366 Payment jobs in the United Kingdom
Payment Optimisation Manager
Posted 14 days ago
Job Viewed
Job Description
Our client is a global media and information-services company who empower people to understand and tackle the critical challenges and changes facing the world. Through analytical rigour, global expertise and evidence-based insights they enable individuals and organisations to make sense of these shifts and chart a course through them.
You will lead the strategy and execution of payment optimisation across acquisition and retention journeys globally. Your core mission will be to increase payment success, reduce involuntary churn, improve operational health, and drive cost efficiency. You will need a deep understanding of the payments ecosystem (including 3DS, network tokens, retry logic, vaulting, and orchestration), regulatory compliance, and a passion for data-driven iteration.
This is a hands-on role requiring a strategic mindset, technical fluency, and commercial acumen. You'll work closely with gateway partners, acquirers, card schemes, internal product teams, finance, marketing and data analysts to ensure our payment stack is resilient, innovative, and aligned with business goals.
You'll be joining a friendly, inclusive product team who are empowered to shape their ways of working, refine processes, and deeply care about developing each other's capabilities
Responsibilities will include:
- Own and continuously improve the end-to-end payments experience and roadmap across acquisition and retention journeys, optimising for authorisation success, cost efficiency, and customer experience. li>Analyse qualitative and quantitative data from multiple payment platforms to identify performance trends, flag anomalies, and propose data-backed actions that drive business impact.
- Stay on top of global payments regulations, card scheme rules, and industry developments (e.g. PCI-DSS, PSD2, network tokenisation) to ensure compliance and future readiness.
- Drive strategic initiatives such as smart retries, fallback orchestration, and alternative payment methods (e.g. wallets, open banking), building business cases and overseeing delivery from design to launch.
- Own the performance relationships with PSPs, acquirers, and fraud vendors; lead QBRs, interpret SLAs, and escalate or negotiate commercial terms as needed.
- Configure and test payment stack features, including vaults, network tokens, fraud rules, and 3DS settings, to ensure an optimal balance between acceptance rates and fraud prevention.
- Collaborate with marketing, product, engineering, finance, legal, and data teams to execute payment initiatives that align with product, commercial and operational goals.
- Ensure operational excellence by conducting daily and monthly monitoring of KPIs across platforms such as CYBS, Stripe, and Adyen; escalate and act on irregularities promptly.
- Document and lead compliance efforts, including PCI user access reviews, audit prep, and implementation of regulatory bulletins or scheme mandates.
- Maintain hands-on fluency with systems such as Zuora, Snowflake and Tableau to extract and interpret data, validate business cases, and test changes across payment journeys.
Who you are:
- Experience with the card payment industry; optimising recurring payment acceptance rates, improving new transaction approval rates and knowledge of card scheme rules.
- Proven track record in payment optimisation, with hands-on experience managing recurring billing and smart retry strategies, ideally on the merchant side within a subscription-based business model.
- Deep knowledge of card scheme rules, fraud tools (e.g. Decision Manager), and payment regulations (e.g. PSD2, PCI, 3DS2).
- Experience with network tokenisation, orchestration, vaulting, smart retries, and fallback routing.
- Strong vendor management and negotiation skills.
- Proficiency in analysing large volumes of transactional data and extracting actionable insights.
- Familiarity with platforms such as Zuora, Snowflake, Tableau, and payment gateways (CYBS, Stripe, Adyen).
- A hands-on, proactive, and collaborative approach with an ability to work across technical and commercial domains.
Payment Optimisation Manager
Posted 2 days ago
Job Viewed
Job Description
Our client is a global media and information-services company who empower people to understand and tackle the critical challenges and changes facing the world. Through analytical rigour, global expertise and evidence-based insights they enable individuals and organisations to make sense of these shifts and chart a course through them.
You will lead the strategy and execution of payment optimisation across acquisition and retention journeys globally. Your core mission will be to increase payment success, reduce involuntary churn, improve operational health, and drive cost efficiency. You will need a deep understanding of the payments ecosystem (including 3DS, network tokens, retry logic, vaulting, and orchestration), regulatory compliance, and a passion for data-driven iteration.
This is a hands-on role requiring a strategic mindset, technical fluency, and commercial acumen. You'll work closely with gateway partners, acquirers, card schemes, internal product teams, finance, marketing and data analysts to ensure our payment stack is resilient, innovative, and aligned with business goals.
