360 Banking Risk jobs in the United Kingdom

Sponsorship will not be available for this position, therefore 3+ years on visa eligibility to work in UK is essential. This is a junior role and only candidates with 2-3 years’ experience will be considered.

Our client, a financial Institution, is looking for a London based Junior Banking Compliance/Onboarding.

The successful candidate will be responsible for supporting preparation of reporting to, and liaison with, Head Office (HO), undertaking compliance monitoring and maintenance of relevant log records in respect of monitoring and in fulfilment of the required records of prevailing policies and supporting of client on boarding. 

Duties will include (but not limited to):
•    Assist in preparation of reports to HO as well as ad-hoc liaison with HO. 
•    Provide support for the process of customer and counterpart on boarding, as well as Maintenance of customer KYC/Due Diligence files.
•    Assist in implementing Compliance Monitoring Program and keep audit trail of checks performed, exceptions identified and track their resolution.
•    Maintain compliance records, including version control of policy revision.
•    Maintain logs/registers (e.g. personal dealing) in support of branch policy.
•    Perform AML/Sanction checks.

Skills & Experience:
•    Experience of customer due diligence and the process of on boarding customers and counterparts, generally.
•    Approximately two years’ experience spent in a Compliance, or similar, role.
•    Knowledge about governmental and financial regulations and laws (incl. JMLSG guidance, FCA rules, etc.).

For more information on this role please contact Sarah Roffey by sending your CV quoting ref 16908SR.
 

Sponsorship will not be available for this position, therefore 3+ years on visa eligibility to work in UK is essential. This is a junior role and only candidates with 2-3 years’ experience will be considered.

Our client, a financial Institution, is looking for a London based Junior Banking Compliance/Onboarding.

The successful candidate will be responsible for supporting preparation of reporting to, and liaison with, Head Office (HO), undertaking compliance monitoring and maintenance of relevant log records in respect of monitoring and in fulfilment of the required records of prevailing policies and supporting of client on boarding. 

Duties will include (but not limited to):
•    Assist in preparation of reports to HO as well as ad-hoc liaison with HO. 
•    Provide support for the process of customer and counterpart on boarding, as well as Maintenance of customer KYC/Due Diligence files.
•    Assist in implementing Compliance Monitoring Program and keep audit trail of checks performed, exceptions identified and track their resolution.
•    Maintain compliance records, including version control of policy revision.
•    Maintain logs/registers (e.g. personal dealing) in support of branch policy.
•    Perform AML/Sanction checks.

Skills & Experience:
•    Experience of customer due diligence and the process of on boarding customers and counterparts, generally.
•    Approximately two years’ experience spent in a Compliance, or similar, role.
•    Knowledge about governmental and financial regulations and laws (incl. JMLSG guidance, FCA rules, etc.).

For more information on this role please contact Sarah Roffey by sending your CV quoting ref 16908SR.
 

• Conduct thorough credit analysis of corporate clients, assessing financial health, market position, and management quality.
• Develop, implement, and maintain credit risk policies and procedures.
• Monitor the credit quality of the loan portfolio, identifying potential risks and recommending appropriate actions.
• Structure new credit facilities and review existing ones, ensuring adherence to internal risk appetite and regulatory guidelines.
• Prepare comprehensive credit reports and present recommendations to the credit committee.
• Manage relationships with internal stakeholders, including relationship managers and legal teams.
• Stay abreast of economic conditions, industry trends, and regulatory changes impacting credit risk.
• Develop and utilize credit scoring models and risk assessment tools.
• Oversee the process for loan provisioning and write-offs.
• Provide training and guidance to junior credit analysts.

• Bachelor's degree in Finance, Economics, Accounting, or a related field. A Master's degree or professional qualification (e.g., CFA, FRM) is a significant advantage.
• Minimum of 5-7 years of progressive experience in corporate credit analysis, risk management, or corporate banking.
• Strong understanding of financial statement analysis, cash flow modelling, and corporate finance principles.
• In-depth knowledge of various credit products and structures (e.g., term loans, revolving credit facilities, trade finance).
• Familiarity with regulatory frameworks such as Basel Accords.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication and interpersonal skills, with the ability to influence stakeholders.
• Proficiency in risk management software and Microsoft Office Suite.
• Proven ability to manage a complex portfolio and make sound risk judgments.

• Develop, implement, and validate quantitative risk models.
• Analyze financial data to identify and assess market, credit, and operational risks.
• Perform stress testing and scenario analysis to evaluate portfolio resilience.
• Ensure compliance with regulatory requirements and internal policies.
• Collaborate with front-office and IT teams to integrate risk management systems.
• Prepare comprehensive risk reports for senior management and regulatory authorities.
• Conduct research on new risk methodologies and market trends.
• Communicate complex quantitative findings to non-technical audiences.
• Contribute to the continuous improvement of risk management frameworks.

• Master's or PhD in a quantitative field (e.g., Mathematics, Statistics, Finance, Economics).
• 3+ years of experience in quantitative risk management within the financial services industry.
• Strong knowledge of financial markets, products, and risk metrics.
• Proficiency in programming languages like Python, R, or C++.
• Expertise in statistical modeling, econometrics, and data analysis.
• Familiarity with Basel Accords and other relevant regulations.
• Excellent analytical, problem-solving, and communication skills.
• Ability to work independently and as part of a team.

