3,206 Commercial Insurance jobs in the United Kingdom

Highlights:

The role of an Insurance Broker is a great next step for any Senior Account Handler looking to become an Account Executive, (who doesn’t fancy cold calling, cold outreach and pipeline building…)

If you rate your ability to talk to clients, solve their insurance and risk challenges, in a fast moving, growth focussed business, this role is worth exploring.

You’ll be working with some of the UK’s most dynamic businesses, start-ups, scale-ups, (nothing slow), no renewal meetings where “nothing has changed”…

This Broking business is similar to the clients it serves, fast paced, innovative, growing, dynamic, flexible.

Role Description:

• This is an exciting chance to work with some of the UK’s most innovative businesses and join a growing broking.
• Do you have commercial insurance experience? quarterly reviews, adjustments, and renewals.

Key Responsibilities:

• Provide Technical Expertise: Ask relevant questions to understand client needs and communicate effectively.
• Highlight Gaps in Cover: Analyse existing insurance programs to identify potential gaps and offer solutions.
• Design Bespoke Insurance Programs: Tailor policies to clients' specific risk profiles and business goals.
• Structure Global Policies: Ensure compliance with international regulations and comprehensive coverage.
• Handle Complex Programs: Manage intricate insurance needs, including London Market programs.
• Upsell and Cross-Sell: Identify additional opportunities to enhance client coverage.
• Showcase Sector Expertise: Stay informed on market trends, legislation, and industry best practices.
• Advise on Risk Mitigation: Offer strategic guidance beyond insurance to manage overall risk.
• Maintain Service Standards: Deliver exceptional client service, addressing issues promptly.

Experience:

• At least 3 years of commercial insurance broking experience, preferably in a Senior Handler/Advisor or Account Executive role.
• Having some experience with international risk would be advantageous.
• Expertise in key insurances such as Public/Products and Employers Liability, Material Damage, Business Interruption, Cyber, and Professional Indemnity.
• Strong customer service focus and ability to tailor explanations to clients new to insurance.
• Confident in both virtual and in-person client meetings.
• Skilled negotiator with a proactive approach to problem-solving.
• Experienced in working with diverse client bases and insurance needs.
• Cert CII qualification (minimum).
• Acturis experience is a plus.

Salary:

• Negotiable, up to £55,000 + Bonus + PMI + Pension

Contact:

Stephen Mallaband

Reference: SM/88612

Candidate care:

By responding to this advert you consent to Cavendish Maine processing the personal data included within this application.

If your application is successful we will contact you to discuss the opportunity in more detail, within 48 hours of receiving your application.

Should you not hear from us within 3 working days please assume your application has been unsuccessful on this occasion. Please be advised that if unsuccessful for this role we may keep your details in our hold file for 6 months, during which time you may be contacted for other suitable vacancies. If you do not want us to do this please call us to advise.

In the meantime, we would like to thank you for your interest in Cavendish Maine.

Your new company
Your new job working as a Commercial Insurance Consultant will be based in Bedford. Your new company is a top 100 UK Independent broker specialising in the commercial insurance industry that has a refreshingly positive and enthusiastic perspective on how to retain business and offers a lively working environment to match. This is a company that is always striving to increase the service levels for all clients. Due to their continued growth, a permanent role for a commercial insurance consultant has arisen.
Your new role
As a Commercial Insurance Consultant, you'll be part of a dynamic sales team, working with warm leads generated by a dedicated telemarketing function. You'll sell market-leading insurance products, build lasting client relationships, and benefit from a generous commission structure and career development opportunities. Some of your key responsibilities will be handling warm sale leads and converting them into new business, along with selling commercial insurance products tailored to client needs. On top of this, you will need to retain repeat business through excellent service and relationship management.
What you'll need to succeed
The ideal candidate for this role will have a proven track record of exceeding sales targets. They will be motivated, driven and have an enthusiastic approach to sales and have a strong desire to succeed in a fast-paced, high-reward environment.
What you'll get in return
You will receive a competitive salary along with an excellent pension and benefits. You will receive support from directors. You will also work within a like-minded team who offer full training and support. On top of this, the company also offers the chance to fund your Cert CII qualification.
What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.

Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk

Position – Commercial Insurance Advisor

Location – Devizes, Wiltshire

Salary – Negotiable + Benefits

Overview:

We are currently looking for a Commercial Insurance Advisor to join the friendly and professional team based out of Devizes in Wiltshire.

The Commercial Insurance Advisor is a key position within the team dealing with primarily small & medium commercial insurance risks for various businesses. With access to a wide number of markets and online underwriting systems you will have a strong position in finding the most appropriate insurances to suit client’s needs.

