211 Credit Manager jobs in the United Kingdom

• Location : Main office location – Croydon, London. 1 day/week in our other office- Fleet Street, City of London
• Employment Type : Full-time, Permanent/Hybrid
• Salary : £50,000 - £5,000 DOE
• Start date: October 2025

About our company:

Trading as emap for its B2B division, Metropolis International is a fast-growing business, privately owned Media Group with over 0m of annual revenue, structured in two divisions – consumer media, and business-to-business media. In both parts of the business, we run print magazines, digital content and both face-to-face and virtual awards, conferences, and other events. Metropolis is actively looking at acquiring more media businesses. We employ over 480 people in offices in Croydon, Fleet street and Dublin.

Overall Purpose of the Role:

• Establishing singular, structured procedures across the credit control
• Establish the required structure across all locations to maximise efficiency, synergies, and best practice.
• Integrate new acquisitions, consistent with best practice and uniformity with existing Group practice.
• Manage credit control teams at Croydon and Fleet Street which are headed by team leaders.

Responsibilities:

• Managing teams per Direct Reports across multiple sites in uniform best practice
• Minimise DSO days
• Uniform KPI monitoring and review
• Reduce overdue and Bad Debt
• Run an aged debt and incorporate in the monthly board pack.
• Set monthly credit controllers targets and report on results for both the staff and payroll.
• Review and approval all credit notes, refunds, and bad debt requests.
• Run quarterly debt reviews with each credit controller
• Produce the quarterly bad debt provision
• Escalation of issues to senior management as necessary and appropriate.
• Effect cost savings
• To ensure that the Company processes and policies in relation to Debtors and representation in the Company accounts is accurate and appropriate in all circumstances, referring matters to the Group Finance Director, Group Financial Controller whenever necessary.
• Adherence to all relevant regulatory accounting principles.
• To adhere to Company policies including the Anti-Bribery and Corruption policy.
• To carry out any other ad hoc duties as may be required from time to time.

Key Results Areas:

• Achievement of agreed DSO targets.
• Achieve Aged Debt target.
• Bad Debt write-off maintained within agreed targets.
• Reviewing and verifying validity refunds for approvals.

Personal Specifications and Competencies:

Management Skills:

• Ability to manage, mentor and develop teams across multiple sites
• Able to recruit and retain key personnel.
• Implement change and integration of acquisitions.
• Manage relationships with internal senior management

Interpersonal Skills:

• Strong influencing skills with the ability to influence and negotiate for time and resources at all levels, including Divisional Managing Directors.
• Evidence of success in building and managing relationships within all functions of the business.
• Evidence of success in prioritising and dealing with high level sensitive information and enquiries and taking appropriate action on a regular basis.
• Organisational awareness with the ability to operate with confidence and credibility across all functions of the Company.

IT, Administrative and Organisational Skills:

• Extensive knowledge of Microsoft packages including Word, Excel and Powerpoint with the ability to create presentations at an advanced level.
• Excellent planning, organisational and time management skills, with the ability to work under pressure and to tight deadlines and to demonstrate an effective and resourceful approach to addressing issues.

Judgement and Analysis:

• Sound judgement with the ability to interpret, analyse and disseminate complex, sensitive information.
• A strong understanding of business and organisational risk and the ability to analyse situations and apply judgement on decisions.
• Awareness of the Company’s reputation, finance or legal position.

Initiative:

• Resourceful and purposeful, with initiative, drive and a strong desire to deliver exceptional results.
• A team player both internally and externally.

Communication skills:

• Excellent verbal and written communication skills, including the ability to present and explain management information clearly to a variety of audiences.

Other Special Requirements:

Necessary education/qualifications:

• Credit management qualification from recognised industry body.
• Substantial management experience of Credit Control & Billing functions.
• Media and / or experience in large groups with multi entity / multi divisional structures desirable

What we offer

Learning & Development:

At emap, we believe that employee learning and development are the key drivers of our success. To ensure continuous growth and meet the ever-changing demands of the workplace, we provide an environment that fosters continuous development for our employees.

Our employees are encouraged to identify their areas of personal and professional development aligned with our strategic areas, including management development, health, safety & wellbeing, sales, events management, marketing strategy, editorial, and information technology . We have a structured framework designed to help equip our employees with the necessary knowledge, skills, and behaviours to excel in their job roles, contributing to achieving our organisational objectives.

