269 Credit Risk Management jobs in the United Kingdom

Hello, we’re Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 4,000 people across our London, Southampton, Cardiff and Manchester offices. 

We're looking for a talented Prudential and Financial Risk Management Senior Auditor to join our growing Internal Audit team.  

You should be an experienced Prudential and Financial Risk Management Auditor, ideally with a background working in the banking or regulated financial services sector.  You will be passionate about making a real impact to the Bank's controls and business processes because this is key to our mission. With limited supervision, you will be required to develop relationships with management and to plan and execute audits in Prudential and Financial Risk and other areas of Starling Bank.  

You will support and help Starling's senior management to protect the assets, reputation and sustainability of Starling as it continues on its growth path and delivers fantastic products and services.

This position focuses on areas such as Prudential, Treasury and Finance (e.g. Regulatory Reporting) and Model Risk management. 

What you will be doing

• Contribute to audits over Prudential / Financial Risk, Model Risk management and remediation areas respectively, using the support of Starling's in-house team and co-source providers. 
• Undertaking specialist regulatory reviews on areas such as ICAAP/ILAAP documentation, and ALM activities (e.g. IRRBB, Capital etc) and the Resolvability Assessment Framework  
• Planning audits, documenting processes to be reviewed, identifying risks and the key actual controls in place to mitigate the identified risks, and attending meetings with internal/external stakeholders 
• Document work papers to ensure consistency with audit methodology and quality standards, including formulation of logical and supportable conclusions
• Support the delivery of value-add and insightful audit reports, ensuring factual accuracy is agreed upon and managing stakeholder communications
• Draw and articulate well-formulated conclusions and pragmatic recommendations, as well as inspire and be an agent of positive change throughout Starling
• Build and maintain strong professional relationships at all levels 
• Demonstrable influencing and negotiating skills, able to manage challenging conversations and also challenge in a constructive manner to support sustainable growth and ensure appropriate outcomes for our customers
• Liaise with Prudential and Financial Risk management in tracking progress in addressing audit recommendations and confirming their closure
• Develop and maintain broad regulatory knowledge and experience. Stay abreast of business/industry changes and their effect on the team's audit plan, audit methodology and risk assessments
• Contributes proactively to achieving Internal Audit’s performance objectives and works effectively as part of a team

Requirements

• Financial Services experience as an auditor or a strong understanding of audit processes in Financial risk or Treasury such as Liquidity Risk Management and Asset Liability Management  
• Experience or exposure to regulatory compliance applicable to UK regulated Banks 
• Strong relationship management and influencing skills, coupled with excellent planning and presentation skills 
• Experience in delivering integrated audits, supporting business auditors in identifying relevant Prudential / Financial risks and designing appropriate audit techniques
• Good understanding and exposure to the full audit lifecycle including the ability to plan, execute and draft audit findings to a good standard.  
• Desire to learn and ability to juggle multiple priorities, overcome challenges and adapt to a fast-paced environment
• Self-starter and can do approach with a level of flexibility to adapt to work in a fast paced, nimble yet highly regulated environment
• Able to work collaboratively in a team environment and confident with agile ways of working
• A good understanding of the 2025 Institute of Internal Auditors (IIA) standards
• Excellent attention to detail, highly organised with a proactive approach
• Broad regulatory knowledge and experience, as well as staying abreast of business/industry changes and their effect on the team's audit plan, audit methodology and risk assessments

Benefits

• 25 days holiday (plus take your public holiday allowance whenever works best for you)
• An extra day’s holiday for your birthday
• Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
• 16 hours paid volunteering time a year
• Salary sacrifice, company enhanced pension scheme
• Life insurance at 4x your salary
• Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
• Generous family-friendly policies
• Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
• Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships

About Us

You may be put off applying for a role because you don't tick every box. Forget that! While we can’t accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren’t sure if you're 100% there yet, get in touch anyway.

We’re on a mission to radically reshape banking – and that starts with our brilliant team. Whatever came before, we’re proud to bring together people of all backgrounds and experiences who love working together to solve problems.

Starling Bank is an equal opportunity employer, and we’re proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Starling Bank are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.