Your purpose in this position will be to achieve the required renewals and new business results and contribute towards team/individual targets, whilst offering a bespoke high level service, adhering to company procedures and regulatory requirements

This is a long term and progressive opportunity at a stable and reputable broker location. You will need commercial insurance knowledge from a broking environment and enjoy the challenge of being part of a central team.

The day to day:

• Meet and deliver against your agreed Renewal Retention and/or New Business Targets, contributing towards the teams overall budget targets & KPI’s
• Ensure you carry out thorough pre renewal reviews with your clients annually, identify customer needs, highlight any shortfalls in cover and advise your client accordingly
• Conduct a full insurer/market review for your client and then recommend the most suitable policy which protects the customers needs.
• Invite all policies within regulatory guidelines and ensure policies are renewed, on or before the renewal date.
• Review client documentation and ensure its accuracy and that it meets the client’s needs.
• Ensure documents are issued within contract certain timelines.
• Identify and discuss with your clients any recommended and relevant additional covers
• Debt Management to ensure all monies are collected and allocated appropriately and keep line manager informed of any current, potential or perceived problems with bad debt.

What’s on offer:

• Negotiable salary
• Bonus Structure
• Wide range of additional addon benefits and discounts (Pension, Holiday etc)

Your experience:

• Broking / handling commercial or general insurance
• Handling new business quotation enquiries, renewals and mid-term adjustments
• Ability to develop and maintain business contacts and goodwill
• Pro-active and self-motivated
• Strong planning and organisation skills to meet deadlines
• Attention to detail
• Co-operative and supportive team player

Position: Commercial Insurance Advisor

Location: Plymouth (Plympton)

Salary: Negotiable + benefits

Overview

We are expanding our Plymouth office and as such we are on the lookout for a Commercial Insurance Advisor/Handler to join the friendly and welcoming team.

The Commercial Insurance Advisor is a key position dealing with primarily small & medium commercial insurance risks from various business types. Your purpose will be to achieve the required renewals and new business results and contribute towards team/individual targets, whilst offering a bespoke high level service, adhering to company procedures and regulatory requirements.

This is a long term progressive opportunity that will provide stability, enjoyment and satisfaction at a leading & reputable regional insurance broking hub.

The day to day:

• Meet and deliver against your agreed Renewal Retention and/or New Business Targets, contributing towards the teams overall budget targets & KPI’s
• Ensure you carry out thorough pre renewal reviews with your clients annually, identify customer needs, highlight any shortfalls in cover and advise your client accordingly
• Conduct a full insurer/market review for your client and then recommend the most suitable policy which protects the customers needs.
• Invite all policies within regulatory guidelines and ensure policies are renewed, on or before the renewal date.
• Review client documentation and ensure its accuracy and that it meets the client’s needs.
• Ensure documents are issued within contract certain timelines.
• Identify and discuss with your clients any recommended and relevant additional covers
• Debt Management to ensure all monies are collected and allocated appropriately and keep line manager informed of any current, potential or perceived problems with bad debt.

What’s on offer:

• Negotiable basic salary + bonuses
• Wide range of additional addon benefits and discounts (Pension, DIS, Holiday etc)
• CII Membership and CII Studies / exams paid

Your experience:

• Broking insurance from a number of sectors such as liability, property to financial lines
• Handling new business quotation enquiries, renewals and mid-term adjustments
• Experience of commerce and industry and familiarity with markets and economic trends
• Ability to develop and maintain business contacts and goodwill
• Excellent interpersonal, written and verbal communication skills
• Ability to prepare and present reports
• Pro-active and self-motivated
• Strong planning and organisation skills to meet deadlines
• Attention to detail
• Co-operative and supportive team player

Commercial Insurance Broker - Join a culture of innovation.

We are looking for insurance professionals to join one of the top Insurtech’s in the UK.

Konsileo is disrupting the insurance industry with tech-driven, self-managed brokers with ambitious goals. Backed with a multi-award-winning team, we are rewriting the rules of the insurance industry and looking to grow our team of revolutionaries.

We give our brokers the tools to become their happiest, best rewarded, most professional selves. Our brokers have the autonomy to run their books how they want and the freedom to build long-lasting relationships with clients, insurers, and colleagues. With access to over 250 markets and no limitations, our cutting-edge technology optimises both broker and client experience.

Our culture is built on trust, collaboration, and wholeness. Hard work is rewarded, and individuals are truly valued. We pool our resources, giving everyone access to new skills and shared knowledge. That means you can keep learning and developing, alongside ensuring your clients are receiving the most up-to-date information and advice.