To support our employees’ career development, we have designed specialized programs, as well as other stand-alone role-specific and generic courses, under the emap academy.

Benefits: emap is part of Metropolis Group. Together we are committed to providing a happy and healthy place to work, so we offer fantastic benefits and perks to our employees.

• 25 days of annual leave, with the option to buy or sell additional days
• One additional day of leave per year- Celebration Day
• Health plan
• Life assurance
• Private virtual GP access
• Seasonal flu jabs are available at the office
• Continuous learning & development opportunities
• In-house Excellence Awards and other innovation projects
• Cycle-to-work scheme
• Discounted gym memberships
• Retail discount vouchers
• Rail season ticket loans
• Pension scheme
• One paid volunteer day per year
• Annual Summer & Winter Celebrations
• Work from home during August
• Income protection and more

Privacy: Metropolis Group respects the privacy of every person for whom we have personal data. We comply with data protection legislation such as the Data Protection Act 1998 and the General Data Protection Regulation which regulates the processing of data and ensures that your data is processed fairly and lawfully, is kept secure and only that data necessary for any processing is kept. You can see our privacy policy at

Diversity and Inclusion: We are an equal opportunity employer and value diversity and inclusion. All applicants will be considered for employment without attention to race, age, religion or belief, pregnancy and maternity, marriage and civil partnership, sex, sexual orientation, gender identity, national origin, or disability status.

How to apply: Please submit your CV and covering letter. Due to the volume of applications, we receive, we are unable to give individual feedback at the application stage, however if you are successfully shortlisted you will be contacted within 10 working days of your application.

The role in a nutshell: Management of the corporate credit underwriting and wholesale administration teams. Providing detailed financial analysis, recommendations and underwriting services in relation to lending for our corporate customers and dealer partners for TFSUK, Mazda, Kinto and One Toyota Fleet Team.

A bit about the ‘Department’: The Corporate Credit team compete analysis, recommendation and underwriting for lending of funding requests ranging from £125k to £50m for submission to our UK Underwriters and European Credit Committee. Whilst the Wholesale administration team manage the day-to-day funding requirements for our Dealer Partners.

What you’ll be doing:

• Carry out regular reviews with the Corporate Credit and Wholesale Funding team identifying performance shortfalls and implementing remedial actions.
• Exercise an appropriate Centre, Fleet Customer and Kinto underwriting authority in line with the UK POD.
• Work with senior management teams from the Dealer Network to develop relationships and funding solutions.
• To deputise for the Senior Manager Corporate Credit & Operational Services as required and act responsibly in all matters.
• Oversee performance against published service standards in terms of response times and other commitments, monitoring Department SLA’s and job lists.
• Oversee the management of the administration of wholesale stocking facilities; Schemes, Plans and Credit Lines and interest rate controls.
• Manage the administration for new Dealer proposals / credit line increases including acquisitions / take overs etc.
• Management of the administration of critical risk situations, rejected payments, cash trading, receivership, liquidation or bankruptcy and the closure of Dealerships, assisting with repossession and accounting for assets.
• Manage all legal matters relating to debentures, securities, mortgages, acquisitions, and sales with the centre and fleet network.
• Operate within the UK product approval matrix, requesting new products where required.
• Ensure all loading of vehicles, system amendments and monitoring of over-line situations are handled appropriately and in-line with the company’s Hoshin and/or in support of MNSC.
• Management as appropriate of tasks associated with SOX compliance, audit.

What you’ll get to own:

• Recommendations for lending, security and LTV’s across TFS, Kinto and One Toyota Fleet team reviews.
• You will see improvements through to the end with ongoing follow-up and confirmation that the business has actioned agreed plans.
• Distribution of meeting minutes and recommendations from Network/ Fleet and Mazda Risk Committee meetings.
• Building and owning relationships with staff members from other teams that you can use to effectively perform your work.

Requirements

Key Experience & Skills:

• Previous experience of interpreting corporate accounts, performing financial analysis and underwriting of corporate customers.
• Ability to analyse data and identify trends.
• Good understanding of Microsoft Office products, specifically Excel (v-lookups, x-lookups, pivot tables, macros).
• Basic PowerPoint and Power BI skills.

Attributes & Behaviours:

• Excellent verbal and written communication skills.
• Keen problem solver.
• Numerate with an aptitude of working with figures/data.
• Capable of building strong working relationships and liaising with all levels of staff/management and external customers.