Our client is an international corporate organisation, actively involved in International Trade & Development, based in Central London.

This role will work as part of the Metals and Minerals trading division and will work to cover a Maternity Period for a minimum of 12 month on a Fixed Term basis; working on a full hybrid basis.

The role of Credit Risk Analyst is responsible to prepare risk assess.

WHJS1_UKTJ

Credit Risk Analyst

Maternity Cover Temporary Contract 1-Year

JOB SUMMARY

The role ofCredit Risk Analyst is responsible to prepare risk assessment and credit recommendations in support of existing and new business, as well as to monitor credit exposure. The role is also responsible for reviewing trading contracts and other legal documents.

DUTIES AND RESPONSIBILITIES

• Analyse financial statements and pr.

WHJS1_UKTJ

About Us

YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world’s leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk. 

We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe. 

The Role

We are seeking a motivated and detail-oriented Credit Risk Analyst to join our Credit Risk team. The Credit Risk Analyst is responsible for developing and managing analytical tools to evaluate and monitor credit risk across portfolios, ensuring effective risk management strategies.

Requirements

• Risk Analysis : Utilising statistical techniques and data analysis to assess portfolio-level credit risk.
• Portfolio Monitoring : Identifying trends, risks, and opportunities across customer segments using advanced analytics.
• Policy and Strategy Development : Supporting the creation of credit risk policies, underwriting strategies, and pricing.
• Data-Driven Insights : Delivering actionable insights and recommendations to optimise risk-adjusted returns.
• Stakeholder Collaboration : Working with internal teams, including operations, product, finance, and compliance, to align risk management objectives with business goals.

Essential:

• Proficiency in SQL.
• Experience in credit risk
• Strong understanding of credit risk metrics (PD, LGD, EAD) and financial modelling.
• Experience with data visualization tools and techniques.
• Excellent analytical, problem-solving skills and attention to detail.
• Experience in European Markets (ideally France or Germany)

Desirable:

• Experience in SME lending
• Python

Benefits

Why join YouLend?

• Award-Winning Workplace:  YouLend has been recognised as one of the “Best Places to Work 2024” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
• Award-Winning Fintech : YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

We offer a comprehensive benefits package that includes:

• Stock Options
• Private Medical insurance via Vitality
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Modern and sophisticated office space in Central London
• Free Gym in office building in Holborn
• Subsidised Lunch via Feedr
• Deliveroo Allowance if working late in office
• Monthly in office Masseuse
• Team and Company Socials
• Football Power League /  Padel League

Salary: £40,000 - 60,000 +10% annual bonus

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

Founded in 2011, Fasanara is a global asset manager and technology platform.

We manage c. USD 5 billion AUM (as of June, 2025) in Fintech strategies on behalf of pension funds and insurance companies in Europe and North America, and a mandate from the European Investment Fund (EIF).

We are a pioneer investor in Fintech Lending, enabling Real Economy Impact.

Fasanara manages one of the largest and longest standing Fintech Lending fund in Europe and invests in early-stage Fintech companies via its venture capital vehicles, using its central role in the Fintech ecosystem to identify and back revolutionary new businesses.

Our Culture

We are strong believers in meritocracy, and we seek to reward people based on impact and excellence. The environment is collaborative, entrepreneurial, and trust based. We set ambitious goals, work extremely hard, stress the importance of teamwork, and adhere to the highest level of excellence in everything we do. We are only as good as our team. Thus, we are building the firm around exceptional talent.

The role

We are seeking a proactive and detail-oriented Credit Risk Analyst to join our dynamic team. In this role, you will play a crucial part in managing credit risk reporting, monitoring exposures across diverse asset classes, and analysing the financial health of innovative fintech platforms. You will be empowered to make informed decisions on facility terms, collaborate with our Risk & Analytics team to develop cutting-edge AI-driven tools, and work closely with cross-functional teams to uphold risk standards. This position offers an excellent opportunity to grow your expertise in credit risk within a forward-thinking environment that embraces technology and collaboration. Join us to be part of a team that drives impactful risk management in a fast-evolving market.

Responsibilities:

• Manage regular credit risk reporting for internal stakeholders.
• Support ongoing monitoring and analysis of credit risk exposures across various asset classes.
• Perform analysis of financial profiles of fintech platforms.
• Make well-reasoned, justified decisions regarding potential exceptions to facility terms and conditions.
• Liaise with the Risk & Analytics team to support the development of advanced analytics and AI-based in-house tools.
• Collaborate confidently with origination, investment, and other teams to ensure that risk standards are maintained.

Requirements

• Bachelor’s degree in Finance, Economics, or a related field.
• 1–3 years of experience in credit (risk) analysis; experience with structured products is a plus.
• Confident ability to read and interpret financial statements prepared under different accounting standards.
• Proficiency in Microsoft Excel, Word and PowerPoint
• Strong analytical skills.
• Excellent written and verbal communication skills.
• Exceptional attention to detail.

Benefits

• Competitive bonus scheme.
• Bupa health & dental, Cycle to Work scheme, enhanced pension, and generous annual leave.
• Enhanced parental leave, special leave allowances, and charity giving options.
• Regular team events, legendary summer & Christmas parties, knowledge sharing sessions, and quarterly town halls.
• Team lunches, dinners, Friday drinks, team sport activities.