By submitting your application, you agree that Starling Bank may collect your personal data for recruiting and related purposes. Our Privacy Notice explains what personal information we may process, where we may process your personal information, its purposes for processing your personal information, and the rights you can exercise over our use of your personal information.

Risk Management Specialist

Location : Chester (3 days on-site required)
Contract Length : 12 months to be extended.
Salary: 73,000

Are you ready to take your career to the next level in the dynamic world of Banking and Financial Services? We are seeking a passionate and proactive Risk Management Specialist to join our vibrant Network Service Assurance organization. If you're looking for an opportunity to make a significant impact while growing your skills, this is the role for you!

Position Overview:

As a Risk Management Specialist, you will play a key role in managing and reporting risks associated with our network infrastructure. You'll help ensure that our processes, procedures, and controls align with our risk framework. Your insights will guide our teams in adhering to enterprise standards and navigating compliance requirements, making you an essential part of our mission.

Key Responsibilities:

• Deliver high-quality outputs while owning assigned tasks with a proactive approach.
• Timely escalation of issues with proposed solutions.
• Cultivate and maintain relationships with team members and key stakeholders.
• Manage network architecture risk assessments and documentation.
• Coordinate risk assessment schedules and planning activities with stakeholders.
• Support internal compliance audits, representing network technology throughout the audit lifecycle.
• Collect evidence, report findings, and validate issue remediation.

What We're Looking For:

• A strong background as a Risk Management / Business Analyst with a knack for problem-solving and analytical thinking.
• Basic understanding of WAN/LAN Network Technologies and familiarity with compliance risks.
• Experience in a large enterprise environment is a plus!
• Detail-oriented and organized, demonstrating diligence in your work.
• Advanced skills in Microsoft Excel, along with proficiency in Microsoft Access, Word, PowerPoint, and Visio.
• Excellent written and verbal presentation skills with the ability to communicate complex data analytics concepts clearly.
• Prior experience in the banking or financial services sector is beneficial.

Pontoon is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. We do this by showcasing their talents, skills, and unique experience in an inclusive environment that helps them thrive. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you.

Risk Management Specialist

Location : Chester (3 days on-site required)
Contract Length : 12 months to be extended.
Salary: 73,000

Are you ready to take your career to the next level in the dynamic world of Banking and Financial Services? We are seeking a passionate and proactive Risk Management Specialist to join our vibrant Network Service Assurance organization. If you're looking for an opportunity to make a significant impact while growing your skills, this is the role for you!

Position Overview:

As a Risk Management Specialist, you will play a key role in managing and reporting risks associated with our network infrastructure. You'll help ensure that our processes, procedures, and controls align with our risk framework. Your insights will guide our teams in adhering to enterprise standards and navigating compliance requirements, making you an essential part of our mission.

Key Responsibilities:

• Deliver high-quality outputs while owning assigned tasks with a proactive approach.
• Timely escalation of issues with proposed solutions.
• Cultivate and maintain relationships with team members and key stakeholders.
• Manage network architecture risk assessments and documentation.
• Coordinate risk assessment schedules and planning activities with stakeholders.
• Support internal compliance audits, representing network technology throughout the audit lifecycle.
• Collect evidence, report findings, and validate issue remediation.

What We're Looking For:

• A strong background as a Risk Management / Business Analyst with a knack for problem-solving and analytical thinking.
• Basic understanding of WAN/LAN Network Technologies and familiarity with compliance risks.
• Experience in a large enterprise environment is a plus!
• Detail-oriented and organized, demonstrating diligence in your work.
• Advanced skills in Microsoft Excel, along with proficiency in Microsoft Access, Word, PowerPoint, and Visio.
• Excellent written and verbal presentation skills with the ability to communicate complex data analytics concepts clearly.
• Prior experience in the banking or financial services sector is beneficial.

Pontoon is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. We do this by showcasing their talents, skills, and unique experience in an inclusive environment that helps them thrive. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you.

About Zego

At Zego, we understand that traditional motor insurance holds good drivers back. It's too complicated, too expensive, and it doesn't reflect how well you actually drive. Since 2016, we have been on a mission to change that by offering the lowest priced insurance for good drivers.

