391 Credit Analysis jobs in the United Kingdom
Associate,Credit Analysis (TMT & Utilities sectors)
London, London
MUFG
Posted 12 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Overview of the Department/Section**
The Credit Analysis team is the Banku2019s first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the banksu2019 lending opportunities.
The department comprises 50+ individuals organised across five sector-oriented teams. Each credit analyst is responsible for managing the risk exposure of an EMEA wide portfolio. Analysts work with Front Office counterparts on live transactions and portfolio monitoring to identify and mitigate risks associated with the counterparty, deal structure, documentation, industry and macroeconomic environment.
CAD supports analyst progression through a commitment to learning and development, combining on the job experience with internal and external training, including sponsorship of CFA studies.
The department draws team members from a wide range of backgrounds, including candidates with accountancy, rating agency and other banking experience.
**Main Purpose of the Role**
The credit analystu2019s role focuses on the preparation of forward-looking fundamental analysis in support of client onboarding, live transactions, facility renewals and annual reviews.
The analyst will manage an individual portfolio and, over time, be expected to develop both a sector expertise and deep individual counterparty understanding, facilitating a comprehensive top down and bottom up risk review process.
The role includes actively monitoring portfolio performance, undertaking regular qualitative and quantitative corporate analysis, conducting client due diligence, developing forecast models and ultimately making recommendations on both internal credit ratings and transaction proposals.
The role sits in the Utilities & TMT sector team, with the portfolio covering counterparties mainly across Western European jurisdictions.
**Key Responsibilities**
Participate in credit due diligence as part of the portfolio review process, as well as in the onboarding of new clients and following key risk events.
Quickly assess pertinent credit issues, raising salient points to the correct stakeholders and analyse the risk reward trade-off.
Work diligently to develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise.
Ensure accurate and timely compliance with internal rules and reporting procedures.
Demonstrate ability to multi-task and manage ever changing and often conflicting priorities.
Undertake specific country and industrial sector research and other department/ bank wide project work as appropriate.
As directed support the development of other junior staff members assigned to the team.
**Work Experience**
Experience in fundamental credit analysis gained in either a bank, asset manager or rating agency environment. There should be an emphasis on credit analysis in the context of a transaction or event.
Alternatively, an ambitious newly qualified ACA looking for a career in banking will be considered.
**Skills and Experience**
**Functional / Technical Competencies:**
Experience working with IG and NIG counterparties. Utilities and/or TMT sector coverage would be viewed favourably, albeit not mandatory.
A strong quantitative background with a solid understanding of accounting and financial data analysis.
A clear and concise business writing style reflecting a capacity to distil critical information from large data sources.
Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing.
A good understanding of loan and ISDA/CSA documentation, market risk and key credit protections is beneficial.
**Education / Qualifications:**
Professional qualifications desirable (e.g. CFA, ACCA, ACA, ACT or similar qualifications). There is scope for MUFG to sponsor professional qualifications such as the CFA.
**Personal Requirements**
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly.
The capacity to manage large workloads and tight deadlines.
Strong decision-making skills, with the ability to demonstrate sound judgement.
A structured and logical approach to problem solving.
Excellent attention to detail and accuracy.
Strong numerical skills.
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Overview of the Department/Section**
The Credit Analysis team is the Banku2019s first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the banksu2019 lending opportunities.
The department comprises 50+ individuals organised across five sector-oriented teams. Each credit analyst is responsible for managing the risk exposure of an EMEA wide portfolio. Analysts work with Front Office counterparts on live transactions and portfolio monitoring to identify and mitigate risks associated with the counterparty, deal structure, documentation, industry and macroeconomic environment.
CAD supports analyst progression through a commitment to learning and development, combining on the job experience with internal and external training, including sponsorship of CFA studies.
The department draws team members from a wide range of backgrounds, including candidates with accountancy, rating agency and other banking experience.
**Main Purpose of the Role**
The credit analystu2019s role focuses on the preparation of forward-looking fundamental analysis in support of client onboarding, live transactions, facility renewals and annual reviews.
The analyst will manage an individual portfolio and, over time, be expected to develop both a sector expertise and deep individual counterparty understanding, facilitating a comprehensive top down and bottom up risk review process.
The role includes actively monitoring portfolio performance, undertaking regular qualitative and quantitative corporate analysis, conducting client due diligence, developing forecast models and ultimately making recommendations on both internal credit ratings and transaction proposals.
The role sits in the Utilities & TMT sector team, with the portfolio covering counterparties mainly across Western European jurisdictions.
**Key Responsibilities**
Participate in credit due diligence as part of the portfolio review process, as well as in the onboarding of new clients and following key risk events.
Quickly assess pertinent credit issues, raising salient points to the correct stakeholders and analyse the risk reward trade-off.
Work diligently to develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise.
Ensure accurate and timely compliance with internal rules and reporting procedures.
Demonstrate ability to multi-task and manage ever changing and often conflicting priorities.
Undertake specific country and industrial sector research and other department/ bank wide project work as appropriate.
As directed support the development of other junior staff members assigned to the team.
**Work Experience**
Experience in fundamental credit analysis gained in either a bank, asset manager or rating agency environment. There should be an emphasis on credit analysis in the context of a transaction or event.
Alternatively, an ambitious newly qualified ACA looking for a career in banking will be considered.
**Skills and Experience**
**Functional / Technical Competencies:**
Experience working with IG and NIG counterparties. Utilities and/or TMT sector coverage would be viewed favourably, albeit not mandatory.
A strong quantitative background with a solid understanding of accounting and financial data analysis.
A clear and concise business writing style reflecting a capacity to distil critical information from large data sources.
Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing.
A good understanding of loan and ISDA/CSA documentation, market risk and key credit protections is beneficial.
**Education / Qualifications:**
Professional qualifications desirable (e.g. CFA, ACCA, ACA, ACT or similar qualifications). There is scope for MUFG to sponsor professional qualifications such as the CFA.
**Personal Requirements**
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly.
The capacity to manage large workloads and tight deadlines.
Strong decision-making skills, with the ability to demonstrate sound judgement.
A structured and logical approach to problem solving.
Excellent attention to detail and accuracy.
Strong numerical skills.
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute
This advertiser has chosen not to accept applicants from your region.
0
Associate,Credit Analysis (TMT & Utilities sectors)
London, London
MUFG
Posted 12 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Overview of the Department/Section**
The Credit Analysis team is the Banku2019s first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the banksu2019 lending opportunities.
