1,112 Business Analysis jobs in the United Kingdom

Job Description:

• We are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO 20022 migration, SWIFT messaging (MT/MX), and cross-border payments.
• This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.

Key Responsibilities:

• Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2.
• Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.
• Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.
• Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.
• Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.
• Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.

Required Skills & Experience:

• 12+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.
• Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO 20022, and real-time payments.
• Strong knowledge of payment settlement mechanisms and FX integration.
• Experience working with payment system regulators and payment scheme participation (direct/indirect).
• Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.
• Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.
• Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.
• Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.

Job Description:

• We are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO 20022 migration, SWIFT messaging (MT/MX), and cross-border payments.
• This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.

Key Responsibilities:

• Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2.
• Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.
• Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.
• Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.
• Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.
• Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.

Required Skills & Experience:

• 12+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.
• Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO 20022, and real-time payments.
• Strong knowledge of payment settlement mechanisms and FX integration.
• Experience working with payment system regulators and payment scheme participation (direct/indirect).
• Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.
• Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.
• Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.
• Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.

**Our Purpose**
_Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._
**Title and Summary**
Director - Strategic Planning
Overview
The Director of Strategic Planning will play a key role shaping Mastercard Europe strategy and accelerating its execution. They will lead transversal projects developing strategic plans in partnership with the different business units, identify and go after new growth opportunities, analyse M&A opportunities, etc. The function sits withing Europe Strategy & Business Excellence - a great place to learn rapidly by being exposed to the most strategic questions Mastercard Europe faces and by being surrounded by other smart and driven colleagues.
Role
- Pro-actively identify opportunities for growth or improvement within the region
- Help regionalizing Mastercard global strategy and accelerate its execution
- Help other business units accelerate their growth strategy
- Lead cross-functional strategic projects for the region - from defining the problem statement to developing robust execution plans
- Drive change by partnering closely with different teams
All About You
- Track record of leading high-stakes strategic projects
- A problem-solver with an analytical mindset and an ability to cut through noise / complexity
- Demonstrated ability to lead and motivate cross-functional teams without a direct reporting line
- Demonstrated ability to influence various stakeholders and drive change
- Quick to adapt to new topics and projects
- Happy to juggle multiple projects concurrently
- Knowledge of payments is a strong plus
- Consulting background and/or experience in an in-house corporate strategy role is a plus
- Curiosity to learn about all different aspects of Mastercard
**Corporate Security Responsibility**
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
+ Abide by Mastercard's security policies and practices;
+ Ensure the confidentiality and integrity of the information being accessed;
+ Report any suspected information security violation or breach, and
+ Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

**Do you want your voice heard and your actions to count?**



Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.



With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.



Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.



**MAIN PURPOSE AND ACCOUNTABILITY OF THE ROLE**



Specifically, you have accountability for the following named departments:


Office of the Chief of Staff for EMEA (former Strategic Planning Department of EMEA Planning)



**ROLES, SCOPE AND REPORTING STRUCTURE**


Authority from and reporting to Head of Corporate & Financial Strategy for EMEA or his/her direct report



**KEY RESPONSIBILITIES**



**Regional Planning and Strategy Development**



You will be responsible for taking appropriate action with respect to Office of the Chief of Staff for EMEA, including