From van drivers and gig workers to everyday car drivers, our customers are the driving force behind everything we do. We've sold tens of millions of policies and raised over $200 million in funding and picked up numerous awards, including the Insurance Claims Team Of The Year 2024 as awarded at The Insurance Post's Claims & Fraud Awards. And we’re only just getting started.

That’s where you come in.

As a Policy Enforcement Executive  in our Operations team, you’ll play a critical role in protecting Zego from risk by taking action on customers who fall outside our driving and compliance standards. You’ll be responsible for cancelling policies that breach our rules – including those with persistent poor driving scores or failure to meet policy requirements.

This role is ideal for someone with an investigative mindset, great judgment, and a passion for upholding fairness and safety in motor insurance.

What You'll Be Doing

• Actioning Non-Compliance/Poor drivers:  Review accounts that have triggered alerts related to unsafe driving, telematics scores, or policy breaches. Take swift and fair action to cancel policies where required.
• Risk Identification:  Spot patterns of non-compliance and driving behaviour that fall below Zego’s thresholds. Help define and refine our approach to policy enforcement.
• Decision Making:  Cancel policies in line with internal processes and FCA guidelines, documenting each case clearly and accurately.
• Customer Communication:  Deliver clear and professional messages to customers around cancellations, helping them understand the reasons behind our decisions while maintaining Zego’s tone of voice.
• Cross-Team Collaboration:  Work closely with our, Fraud, Customer Service and product teams to share insights, streamline processes, and protect our customers and brand.
• Continuous Improvement:  Provide feedback on current processes and help evolve our risk response strategy in line with emerging trends and technologies.

What You'll Need to Be Successful

• Strong analytical thinking  – You can quickly assess risk indicators and apply consistent, fair judgment in difficult decisions.
• Insurance or risk operations experience  – You’ve worked within insurance before, ideally in fraud, claims, or underwriting.
• Great communication skills  – You’re comfortable delivering firm but empathetic messages to customers, both in writing and over the phone.
• Confident decision-making  – You’re comfortable working autonomously and can defend your choices when challenged.
• Process-driven mindset  – You follow procedures with care but aren’t afraid to suggest improvements.
• Curious and tech-friendly  – You enjoy using tools to support your work and are eager to learn new systems.

How we work

We believe that teams work better when they have time to collaborate and space to get things done. We call it Zego Hybrid.

Our hybrid way of working is unique. We foster a flexible approach that empowers every Zegon to perform at their best. We ask you to spend one day a week in our central Halifax office. You have the flexibility to choose the day that works best for you and your team. We offer a Hybrid contribution for all company-wide events (3 per year) and help you pay towards other travel costs. We think it’s a good mix of collaborative face time and flexible home-working, setting us up to achieve the right balance between work and life.

Our approach to AI

We believe in the power of AI to meaningfully improve how we work - helping us move faster, think differently, and focus on what matters most. At Zego, we encourage people to stay curious and intentional about how AI is leveraged in their work and teams to drive practical impact every day. This is your chance to do the most meaningful work of your career - and we’ll provide you with the tools, support, and freedom to do it well.

Benefits

We reward our people well. Join us and you’ll get a market-competitive salary, private medical insurance, company share options, generous holiday allowance, and a whole lot of wellbeing benefits. And that’s just for starters.

We’re an equal-opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.

Who we are…

Verdantix is an independent research and advisory firm that serves a global client base consisting of the world’s most innovative corporations, technology and services vendors, and investors. Our insights and analysis form a foundation of the most granular data available in the marketplaces we serve. This allows us to make highly accurate far-reaching forecasts and big-picture predictions that business leaders depend on when they are setting out to reach their most important goals.

Since our foundation in 2008, we have been built our company around five values: independence, accuracy, confidentiality, curiosity, and sustainability. They encapsulate what we stand for, the way we do business and the impact we have on the communities we serve.

The role…

Reporting to the Senior Manager for the Risk Management practice, the Principal Analyst will play a pivotal role in providing our clients with an informed view on the rapidly changing business risk landscape, and the associated risk management strategies and technologies firms are leveraging to become more resilient over the next decade. This position is a vital part of the growth and development of our Risk Management team located across New York, Boston, and in London.