The department comprises 50+ individuals organised across five sector-oriented teams. Each credit analyst is responsible for managing the risk exposure of an EMEA wide portfolio. Analysts work with Front Office counterparts on live transactions and portfolio monitoring to identify and mitigate risks associated with the counterparty, deal structure, documentation, industry and macroeconomic environment.
CAD supports analyst progression through a commitment to learning and development, combining on the job experience with internal and external training, including sponsorship of CFA studies.
The department draws team members from a wide range of backgrounds, including candidates with accountancy, rating agency and other banking experience.
**Main Purpose of the Role**
The credit analystu2019s role focuses on the preparation of forward-looking fundamental analysis in support of client onboarding, live transactions, facility renewals and annual reviews.
The analyst will manage an individual portfolio and, over time, be expected to develop both a sector expertise and deep individual counterparty understanding, facilitating a comprehensive top down and bottom up risk review process.
The role includes actively monitoring portfolio performance, undertaking regular qualitative and quantitative corporate analysis, conducting client due diligence, developing forecast models and ultimately making recommendations on both internal credit ratings and transaction proposals.
The role sits in the Utilities & TMT sector team, with the portfolio covering counterparties mainly across Western European jurisdictions.
**Key Responsibilities**
Participate in credit due diligence as part of the portfolio review process, as well as in the onboarding of new clients and following key risk events.
Quickly assess pertinent credit issues, raising salient points to the correct stakeholders and analyse the risk reward trade-off.
Work diligently to develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise.
Ensure accurate and timely compliance with internal rules and reporting procedures.
Demonstrate ability to multi-task and manage ever changing and often conflicting priorities.
Undertake specific country and industrial sector research and other department/ bank wide project work as appropriate.
As directed support the development of other junior staff members assigned to the team.
**Work Experience**
Experience in fundamental credit analysis gained in either a bank, asset manager or rating agency environment. There should be an emphasis on credit analysis in the context of a transaction or event.
Alternatively, an ambitious newly qualified ACA looking for a career in banking will be considered.
**Skills and Experience**
**Functional / Technical Competencies:**
Experience working with IG and NIG counterparties. Utilities and/or TMT sector coverage would be viewed favourably, albeit not mandatory.
A strong quantitative background with a solid understanding of accounting and financial data analysis.
A clear and concise business writing style reflecting a capacity to distil critical information from large data sources.
Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing.
A good understanding of loan and ISDA/CSA documentation, market risk and key credit protections is beneficial.
**Education / Qualifications:**
Professional qualifications desirable (e.g. CFA, ACCA, ACA, ACT or similar qualifications). There is scope for MUFG to sponsor professional qualifications such as the CFA.
**Personal Requirements**
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly.
The capacity to manage large workloads and tight deadlines.
Strong decision-making skills, with the ability to demonstrate sound judgement.
A structured and logical approach to problem solving.
Excellent attention to detail and accuracy.
Strong numerical skills.
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Overview of the Department/Section**
The Credit Analysis team is the Banku2019s first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the banksu2019 lending opportunities.
The department comprises 50+ individuals organised across five sector-oriented teams. Each credit analyst is responsible for managing the risk exposure of an EMEA wide portfolio. Analysts work with Front Office counterparts on live transactions and portfolio monitoring to identify and mitigate risks associated with the counterparty, deal structure, documentation, industry and macroeconomic environment.
CAD supports analyst progression through a commitment to learning and development, combining on the job experience with internal and external training, including sponsorship of CFA studies.
The department draws team members from a wide range of backgrounds, including candidates with accountancy, rating agency and other banking experience.
**Main Purpose of the Role**
The credit analystu2019s role focuses on the preparation of forward-looking fundamental analysis in support of client onboarding, live transactions, facility renewals and annual reviews.
The analyst will manage an individual portfolio and, over time, be expected to develop both a sector expertise and deep individual counterparty understanding, facilitating a comprehensive top down and bottom up risk review process.
The role includes actively monitoring portfolio performance, undertaking regular qualitative and quantitative corporate analysis, conducting client due diligence, developing forecast models and ultimately making recommendations on both internal credit ratings and transaction proposals.
The role sits in the Utilities & TMT sector team, with the portfolio covering counterparties mainly across Western European jurisdictions.
**Key Responsibilities**
Participate in credit due diligence as part of the portfolio review process, as well as in the onboarding of new clients and following key risk events.
Quickly assess pertinent credit issues, raising salient points to the correct stakeholders and analyse the risk reward trade-off.
Work diligently to develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise.
Ensure accurate and timely compliance with internal rules and reporting procedures.
Demonstrate ability to multi-task and manage ever changing and often conflicting priorities.
Undertake specific country and industrial sector research and other department/ bank wide project work as appropriate.
As directed support the development of other junior staff members assigned to the team.
**Work Experience**
Experience in fundamental credit analysis gained in either a bank, asset manager or rating agency environment. There should be an emphasis on credit analysis in the context of a transaction or event.
Alternatively, an ambitious newly qualified ACA looking for a career in banking will be considered.
**Skills and Experience**
**Functional / Technical Competencies:**
Experience working with IG and NIG counterparties. Utilities and/or TMT sector coverage would be viewed favourably, albeit not mandatory.
A strong quantitative background with a solid understanding of accounting and financial data analysis.
A clear and concise business writing style reflecting a capacity to distil critical information from large data sources.
Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing.
A good understanding of loan and ISDA/CSA documentation, market risk and key credit protections is beneficial.
**Education / Qualifications:**
Professional qualifications desirable (e.g. CFA, ACCA, ACA, ACT or similar qualifications). There is scope for MUFG to sponsor professional qualifications such as the CFA.
**Personal Requirements**
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly.
The capacity to manage large workloads and tight deadlines.
Strong decision-making skills, with the ability to demonstrate sound judgement.
A structured and logical approach to problem solving.
Excellent attention to detail and accuracy.
Strong numerical skills.
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute
This advertiser has chosen not to accept applicants from your region.
1
Associate, Credit Analysis (TMT & Utilities sectors)
London, London
MUFG
Posted 11 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Overview of the Department/Section**
+ The Credit Analysis team is the Bank's first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the banks' lending opportunities.
+ The department comprises 50+ individuals organised across five sector-oriented teams. Each credit analyst is responsible for managing the risk exposure of an EMEA wide portfolio. Analysts work with Front Office counterparts on live transactions and portfolio monitoring to identify and mitigate risks associated with the counterparty, deal structure, documentation, industry and macroeconomic environment.
+ CAD supports analyst progression through a commitment to learning and development, combining on the job experience with internal and external training, including sponsorship of CFA studies.
+ The department draws team members from a wide range of backgrounds, including candidates with accountancy, rating agency and other banking experience.