Benefits

At Toyota Financial Services (TFS) it is more than just an externally bench-marked salary and bonus, we also offer:

• Hybrid working pattern is 2 days in the office and 3 days from a location of your choice.
• Access to attractive car schemes for you (& your family) for Toyota & Lexus cars
• Excellent pension scheme (up to 6% employee contribution and 15% employer contribution).
• Generous annual leave of 25 days which increases with service and holiday purchase option
• Private Medical Healthcare (single, partner/spouse and dependent children) with Digital GP Service
• Group Income Protection cover with Aviva including physical, mental, and financial wellbeing services
• Employee Assistance Program
• Eye tests
• Onsite gym, Sports and Social Club, & flu jabs to keep you healthy
• Wellbeing hour each month and many more initiatives throughout the year to encourage a healthy mind and body, and to raise awareness and celebrate diversity, equity and inclusion.
• Dress for your day policy to make you feel comfortable at work
• Eco HQ, free parking & restaurant
• Two volunteering days per year
• Reward gateway voucher discounts
• Flexible working scheme and we welcome flexible working conversations at interview
• Regular 121s with your manager, a personal development review (PReview) each quarter
• A wide range of learning & development opportunities including Linked In Learning courses
• £250 contr ution towards you learning something new outside of work
• Annual events (e.g., summer party, BBQ & Xmas party) including Countdown to Christmas events every December - it is so much fun!

Our Recruitment Process

At Toyota Financial Services (TFS) we value everyone and are pleased to be recognised as a Disability Confident Employer.

We are committed to supporting disabled applicants throughout the recruitment process. Should you meet the minimum criteria for this role and wish to apply under the DC scheme, you may be moved forward to the next stage. Please ensure to add this information into your application.

When it comes to recruitment, please do let us know if we can adjust our process to be meet your accessibility needs.

Some examples of how we might be able to help are listed below:

• Providing a copy of interview questions before the interview
• Organising a time and location that best suits you
• Allowing additional time for the assessment and interview

We are happy to review any adjustment on a case-by-case basis to support you to be your best self.

My client is a non-bank lender who provides development finance and bridging finance.

Overview

As part of the Credit Team, this role will be critical in the appraisal, underwriting and ongoing management of loans. The position will have full ownership of the entire Credit Management process for an allocated portfolio, ensuring effective collaboration with the Origination Team, Credit Committee, clients and external advisors to take loans from initial enquiry through to redemption.

Responsibilities

Strategic Orientation:

• Provide the Head of Credit Risk and Credit Committee with independent expert advice on credit risk matters
• Provide sound commercial reasoning and judgement to Committee members, confidently answering technical and commercial queries and providing experience-based insight
• Responsible for ensuring the company adheres to its policies and processes and achieves “Best in Class” standards of underwriting, loan monitoring and loan management
• Work with originators, analysts and Head of Lending to ensure credit papers include appropriate risk assessment and risk mitigants
• Ensure the portfolio is managed proactively and rigorously with the aim of zero loan defaults
• Take responsibility for projects relating to Credit Risk Management, helping to improve efficiencies and the credit decision making process
• As part of the Credit Team, contribute to the development of and ongoing improvements to Origination and Portfolio Management processes and procedures, Credit Risk Management Information and reporting, and Portfolio Reporting
• Undertake ad-hoc tasks and projects as requested by the Head of Credit Risk and/or the CEO

Loan Origination:

• Work with originators and analysts to ensure credit papers are consistent and thorough and present high-quality analysis of lending opportunities
• Review allocated appetite papers presented by the Lending Team and provide input to discussions and decisions
• Review allocated credit backing papers presented by the Lending Team, providing analysis, constructive challenge, feedback and input to the decision making process/forum, including suggestions for alternative terms, conditions and areas of focus for due diligence for example
• Review allocated final credit proposals (including valuation reports and monitoring surveyor reports where applicable), providing input and recommendations to Credit Committee
• Prepare clear, concise minutes reflecting Credit Backing forum and Credit Committee discussions and decisions/outcomes
• Support the analysts and originators through the borrower and loan due diligence process and act as final sign-off on legal due diligence, facility and security documentation, supplementary documentation such as collateral warranties and insurances, and ensuring all KYC requirements are in place for sign-off by the MLRO

Loan Management:

