10 Mortgage Lending jobs in the United Kingdom

Our client, a national mortgage brokerage is currently recruiting an experienced Specialist Mortgage Broker to join their growing team at their Macclesfield offices.

The Commercial Broker plays a pivotal role in connecting borrowers with lenders, facilitating loans that enable businesses to thrive and expand. You will act as an intermediary, offering expert guidance and tailored financial solutions to meet the diverse needs of their clients, which range from small business owners looking for prime office space to large corporations seeking substantial property investments.

Responsibilities & Duties

• Building and maintaining relationships with clients, understanding their financial needs and goals, and providing expert advice on commercial mortgage products.
• Prospecting for new clients and developing inbound leads through various channels.
• Maintaining strong relationships with lenders, understanding their lending criteria, and accessing a wide range of loan products.
• Assisting clients with the loan application process, gathering necessary documentation, and submitting applications to lenders.
• Negotiating favourable loan terms with lenders, including interest rates, loan amounts, and repayment schedules.
• Analysing a client's financial situation, assessing their ability to repay the loan, and determining the appropriate loan amount and repayment schedule.
• Staying up-to-date on the current commercial mortgage market conditions, including interest rates, loan products, and lender offerings.
• Helping clients navigate challenges during the loan application process, such as eligibility requirements or paperwork issues.
• The ability to effectively communicate with clients and lenders, build rapport, and negotiate effectively.
• A solid understanding of commercial mortgage products, lending criteria, and market Sales and business development experience:
• The ability to prospect for new clients and develop business relationships.
• The ability to secure favourable terms with lenders.
• The ability to troubleshoot issues that may arise during the loan application process.
• A good understanding of the commercial real estate market and the financial regulations that govern commercial mortgages.

Qualifications & Skills

• Bachelor's degree in finance, business, or a related field
• Professional certification such as CeMap
• Extensive experience in commercial real estate financing
• Proven track record of successfully closed deals
• Strong network of industry contacts
• Proficiency in financial software and tools
• Excellent communication and interpersonal skills
• Minimum of 2 years of experience in mortgage brokering or a related field
• Proficiency with mortgage software and Microsoft Office Suite
• Strong analytical and problem-solving abilities
• Effective written and verbal communication skills

At Target Group, we're not just about deadlines and deliverables; we're about making a real impact in the Financial Services and Technology sectors. We thrive on innovation and the ability to adapt, and we currently have a unique opportunity within our Operations Team for a Mortgage Forbearance Specialist who shares our passion for progress.

The successful candidate will manage mortgage accounts in arrears and deliver tailored, compliant forbearance solutions across first charge, second charge, and buy-to-let portfolios. The role ensures fair customer outcomes while mitigating financial and reputational risk, in line with FCA regulations and internal policies.

Please note, this is an initial 12 month FTC. The successful candidate will predominantly work from home but will be required to be in our Cardiff office for some of the training period (this will be fully expensed)

What does the role of Mortgage Forbearance Specialist look like day to day?

• Manage a portfolio of mortgage accounts in arrears, assessing affordability and execution of appropriate forbearance provision.
• Conduct effective and empathetic conversations with customers, including those identified as vulnerable, to gather relevant financial information.
• Apply FCA regulatory frameworks and internal policies to all casework.
• Monitor and review forbearance arrangements to ensure ongoing suitability and compliance.
• Collaborate with internal teams and external stakeholders (debt advisors, solicitors) to resolve complex cases.
• Prepare documentation for litigation proceedings where necessary and support the legal process through to resolution.
• Maintain accurate, auditable records of all customer interactions and decisions.
• Contribute to continuous improvement initiatives in arrears and forbearance processes.

Requirements

What experience are we looking for?

• Lots of experience in mortgage arrears management, with at least 1 years in a forbearance or specialist role.
• Experience across first charge, second charge, and/or buy-to-let mortgage products.
• Strong working knowledge of FCA regulations, including MCOB, CONC, and vulnerability guidance.
• Demonstrable experience in handling complex arrears and vulnerable customer cases.
• Proficient in using mortgage servicing platforms and Microsoft Office tools.
• Litigation experience in mortgage enforcement or repossession processes (desirable)
• CeMAP or equivalent mortgage qualification (desirable)
• Extensive experience working in a regulated financial services environment (desirable)

The successful candidate will ideally be:

• An analytical thinker, with the ability to assess financial data, identify trends, and determine appropriate forbearance strategies
• Confident in making sound, timely decisions that balance customer needs with business risk
• A clear, concise, and professional communicator (both written and verbal), tailored to a range of audiences
• Resilient and empathetic; capable of managing sensitive conversations with professionalism and emotional control.
• Aware of regulatory obligations and able to apply them consistently in case handling.
• Able to work efficiently with internal and external stakeholders to achieve positive outcomes
• Attentive to detail; maintaining accurate records and ensuring all actions are fully documented and compliant
• Able to manage a high-volume caseload efficiently while meeting deadlines and service level agreements