**Main Purpose of the Role**
+ The credit analyst's role focuses on the preparation of forward-looking fundamental analysis in support of client onboarding, live transactions, facility renewals and annual reviews.
+ The analyst will manage an individual portfolio and, over time, be expected to develop both a sector expertise and deep individual counterparty understanding, facilitating a comprehensive top down and bottom up risk review process.
+ The role includes actively monitoring portfolio performance, undertaking regular qualitative and quantitative corporate analysis, conducting client due diligence, developing forecast models and ultimately making recommendations on both internal credit ratings and transaction proposals.
+ The role sits in the Utilities & TMT sector team, with the portfolio covering counterparties mainly across Western European jurisdictions.
**Key Responsibilities**
+ Participate in credit due diligence as part of the portfolio review process, as well as in the onboarding of new clients and following key risk events.
+ Quickly assess pertinent credit issues, raising salient points to the correct stakeholders and analyse the risk reward trade-off.
+ Work diligently to develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise.
+ Ensure accurate and timely compliance with internal rules and reporting procedures.
+ Demonstrate ability to multi-task and manage ever changing and often conflicting priorities.
+ Undertake specific country and industrial sector research and other department/ bank wide project work as appropriate.
+ As directed support the development of other junior staff members assigned to the team.
**Work Experience**
+ Experience in fundamental credit analysis gained in either a bank, asset manager or rating agency environment. There should be an emphasis on credit analysis in the context of a transaction or event.
+ Alternatively, an ambitious newly qualified ACA looking for a career in banking will be considered.
**Skills and Experience**
**Functional / Technical Competencies:**
+ Experience working with IG and NIG counterparties. Utilities and/or TMT sector coverage would be viewed favourably, albeit not mandatory.
+ A strong quantitative background with a solid understanding of accounting and financial data analysis.
+ A clear and concise business writing style reflecting a capacity to distil critical information from large data sources.
+ Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing.
+ A good understanding of loan and ISDA/CSA documentation, market risk and key credit protections is beneficial.
**Education / Qualifications:**
+ Professional qualifications desirable (e.g. CFA, ACCA, ACA, ACT or similar qualifications). There is scope for MUFG to sponsor professional qualifications such as the CFA.
**Personal Requirements**
+ A proactive, motivated approach.
+ The ability to operate with urgency and prioritise work accordingly.
+ The capacity to manage large workloads and tight deadlines.
+ Strong decision-making skills, with the ability to demonstrate sound judgement.
+ A structured and logical approach to problem solving.
+ Excellent attention to detail and accuracy.
+ Strong numerical skills.
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Overview of the Department/Section**
+ The Credit Analysis team is the Bank's first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the banks' lending opportunities.
+ The department comprises 50+ individuals organised across five sector-oriented teams. Each credit analyst is responsible for managing the risk exposure of an EMEA wide portfolio. Analysts work with Front Office counterparts on live transactions and portfolio monitoring to identify and mitigate risks associated with the counterparty, deal structure, documentation, industry and macroeconomic environment.
+ CAD supports analyst progression through a commitment to learning and development, combining on the job experience with internal and external training, including sponsorship of CFA studies.
+ The department draws team members from a wide range of backgrounds, including candidates with accountancy, rating agency and other banking experience.
**Main Purpose of the Role**
+ The credit analyst's role focuses on the preparation of forward-looking fundamental analysis in support of client onboarding, live transactions, facility renewals and annual reviews.
+ The analyst will manage an individual portfolio and, over time, be expected to develop both a sector expertise and deep individual counterparty understanding, facilitating a comprehensive top down and bottom up risk review process.
+ The role includes actively monitoring portfolio performance, undertaking regular qualitative and quantitative corporate analysis, conducting client due diligence, developing forecast models and ultimately making recommendations on both internal credit ratings and transaction proposals.
+ The role sits in the Utilities & TMT sector team, with the portfolio covering counterparties mainly across Western European jurisdictions.
**Key Responsibilities**
+ Participate in credit due diligence as part of the portfolio review process, as well as in the onboarding of new clients and following key risk events.
+ Quickly assess pertinent credit issues, raising salient points to the correct stakeholders and analyse the risk reward trade-off.
+ Work diligently to develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise.
+ Ensure accurate and timely compliance with internal rules and reporting procedures.
+ Demonstrate ability to multi-task and manage ever changing and often conflicting priorities.
+ Undertake specific country and industrial sector research and other department/ bank wide project work as appropriate.
+ As directed support the development of other junior staff members assigned to the team.
**Work Experience**
+ Experience in fundamental credit analysis gained in either a bank, asset manager or rating agency environment. There should be an emphasis on credit analysis in the context of a transaction or event.
+ Alternatively, an ambitious newly qualified ACA looking for a career in banking will be considered.
**Skills and Experience**
**Functional / Technical Competencies:**
+ Experience working with IG and NIG counterparties. Utilities and/or TMT sector coverage would be viewed favourably, albeit not mandatory.
+ A strong quantitative background with a solid understanding of accounting and financial data analysis.
+ A clear and concise business writing style reflecting a capacity to distil critical information from large data sources.
+ Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing.
+ A good understanding of loan and ISDA/CSA documentation, market risk and key credit protections is beneficial.
**Education / Qualifications:**
+ Professional qualifications desirable (e.g. CFA, ACCA, ACA, ACT or similar qualifications). There is scope for MUFG to sponsor professional qualifications such as the CFA.
**Personal Requirements**
+ A proactive, motivated approach.
+ The ability to operate with urgency and prioritise work accordingly.
+ The capacity to manage large workloads and tight deadlines.
+ Strong decision-making skills, with the ability to demonstrate sound judgement.
+ A structured and logical approach to problem solving.
+ Excellent attention to detail and accuracy.
+ Strong numerical skills.
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
This advertiser has chosen not to accept applicants from your region.
2
Vice President,Credit Analysis (Japanese Corporate & Investment Banking Department)
London, London
MUFG
Posted 12 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**OVERVIEW OF THE DEPARTMENT/SECTION**
Japanese Corporate Banking Division (London) is a front office in charge of business development of customers located in United Kingdom, Ireland and other demarcated countries in EMEA of which ultimate parents are Japanese Corporates.
Credit analyst team sits within the Corporate Banking Department together with the relationship management team, and its main responsibilities is to support the existing credit related businesses as well as origination of new credit businesses.
**NUMBER OF DIRECT REPORTS**
None
**MAIN PURPOSE OF THE ROLE**
The role will require an ability to meet specific deadlines for the facility and borrower rating renewals of existing customers, as well as to be able to respond to an urgent ad-hoc request from the customer/RMu2019s requests, any credit related support including documentation process to be given for the origination of new businesses.