• Responsible for the monitoring and management of allocated Development and Refurbishment facilities in conjunction with the borrower and associated professionals, including monthly site visits and compliance with facility conditions, covenants and milestones
• Responsibility for and management of interim drawdowns, ensuring compliance with conditions precedent in conjunction with the analyst/originator where necessary
• Ensure all requests and payments for interim drawdowns are managed diligently and satisfactorily, including (not exhaustive):

o Review of Project Monitoring Surveyors reports

o Assessment of requested drawdowns against facility terms and expectations

o Recommendations on pre-payment requests and usage of contingencies

o Follow up of any outstanding matters (e.g. insurances)

o Administration of project cash flow, disbursement of funds and obtaining relevant sign offs/approvals

• Responsible for the monitoring and management of allocated Bridging facilities, including liaising with the borrower and associated professionals such as Sales Agents, to ensure compliance with any conditions, covenants and milestones and the timely repayment of facilities

Loan and Portfolio Monitoring:

• As a member of the Credit Team (and in conjunction with Originators where appropriate):

o Manage and control monthly Loan Monitoring Reports and presentation of reports to the Senior Management Team and Credit Committee

o Monitor and flag early warning signs of deteriorating customer credit profiles

o Monitor loan maturity dates, ensuring early engagement with Borrowers and avoiding past due facilities

o Manage the process for loan extensions or full internal refinance of facilities, including liaising with Borrowers and external professionals as required, proposals to Credit Committee for approval (including relevant terms and conditions), documentation and closing

o Manage Watch List and workout/restructuring cases in order to maximize recovery or remedy default

o Manage Credit Grading of the portfolio on a dynamic basis and report accordingly

Compliance:

• Adhere to both legal and regulatory requirements as necessary

What you will Bring

• Ideally 5+ years credit risk experience within a real estate lending environment
• Deep understanding of the UK residential property development finance market
• Ability to assume responsibility and accountability for decision making
• Strong communication skills, both written and verbal
• Strong interpersonal and influencing skills
• Able to work to tight deadlines and manage the expectations of others effectively
• Exceptional attention to detail, rigorous and methodical in their approach
• Proactive approach to credit risk management, monitoring and process enhancement

Salary: up to £85k (depending on experience plus bonus

Location: West End (full time)

My client is a non-bank lender who provides development finance and bridging finance.

Overview

As part of the Credit Team, this role will be critical in the appraisal, underwriting and ongoing management of loans. The position will have full ownership of the entire Credit Management process for an allocated portfolio, ensuring effective collaboration with the Origination Team, Credit Committee, clients and external advisors to take loans from initial enquiry through to redemption.

Responsibilities

Strategic Orientation:

• Provide the Head of Credit Risk and Credit Committee with independent expert advice on credit risk matters
• Provide sound commercial reasoning and judgement to Committee members, confidently answering technical and commercial queries and providing experience-based insight
• Responsible for ensuring the company adheres to its policies and processes and achieves “Best in Class” standards of underwriting, loan monitoring and loan management
• Work with originators, analysts and Head of Lending to ensure credit papers include appropriate risk assessment and risk mitigants
• Ensure the portfolio is managed proactively and rigorously with the aim of zero loan defaults
• Take responsibility for projects relating to Credit Risk Management, helping to improve efficiencies and the credit decision making process
• As part of the Credit Team, contribute to the development of and ongoing improvements to Origination and Portfolio Management processes and procedures, Credit Risk Management Information and reporting, and Portfolio Reporting
• Undertake ad-hoc tasks and projects as requested by the Head of Credit Risk and/or the CEO

Loan Origination:

• Work with originators and analysts to ensure credit papers are consistent and thorough and present high-quality analysis of lending opportunities
• Review allocated appetite papers presented by the Lending Team and provide input to discussions and decisions
• Review allocated credit backing papers presented by the Lending Team, providing analysis, constructive challenge, feedback and input to the decision making process/forum, including suggestions for alternative terms, conditions and areas of focus for due diligence for example
• Review allocated final credit proposals (including valuation reports and monitoring surveyor reports where applicable), providing input and recommendations to Credit Committee
• Prepare clear, concise minutes reflecting Credit Backing forum and Credit Committee discussions and decisions/outcomes
• Support the analysts and originators through the borrower and loan due diligence process and act as final sign-off on legal due diligence, facility and security documentation, supplementary documentation such as collateral warranties and insurances, and ensuring all KYC requirements are in place for sign-off by the MLRO

