:** u00a326,000 Gross PA & private healthcare.

**Location:** EMEA Regional Headquarters, Watford. Our placements are office based with flexibility offered across some teams.

**What are we looking for?**
A strong sense of alignment to our culture and values. A current Bacheloru2019s or Masteru2019s student with a required 12-month year in industry placement as part of your degree. A Social, Political, Policy Sciences, Criminology & Security Studies, Security with Intelligence Analysis, Risk & Security Management, Safety & Risk Management, Food Safety Management, Health, Safety & Fire Safety Management or related degree is preferred. Availability to start 13th of July 2026, full-time, for a 12-month placement. Eligibility to work in the UK. If you are a non-UK national, without EU Settled or Pre-Settled Status then you will need to be studying at a UK university to be eligible to undertake a placement here. Fluency in English (speaking, reading, and writing). Risk Assessment & Mitigation: Ability to identify potential threats and propose solutions. Data Analysis: Comfortable working with incident reports, accident statistics, and insurance claims to spot trends and vulnerabilities. Knowledge of Safety Standards: Familiarity with regulations like ISO 45001 (Occupational Health & Safety), HACCP (Food Safety), and fire safety codes. Security Principles: Understanding of physical and digital security protocols, access control, and surveillance systems. Incident Reporting Tools: Experience with platforms like Microsoft Excel, Power BI, or safety management systems. Project Management: Supporting safety initiatives and tracking progress. Crisis Management Awareness: Understanding business continuity planning and emergency response. Ethical Judgement: Handling sensitive data and decisions with integrity.

**What is it like working for Hilton?**

Hilton is one of the world's largest and fastest-growing hospitality companies, with 24 distinct brands and over 8,000 locations. We have recently been ranked by our employees as #1 World's Best Hospitality Workplace awarded by Great Place to Work & Fortune.

We value and celebrate our team members diversities and individualism and foster a culture of belonging across our organisation. Joining Hilton will give you the opportunity to contribute to our rich culture and give back to the community. Our Team Member Resource Groups in the UK focus on Abilities, Generations, Pride, Womenu2019s and Ethnic representation. You can find details on our Culture page.

We are an equal opportunity employer and value diversity at our company. We will ensure that qualified individuals with protected disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions of the role. Please contact us to request accommodation.

CORPORATE PLACEMENTS ( u202f

**Selection Process**

Please apply now, applications close onu202f **Sunday 2nd November 2025** . We receive a high volume of applications, so thank you for your patience while we carefully review each one to give it the attention it deserves.

If your application is successful, you may be invited to complete a one-way video interview and online assessment. These help us get to know you better and assess if the placement could be a great match. Keep an eye on your inbox, and we encourage you to complete each step as soon as you can. Our EMEA Graduate Recruitment Team will be in touch to let you know the outcome.

**Good luck, we are looking forward to meeting you!**

**Job:** _Universities_

**Title:** _2026 Data Management and Analysis Placement u2013 Hilton Safety & Security_

**Location:** _null_

**Requisition ID:** _EUR015NG_

**EOE/AA/Disabled/Veterans**

We are delighted to offer a **12-month student placement** within Hiltonu2019s dynamic **Safety and Security team** u2014 a rare chance to gain hands-on experience in a global hospitality brand committed to excellence and protection.

Our teamu2019s expertise spans every facet of Hilton operations, including: Security & Fraud Prevention; Fire Safety & Food Hygiene; Risk Management & Resilience Building; Occupational Health & Safety and Business Continuity & Crisis Management.

Through these disciplines, we safeguard our guests, team members, assets, and brand reputation across the globe. This placement offers exposure to real-world challenges, cross-functional collaboration, and the opportunity to contribute meaningfully to Hiltonu2019s mission of creating a safe and welcoming environment for all.

From day one, you will be fully integrated into Team Hilton. Our placements offer vast exposure and opportunities, including networking with senior executives, involvement in regional conferences and for some, international travel.

Based in our Europe, Middle East and Africa (EMEA) headquarters in Watford, you will be part of a cohort of 50 Interns and take part in regular connect meetings and feedback sessions designed to support your development. You will benefit from a subsidised restaurant, a games area and a free in-house gym.