You'll be joining a friendly, inclusive product team who are empowered to shape their ways of working, refine processes, and deeply care about developing each other's capabilities
Responsibilities will include:
- Own and continuously improve the end-to-end payments experience and roadmap across acquisition and retention journeys, optimising for authorisation success, cost efficiency, and customer experience. li>Analyse qualitative and quantitative data from multiple payment platforms to identify performance trends, flag anomalies, and propose data-backed actions that drive business impact.
- Stay on top of global payments regulations, card scheme rules, and industry developments (e.g. PCI-DSS, PSD2, network tokenisation) to ensure compliance and future readiness.
- Drive strategic initiatives such as smart retries, fallback orchestration, and alternative payment methods (e.g. wallets, open banking), building business cases and overseeing delivery from design to launch.
- Own the performance relationships with PSPs, acquirers, and fraud vendors; lead QBRs, interpret SLAs, and escalate or negotiate commercial terms as needed.
- Configure and test payment stack features, including vaults, network tokens, fraud rules, and 3DS settings, to ensure an optimal balance between acceptance rates and fraud prevention.
- Collaborate with marketing, product, engineering, finance, legal, and data teams to execute payment initiatives that align with product, commercial and operational goals.
- Ensure operational excellence by conducting daily and monthly monitoring of KPIs across platforms such as CYBS, Stripe, and Adyen; escalate and act on irregularities promptly.
- Document and lead compliance efforts, including PCI user access reviews, audit prep, and implementation of regulatory bulletins or scheme mandates.
- Maintain hands-on fluency with systems such as Zuora, Snowflake and Tableau to extract and interpret data, validate business cases, and test changes across payment journeys.
Who you are:
- Experience with the card payment industry; optimising recurring payment acceptance rates, improving new transaction approval rates and knowledge of card scheme rules.
- Proven track record in payment optimisation, with hands-on experience managing recurring billing and smart retry strategies, ideally on the merchant side within a subscription-based business model.
- Deep knowledge of card scheme rules, fraud tools (e.g. Decision Manager), and payment regulations (e.g. PSD2, PCI, 3DS2).
- Experience with network tokenisation, orchestration, vaulting, smart retries, and fallback routing.
- Strong vendor management and negotiation skills.
- Proficiency in analysing large volumes of transactional data and extracting actionable insights.
- Familiarity with platforms such as Zuora, Snowflake, Tableau, and payment gateways (CYBS, Stripe, Adyen).
- A hands-on, proactive, and collaborative approach with an ability to work across technical and commercial domains.
Rates Payment Officer
Posted 13 days ago
Job Viewed
Job Description
Job ID
Posted
11-Aug-2025
Service line
Advisory Segment
Role type
Full-time
Areas of Interest
Accounting/Finance
Location(s)
London - England - United Kingdom of Great Britain and Northern Ireland
**Role Purpose**
The candidate will need to work within the National Rating team's central Hub & Rates Management team to ensure that key roles are carried out to support our existing National contracts. The task will require a candidate to work independently with an elevated level of accuracy managing a large volume of work. The role's primary focus would be to manage a client account with support.
**Key Responsibilities:**
+ Use rating technology and software to check and verify rate bills
+ Investigate bill queries, liaise with councils and other stakeholders to resolve queries
+ Updating client payment portfolios / rate mitigation schedules to ensure that the data is correct, accurate and payments are made on time
+ Process and manage monthly rates payments on behalf of clients
+ Produce monthly client reports
+ Chase and reconcile refunds
+ Data Input into Riverlake system
+ Train junior team members and assist with their development
+ Assist the wider team with tasks as required
+ Attend internal and external client meetings
**Person Specification:**
+ Business Rates Payment experience (essential)
+ Accurate and exceptional attention to detail
+ Microsoft Office user
+ Experience of working with all stakeholders; clients, internal heads, peers
+ Accountable, Flexible, responsible and dependable
+ Effective communication and interpersonal skills (written and oral)
+ Maintains a positive attitude towards routine tasks
+ Understands and appreciates the importance of using discretion
+ Team player who deals effectively with colleagues and clients
**Why CBRE**
When you join CBRE, you become part of the global leader in commercial real estate services and investment that helps businesses and people thrive. We are dynamic problem solvers and forward-thinking professionals who create significant impact. Our collaborative culture is built on our shared values - respect, integrity, service and excellence - and we value the diverse perspectives, backgrounds and skillsets of our people. At CBRE, you have the opportunity to chart your own course and realize your potential. We welcome all applicants.