Responsible for supporting Chief of Staff for EMEA and Head of Corporate & Financial Strategy for EMEA, and executing all tasks assigned by them.
Responsible for supporting Regional Executive for EMEA and executing all tasks assigned by them.
Responsible for the Project/Programme management of multiple significant strategic initiatives in EMEA.
Responsible for the Projects/Programmes relevant to Securities (MUSE and MUS(EU)) matters
Responsible for strengthening the integrated operation of both Chief of Staff for EMEA and MUSE/MUS(EU) CEOu2019s support team, and building robust relationships with MUSE/MUS(EU) CEO and his/her support team
Responsible for strategic policy planning and implementation to enhance the activities, governances and operational efficiencies in EMEA.
Responsible for rebuilding the robust regulatory policy and strategy across EMEA, covering horizon scanning, implementation of new regulations, and monitoring of open issues with regulators, all of which require MUFG wide coordination both in Tokyo and EMEA.
Responsible for regulatory compliance with respect to the operations administered by EMEA, and supporting communication and negotiation with local authorities in EMEA.
Responsible for setting and management of organization performance evaluation for COOI area.
Responsible for providing support, guidance, assistance and management on the Safety and Soundness activity for each branch, representative office and local affiliate offices in EMEA.
Responsible for liaising between HO divisions in Tokyo and divisions / branches in EMEA, communicating and negotiating in many cases in Japanese (reading, writing and speaking). If necessary, interpreting between English and Japanese. (The communication with and application to Japanese regulatory bodies is accepted only in Japanese.)
Responsible for leading crisis management in serious disasters, terrorism, riots, wars, and outbreaks (pandemics) of infectious disasters etc.
Responsible for supporting facility team to ensure safety and effectiveness of all bank facilities in EMEA.
Responsible for collaborating with Corporate Communication team for developing internal/external communication, brand related strategies & initiatives.
Responsible for enhancing collaborative framework among affiliated companies and alliance partners.



**WORK EXPERIENCE**


A proven track record of establishing strategies and achieving business development targets.
Proven track record of building and maintaining internal and external relationships.
Extensive/enough experiences in the banking industry.

**SKILL AND EXPERIENCE**



**Functional / Technical Competencies**


Excellent understanding of a broad spectrum of banking business and other financial industries, both in the global and regional market.
Fluent English and Japanese language skills, both written and oral.
Ability to lead by example by coaching, mentoring and developing staff.
Good working knowledge of Japanese business culture or experience of adapting to and working with different culture.
Well-developed communication skill and human network are necessary for this position in order to establish EMEA strategy in consistent with the entire MUFG strategy.
Ability to negotiate and settle issues with head offices in Tokyo, other regions and branches and maintain good internal relationships.
Well-developed negotiation, persuasion and influencing skills.
Good team worker and ability to prioritise and drive deadlines.
Knowledge of managerial accounting, general financial accounting standards, and general knowledge of applicable tax regime and its implication u2013 preferable but not required.



**Education / Qualifications**


Degree level education or equivalent industry experience essential.



**PERSONAL REQUIREMENT**


Excellent communication skills
Result-driven, with a strong sense of accountability
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly
Strong decision-making skills, the ability to demonstrate sound judgement
A structured and logical approach to work
Strong problem-solving skills
A creative and innovative approach to work
Excellent interpersonal skills
The ability to manage large workloads and tight deadlines
Excellent attention to details and accuracy
A calm approach, with the ability to perform well in a pressurised environment
Strong numerical skills
Excellent Microsoft Office skills



**Please note MUFG operate a hybrid working model with 3 days per week in the office**



We are open to considering flexible working requests in line with organisational requirements.



MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.



We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.



At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!



**Our Culture Principles**


Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute

**Do you want your voice heard and your actions to count?**



Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.



With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.



Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.



**MAIN PURPOSE AND ACCOUNTABILITY OF THE ROLE**



Specifically, you have accountability for the following named departments:


Office of the Chief of Staff for EMEA (former Strategic Planning Department of EMEA Planning)



**ROLES, SCOPE AND REPORTING STRUCTURE**


Authority from and reporting to Head of Corporate & Financial Strategy for EMEA or his/her direct report



**KEY RESPONSIBILITIES**



**Regional Planning and Strategy Development**



You will be responsible for taking appropriate action with respect to Office of the Chief of Staff for EMEA, including