**The Opportunity**

Step into a pivotal role supporting Hiltonu2019s Global Safety & Security team and regional directors in safeguarding one of the worldu2019s most iconic hospitality brands. This 12-month placement offers a unique opportunity to contribute to the protection of Hiltonu2019s guests, team members, assets, and reputation across our owned, managed, and franchised properties.

Support in a **Data Management & Analysis** capacity across key areas:
Occupational Health & Safety. Food Safety & Fire Safety. Security & Crisis Management. Trading Standards & Public Health. Team Member Housing (where applicable). Disability Compliance.

Collaborate on global safety and security projects, using your analytical insights to support operational decisions, assessments, and forecasting for high-risk areas across hotels and corporate offices. Analyse accident and claim data, insurance reports, guest assistance records, and vendor incident logs to inform mitigation strategies.

**This placement offers:**
Exposure to global safety operations in a world-class hospitality brand. Hands-on experience in data analysis, risk management, and strategic planning. Mentorship from industry leaders in safety, security, and intelligence. A chance to make a real impact on the wellbeing of millions of guests and team members.

**Why choose us?**

Embarking on our year in industry programme is a transformative journey, encompassing a structured framework of learning and development activities. Here's what you can look forward to:

**Learning and Development:** Interns have access to Hilton University to enhance their skills and contribute meaningfully to ongoing projects.

**Networking:** Our interns can connect with professionals across the business, paving the way for valuable relationships.

**Feedback and Growth:** Regular evaluations and feedback sessions will ensure our interns receive guidance and an opportunity to continually improve.

**Cross-Exposure:** Opportunity to gain insight into another function.

**Hilton Perks:** Including our Go Hilton TM Travel Program, which provides you with access to heavily reduced hotel room rates for you, your family & friends.

**Salary & Benefits:** u00a326,000 Gross PA & private healthcare.

**Location:** EMEA Regional Headquarters, Watford. Our placements are office based with flexibility offered across some teams.

**What are we looking for?**
A strong sense of alignment to our culture and values. A current Bacheloru2019s or Masteru2019s student with a required 12-month year in industry placement as part of your degree. A Social, Political, Policy Sciences, Criminology & Security Studies, Security with Intelligence Analysis, Risk & Security Management, Safety & Risk Management, Food Safety Management, Health, Safety & Fire Safety Management or related degree is preferred. Availability to start 13th of July 2026, full-time, for a 12-month placement. Eligibility to work in the UK. If you are a non-UK national, without EU Settled or Pre-Settled Status then you will need to be studying at a UK university to be eligible to undertake a placement here. Fluency in English (speaking, reading, and writing). Risk Assessment & Mitigation: Ability to identify potential threats and propose solutions. Data Analysis: Comfortable working with incident reports, accident statistics, and insurance claims to spot trends and vulnerabilities. Knowledge of Safety Standards: Familiarity with regulations like ISO 45001 (Occupational Health & Safety), HACCP (Food Safety), and fire safety codes. Security Principles: Understanding of physical and digital security protocols, access control, and surveillance systems. Incident Reporting Tools: Experience with platforms like Microsoft Excel, Power BI, or safety management systems. Project Management: Supporting safety initiatives and tracking progress. Crisis Management Awareness: Understanding business continuity planning and emergency response. Ethical Judgement: Handling sensitive data and decisions with integrity.

**What is it like working for Hilton?**

Hilton is one of the world's largest and fastest-growing hospitality companies, with 24 distinct brands and over 8,000 locations. We have recently been ranked by our employees as #1 World's Best Hospitality Workplace awarded by Great Place to Work & Fortune.

We value and celebrate our team members diversities and individualism and foster a culture of belonging across our organisation. Joining Hilton will give you the opportunity to contribute to our rich culture and give back to the community. Our Team Member Resource Groups in the UK focus on Abilities, Generations, Pride, Womenu2019s and Ethnic representation. You can find details on our Culture page.

We are an equal opportunity employer and value diversity at our company. We will ensure that qualified individuals with protected disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions of the role. Please contact us to request accommodation.

CORPORATE PLACEMENTS ( u202f

**Selection Process**

Please apply now, applications close onu202f **Sunday 2nd November 2025** . We receive a high volume of applications, so thank you for your patience while we carefully review each one to give it the attention it deserves.

If your application is successful, you may be invited to complete a one-way video interview and online assessment. These help us get to know you better and assess if the placement could be a great match. Keep an eye on your inbox, and we encourage you to complete each step as soon as you can. Our EMEA Graduate Recruitment Team will be in touch to let you know the outcome.