You will become your client’s trusted risk advisor, nurturing existing relationships and seeking out new stories.

If you want to take back control of your book and be a part of an innovative collective, Konsileo is for you.

Expectations:

• Experience in a client-facing commercial broking role (minimum 5 years)
• CII Qualifications desired
• Active participant through each stage of the client life-cycle
• Confident in retaining clients and nurturing relationships
• Curiosity and enthusiasm in trying new methods of lead generation
• Thrive in self-managing own workload
• Technically proficient in Office365
• Open and transparent way of working

Key Skills:

• Problem-solving and generating out-of-the-box solutions
• High attention to detail
• Excellent written and verbal communication
• Competent in chosen specialism(s)
• Consistent in professional development and updating Insurance-based knowledge
• Confidence in advising and negotiating with clients and underwriters
• Great collaboration skills

The Benefits

• Guaranteed base annual salary
• Uncapped potential earnings
• Access to state-of-the-art broking technology
• Flexible working and autonomy
• Collaborative working environment with a focus on professional development

• Evaluate complex commercial insurance applications, assessing risks and determining appropriate terms, conditions, and premiums.
• Adhere to underwriting guidelines, company policies, and regulatory requirements.
• Build and maintain strong relationships with brokers and agents, providing exceptional service and support.
• Conduct thorough risk analysis using various data sources and tools.
• Negotiate terms and conditions with intermediaries to secure profitable business.
• Monitor the performance of a portfolio of risks, making recommendations for adjustments as needed.
• Identify potential opportunities for new business and product development.
• Keep abreast of industry developments, market trends, and changes in legislation affecting commercial insurance.
• Collaborate with claims and actuarial departments to ensure a cohesive approach to risk management.
• Contribute to the development and refinement of underwriting strategies and best practices.
• Provide technical expertise and guidance to less experienced team members.

• Significant experience as a Commercial Insurance Underwriter, with a proven track record in risk assessment and management.
• Strong knowledge of commercial insurance products, markets, and underwriting principles.
• Excellent analytical, quantitative, and decision-making abilities.
• Exceptional communication, negotiation, and interpersonal skills.
• Ability to interpret complex financial data and legal documents.
• Proficiency in underwriting systems and standard office software.
• Commitment to professional development, such as ACII qualification or equivalent.
• Demonstrated ability to work independently and manage a workload effectively in a remote environment.
• Understanding of compliance and regulatory frameworks within the insurance industry.
• Based in or willing to travel occasionally to **Wolverhampton, West Midlands, UK** for specific team events or meetings.

• Evaluating complex commercial insurance applications across various industries.
• Determining appropriate premiums, terms, and conditions based on risk assessment and company guidelines.
• Building and maintaining strong relationships with brokers and agents.
• Negotiating terms with clients and intermediaries to secure profitable business.
• Monitoring the performance of an assigned book of business and taking corrective actions as needed.
• Staying abreast of market trends, competitor activities, and regulatory changes.
• Providing technical expertise and support to the sales and claims teams.
• Collaborating with actuarial and claims departments to refine underwriting strategies.
• Participating in continuous professional development to enhance underwriting knowledge and skills.
• Contributing to the development and implementation of new underwriting products and services.

• Analyze and assess commercial insurance applications, evaluating risks associated with businesses.
• Determine appropriate coverage levels, terms, conditions, and pricing for new and renewal business.
• Utilize underwriting guidelines and authority levels to make sound underwriting decisions.
• Build and maintain strong relationships with brokers and agents, providing excellent service and support.
• Monitor the performance of your book of business, identifying trends and taking appropriate action.
• Collaborate with claims, sales, and actuarial teams to ensure a cohesive approach to risk management.
• Stay informed about market developments, industry trends, and regulatory changes affecting commercial insurance.
• Conduct profitability analysis and develop strategies to achieve financial targets.
• Contribute to the development and refinement of underwriting policies and procedures.
• Mentor junior underwriters and share expertise to foster team development.

• Proven experience as a Commercial Insurance Underwriter, with a strong grasp of property, casualty, or specialty lines.
• Excellent analytical, decision-making, and problem-solving skills.
• Proficiency in underwriting software and Microsoft Office Suite.
• Strong understanding of insurance principles, financial analysis, and risk management.
• Exceptional communication and negotiation skills.
• Ability to build and maintain effective working relationships with internal and external stakeholders.
• A professional qualification in insurance (e.g., CII) is highly desirable.
• Ability to work effectively both independently and as part of a team in a hybrid work environment.