Responsible for supporting Chief of Staff for EMEA and Head of Corporate & Financial Strategy for EMEA, and executing all tasks assigned by them.
Responsible for supporting Regional Executive for EMEA and executing all tasks assigned by them.
Responsible for the Project/Programme management of multiple significant strategic initiatives in EMEA.
Responsible for the Projects/Programmes relevant to Securities (MUSE and MUS(EU)) matters
Responsible for strengthening the integrated operation of both Chief of Staff for EMEA and MUSE/MUS(EU) CEOu2019s support team, and building robust relationships with MUSE/MUS(EU) CEO and his/her support team
Responsible for strategic policy planning and implementation to enhance the activities, governances and operational efficiencies in EMEA.
Responsible for rebuilding the robust regulatory policy and strategy across EMEA, covering horizon scanning, implementation of new regulations, and monitoring of open issues with regulators, all of which require MUFG wide coordination both in Tokyo and EMEA.
Responsible for regulatory compliance with respect to the operations administered by EMEA, and supporting communication and negotiation with local authorities in EMEA.
Responsible for setting and management of organization performance evaluation for COOI area.
Responsible for providing support, guidance, assistance and management on the Safety and Soundness activity for each branch, representative office and local affiliate offices in EMEA.
Responsible for liaising between HO divisions in Tokyo and divisions / branches in EMEA, communicating and negotiating in many cases in Japanese (reading, writing and speaking). If necessary, interpreting between English and Japanese. (The communication with and application to Japanese regulatory bodies is accepted only in Japanese.)
Responsible for leading crisis management in serious disasters, terrorism, riots, wars, and outbreaks (pandemics) of infectious disasters etc.
Responsible for supporting facility team to ensure safety and effectiveness of all bank facilities in EMEA.
Responsible for collaborating with Corporate Communication team for developing internal/external communication, brand related strategies & initiatives.
Responsible for enhancing collaborative framework among affiliated companies and alliance partners.



**WORK EXPERIENCE**


A proven track record of establishing strategies and achieving business development targets.
Proven track record of building and maintaining internal and external relationships.
Extensive/enough experiences in the banking industry.

**SKILL AND EXPERIENCE**



**Functional / Technical Competencies**


Excellent understanding of a broad spectrum of banking business and other financial industries, both in the global and regional market.
Fluent English and Japanese language skills, both written and oral.
Ability to lead by example by coaching, mentoring and developing staff.
Good working knowledge of Japanese business culture or experience of adapting to and working with different culture.
Well-developed communication skill and human network are necessary for this position in order to establish EMEA strategy in consistent with the entire MUFG strategy.
Ability to negotiate and settle issues with head offices in Tokyo, other regions and branches and maintain good internal relationships.
Well-developed negotiation, persuasion and influencing skills.
Good team worker and ability to prioritise and drive deadlines.
Knowledge of managerial accounting, general financial accounting standards, and general knowledge of applicable tax regime and its implication u2013 preferable but not required.



**Education / Qualifications**


Degree level education or equivalent industry experience essential.



**PERSONAL REQUIREMENT**


Excellent communication skills
Result-driven, with a strong sense of accountability
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly
Strong decision-making skills, the ability to demonstrate sound judgement
A structured and logical approach to work
Strong problem-solving skills
A creative and innovative approach to work
Excellent interpersonal skills
The ability to manage large workloads and tight deadlines
Excellent attention to details and accuracy
A calm approach, with the ability to perform well in a pressurised environment
Strong numerical skills
Excellent Microsoft Office skills



**Please note MUFG operate a hybrid working model with 3 days per week in the office**



We are open to considering flexible working requests in line with organisational requirements.



MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.



We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.



At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!