Excelling in this role requires an enthusiasm for understanding how technology can improve business outcomes, experience in producing high-quality written deliverables, and the ability to contribute to client-facing engagements. Successful candidates will have the ambition to undertake a wide range of qualitative and quantitative research in collaboration with other analysts.

Our analysts benefit from our structured ‘Analyst Training Framework’ which offers 24-months of tailored learning which will equip high performers to progress to more senior analyst positions at Verdantix.

This is a hybrid role which requires 3 days a week in the office during probationary period, and will decrease to 2 days upon successful completion.

What you’ll be doing…

• Conducting research based on the established portfolio of Verdantix methodologies.
• Undertaking research interviews with senior executives.
• Building quantitative models to size and forecast industrial technology markets.
• Efficiently writing high-quality research documents in English.
• Producing reports on technology vendors based on technology briefings.
• Working on consulting projects relating to Risk management technologies.
• Attending industry events to help raise the profile of Verdantix in the market.
• Developing trusted relationships with Verdantix clients and senior industry decision makers.
• Supporting marketing efforts by writing blogs and engaging in social media activities.

About you…

• Educated to undergraduate level with a preference for top-tier universities. Keen to see candidates with a degree in Risk Management, Risk Management and Insurance, Business Administration, Economics, Statistics, Engineering, Law, Environmental Science, or other related fields Desirable to have a relevant MSc or MBA.
• Ideal candidates will have at least 8 years of relevant experience in professional services / consulting firm / analyst firm.
• Proven ability to quickly write high quality reports for a business audience.
• Quantitative skills and knowledge of Excel to manipulate large data sets and apply basic mathematical concepts.
• Experience in conducting research interviews and contributing to the development of research reports.
• Understanding of priorities of the chief risk officer including enterprise risk management, integrated risk management, third-party risk management, ESG risk and reputational risk.
• Deep understanding of Governance, Risk, and Compliance (GRC) software and other risk focused technologies.

Additional benefits we offer…

• Competitive salary (with annual review)
• Performance-driven quarterly bonus scheme
• Pension with enhanced employer contribution
• Generous holiday entitlement, accruing an extra day with every year worked (local capping applies)
• Quarterly employee recognition scheme
• Hybrid working option, with the aim of promoting flexibility and work-life balance
• Private medical insurance, including online GP service, mental health support and discounted gym memberships
• Enhanced family-friendly benefits
• Weekly ‘flexi-hour’ to extend a lunch break or finish early on your day of choice
• Cycle to work scheme - tax-efficient purchase of a bike, bike accessories, or both
• Time off for volunteering when done through our partner OnHand: an app for local volunteering and climate action
• Multiple social events throughout the year, including Company Ramble & Sports Day
• Strong focus on learning and development with career plans for all employees
• Dog-friendly office
• Fantastic colleagues with a great sense of humour!

We seek individuals with a passionate belief that innovation and technology can transform corporate EHS, operational risk and real estate performance. People who thrive at Verdantix have a proven work ethic, a desire to be challenged, and a strong sense of curiosity. Our management culture and career development is based on achievements, skills and behaviours with quarterly reviews that keep individuals and the firm on track. We recognize that everyone on the Verdantix team has a significant contribution to make to the growth of the business. We operate with a high level of transparency about business performance and include all employees in big decisions such as growth strategies and new product launches. Come and join our growing team!

Verdantix is a winner of ‘The 2021 Queen’s Award for Enterprise in the International Trade’ category. The Queen’s Awards for Enterprise are the most prestigious awards in the United Kingdom. Verdantix won the Queen’s Award due to its sustained growth in international trade over the last three years – including through the pandemic. This rapid, consistent growth reflects demand for the high-quality research and advisory services that Verdantix provides to clients in seventeen countries.

Who we are…

Verdantix is an independent research and advisory firm that serves a global client base consisting of the world’s most innovative corporations, technology and services vendors, and investors. Our insights and analysis form a foundation of the most granular data available in the marketplaces we serve. This allows us to make highly accurate far-reaching forecasts and big-picture predictions that business leaders depend on when they are setting out to reach their most important goals.

Since our foundation in 2008, we have been built our company around five values: independence, accuracy, confidentiality, curiosity, and sustainability. They encapsulate what we stand for, the way we do business and the impact we have on the communities we serve.