Benefits

• A competitive salary of up to £36,000 per annum, depending on experience
• An attractive commission scheme when achieving sales targets and new revenue growth
• 30 days holiday PLUS bank holidays (That's right! 30 days from Day 1)
• At least two days per year to give back to our community through our volunteering initiative
• Defined Pension Contribution Scheme (Employer matched up to 6%) with the option to contribute via Salary Exchange (Salary Sacrifice)
• Employee Discount Scheme, access to discounts and offers across 100s of leading retailers.  
• Company Paid Private Medical Insurance (benefit in kind)
• Group Life Assurance (4x Annual Salary)
• Group Income Protection
• Annual Pay Review
• Discretionary Annual Bonus Scheme
• – Confidential access to health and wellbeing support to include Employee Assistance Program
• Free Flu Vaccinations, Eye Tests and employer contribution towards glasses
• Recognition Scheme
• Free Mortgage Advice and Support
• Funeral Concierge and Bereavement Services
• 24/7 access to a GP
• Discounted health club memberships
• Salary Sacrifice Technology Buying Scheme
• Access to Wisdom, total wellbeing solution

We wholeheartedly believe in fostering a diverse and inclusive culture by actively implementing our D&I strategy, building strong community ties, and empowering our people and leaders.

Join us and shape your future!

At Target Group, we're not just about deadlines and deliverables; we're about making a real impact in the Financial Services and Technology sectors. We thrive on innovation and the ability to adapt, and we currently have a unique opportunity within our Operations Team for a Mortgage Forbearance Specialist who shares our passion for progress.

The successful candidate will manage mortgage accounts in arrears and deliver tailored, compliant forbearance solutions across first charge, second charge, and buy-to-let portfolios. The role ensures fair customer outcomes while mitigating financial and reputational risk, in line with FCA regulations and internal policies.

Please note, this is an initial 12 month FTC. The successful candidate will predominantly work from home but will be required to be in our Cardiff office for some of the training period (this will be fully expensed)

What does the role of Mortgage Forbearance Specialist look like day to day?

• Manage a portfolio of mortgage accounts in arrears, assessing affordability and execution of appropriate forbearance provision.
• Conduct effective and empathetic conversations with customers, including those identified as vulnerable, to gather relevant financial information.
• Apply FCA regulatory frameworks and internal policies to all casework.
• Monitor and review forbearance arrangements to ensure ongoing suitability and compliance.
• Collaborate with internal teams and external stakeholders (debt advisors, solicitors) to resolve complex cases.
• Prepare documentation for litigation proceedings where necessary and support the legal process through to resolution.
• Maintain accurate, auditable records of all customer interactions and decisions.
• Contribute to continuous improvement initiatives in arrears and forbearance processes.

Requirements

What experience are we looking for?

• Lots of experience in mortgage arrears management, with at least 1 years in a forbearance or specialist role.
• Experience across first charge, second charge, and/or buy-to-let mortgage products.
• Strong working knowledge of FCA regulations, including MCOB, CONC, and vulnerability guidance.
• Demonstrable experience in handling complex arrears and vulnerable customer cases.
• Proficient in using mortgage servicing platforms and Microsoft Office tools.
• Litigation experience in mortgage enforcement or repossession processes (desirable)
• CeMAP or equivalent mortgage qualification (desirable)
• Extensive experience working in a regulated financial services environment (desirable)

The successful candidate will ideally be:

• An analytical thinker, with the ability to assess financial data, identify trends, and determine appropriate forbearance strategies
• Confident in making sound, timely decisions that balance customer needs with business risk
• A clear, concise, and professional communicator (both written and verbal), tailored to a range of audiences
• Resilient and empathetic; capable of managing sensitive conversations with professionalism and emotional control.
• Aware of regulatory obligations and able to apply them consistently in case handling.
• Able to work efficiently with internal and external stakeholders to achieve positive outcomes
• Attentive to detail; maintaining accurate records and ensuring all actions are fully documented and compliant
• Able to manage a high-volume caseload efficiently while meeting deadlines and service level agreements

Benefits

• A competitive salary of up to £36,000 per annum, depending on experience
• An attractive commission scheme when achieving sales targets and new revenue growth
• 30 days holiday PLUS bank holidays (That's right! 30 days from Day 1)
• At least two days per year to give back to our community through our volunteering initiative
• Defined Pension Contribution Scheme (Employer matched up to 6%) with the option to contribute via Salary Exchange (Salary Sacrifice)
• Employee Discount Scheme, access to discounts and offers across 100s of leading retailers.  
• Company Paid Private Medical Insurance (benefit in kind)
• Group Life Assurance (4x Annual Salary)
• Group Income Protection
• Annual Pay Review
• Discretionary Annual Bonus Scheme
• – Confidential access to health and wellbeing support to include Employee Assistance Program
• Free Flu Vaccinations, Eye Tests and employer contribution towards glasses
• Recognition Scheme
• Free Mortgage Advice and Support
• Funeral Concierge and Bereavement Services
• 24/7 access to a GP
• Discounted health club memberships
• Salary Sacrifice Technology Buying Scheme
• Access to Wisdom, total wellbeing solution

We wholeheartedly believe in fostering a diverse and inclusive culture by actively implementing our D&I strategy, building strong community ties, and empowering our people and leaders.

Join us and shape your future!

Lending Support Officer / Lending / Support / Birmingham / Permanent / Hybrid

The Role!

Are you ready to elevate your career and be part of a fast-growing, exciting team?

We’re looking for a proactive and detail-oriented individual to join our client as a Lending Support Officer, where you’ll play a key role in supporting the lending activities across Bridging, Buy to Let, and other loan products. You’ll collaborate with both internal and external stakeholders, delivering exceptional service and driving operational success.

Why Join?

You’ll be joining a passionate and innovative team that values collaboration and customer-focused service. As they continue to grow, your ideas and contributions will be valued, giving you the opportunity to develop your career in an ever-evolving environment.

If this sounds like the next step you’re looking for, we’d love to hear from you!

What You’ll Do:

• Be the First Point of Contact:  Handle queries from customers and brokers, ensuring swift and accurate responses.
• Support Lending Applications:  Assist in managing loan applications and ensuring all processes are compliant and efficient.
• Build Relationships:  Work closely with internal teams, clients, and brokers, maintaining strong communication and service standards.
• Drive Efficiency:  Help improve operational processes and contribute to the rollout of new products.

What We’re Looking For:

• Tech-Savvy:  Proficient in Outlook, Word, Excel, and other IT systems.
• Strong Communicator:  Confident in both written and verbal communication, with experience working with third parties and senior team members.
• Detail-Oriented:  Organised with strong attention to detail, able to manage multiple tasks effectively.

Bonus Points:

• Experience in mortgages or lending products.
• Familiarity with the financial services industry and working within a regulated environment.

Lending Support Officer / Lending / Support / Birmingham / Permanent / Hybrid

Lending Support Officer / Lending / Support / Birmingham / Permanent / Hybrid

Lending Support Officer / Lending / Support / Birmingham / Permanent / Hybrid

Lending Support Officer / Lending / Support / Birmingham / Permanent / Hybrid

The Role!

Are you ready to elevate your career and be part of a fast-growing, exciting team?

We’re looking for a proactive and detail-oriented individual to join our client as a Lending Support Officer, where you’ll play a key role in supporting the lending activities across Bridging, Buy to Let, and other loan products. You’ll collaborate with both internal and external stakeholders, delivering exceptional service and driving operational success.

Why Join?

You’ll be joining a passionate and innovative team that values collaboration and customer-focused service. As they continue to grow, your ideas and contributions will be valued, giving you the opportunity to develop your career in an ever-evolving environment.

If this sounds like the next step you’re looking for, we’d love to hear from you!

What You’ll Do:

• Be the First Point of Contact:  Handle queries from customers and brokers, ensuring swift and accurate responses.
• Support Lending Applications:  Assist in managing loan applications and ensuring all processes are compliant and efficient.
• Build Relationships:  Work closely with internal teams, clients, and brokers, maintaining strong communication and service standards.
• Drive Efficiency:  Help improve operational processes and contribute to the rollout of new products.

What We’re Looking For:

• Tech-Savvy:  Proficient in Outlook, Word, Excel, and other IT systems.
• Strong Communicator:  Confident in both written and verbal communication, with experience working with third parties and senior team members.
• Detail-Oriented:  Organised with strong attention to detail, able to manage multiple tasks effectively.

Bonus Points:

• Experience in mortgages or lending products.
• Familiarity with the financial services industry and working within a regulated environment.

Lending Support Officer / Lending / Support / Birmingham / Permanent / Hybrid

Lending Support Officer / Lending / Support / Birmingham / Permanent / Hybrid

Lending Support Officer / Lending / Support / Birmingham / Permanent / Hybrid

Leading international Bank based in the city seek a Loan/Credit Documentation Specialist on a 10 month contract, to play a vital part in ensuring the accurate preparation, verification, and safekeeping of credit documentation in line with internal policies, regulatory requirements, and performance standards.

Key Responsibilities

• Manage day-to-day tasks and routine operations, ensuring timely fulfilment of business and regulatory requirements.
• Record all transactions and updates in the Workflow system.
• Coordinate the preparation of credit documentation, including:
• Facility Offer Letters, Syndicated Agreements, Security Documentation
• Internal and external legal opinions and condition precedent documents
• Review and verify the proper execution of all documentation, including checking signatures and verifying authorities
• Maintain credit facility files, scan documents, and ensure secure storage in the vault.
• Encode lodgements and update collateral data in the bank’s systems.
• Liaise with Head Office, Product Specialists, Coverage, and Credit teams to ensure smooth processing of documentation and limit release.
• Monitor and follow up on incomplete documentation, deferrals, or waivers, ensuring relevant approvals are obtained.
• Conduct periodic reviews to ensure all documents are physically held and up to date.
• Support the clean-up and release of obsolete or fully settled securities and ensure correct cancellation in systems

Essential Experience

• Experience in Credit Limit Control, reporting and MIS, credit operations, or Loan documentation handling.
• Strong understanding of Loan/facility documentation
• Proven knowledge of Loan Agreements, Facility Offer Letters, Security related documents and condition precedent documents
• Experience working for a Bank in the UK with full working rights and cant start at short notice

Leading international Bank based in the city seek a Loan/Credit Documentation Specialist on a 10 month contract, to play a vital part in ensuring the accurate preparation, verification, and safekeeping of credit documentation in line with internal policies, regulatory requirements, and performance standards.

Key Responsibilities

• Manage day-to-day tasks and routine operations, ensuring timely fulfilment of business and regulatory requirements.
• Record all transactions and updates in the Workflow system.
• Coordinate the preparation of credit documentation, including:
• Facility Offer Letters, Syndicated Agreements, Security Documentation
• Internal and external legal opinions and condition precedent documents
• Review and verify the proper execution of all documentation, including checking signatures and verifying authorities
• Maintain credit facility files, scan documents, and ensure secure storage in the vault.
• Encode lodgements and update collateral data in the bank’s systems.
• Liaise with Head Office, Product Specialists, Coverage, and Credit teams to ensure smooth processing of documentation and limit release.
• Monitor and follow up on incomplete documentation, deferrals, or waivers, ensuring relevant approvals are obtained.
• Conduct periodic reviews to ensure all documents are physically held and up to date.
• Support the clean-up and release of obsolete or fully settled securities and ensure correct cancellation in systems

Essential Experience

• Experience in Credit Limit Control, reporting and MIS, credit operations, or Loan documentation handling.
• Strong understanding of Loan/facility documentation
• Proven knowledge of Loan Agreements, Facility Offer Letters, Security related documents and condition precedent documents
• Experience working for a Bank in the UK with full working rights and cant start at short notice

Job Opportunity: Temporary Loan Transaction Officer

Department: Loan Administration

Grade: Senior Officer

Location: London City Based

Contract Type: 12 Months £300 per day all in rate – Hybrid Working

Candidate Requirement

You must be an experienced loan administration professional. Happy to work on a Temporary basis as a Loan Transaction Officer to support the day-to-day operations of the Loan Administration department, working across UK and international corporate lending portfolios.

About the Role

• As a key member of the Loan Administration team, you’ll be involved in the full spectrum of loan processing activities including Agency, syndicated and bilateral facilities

Key Responsibilities

• Process all aspects of loan administration, including drawdowns, rollovers, rate fixings, and repayments.
• Support daily operations for lending, deposits, FX deals, and current accounts.
• Prepare system inputs, calculate and reconcile interest and fees, and liaise with internal teams on funding needs.
• Manage customer communications, including confirmations, statements, and certificates.
• Undertake quality checks on team outputs and provide support to junior colleagues.
• Assist with internal reporting, reconciliations, and pending item updates for management and head office.
• Liaise with external banks and internal departments on syndicated loan instructions.
• Maintain high standards of operational risk awareness and compliance.

Essential Skills & Experience

• Minimum 7 years’ experience in Loan Administration or Loan Agency (essential).
• Strong knowledge of syndicated and bilateral loan processing.
• Confident in interpreting legal loan documentation
• Experience mentoring junior team members is a plus.
• Advanced Excel or Access skills and familiarity with LoanIQ

Location: London,EC3V3LA

Salary: Competitive

Contract: Permanent

WorkingPattern: Hybrid-8dayspermonthinoffice

WhyThisRoleWillAccelerateYourCareer

Joinaprestigiousinternationalbankingenvironmentwhereyourloanadministrationexpertisewillbevaluedandrewarded.Thisisyouropportunitytoworkwithhigh-profileUKandoverseascorporateclientswhileadvancingyourcareerinasupportive,development-focusedteam.

WhatMakesThisRoleSpeci.

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