Responsible for supervising the team members for the execution of objective analysis in respect of credit granting and credit control and to support relationship managers with the credit risk management queries while ensuring and providing a high level of (internal) customer service in line with agreed procedures and service standards.
**KEY RESPONSIBILITIES**
Perform submission of credit and borrower rating applications as well as other monthly and quarterly reports for the complex customers and core customer groups in line with the Banku2019s global rules on a timely manner.
Provide high quality credit analysis and monitoring for the assigned customers within Japanese Corporate Banking Division (London) along with the specific sector/industry analysis in order to submit applications and relevant reports.
Collaborate with other branches/offices, primary offices and credit division to deliver the transaction to meet the customersu2019 needs.
Managing the daily workflow processed by the team effectively by coordinating with the team leader of credit analyst team the available resource and monitoring workflow. Provide assistance where the additional resources are required.
Develop and enhance the skillset of the team by reviewing applications and reports prepared by each team members and assist them to complete before circulating to the relationship management team to ensure sufficient quality is maintained and to ensure compliance to rules, policies and procedures of the Bank.
Maintain awareness of developing market sector and business trends in EU/Europe and on a world-wide basis.
Undertake and support various credit related tasks as directed by the team leader of credit analyst team, as well as the Department Head and the senior management.
Drive ongoing process improvement activities by identifying opportunities to increase efficiency, accuracy and collaborative working with particular attention to the quality of credit risk analysis.
Provide assistances and training to implementation of processes and standards for JCBD credit risk space to ensure compliance with internal and external regulations and guidelines.
Demonstrate MUFGu2019s values, specifically operate with integrity, professionalism and strong teamwork within JCBD.
**WORK EXPERIENCE**
Relevant experience in credit analysis in subsidiary banking business for large/medium sized Japanese Corporates
Required knowledge and experience in managing credit risks, including but not limited to understanding for risks for certain sector/country/industries, risks for different products and understanding of credit documentation terminologies.
Experience in managing teams, interpreting and delivery against divisional strategic objectives
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
Thorough knowledge of credit and risk management, MUFG credit processes and procedures (or similar experience in another organization.), onboarding and originating credit facilities as well as understanding of regulatory requirements.
Strong analytical and numeracy skills with a good attention to detail, strong customer focus, sound organizational, interpersonal and networking skills.
Problem-solving skills with ability to manage various tasks and work towards tight deadlines.
Global perspective, demonstrating inclusiveness through an appreciation of different perspectives and diversity.
Sound knowledge and practical skills for Windows, MS Office (Word, Excel, Access, PowerPoint) Microsoft Outlook.
Verbal and written communication skills in English and Japanese are essential.
**Education / Qualifications:**
Degree Level and/or relevant industry expertise
**PERSONAL REQUIREMENTS**
Candidate must be aware of Japanese working culture and its demand
Excellent communication and interpersonal skills
Results driven, with a strong sense of accountability
A proactive, motivated approach
The ability to operate with urgency and prioritize work accordingly
The ability to demonstrate sound judgement
Strong problem-solving skills
The ability to manage large workloads and tight deadlines
A calm approach with the ability to perform well in a pressurized environment
Excellent attention to detail and accuracy with strong numerical skills
Excellent Microsoft Office skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**OVERVIEW OF THE DEPARTMENT/SECTION**
Japanese Corporate Banking Division (London) is a front office in charge of business development of customers located in United Kingdom, Ireland and other demarcated countries in EMEA of which ultimate parents are Japanese Corporates.
Credit analyst team sits within the Corporate Banking Department together with the relationship management team, and its main responsibilities is to support the existing credit related businesses as well as origination of new credit businesses.
**NUMBER OF DIRECT REPORTS**
None
**MAIN PURPOSE OF THE ROLE**
The role will require an ability to meet specific deadlines for the facility and borrower rating renewals of existing customers, as well as to be able to respond to an urgent ad-hoc request from the customer/RMu2019s requests, any credit related support including documentation process to be given for the origination of new businesses.
Responsible for supervising the team members for the execution of objective analysis in respect of credit granting and credit control and to support relationship managers with the credit risk management queries while ensuring and providing a high level of (internal) customer service in line with agreed procedures and service standards.
**KEY RESPONSIBILITIES**
Perform submission of credit and borrower rating applications as well as other monthly and quarterly reports for the complex customers and core customer groups in line with the Banku2019s global rules on a timely manner.
Provide high quality credit analysis and monitoring for the assigned customers within Japanese Corporate Banking Division (London) along with the specific sector/industry analysis in order to submit applications and relevant reports.
Collaborate with other branches/offices, primary offices and credit division to deliver the transaction to meet the customersu2019 needs.
Managing the daily workflow processed by the team effectively by coordinating with the team leader of credit analyst team the available resource and monitoring workflow. Provide assistance where the additional resources are required.
Develop and enhance the skillset of the team by reviewing applications and reports prepared by each team members and assist them to complete before circulating to the relationship management team to ensure sufficient quality is maintained and to ensure compliance to rules, policies and procedures of the Bank.
Maintain awareness of developing market sector and business trends in EU/Europe and on a world-wide basis.
Undertake and support various credit related tasks as directed by the team leader of credit analyst team, as well as the Department Head and the senior management.
Drive ongoing process improvement activities by identifying opportunities to increase efficiency, accuracy and collaborative working with particular attention to the quality of credit risk analysis.
Provide assistances and training to implementation of processes and standards for JCBD credit risk space to ensure compliance with internal and external regulations and guidelines.
Demonstrate MUFGu2019s values, specifically operate with integrity, professionalism and strong teamwork within JCBD.
**WORK EXPERIENCE**
Relevant experience in credit analysis in subsidiary banking business for large/medium sized Japanese Corporates
Required knowledge and experience in managing credit risks, including but not limited to understanding for risks for certain sector/country/industries, risks for different products and understanding of credit documentation terminologies.
Experience in managing teams, interpreting and delivery against divisional strategic objectives
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
Thorough knowledge of credit and risk management, MUFG credit processes and procedures (or similar experience in another organization.), onboarding and originating credit facilities as well as understanding of regulatory requirements.
Strong analytical and numeracy skills with a good attention to detail, strong customer focus, sound organizational, interpersonal and networking skills.
Problem-solving skills with ability to manage various tasks and work towards tight deadlines.
Global perspective, demonstrating inclusiveness through an appreciation of different perspectives and diversity.