The role…

Reporting to the Senior Manager for the Risk Management practice, the Principal Analyst will play a pivotal role in providing our clients with an informed view on the rapidly changing business risk landscape, and the associated risk management strategies and technologies firms are leveraging to become more resilient over the next decade. This position is a vital part of the growth and development of our Risk Management team located across New York, Boston, and in London.

Excelling in this role requires an enthusiasm for understanding how technology can improve business outcomes, experience in producing high-quality written deliverables, and the ability to contribute to client-facing engagements. Successful candidates will have the ambition to undertake a wide range of qualitative and quantitative research in collaboration with other analysts.

Our analysts benefit from our structured ‘Analyst Training Framework’ which offers 24-months of tailored learning which will equip high performers to progress to more senior analyst positions at Verdantix.

This is a hybrid role which requires 3 days a week in the office during probationary period, and will decrease to 2 days upon successful completion.

What you’ll be doing…

• Conducting research based on the established portfolio of Verdantix methodologies.
• Undertaking research interviews with senior executives.
• Building quantitative models to size and forecast industrial technology markets.
• Efficiently writing high-quality research documents in English.
• Producing reports on technology vendors based on technology briefings.
• Working on consulting projects relating to Risk management technologies.
• Attending industry events to help raise the profile of Verdantix in the market.
• Developing trusted relationships with Verdantix clients and senior industry decision makers.
• Supporting marketing efforts by writing blogs and engaging in social media activities.

About you…

• Educated to undergraduate level with a preference for top-tier universities. Keen to see candidates with a degree in Risk Management, Risk Management and Insurance, Business Administration, Economics, Statistics, Engineering, Law, Environmental Science, or other related fields Desirable to have a relevant MSc or MBA.
• Ideal candidates will have at least 8 years of relevant experience in professional services / consulting firm / analyst firm.
• Proven ability to quickly write high quality reports for a business audience.
• Quantitative skills and knowledge of Excel to manipulate large data sets and apply basic mathematical concepts.
• Experience in conducting research interviews and contributing to the development of research reports.
• Understanding of priorities of the chief risk officer including enterprise risk management, integrated risk management, third-party risk management, ESG risk and reputational risk.
• Deep understanding of Governance, Risk, and Compliance (GRC) software and other risk focused technologies.

Additional benefits we offer…

• Competitive salary (with annual review)
• Performance-driven quarterly bonus scheme
• Pension with enhanced employer contribution
• Generous holiday entitlement, accruing an extra day with every year worked (local capping applies)
• Quarterly employee recognition scheme
• Hybrid working option, with the aim of promoting flexibility and work-life balance
• Private medical insurance, including online GP service, mental health support and discounted gym memberships
• Enhanced family-friendly benefits
• Weekly ‘flexi-hour’ to extend a lunch break or finish early on your day of choice
• Cycle to work scheme - tax-efficient purchase of a bike, bike accessories, or both
• Time off for volunteering when done through our partner OnHand: an app for local volunteering and climate action
• Multiple social events throughout the year, including Company Ramble & Sports Day
• Strong focus on learning and development with career plans for all employees
• Dog-friendly office
• Fantastic colleagues with a great sense of humour!

We seek individuals with a passionate belief that innovation and technology can transform corporate EHS, operational risk and real estate performance. People who thrive at Verdantix have a proven work ethic, a desire to be challenged, and a strong sense of curiosity. Our management culture and career development is based on achievements, skills and behaviours with quarterly reviews that keep individuals and the firm on track. We recognize that everyone on the Verdantix team has a significant contribution to make to the growth of the business. We operate with a high level of transparency about business performance and include all employees in big decisions such as growth strategies and new product launches. Come and join our growing team!

Verdantix is a winner of ‘The 2021 Queen’s Award for Enterprise in the International Trade’ category. The Queen’s Awards for Enterprise are the most prestigious awards in the United Kingdom. Verdantix won the Queen’s Award due to its sustained growth in international trade over the last three years – including through the pandemic. This rapid, consistent growth reflects demand for the high-quality research and advisory services that Verdantix provides to clients in seventeen countries.