**Applicant AI Use Disclosure**
We value human interaction to understand each candidate's unique experience, skills and aspirations. We do not use artificial intelligence (AI) tools to make hiring decisions, and we ask that candidates disclose any use of AI in the application and interview process.
**Equal Opportunities**
We are an equal opportunities employer and do not discriminate on the grounds of gender, sexual orientation, marital or civil partner status, pregnancy or maternity, gender reassignment, race, colour, nationality, ethnic or national origin, religion or belief, disability or age. For information about accommodations we can make during the recruitment process, please visit: Inc. is an Equal Opportunity and Affirmative Action Employer (Women/Minorities/Persons with Disabilities/US Veterans)
Product Manager Payment
Posted 13 days ago
Job Viewed
Job Description
The Product Manager Payment is a critical role within the American Express Global Business Travel (Amex GBT).
We are looking for a strategic-minded person who is knowledgeable and passionate about corporate payment solutions for our global, multinational as well as SME clients. This role will be dedicated in exploring, in partnership with Tech counterparts within the organisation, the opportunity to expand and improve our virtual payment solution. This will include working closely with internal teams, as well as with a selection of partners, to come up with the best value proposition for our clients. The role will have responsibility from product conception and design to development with our technology organization.
**Important:** **This role is a 12 months fixed term contract.**
**About you :**
You are skillful at solving problems and identifying creative applications of our payment solutions. You possess the ability to work closely and constructively with all areas of the business.
You enjoy collaborating closely with strategic technology partners, tech developers, sales and accounts teams to promote payment solutions.
**What You'll Do on a Typical Day :**
+ Define and deliver GBT´s payment strategic vision, focusing on billback opportunities, development schedule, and release plan
+ Think strategically about the vision of GBT's Payment integration in the different booking processes in an innovative, out-of-the-box way that incorporates customer vision and voice
+ Manage resource assignment, budget, and scope prioritization with proven ability to make trade-offs when there are competing business demands
+ Manage vendor relationships to provide elevated user interfaces and user experiences
+ Write user stories and work closely with the technology organization on creating a delivery plan
+ Provide trainings to ensure a best-in-class user experience
+ Communicate with leadership and key stakeholders about product vision and roadmap, answer any questions that arise, and solicit feedback
+ Stay abreast of competitive products and trends in the corporate payment industry
**What We're Looking For :**
+ 3+ years managing products or processes with a proven track record of success
+ Solid understanding of corporate payment solutions and virtual payment solutions in particular
+ Strategic experience from ideation to concept creation
+ Proven track record of successful product launches from ideation to launch, including post launch success analysis
+ Self-motivated and results oriented, driven by key successes
+ Effectively communicate ideas, strategy, and vision to a variety of stakeholders
+ Ability to incorporate customer feedback and organizational priorities while balancing product vision and goals
+ Strong organizational skills with an emphasis on project management
+ Effective at managing multiple, and competing, priorities
+ Experience in writing user stories and working with technologies to develop the road map
+ Knowledge of industry innovations a plus
+ Bachelor's degree or equivalent required
**Location**
United Kingdom
**The #TeamGBT Experience**
Work and life: Find your happy medium at Amex GBT.
+ **Flexible benefits** are tailored to each country and start the day you do. These include health and welfare insurance plans, retirement programs, parental leave, adoption assistance, and wellbeing resources to support you and your immediate family.
+ **Travel perks:** get a choice of deals each week from major travel providers on everything from flights to hotels to cruises and car rentals.
+ **Develop the skills you want** when the time is right for you, with access to over 20,000 courses on our learning platform, leadership courses, and new job openings available to internal candidates first.
+ **We strive to champion Inclusion** in every aspect of our business at Amex GBT. You can connect with colleagues through our global INclusion Groups, centered around common identities or initiatives, to discuss challenges, obstacles, achievements, and drive company awareness and action.
+ And much more!