Loan Management:

• Responsible for the monitoring and management of allocated Development and Refurbishment facilities in conjunction with the borrower and associated professionals, including monthly site visits and compliance with facility conditions, covenants and milestones
• Responsibility for and management of interim drawdowns, ensuring compliance with conditions precedent in conjunction with the analyst/originator where necessary
• Ensure all requests and payments for interim drawdowns are managed diligently and satisfactorily, including (not exhaustive):

o Review of Project Monitoring Surveyors reports

o Assessment of requested drawdowns against facility terms and expectations

o Recommendations on pre-payment requests and usage of contingencies

o Follow up of any outstanding matters (e.g. insurances)

o Administration of project cash flow, disbursement of funds and obtaining relevant sign offs/approvals

• Responsible for the monitoring and management of allocated Bridging facilities, including liaising with the borrower and associated professionals such as Sales Agents, to ensure compliance with any conditions, covenants and milestones and the timely repayment of facilities

Loan and Portfolio Monitoring:

• As a member of the Credit Team (and in conjunction with Originators where appropriate):

o Manage and control monthly Loan Monitoring Reports and presentation of reports to the Senior Management Team and Credit Committee

o Monitor and flag early warning signs of deteriorating customer credit profiles

o Monitor loan maturity dates, ensuring early engagement with Borrowers and avoiding past due facilities

o Manage the process for loan extensions or full internal refinance of facilities, including liaising with Borrowers and external professionals as required, proposals to Credit Committee for approval (including relevant terms and conditions), documentation and closing

o Manage Watch List and workout/restructuring cases in order to maximize recovery or remedy default

o Manage Credit Grading of the portfolio on a dynamic basis and report accordingly

Compliance:

• Adhere to both legal and regulatory requirements as necessary

What you will Bring

• Ideally 5+ years credit risk experience within a real estate lending environment
• Deep understanding of the UK residential property development finance market
• Ability to assume responsibility and accountability for decision making
• Strong communication skills, both written and verbal
• Strong interpersonal and influencing skills
• Able to work to tight deadlines and manage the expectations of others effectively
• Exceptional attention to detail, rigorous and methodical in their approach
• Proactive approach to credit risk management, monitoring and process enhancement

Salary: up to £85k (depending on experience plus bonus

Location: West End (full time)

Your new company
Bristol based business

Your new role
Are you a dynamic and driven Credit Manager ready to lead from the front? We're looking for someone who can energise a team, engage stakeholders, and take ownership of B2B collections in a fast-paced, results-oriented environment.What You'll Do

• Lead and inspire a small team of credit controllers, setting the tone for performance and collaboration.
• Own the B2B collections strategy, driving proactive engagement with clients to ensure timely payments.
• Build strong relationships across commercial and finance teams to support cash flow and resolve issues.
• Analyse aged debt, identify risks, and implement solutions to reduce overdue balances.
• Report regularly to senior leadership on collections performance and opportunities for improvement.

What you'll need to succeed

• Proven experience in credit management, ideally within a B2B environment.
• A hands-on leadership style-visible, approachable, and motivating.
• Strong communication and negotiation skills, with the ability to influence at all levels.
• A commercial mindset and a passion for improving processes and outcomes.
• Confidence using credit control systems and Excel for reporting and analysis.

What you'll get in return

• Flexible working options available.
• This is a fantastic opportunity to make a real impact in a business that values initiative and leadership. You'll be joining a supportive team and working closely with senior stakeholders to drive results.
• Great benefits.

What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
If this job isn't quite right for you but you are looking for a new position, please contact us for a confidential discussion on your career. INDHAF

Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at (url removed)

Your new company
Bristol based business

Your new role
Are you a dynamic and driven Credit Manager ready to lead from the front? We're looking for someone who can energise a team, engage stakeholders, and take ownership of B2B collections in a fast-paced, results-oriented environment.What You'll Do

• Lead and inspire a small team of credit controllers, setting the tone for performance and collaboration.
• Own the B2B collections strategy, driving proactive engagement with clients to ensure timely payments.
• Build strong relationships across commercial and finance teams to support cash flow and resolve issues.
• Analyse aged debt, identify risks, and implement solutions to reduce overdue balances.
• Report regularly to senior leadership on collections performance and opportunities for improvement.