**Good luck, we are looking forward to meeting you!**

**Job:** _Universities_

**Title:** _2026 Data Management and Analysis Placement u2013 Hilton Safety & Security_

**Location:** _null_

**Requisition ID:** _EUR015NG_

**EOE/AA/Disabled/Veterans**

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
Join our UK Credit Risk Team, where we design and deliver forward-thinking credit risk strategies that fuel business growth and deliver exceptional customer outcomes - from acquisition through the full customer lifecycle.
As a Risk Analyst and relationship manager to credit bureau, you'll play a key role in shaping how we use credit bureau data to make smarter, faster, and fairer decisions. You'll build strong relationships with our Credit Reference Agencies, explore cutting-edge data products, and uncover insights that help us stay ahead of emerging credit trends - all while ensuring compliance and governance excellence.
**Responsibilities:**
+ Lead strategic partnerships: Build and maintain long-term, trusted relationships with Credit Reference Agencies to ensure access to high-quality data and innovative solutions.
+ Unlock insights: Analyse bureau data to detect early industry credit trends, enabling proactive decision-making across the customer lifecycle
+ Drive innovation: Champion experimentation with the latest consumer and commercial data products released by Credit Reference Agencies.
+ Shape the future of risk: Evaluate new data sources and industry developments to enhance our risk frameworks, improving both profitability and customer experience.
+ Collaborate for impact: Work closely with Legal, Compliance, Technology, and Procurement teams to turn insights into scalable, business-ready strategies.
**Minimum Qualifications**
+ Bachelor's or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)
+ Coding skills in SQL with hands-on experience is required
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partners
+ Results driven with strong project management skills and ability to work on multiple priorities
+ Ability to build strong relationships with business partners
**Preferred Qualifications**
+ Have experience in Credit Reference Agency data and products is a plus
+ Have good understanding of regulations governing Credit Reference Agency data is a plus
Employment eligibility to work with American Express in the United Kingdom is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
UK Credit Risk Team's objective is to define and develop credit risk strategies to drive growth and provide good customer outcomes at acquisition and through the customer lifecycle.
The person will be responsible for conducting detailed analysis and implementing new credit risk strategies for UK consumer and small business card acquisition. This person will focus on tracking and explaining acquisitions metrics, developing & evaluating new data sources, and working on projects together with our business partners.
**Responsibilities:**
+ Generate analytical insights and spot hidden trends from data to quickly react to emerging credit trends
+ Collaborate closely with marketing & product teams to help business achieve growth objectives
+ Evaluate new data sources and stay abreast of industry trends to build upon existing frameworks to deliver profitable risk strategies as well as better customer outcomes
+ Develop strong relationships with colleagues from the Central Risk organization, as well as Operations, Product, Acquisitions and Compliance teams to drive enterprise-wide projects for the UK market
+ Drive operational excellence and ensure full compliance with regulatory requirements
**Minimum Qualifications**
+ At least 4 years' experience in risk management or data analytical roles
+ Bachelor's or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)
+ Coding skills in SQL or Python with hands-on experience is required
+ Strong analytical skills with the ability to apply both quantitative methods and business knowledge to build insights and deliver results
+ Knowledge of underwriting and consumer/commercial bureau data
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partners
+ Ability to build strong relationships with business partners across the enterprise
+ Proven track record to work independently and within a matrix organization; partnering with capabilities, decision sciences, technology teams and external vendors to deliver solutions quickly and effectively
+ Results driven with strong project management skills and ability to work on multiple priorities
+ Ability to learn quickly and work independently with complex, unstructured initiatives
**Preferred Qualifications**
+ Understanding of statistical concepts
+ Knowledge of UK regulatory landscape for consumer lending
+ Experience leading and developing junior team members
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
UK Credit Risk Team's objective is to define and develop credit risk strategies to drive growth and provide good customer outcomes at acquisition and through the customer lifecycle.
The position provides a unique opportunity for an individual to make a difference by defining and implementing strategies for UK consumer and Small Business credit cards.
The individual would be responsible for driving affordability framework and strategies, including proactively identifying opportunities or new data solutions to enhance existing frameworks, implementing strategy changes, monitoring internal and industry trends, evaluating complaints and collaborating with various internal and external stakeholders.
**Responsibilities:**
+ Evaluating affordability complaints and stay abreast of industry trends to strengthen existing affordability frameworks and deliver improved customer outcomes
+ Collaborating closely with business partners and compliance to drive enterprise-wide projects for the UK market, achieve sustainable growth and affordable lending objectives
+ Generate analytical insights and spot hidden trends from data to react quickly to emerging credit trends across customer lifecycle
+ Develop strong relationship with colleagues from Central Risk organization as well as Operations, Business and Compliance teams to drive enterprise wide successes for the UK market
**Minimum Qualifications**
+ At least 1 year experience in risk management or data analytical roles
+ Familiar with UK CONC and Consumer Duty requirements on creditworthiness and affordability with experience working on affordability complaints
+ Bachelor's or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)
+ Coding skills in SQL or Python with hands-on experience is required
+ Strong technical and analytical skills with ability to apply both quantitative methods and business knowledge to create insights and deliver results
+ Knowledge of underwriting and consumer/commercial bureau data
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partners
+ Ability to build strong relationships with business partners across enterprise
+ Proven track record to work independently and within a matrix organization; partnering with operations, capabilities, compliance and business to deliver solutions quickly and effectively
+ Results driven with strong project management skills and ability to work on multiple priorities
+ Ability to learn quickly and work independently with complex, unstructured initiatives
Employment eligibility to work with American Express in UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centres staffed with nurses and doctors (depending on location)
+ Free and confidential counselling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
This role is within the UK Credit Risk Organization lead by the UK Chief Credit Risk Officer tasked with the objective of driving responsible growth with best-in-class credit risk strategies across the customer lifecycle. The position provides a great opportunity to make a difference by developing and implementing customer management controls across Consumer, Small Business and Corporate Cards portfolios. The individual would be responsible for driving customer management strategies, including identifying opportunities or new data solutions to enhance existing frameworks, implementing strategy changes, monitoring internal and industry trends, and collaborating with various internal and external stakeholders. The individual is also required to have experience processing large unstructured datasets and strong problem-solving abilities.
The responsibilities include:
+ Evaluating new data sources to build upon existing credit risk frameworks, and delivering responsible growth strategies, as well as improved customer outcomes
+ Innovating and optimizing customer management strategies to minimize credit losses while improving performance efficiencies and customer experience.
+ Collaborating closely with business partners to drive enterprise-wide projects for the UK market
+ Presenting recommendations to risk committees and lead strategy implementation independently
+ Driving operational excellence and ensuring full compliance with regulatory requirements
**Minimum Qualifications:**
+ 4 years of credit risk experiences in financial institutions.
+ Experience working on credit risk strategies for Credit and Charge Cards
+ Experience with data-driven analytical tools (e.g. SQL, SAS, HIVE/HADOOP, R, Python, Tableau) to process unstructured dataset in order to extract insights, identify trends, and inform business decisions
+ Comprehensive understanding of UK CONC and Consumer Duty requirements on creditworthiness and affordability
+ Be curious and have a problem-solving mindset, ability to drive process change independently
+ Strong analytical skills and sound business acumen, and interpersonal skills to collaborate with stakeholders across functions
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations in simpler terms
+ Demonstrates the ability to successfully manage multiple priorities under pressure
+ Advanced degree in quantitative or a related field is preferred
Non-considerations for sponsorship:
Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**

**Our Purpose**
_Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._
**Title and Summary**
Director, Risk Management
Risk Framework Director, Risk Management, Vocalink (P- )
Role Profile/Job Description
Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview - Vocalink Risk Management Principles
- Active Risk Management helps Vocalink to achieve its strategy in making payments safer, smarter and simpler and manage its business safely and sustainably.
- This role is important to help Vocalink maintain compliance with the requirements of being part of the UK's Critical National Infrastructure (CNI).
- In accordance with the Vocalink Risk Management Framework (aligned to the Mastercard Enterprise Risk Management (ERM) policy) the overarching elements of this role will be to assist Vocalink colleagues to:
- - Manage risk in a consistent, joined up manner and approach across Vocalink, with the 1st Line of Defence owning risks, the 2nd Line of Defence setting the standards of risk management and providing the review and challenge over those standards, and the 3rd Line of Defence providing the independent assurance of management of risk;
- - Have a strong, continually developing risk culture, where managing risk is simply part of how we work;
- - Be aware of Vocalink's risks, self-identify the most material risks, review and assess the inherent and residual risks, biggest risk exposures, the third-party risks and any concentration of risk, to enable Vocalink to make better decisions as a result and not repeat mistakes of the past;
- - Have sufficient controls in place to manage Vocalink's business safely, sustainably and within appetite;
- - Look forward and undertake horizon scanning to anticipate threats and risks ahead, and undertake scenario analysis to assess and address the what if/high severity plausible scenarios;
- - Be joined up as a business, collaborate across the business and continually improve our management of risk all across the business;
- - Identify, map and set Vocalink's impact tolerances for Vocalink's Important Business Services, which are the services that, if not delivered for a period of time cause VLL's customers intolerable harm;
- - Understand and comply with relevant legal and regulatory requirements applicable to Vocalink.
Role Specifics
- To own Enterprise Risk Management Framework and associated Policy, Standards, and associated Processes / Procedures, ensuring alignment with Mastercard Frameworks.
- Continued enhancement and development of the Enterprise Risk Management Framework in line with current industry best practice and future regulatory requirements.
- Support Risk Governance and Reporting requirements, including Committee paper co-ordination.
- Policy Governance: Maintain the Policy Framework and Policy Library.
- Provide close support to regulatory governance requests and risk transformation activity / projects.
- Support to the Chief Risk Officer and wider Risk Management Function as required to enable embedding of the Risk Management Framework.
All About You
- Strong understanding of Risk Management Frameworks and effective risk management practices.
- Able to lead and direct others in order to meet a team or collaborative goal.
- Character is values lead and intrinsically of a sufficient quality to maintain a professional relationship across the business.
- Consistently display positive, professional and approachable behaviours - displaying the company behaviours.
- Confident briefing to senior, executive and board level audiences.
- Excellent communication skills - uses all relevant channels and resources to communicate effectively and proactively.
- Able to work with no supervision, appropriate skill set to support remediation effort.
- Team working - ability to build and maintain effective working relationships with a wide range of people. Work co-operatively with others as part of a team.
- Organisation and detailed planning ability is essential.
- Demonstrate strong disciplines with regard to accuracy and quality of output.
Corporate Security Responsibility
- Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and therefore, it is expected that the role holder must:
- - Abide by Mastercard's security policies and practices;
- - Ensure the confidentiality and integrity of the information being accessed;
- - Report any suspected information security violation or breach; and
- - Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
**Corporate Security Responsibility**
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
+ Abide by Mastercard's security policies and practices;
+ Ensure the confidentiality and integrity of the information being accessed;
+ Report any suspected information security violation or breach, and
+ Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

Health & Safety Risk Manager
London
Competitive Salary + Benefits

An exciting opportunity to join the Centre Management team within a Real Estate organisation, supporting the delivery of an industry-leading Health & Safety Management System (HSMS) and ensuring compliance with UK statutory obligations and ISO standards. This role offers a dynamic mix of strategic planning, stakeholder engagement, and operational oversight, with hybrid working available (3 days in-office).

The Health & Safety Risk Manager will be responsible for:

• Leading the implementation and continuous improvement of the HSMS, ensuring alignment with ISO45001 and ISO14001.
• Managing risk registers, audits, inspections, and emergency preparedness across the centre.
• Supporting the Head of Risk Management in delivering key maintenance and capital projects.
• Overseeing accident/incident reporting and claims management, including investigations and insurer liaison.
• Ensuring contractor compliance with permit-to-work systems and centre policies.
• Partnering with Facilities Management to maintain fire safety standards and update Fire Risk Assessments.
• Delivering risk management training, toolbox talks, and supporting team development.
• Managing dotted line reports including the Fire Safety Manager and Risk Management Executive.

The Health & Safety Risk Manager will have:

• NEBOSH National General Certificate (or equivalent).
• IOSH Managing Safely certification.
• Experience in health, safety, and fire safety within a retail or public-facing environment.
• Strong stakeholder management and communication skills.
• Proven ability to lead audits, manage risk registers, and deliver compliance strategies.
• Intermediate proficiency in Microsoft Office and relevant risk management software.

Vacancy Reference: PR/(phone number removed)
Vacancy Owner: Emily Swindlehurst | (url removed) | (+44) (phone number removed) | (+44) (phone number removed)