Sound knowledge and practical skills for Windows, MS Office (Word, Excel, Access, PowerPoint) Microsoft Outlook.
Verbal and written communication skills in English and Japanese are essential.
**Education / Qualifications:**
Degree Level and/or relevant industry expertise
**PERSONAL REQUIREMENTS**
Candidate must be aware of Japanese working culture and its demand
Excellent communication and interpersonal skills
Results driven, with a strong sense of accountability
A proactive, motivated approach
The ability to operate with urgency and prioritize work accordingly
The ability to demonstrate sound judgement
Strong problem-solving skills
The ability to manage large workloads and tight deadlines
A calm approach with the ability to perform well in a pressurized environment
Excellent attention to detail and accuracy with strong numerical skills
Excellent Microsoft Office skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute
This advertiser has chosen not to accept applicants from your region.
3
Vice President,Credit Analysis (Japanese Corporate & Investment Banking Department)
London, London
MUFG
Posted 12 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**OVERVIEW OF THE DEPARTMENT/SECTION**
Japanese Corporate Banking Division (London) is a front office in charge of business development of customers located in United Kingdom, Ireland and other demarcated countries in EMEA of which ultimate parents are Japanese Corporates.
Credit analyst team sits within the Corporate Banking Department together with the relationship management team, and its main responsibilities is to support the existing credit related businesses as well as origination of new credit businesses.
**NUMBER OF DIRECT REPORTS**
None
**MAIN PURPOSE OF THE ROLE**
The role will require an ability to meet specific deadlines for the facility and borrower rating renewals of existing customers, as well as to be able to respond to an urgent ad-hoc request from the customer/RMu2019s requests, any credit related support including documentation process to be given for the origination of new businesses.
Responsible for supervising the team members for the execution of objective analysis in respect of credit granting and credit control and to support relationship managers with the credit risk management queries while ensuring and providing a high level of (internal) customer service in line with agreed procedures and service standards.
**KEY RESPONSIBILITIES**
Perform submission of credit and borrower rating applications as well as other monthly and quarterly reports for the complex customers and core customer groups in line with the Banku2019s global rules on a timely manner.
Provide high quality credit analysis and monitoring for the assigned customers within Japanese Corporate Banking Division (London) along with the specific sector/industry analysis in order to submit applications and relevant reports.
Collaborate with other branches/offices, primary offices and credit division to deliver the transaction to meet the customersu2019 needs.
Managing the daily workflow processed by the team effectively by coordinating with the team leader of credit analyst team the available resource and monitoring workflow. Provide assistance where the additional resources are required.
Develop and enhance the skillset of the team by reviewing applications and reports prepared by each team members and assist them to complete before circulating to the relationship management team to ensure sufficient quality is maintained and to ensure compliance to rules, policies and procedures of the Bank.
Maintain awareness of developing market sector and business trends in EU/Europe and on a world-wide basis.
Undertake and support various credit related tasks as directed by the team leader of credit analyst team, as well as the Department Head and the senior management.
Drive ongoing process improvement activities by identifying opportunities to increase efficiency, accuracy and collaborative working with particular attention to the quality of credit risk analysis.
Provide assistances and training to implementation of processes and standards for JCBD credit risk space to ensure compliance with internal and external regulations and guidelines.
Demonstrate MUFGu2019s values, specifically operate with integrity, professionalism and strong teamwork within JCBD.
**WORK EXPERIENCE**
Relevant experience in credit analysis in subsidiary banking business for large/medium sized Japanese Corporates
Required knowledge and experience in managing credit risks, including but not limited to understanding for risks for certain sector/country/industries, risks for different products and understanding of credit documentation terminologies.
Experience in managing teams, interpreting and delivery against divisional strategic objectives
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
Thorough knowledge of credit and risk management, MUFG credit processes and procedures (or similar experience in another organization.), onboarding and originating credit facilities as well as understanding of regulatory requirements.
Strong analytical and numeracy skills with a good attention to detail, strong customer focus, sound organizational, interpersonal and networking skills.
Problem-solving skills with ability to manage various tasks and work towards tight deadlines.
Global perspective, demonstrating inclusiveness through an appreciation of different perspectives and diversity.
Sound knowledge and practical skills for Windows, MS Office (Word, Excel, Access, PowerPoint) Microsoft Outlook.
Verbal and written communication skills in English and Japanese are essential.
**Education / Qualifications:**
Degree Level and/or relevant industry expertise
**PERSONAL REQUIREMENTS**
Candidate must be aware of Japanese working culture and its demand
Excellent communication and interpersonal skills
Results driven, with a strong sense of accountability
A proactive, motivated approach
The ability to operate with urgency and prioritize work accordingly
The ability to demonstrate sound judgement
Strong problem-solving skills
The ability to manage large workloads and tight deadlines
A calm approach with the ability to perform well in a pressurized environment
Excellent attention to detail and accuracy with strong numerical skills
Excellent Microsoft Office skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**OVERVIEW OF THE DEPARTMENT/SECTION**
Japanese Corporate Banking Division (London) is a front office in charge of business development of customers located in United Kingdom, Ireland and other demarcated countries in EMEA of which ultimate parents are Japanese Corporates.
Credit analyst team sits within the Corporate Banking Department together with the relationship management team, and its main responsibilities is to support the existing credit related businesses as well as origination of new credit businesses.
**NUMBER OF DIRECT REPORTS**
None
**MAIN PURPOSE OF THE ROLE**
The role will require an ability to meet specific deadlines for the facility and borrower rating renewals of existing customers, as well as to be able to respond to an urgent ad-hoc request from the customer/RMu2019s requests, any credit related support including documentation process to be given for the origination of new businesses.
Responsible for supervising the team members for the execution of objective analysis in respect of credit granting and credit control and to support relationship managers with the credit risk management queries while ensuring and providing a high level of (internal) customer service in line with agreed procedures and service standards.
**KEY RESPONSIBILITIES**
Perform submission of credit and borrower rating applications as well as other monthly and quarterly reports for the complex customers and core customer groups in line with the Banku2019s global rules on a timely manner.
Provide high quality credit analysis and monitoring for the assigned customers within Japanese Corporate Banking Division (London) along with the specific sector/industry analysis in order to submit applications and relevant reports.
Collaborate with other branches/offices, primary offices and credit division to deliver the transaction to meet the customersu2019 needs.
Managing the daily workflow processed by the team effectively by coordinating with the team leader of credit analyst team the available resource and monitoring workflow. Provide assistance where the additional resources are required.
Develop and enhance the skillset of the team by reviewing applications and reports prepared by each team members and assist them to complete before circulating to the relationship management team to ensure sufficient quality is maintained and to ensure compliance to rules, policies and procedures of the Bank.
Maintain awareness of developing market sector and business trends in EU/Europe and on a world-wide basis.
Undertake and support various credit related tasks as directed by the team leader of credit analyst team, as well as the Department Head and the senior management.
Drive ongoing process improvement activities by identifying opportunities to increase efficiency, accuracy and collaborative working with particular attention to the quality of credit risk analysis.
Provide assistances and training to implementation of processes and standards for JCBD credit risk space to ensure compliance with internal and external regulations and guidelines.
Demonstrate MUFGu2019s values, specifically operate with integrity, professionalism and strong teamwork within JCBD.
**WORK EXPERIENCE**
Relevant experience in credit analysis in subsidiary banking business for large/medium sized Japanese Corporates
Required knowledge and experience in managing credit risks, including but not limited to understanding for risks for certain sector/country/industries, risks for different products and understanding of credit documentation terminologies.
Experience in managing teams, interpreting and delivery against divisional strategic objectives
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
Thorough knowledge of credit and risk management, MUFG credit processes and procedures (or similar experience in another organization.), onboarding and originating credit facilities as well as understanding of regulatory requirements.
Strong analytical and numeracy skills with a good attention to detail, strong customer focus, sound organizational, interpersonal and networking skills.
Problem-solving skills with ability to manage various tasks and work towards tight deadlines.
Global perspective, demonstrating inclusiveness through an appreciation of different perspectives and diversity.
Sound knowledge and practical skills for Windows, MS Office (Word, Excel, Access, PowerPoint) Microsoft Outlook.
Verbal and written communication skills in English and Japanese are essential.
**Education / Qualifications:**
Degree Level and/or relevant industry expertise
**PERSONAL REQUIREMENTS**
Candidate must be aware of Japanese working culture and its demand
Excellent communication and interpersonal skills
Results driven, with a strong sense of accountability
A proactive, motivated approach
The ability to operate with urgency and prioritize work accordingly
The ability to demonstrate sound judgement
Strong problem-solving skills
The ability to manage large workloads and tight deadlines
A calm approach with the ability to perform well in a pressurized environment
Excellent attention to detail and accuracy with strong numerical skills
Excellent Microsoft Office skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute
This advertiser has chosen not to accept applicants from your region.
4
Vice President, Credit Analysis (Japanese Corporate & Investment Banking Department)
London, London
MUFG
Posted 11 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**OVERVIEW OF THE DEPARTMENT/SECTION**
Japanese Corporate Banking Division (London) is a front office in charge of business development of customers located in United Kingdom, Ireland and other demarcated countries in EMEA of which ultimate parents are Japanese Corporates.
Credit analyst team sits within the Corporate Banking Department together with the relationship management team, and its main responsibilities is to support the existing credit related businesses as well as origination of new credit businesses.
**NUMBER OF DIRECT REPORTS**
None
**MAIN PURPOSE OF THE ROLE**
+ The role will require an ability to meet specific deadlines for the facility and borrower rating renewals of existing customers, as well as to be able to respond to an urgent ad-hoc request from the customer/RM's requests, any credit related support including documentation process to be given for the origination of new businesses.
+ Responsible for supervising the team members for the execution of objective analysis in respect of credit granting and credit control and to support relationship managers with the credit risk management queries while ensuring and providing a high level of (internal) customer service in line with agreed procedures and service standards.
**KEY RESPONSIBILITIES**
+ Perform submission of credit and borrower rating applications as well as other monthly and quarterly reports for the complex customers and core customer groups in line with the Bank's global rules on a timely manner.
+ Provide high quality credit analysis and monitoring for the assigned customers within Japanese Corporate Banking Division (London) along with the specific sector/industry analysis in order to submit applications and relevant reports.
+ Collaborate with other branches/offices, primary offices and credit division to deliver the transaction to meet the customers' needs.
+ Managing the daily workflow processed by the team effectively by coordinating with the team leader of credit analyst team the available resource and monitoring workflow. Provide assistance where the additional resources are required.
+ Develop and enhance the skillset of the team by reviewing applications and reports prepared by each team members and assist them to complete before circulating to the relationship management team to ensure sufficient quality is maintained and to ensure compliance to rules, policies and procedures of the Bank.
+ Maintain awareness of developing market sector and business trends in EU/Europe and on a world-wide basis.
+ Undertake and support various credit related tasks as directed by the team leader of credit analyst team, as well as the Department Head and the senior management.
+ Drive ongoing process improvement activities by identifying opportunities to increase efficiency, accuracy and collaborative working with particular attention to the quality of credit risk analysis.
+ Provide assistances and training to implementation of processes and standards for JCBD credit risk space to ensure compliance with internal and external regulations and guidelines.
+ Demonstrate MUFG's values, specifically operate with integrity, professionalism and strong teamwork within JCBD.
**WORK EXPERIENCE**
+ Relevant experience in credit analysis in subsidiary banking business for large/medium sized Japanese Corporates
+ Required knowledge and experience in managing credit risks, including but not limited to understanding for risks for certain sector/country/industries, risks for different products and understanding of credit documentation terminologies.
+ Experience in managing teams, interpreting and delivery against divisional strategic objectives
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
+ Thorough knowledge of credit and risk management, MUFG credit processes and procedures (or similar experience in another organization.), onboarding and originating credit facilities as well as understanding of regulatory requirements.
+ Strong analytical and numeracy skills with a good attention to detail, strong customer focus, sound organizational, interpersonal and networking skills.
+ Problem-solving skills with ability to manage various tasks and work towards tight deadlines.
+ Global perspective, demonstrating inclusiveness through an appreciation of different perspectives and diversity.
+ Sound knowledge and practical skills for Windows, MS Office (Word, Excel, Access, PowerPoint) Microsoft Outlook.
+ Verbal and written communication skills in English and Japanese are essential.
**Education / Qualifications:**
+ Degree Level and/or relevant industry expertise
**PERSONAL REQUIREMENTS**
+ Candidate must be aware of Japanese working culture and its demand
+ Excellent communication and interpersonal skills
+ Results driven, with a strong sense of accountability
+ A proactive, motivated approach
+ The ability to operate with urgency and prioritize work accordingly
+ The ability to demonstrate sound judgement
+ Strong problem-solving skills
+ The ability to manage large workloads and tight deadlines
+ A calm approach with the ability to perform well in a pressurized environment
+ Excellent attention to detail and accuracy with strong numerical skills
+ Excellent Microsoft Office skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**OVERVIEW OF THE DEPARTMENT/SECTION**
Japanese Corporate Banking Division (London) is a front office in charge of business development of customers located in United Kingdom, Ireland and other demarcated countries in EMEA of which ultimate parents are Japanese Corporates.
Credit analyst team sits within the Corporate Banking Department together with the relationship management team, and its main responsibilities is to support the existing credit related businesses as well as origination of new credit businesses.
**NUMBER OF DIRECT REPORTS**
None
**MAIN PURPOSE OF THE ROLE**
+ The role will require an ability to meet specific deadlines for the facility and borrower rating renewals of existing customers, as well as to be able to respond to an urgent ad-hoc request from the customer/RM's requests, any credit related support including documentation process to be given for the origination of new businesses.
+ Responsible for supervising the team members for the execution of objective analysis in respect of credit granting and credit control and to support relationship managers with the credit risk management queries while ensuring and providing a high level of (internal) customer service in line with agreed procedures and service standards.
**KEY RESPONSIBILITIES**
+ Perform submission of credit and borrower rating applications as well as other monthly and quarterly reports for the complex customers and core customer groups in line with the Bank's global rules on a timely manner.
+ Provide high quality credit analysis and monitoring for the assigned customers within Japanese Corporate Banking Division (London) along with the specific sector/industry analysis in order to submit applications and relevant reports.
+ Collaborate with other branches/offices, primary offices and credit division to deliver the transaction to meet the customers' needs.
+ Managing the daily workflow processed by the team effectively by coordinating with the team leader of credit analyst team the available resource and monitoring workflow. Provide assistance where the additional resources are required.
+ Develop and enhance the skillset of the team by reviewing applications and reports prepared by each team members and assist them to complete before circulating to the relationship management team to ensure sufficient quality is maintained and to ensure compliance to rules, policies and procedures of the Bank.
+ Maintain awareness of developing market sector and business trends in EU/Europe and on a world-wide basis.
+ Undertake and support various credit related tasks as directed by the team leader of credit analyst team, as well as the Department Head and the senior management.
+ Drive ongoing process improvement activities by identifying opportunities to increase efficiency, accuracy and collaborative working with particular attention to the quality of credit risk analysis.
+ Provide assistances and training to implementation of processes and standards for JCBD credit risk space to ensure compliance with internal and external regulations and guidelines.
+ Demonstrate MUFG's values, specifically operate with integrity, professionalism and strong teamwork within JCBD.
**WORK EXPERIENCE**
+ Relevant experience in credit analysis in subsidiary banking business for large/medium sized Japanese Corporates
+ Required knowledge and experience in managing credit risks, including but not limited to understanding for risks for certain sector/country/industries, risks for different products and understanding of credit documentation terminologies.
+ Experience in managing teams, interpreting and delivery against divisional strategic objectives
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
+ Thorough knowledge of credit and risk management, MUFG credit processes and procedures (or similar experience in another organization.), onboarding and originating credit facilities as well as understanding of regulatory requirements.
+ Strong analytical and numeracy skills with a good attention to detail, strong customer focus, sound organizational, interpersonal and networking skills.
+ Problem-solving skills with ability to manage various tasks and work towards tight deadlines.
+ Global perspective, demonstrating inclusiveness through an appreciation of different perspectives and diversity.
+ Sound knowledge and practical skills for Windows, MS Office (Word, Excel, Access, PowerPoint) Microsoft Outlook.
+ Verbal and written communication skills in English and Japanese are essential.
**Education / Qualifications:**
+ Degree Level and/or relevant industry expertise
**PERSONAL REQUIREMENTS**
+ Candidate must be aware of Japanese working culture and its demand
+ Excellent communication and interpersonal skills
+ Results driven, with a strong sense of accountability
+ A proactive, motivated approach
+ The ability to operate with urgency and prioritize work accordingly
+ The ability to demonstrate sound judgement
+ Strong problem-solving skills
+ The ability to manage large workloads and tight deadlines
+ A calm approach with the ability to perform well in a pressurized environment
+ Excellent attention to detail and accuracy with strong numerical skills
+ Excellent Microsoft Office skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
This advertiser has chosen not to accept applicants from your region.
5
Vice President,Credit Analysis - Consumer & Retail Sector (12m Fixed Term Contract)
London, London
MUFG
Posted 12 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Overview of the Department/Section**
The Credit Analysis team is the Banku2019s first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the banksu2019 lending opportunities.
Credit Analysis is a 50+ team organised into 5 sector corporate teams. Each credit analyst is responsible for managing risk exposure across an EMEA wide portfolio.
Analysts work with Front Office teams on live transactions & risk monitoring to identify and mitigate risks associated with the structure, documentation, counterparty, industry and macroeconomics.
**Main Purpose of the Role**
We are looking for a senior credit analyst on a 12 month fixed term contract basis to cover a varied portfolio of largely non IG/private company/complex IG corporate credits across the Consumer and Retail space.
The credit analyst will perform forward looking fundamental credit calls on live transactions, limit renewals and annual reviews.
Along with client meetings the analyst completes a credit opinion including cash flow forecast, recommending approval, a neutral stance, or non-approval of the proposed transaction.
Updating financial analysis for quarterly and year end results. Actively monitoring assigned portfolio of IG and NIG corporates for potential changes in credit risk. Assign or update internal ratings.
Coach junior team members and assist team manager to review their papers.
Assist team manager in the management of the team workflow and other day to day operations/projects/initiatives.
**Key Responsibilities**
Lead complex client credit due diligence following key risk events or for on-boarding of new clients.
Quickly assess key credit issues, raise salient points to the correct stakeholders and to assess the risk- reward trade off.
Ability to multi-task and manage ever changing and often conflicting priorities; Ability to work with a high level of motivation and initiative;
Work diligently to develop technical skills and industry knowledge related to the role. Work towards becoming an expert in a sector and/or geography.
Ensure accurate and timely compliance with internal rules and reporting procedures.
Undertake specific country and industrial sector research as well as leading other team or departmental project work as appropriate.
As directed, support the development of junior staff members through coaching and review of work.
**Work Experience**
Extensive experience in fundamental credit analysis, preferably gained in a corporate or investment bank.
There should be an emphasis on credit analysis in the context of a transaction or event.
**Skills and Experience**
**Functional / Technical Competencies:**
Experience of covering Investment Grade, Non-Investment Grade and private company credits.
Preference for prior experience in the Consumer & Retail sectors across EMEA, albeit not mandatory.
Ability to take a forward looking view using cash flow modelling and stressing testing.
Existing experience in coaching, mentoring and reviewing junior credit analysts work.