What you'll need to succeed

• Proven experience in credit management, ideally within a B2B environment.
• A hands-on leadership style-visible, approachable, and motivating.
• Strong communication and negotiation skills, with the ability to influence at all levels.
• A commercial mindset and a passion for improving processes and outcomes.
• Confidence using credit control systems and Excel for reporting and analysis.

What you'll get in return

• Flexible working options available.
• This is a fantastic opportunity to make a real impact in a business that values initiative and leadership. You'll be joining a supportive team and working closely with senior stakeholders to drive results.
• Great benefits.

What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
If this job isn't quite right for you but you are looking for a new position, please contact us for a confidential discussion on your career. INDHAF

Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at (url removed)

Credit Manager – Property Development Finance

The Company:

An established, highly successful and rapidly growing FinTech. A commercial lender with nationwide coverage, who finances Property Investors and Developers and SMEs to help them grow. Recognised as one of the UK’s top 100 fastest-growing technology companies in the Sunday Times Tech Track 100 for 2 years in a row.

Role Purpose:

As a Credit Manager you will be responsible for maintaining the credit quality of new loans presented to the Company using the Company’s Credit Models and Policies, so that lenders do not take undue risk with their capital. To be successful in this role, you will need extensive development development finance knowledge and experience.

Role Responsibilities:

• Adhere to a Sanction Limit subject to the Company sanctioning matrix.
• Assist the Head of Credit in the development and recommendation of commercial loan objectives, policies, and practices, establishing internal loan controls and written policies and procedures for Board approval.
• Ensure that all new Credit reports comply with the Company’s Credit Policies and guidelines.
• Report and provide recommendations to the Head of Credit on any exception to the above, via the response tracker.
• Advise the Head of Credit of concentration risks around new business opportunities presented to the Company and suggest mitigants to the risks.
• Identify policy, process and procedure shortcomings and recommend improvements.
• Keep abreast of current and competitive rates and activities, including regulatory issues, and incorporate such into all sanctioning decisions.
• Ensure day to day risk controls are adhered to.
• Conduct pre-application discussions with Relationship Directors to assess appetite.
• Ensure appropriate attendance and contribution at both Deal Forum and Borrower Review Forum.
• Ensure all pricing requests are responded to within agreed Service Level Agreements.
• Ensure that Sighting Papers and Credit Reports presented by Relationship Directors are responded to with agreed Service Level Agreements and they fully set out reasons for; approval / decline or provide alternative terms /structures if appropriate.
• Respond to questions raised by lenders regarding loans via the website Q&A.
• Liaise with members of the Deal team on each specific new loan to ensure that new loans progress to drawdown in as timely a manner as possible.
• Check all new loan agreements to ensure they comply with sanction, in respect of conditions and covenants before they are released to borrowers’ lawyers.
• Check that all Financial Conditions Precedent have been met prior to drawdown of new loans.
• Attend meetings of other departments within the Company as appropriate to promote and enhance credit knowledge within the Company overall.
• Retain post-deal monitoring responsibility for all development loans, undertaking ongoing tranche drawdowns, completing lender updates, and updating phases on receipt of sales proceeds.
• Undertake Lender votes.
• Provide redemption figures and loan statements.
• Attend client meetings where appropriate.
• Provide training and support for all new relationship staff.

Skills & Knowledge Required:

• Extensive property development funding credit experience.
• Able to make informed decisions in respect of new deals presented to the Company.
• Have an awareness of the wider business and take a commercial approach.
• Strong and confident decision maker.
• Good communication skills both internal and external to the Credit Department.
• Awareness of how issues within the Credit Department affect the wider business.
• Good attention to detail and accuracy.
• Excellent organisational skills, taking personal responsibility for workflow.
• A good understanding of Microsoft Word and Excel.
• Educated to GCSE level or equivalent.
• Experience of working in an FCA (or similar) regulated environment.
• Experience of working in a similar role in the financial services sector.
• Excellent knowledge of loan, security, and financial documents.

Future & Reward:

• You’ll be joining a stable growing business with a relaxed, committed, and enthusiastic team-oriented work atmosphere.
• As the business continues to expand, career opportunities are there for the taking for the right people.
• You’ll be rewarded with a basic salary dependent upon experience, bonus, pension, healthcare, life cover and other benefits. The business offers flexible working hours and a great work-life balance.