All applicants will receive equal consideration for employment without regard to age, sex, gender (and characteristics related to sex and gender), pregnancy (and related medical conditions), race, color, citizenship, religion, disability, or any other class or characteristic protected by law.
Click Here ( for Additional Disclosures in Accordance with the LA County Fair Chance Ordinance.
Furthermore, we are committed to providing reasonable accommodation to qualified individuals with disabilities. Please let your recruiter know if you need an accommodation at any point during the hiring process. For details regarding how we protect your data, please consult the Amex GBT Recruitment Privacy Statement ( .
**What if I don't meet every requirement?** If you're passionate about our mission and believe you'd be a phenomenal addition to our team, don't worry about "checking every box;" please apply anyway. You may be exactly the person we're looking for!
Click Here to Learn More (
Payment Operations Analyst
Posted 8 days ago
Job Viewed
Job Description
Here at GoFind Recruitment, we are excited to continue to partner with a fast-growing digital banking and fintech company who are now looking for a detail-oriented and proactive Payment Operations Analyst to join their expanding team.
This role focuses on managing, monitoring, and optimising payment processes to ensure accuracy, efficiency, and compliance. The ideal candidate thrives in a fast-pace.
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Head of Payment
Posted 2 days ago
Job Viewed
Job Description
Head of Payment
Permanent role
Job Location : London ( Hybrid)
Tech Stack: SWIFT, SEPA, BACS,PCI DSS, ACH, FedWire
Languages: SǪL, Python, R, REST
Payment Systems: SWIFT, SEPA, BACS, ACH. FedWire
Compliance G Security: PCI DSS, AML/KYC
Data Tools: Excel, Tableau, Oracle Financial Services (OFSAA), SAP FICO
Data Privacy G Regulations: Data encryption, Compliance Management (PCI DSS certification)
Must Have : Compliance with AML/KYC, PCI DSS, payment platforms (SWIFT, SEPA), risk management skills
Nice to have : Tableau, Oracle Financial Services (OFSAA), SAP FICO, certification in anti-money laundering (CAMS)
Requirements
Tech Stack: SWIFT, SEPA, BACS,PCI DSS, ACH, FedWire
Languages: SǪL, Python, R, REST
Payment Systems: SWIFT, SEPA, BACS, ACH. FedWire
Compliance G Security: PCI DSS, AML/KYC
Data Tools: Excel, Tableau, Oracle Financial Services (OFSAA), SAP FICO
Data Privacy G Regulations: Data encryption, Compliance Management (PCI DSS certification)
Must Have : Compliance with AML/KYC, PCI DSS, payment platforms (SWIFT, SEPA), risk management skills
Payment Solution Architect
Posted 3 days ago
Job Viewed
Job Description
One of our prestigious clients is seeking a highly skilled Payment Solution Architect to lead the design and implementation of scalable, secure, and future-ready payment systems for a fast-growing FinTech company.
This role will work closely with engineering, compliance, and product teams to architect end-to-end payment solutions , including card processing, digital wallets, real-time payments, and cross-border transactions.
The ideal candidate has hands-on experience designing enterprise-grade payment infrastructures and integrating open banking , APIs , and third-party payment providers .
Job Responsibilities
Design and oversee architecture of digital payment solutions and platformsIntegrate real-time payment rails (Faster Payments, SEPA, SWIFT, ACH)Collaborate with product and development teams to deliver API-based payment servicesEnsure compliance with PCI DSS , PSD2 , AML , and other regulationsDevelop solution blueprints, data flow diagrams, and integration frameworksSelect and manage third-party payment providers (e.g., Stripe, Adyen, Worldpay)Drive scalability, availability, and security in all payment solution designsTroubleshoot and resolve architecture-related challenges across systemsStay current with emerging trends in FinTech, blockchain, and digital finance RequirementsRequired Skills
Deep knowledge of digital payment ecosystems , architectures, and technologiesExpertise in payment gateway integration , tokenisation , and fraud detection systems Strong understanding of ISO 20022 , EMV , NFC , and 3D Secure protocolsFamiliarity with cloud-native architecture (AWS, GCP, or Azure)Ability to document and present technical concepts to stakeholders clearlyDesired Skills
Experience with real-time payment systems and blockchain-based solutions Hands-on coding experience with Java, Python, or Node.js TOGAF or AWS Solution Architect certification preferredKnowledge of financial data orchestration and embedded finance architecturesBenefitsJob Benefits
Competitive salary + bonusPrivate healthcare + dental coverHybrid or fully remote work modelGenerous learning & development budgetInternational FinTech conference accessBe The First To Know
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Financial Transactions Officer
Posted 2 days ago
Job Viewed
Job Description
The Financial Transactions Officer will play a key role in supporting the Accounting & Finance department within the public sector. This temporary position offers an opportunity to manage financial processes effectively in a dynamic environment.