**Our Culture Principles**


Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute

**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**MAIN PURPOSE AND ACCOUNTABILITY OF THE ROLE**
Specifically, you have accountability for the following named departments:
+ Office of the Chief of Staff for EMEA (former Strategic Planning Department of EMEA Planning)
**ROLES, SCOPE AND REPORTING STRUCTURE**
+ Authority from and reporting to Head of Corporate & Financial Strategy for EMEA or his/her direct report
**KEY RESPONSIBILITIES**
**Regional Planning and Strategy Development**
You will be responsible for taking appropriate action with respect to Office of the Chief of Staff for EMEA, including
+ Responsible for supporting Chief of Staff for EMEA and Head of Corporate & Financial Strategy for EMEA, and executing all tasks assigned by them.
+ Responsible for supporting Regional Executive for EMEA and executing all tasks assigned by them.
+ Responsible for the Project/Programme management of multiple significant strategic initiatives in EMEA.
+ Responsible for the Projects/Programmes relevant to Securities (MUSE and MUS(EU)) matters
+ Responsible for strengthening the integrated operation of both Chief of Staff for EMEA and MUSE/MUS(EU) CEO's support team, and building robust relationships with MUSE/MUS(EU) CEO and his/her support team
+ Responsible for strategic policy planning and implementation to enhance the activities, governances and operational efficiencies in EMEA.
+ Responsible for rebuilding the robust regulatory policy and strategy across EMEA, covering horizon scanning, implementation of new regulations, and monitoring of open issues with regulators, all of which require MUFG wide coordination both in Tokyo and EMEA.
+ Responsible for regulatory compliance with respect to the operations administered by EMEA, and supporting communication and negotiation with local authorities in EMEA.
+ Responsible for setting and management of organization performance evaluation for COOI area.
+ Responsible for providing support, guidance, assistance and management on the Safety and Soundness activity for each branch, representative office and local affiliate offices in EMEA.
+ Responsible for liaising between HO divisions in Tokyo and divisions / branches in EMEA, communicating and negotiating in many cases in Japanese (reading, writing and speaking). If necessary, interpreting between English and Japanese. (The communication with and application to Japanese regulatory bodies is accepted only in Japanese.)
+ Responsible for leading crisis management in serious disasters, terrorism, riots, wars, and outbreaks (pandemics) of infectious disasters etc.
+ Responsible for supporting facility team to ensure safety and effectiveness of all bank facilities in EMEA.
+ Responsible for collaborating with Corporate Communication team for developing internal/external communication, brand related strategies & initiatives.
+ Responsible for enhancing collaborative framework among affiliated companies and alliance partners.
**WORK EXPERIENCE**
+ A proven track record of establishing strategies and achieving business development targets.
+ Proven track record of building and maintaining internal and external relationships.
+ Extensive/enough experiences in the banking industry.
**SKILL AND EXPERIENCE**
**Functional / Technical Competencies**
+ Excellent understanding of a broad spectrum of banking business and other financial industries, both in the global and regional market.
+ Fluent English and Japanese language skills, both written and oral.
+ Ability to lead by example by coaching, mentoring and developing staff.
+ Good working knowledge of Japanese business culture or experience of adapting to and working with different culture.
+ Well-developed communication skill and human network are necessary for this position in order to establish EMEA strategy in consistent with the entire MUFG strategy.
+ Ability to negotiate and settle issues with head offices in Tokyo, other regions and branches and maintain good internal relationships.
+ Well-developed negotiation, persuasion and influencing skills.
+ Good team worker and ability to prioritise and drive deadlines.
+ Knowledge of managerial accounting, general financial accounting standards, and general knowledge of applicable tax regime and its implication - preferable but not required.
**Education / Qualifications**
+ Degree level education or equivalent industry experience essential.
**PERSONAL REQUIREMENT**
+ Excellent communication skills
+ Result-driven, with a strong sense of accountability
+ A proactive, motivated approach.
+ The ability to operate with urgency and prioritise work accordingly
+ Strong decision-making skills, the ability to demonstrate sound judgement
+ A structured and logical approach to work
+ Strong problem-solving skills
+ A creative and innovative approach to work
+ Excellent interpersonal skills
+ The ability to manage large workloads and tight deadlines
+ Excellent attention to details and accuracy
+ A calm approach, with the ability to perform well in a pressurised environment
+ Strong numerical skills
+ Excellent Microsoft Office skills
**Please note MUFG operate a hybrid working model with 3 days per week in the office**
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute