49 Risk Underwriter M F jobs in the United Kingdom

This is an opportunity to join a continually growing underwriting platform within the credit and political risks space. With an established team already in place, they are looking for another experienced underwriting professional to compliment the team. The division has a diverse financial risks specialism and is looking for someone who is keen to work across the division including all areas within financial risks, including non-payment insurance, structured risk and trade credit. If you have a particular specialism in this area, you could bring this knowledge along with diversifying across a wider remit.

Opportunities to travel and work globally, this business offer an excellent chance to learn and develop from key specialists within this remit; ideally you should already be underwriting in these areas, but a broker with established background in political and financial risks will also be considered. If you have a minimum of 4 years in credit risk, but haven't reached underwriter status yet, they will also consider advanced Assistant Underwriters at this level looking for a break.

This is an opportunity to join a continually growing underwriting platform within the credit and political risks space. With an established team already in place, they are looking for another experienced underwriting professional to compliment the team. The division has a diverse financial risks specialism and is looking for someone who is keen to work across the division including all areas within financial risks, including non-payment insurance, structured risk and trade credit. If you have a particular specialism in this area, you could bring this knowledge along with diversifying across a wider remit.

Opportunities to travel and work globally, this business offer an excellent chance to learn and develop from key specialists within this remit; ideally you should already be underwriting in these areas, but a broker with established background in political and financial risks will also be considered. If you have a minimum of 4 years in credit risk, but haven't reached underwriter status yet, they will also consider advanced Assistant Underwriters at this level looking for a break.

• Analyze and assess insurance applications, evaluating risks associated with commercial and personal lines policies.
• Develop and implement underwriting guidelines and pricing strategies to ensure profitability and market competitiveness.
• Approve or decline complex or high-value risks, providing clear rationale.
• Collaborate with brokers and agents to understand client needs and provide expert advice.
• Monitor portfolio performance, identifying trends and developing strategies for growth and risk mitigation.
• Mentor and train junior underwriting staff, providing guidance on technical skills and decision-making.
• Stay current with market trends, regulatory changes, and emerging risks within the insurance industry.
  
• Contribute to the development of new insurance products and policy wordings.
  
• Conduct peer reviews of underwriting files to ensure quality and consistency.
  
• Manage a portfolio of accounts, building strong relationships with key clients and partners.
• Utilize underwriting software and data analytics tools to inform decision-making.

• Evaluate, select, and price complex insurance risks across various specialist lines of business, ensuring profitability and adherence to company guidelines.
• Develop and implement underwriting strategies and guidelines for specific market segments and product lines.
• Analyse market trends, competitor activities, and economic factors to identify opportunities and potential threats.
• Build and maintain strong relationships with brokers and agents, providing exceptional service and support.
• Conduct thorough due diligence on potential clients and their risk exposures, performing in-depth analysis of financial statements, operational practices, and historical loss data.
• Negotiate terms, conditions, and pricing with clients and intermediaries.
• Collaborate with claims, actuarial, and legal departments to ensure a holistic approach to risk management.
• Mentor and train junior underwriters, sharing expertise and fostering professional development.
• Prepare detailed reports and presentations for senior management on underwriting performance and market insights.
• Stay updated on industry regulations, legal requirements, and emerging risks relevant to specialist insurance.

• A minimum of 7 years of experience in insurance underwriting, with a significant focus on specialist or complex risks.
• Proven ability to analyse financial data, understand risk management principles, and make sound underwriting decisions.
• In-depth knowledge of at least one specialist insurance class (e.g., Professional Indemnity, Cyber, Marine, Construction All Risks).
• Professional qualifications such as ACII or equivalent are highly desirable.
• Excellent negotiation, communication, and interpersonal skills.
• Strong analytical and problem-solving abilities, with meticulous attention to detail.
• Proficiency in underwriting software and standard office applications.
• Demonstrated leadership potential and the ability to mentor team members.
• A proactive approach to market research and business development.

• Conduct in-depth analysis of financial data to identify, assess, and monitor potential risks.
• Develop and implement risk management frameworks, policies, and procedures.
• Prepare comprehensive risk reports and present findings to senior management and relevant committees.
• Monitor compliance with internal risk policies and external regulatory requirements (e.g., Basel III, Solvency II).
• Contribute to the development and refinement of risk models and methodologies.
• Work closely with various departments, including trading, compliance, and operations, to embed a strong risk culture.
• Analyze market trends and economic conditions to assess their impact on the institution's risk profile.
• Manage and maintain risk databases and reporting tools.
• Assist in stress testing and scenario analysis to evaluate the institution's resilience to adverse events.
• Stay abreast of emerging risks and regulatory changes within the financial services industry.

• Developing and implementing robust risk management frameworks and models.
• Conducting quantitative analysis of financial data to identify and assess potential risks.
• Monitoring and reporting on key risk indicators (KRIs) and key performance indicators (KPIs).
• Preparing comprehensive risk assessment reports for senior management and regulatory bodies.
• Evaluating the effectiveness of internal controls and recommending improvements.
• Staying abreast of regulatory changes and ensuring compliance with relevant frameworks (e.g., Basel III, Solvency II).
• Collaborating with various departments, including finance, trading, and operations, to embed risk awareness.
• Assisting in the development and testing of stress testing scenarios.
• Contributing to the firm's risk appetite statement and risk policies.
• Using data analysis tools and software to support risk management activities.

Financial Risk – Quantitative Analyst

I’m currently recruiting for a Financial Risk professional who has strong 2nd LOD experience combined with recent clearing exposure.The role will engage regularly with the 1st LOD and require you to provide guidance and challenge.Broad exposure across market, liquidity and counterparty risk is desired and strong IT skills including Python are required.

Although the official job title is Quant Analyst, this role would suit a 2nd LOD Risk professional who is keen to develop in the quantitative space.

Please not, the clearing component is essential and non-negotiable. Please get in touch for further details.

A fantastic opportunity to join a leading insurance organisation as a Senior Risk Manager, supporting the CRO in enhancing and embedding a robust Financial Risk Management framework.

This senior role covers key areas including underwriting, capital, market, and credit risk, with regular exposure to the UK Executive team and senior leadership.

You'll work cross-functionally with teams across Actuarial, Underwriting, and Finance, guiding risk appetite, providing oversight and challenge, and shaping key risk mitigation strategies.

Collaborating with group-level risk teams and ensuring alignment with industry best practice, this is a high-impact role for someone ready to influence decision-making at the highest level.

For more information please feel free to reach out.