Client Details
The employer is a well-established public sector organisation based in London, dedicated to delivering high-quality financial services. They offer a collaborative work environment focused on professional excellence and accountability.
Description
- Process and reconcile financial transactions efficiently and accurately.
- Maintain and update financial records in compliance with organisational policies.
- Support the Accounting & Finance team in preparing financial reports.
- Assist in resolving discrepancies in financial records and transactions.
- Ensure compliance with relevant public sector regulations and guidelines.
- Collaborate with other departments to streamline financial processes.
- Provide timely responses to internal and external financial queries.
- Contribute to the enhancement of financial systems and procedures.
Profile
The Successful Applicant should have the following:
- Previous experience working in a Local Authority
- Previous AP experience
- Experience using Oracle
Job Offer
- An hourly rate of approximately 18 to 22, based on skills and experience.
- A temporary position based in London, ideal for gaining public sector experience.
- Opportunities to work within a supportive and professional team environment.
- Potential to develop skills in the Accounting & Finance field.
This is an excellent opportunity for a Financial Transactions Officer to contribute to a respected organisation in the public sector. Apply today to take the next step in your career!
Financial Transactions Officer
Posted 2 days ago
Job Viewed
Job Description
The Financial Transactions Officer will play a key role in supporting the Accounting & Finance department within the public sector. This temporary position offers an opportunity to manage financial processes effectively in a dynamic environment.
Client Details
The employer is a well-established public sector organisation based in London, dedicated to delivering high-quality financial services. They offer a collaborative work environment focused on professional excellence and accountability.
Description
- Process and reconcile financial transactions efficiently and accurately.
- Maintain and update financial records in compliance with organisational policies.
- Support the Accounting & Finance team in preparing financial reports.
- Assist in resolving discrepancies in financial records and transactions.
- Ensure compliance with relevant public sector regulations and guidelines.
- Collaborate with other departments to streamline financial processes.
- Provide timely responses to internal and external financial queries.
- Contribute to the enhancement of financial systems and procedures.
Profile
The Successful Applicant should have the following:
- Previous experience working in a Local Authority
- Previous AP experience
- Experience using Oracle
Job Offer
- An hourly rate of approximately 18 to 22, based on skills and experience.
- A temporary position based in London, ideal for gaining public sector experience.
- Opportunities to work within a supportive and professional team environment.
- Potential to develop skills in the Accounting & Finance field.
This is an excellent opportunity for a Financial Transactions Officer to contribute to a respected organisation in the public sector. Apply today to take the next step in your career!
Payment Test Manager - Manchester
Posted 9 days ago
Job Viewed
Job Description
Job Title
Payments Test Manager (Manchester)
GET THE FUTURE YOU WANT!
Choosing Capgemini means choosing a company where you will be empowered to shape your career in the way you’d like, where you’ll be supported and inspired by a collaborative community of colleagues around the world, and where you’ll be able to reimagine what’s possible. Join us and help the world’s leading organizations unlock the value of technology and build a more sustainable, more inclusive world.
Your Role
- Lead test strategy, planning, execution, and reporting for CHAPS and international payments.
- Manage test scenarios, test data, and defect lifecycle using Agile methodologies.
- Collaborate with stakeholders and lead teams using tools like JIRA and TCR.
- Ensure quality delivery across functional and integration testing phases.
Your Profile
- 13+ years of experience in test management within the payments domain.
- Strong knowledge of CHAPS, international payments, and Agile practices.
- Skilled in stakeholder management, team leadership, and communication.
- Good to have API testing knowledge and hands-on experience with test tools.
ABOUT CAPGEMINI
Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, cloud and data, combined with its deep industry expertise and partner ecosystem. The Group reported 2023 global revenues of €22.5 billion.
Get the future you want |