Strong understanding of complex loan/bond documentation and key credit protections. Good understanding of market risk and ISDAu2019s.
Languages desirable and ability to work across regions with locally based coverage teams
**Education / Qualifications:**
Degree level.
Other financial professional qualifications (e.g. CFA, ACCA, ACA etc.) will be seen as highly beneficial.
**Personal Requirements**
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly
Strong decision making skills, the ability to demonstrate sound judgement
A structured and logical approach to work
Strong problem solving skills
The ability to manage large workloads and tight deadlines
Excellent attention to detail and accuracy
Strong numerical skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Overview of the Department/Section**
The Credit Analysis team is the Banku2019s first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the banksu2019 lending opportunities.
Credit Analysis is a 50+ team organised into 5 sector corporate teams. Each credit analyst is responsible for managing risk exposure across an EMEA wide portfolio.
Analysts work with Front Office teams on live transactions & risk monitoring to identify and mitigate risks associated with the structure, documentation, counterparty, industry and macroeconomics.
**Main Purpose of the Role**
We are looking for a senior credit analyst on a 12 month fixed term contract basis to cover a varied portfolio of largely non IG/private company/complex IG corporate credits across the Consumer and Retail space.
The credit analyst will perform forward looking fundamental credit calls on live transactions, limit renewals and annual reviews.
Along with client meetings the analyst completes a credit opinion including cash flow forecast, recommending approval, a neutral stance, or non-approval of the proposed transaction.
Updating financial analysis for quarterly and year end results. Actively monitoring assigned portfolio of IG and NIG corporates for potential changes in credit risk. Assign or update internal ratings.
Coach junior team members and assist team manager to review their papers.
Assist team manager in the management of the team workflow and other day to day operations/projects/initiatives.
**Key Responsibilities**
Lead complex client credit due diligence following key risk events or for on-boarding of new clients.
Quickly assess key credit issues, raise salient points to the correct stakeholders and to assess the risk- reward trade off.
Ability to multi-task and manage ever changing and often conflicting priorities; Ability to work with a high level of motivation and initiative;
Work diligently to develop technical skills and industry knowledge related to the role. Work towards becoming an expert in a sector and/or geography.
Ensure accurate and timely compliance with internal rules and reporting procedures.
Undertake specific country and industrial sector research as well as leading other team or departmental project work as appropriate.
As directed, support the development of junior staff members through coaching and review of work.
**Work Experience**
Extensive experience in fundamental credit analysis, preferably gained in a corporate or investment bank.
There should be an emphasis on credit analysis in the context of a transaction or event.
**Skills and Experience**
**Functional / Technical Competencies:**
Experience of covering Investment Grade, Non-Investment Grade and private company credits.
Preference for prior experience in the Consumer & Retail sectors across EMEA, albeit not mandatory.
Ability to take a forward looking view using cash flow modelling and stressing testing.
Existing experience in coaching, mentoring and reviewing junior credit analysts work.
Strong understanding of complex loan/bond documentation and key credit protections. Good understanding of market risk and ISDAu2019s.
Languages desirable and ability to work across regions with locally based coverage teams
**Education / Qualifications:**
Degree level.
Other financial professional qualifications (e.g. CFA, ACCA, ACA etc.) will be seen as highly beneficial.
**Personal Requirements**
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly
Strong decision making skills, the ability to demonstrate sound judgement
A structured and logical approach to work
Strong problem solving skills
The ability to manage large workloads and tight deadlines
Excellent attention to detail and accuracy
Strong numerical skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute
This advertiser has chosen not to accept applicants from your region.
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About the latest Credit analysis Jobs in United Kingdom !
6
Vice President,Credit Analysis - Consumer & Retail Sector (12m Fixed Term Contract)
London, London
MUFG
Posted 12 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Overview of the Department/Section**
The Credit Analysis team is the Banku2019s first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the banksu2019 lending opportunities.
Credit Analysis is a 50+ team organised into 5 sector corporate teams. Each credit analyst is responsible for managing risk exposure across an EMEA wide portfolio.
Analysts work with Front Office teams on live transactions & risk monitoring to identify and mitigate risks associated with the structure, documentation, counterparty, industry and macroeconomics.
**Main Purpose of the Role**
We are looking for a senior credit analyst on a 12 month fixed term contract basis to cover a varied portfolio of largely non IG/private company/complex IG corporate credits across the Consumer and Retail space.
The credit analyst will perform forward looking fundamental credit calls on live transactions, limit renewals and annual reviews.
Along with client meetings the analyst completes a credit opinion including cash flow forecast, recommending approval, a neutral stance, or non-approval of the proposed transaction.
Updating financial analysis for quarterly and year end results. Actively monitoring assigned portfolio of IG and NIG corporates for potential changes in credit risk. Assign or update internal ratings.
Coach junior team members and assist team manager to review their papers.
Assist team manager in the management of the team workflow and other day to day operations/projects/initiatives.
**Key Responsibilities**
Lead complex client credit due diligence following key risk events or for on-boarding of new clients.
Quickly assess key credit issues, raise salient points to the correct stakeholders and to assess the risk- reward trade off.
Ability to multi-task and manage ever changing and often conflicting priorities; Ability to work with a high level of motivation and initiative;
Work diligently to develop technical skills and industry knowledge related to the role. Work towards becoming an expert in a sector and/or geography.
Ensure accurate and timely compliance with internal rules and reporting procedures.
Undertake specific country and industrial sector research as well as leading other team or departmental project work as appropriate.
As directed, support the development of junior staff members through coaching and review of work.
**Work Experience**
Extensive experience in fundamental credit analysis, preferably gained in a corporate or investment bank.
There should be an emphasis on credit analysis in the context of a transaction or event.
**Skills and Experience**
**Functional / Technical Competencies:**
Experience of covering Investment Grade, Non-Investment Grade and private company credits.
Preference for prior experience in the Consumer & Retail sectors across EMEA, albeit not mandatory.
Ability to take a forward looking view using cash flow modelling and stressing testing.
Existing experience in coaching, mentoring and reviewing junior credit analysts work.
Strong understanding of complex loan/bond documentation and key credit protections. Good understanding of market risk and ISDAu2019s.
Languages desirable and ability to work across regions with locally based coverage teams
**Education / Qualifications:**
Degree level.
Other financial professional qualifications (e.g. CFA, ACCA, ACA etc.) will be seen as highly beneficial.
**Personal Requirements**
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly
Strong decision making skills, the ability to demonstrate sound judgement
A structured and logical approach to work
Strong problem solving skills
The ability to manage large workloads and tight deadlines
Excellent attention to detail and accuracy
Strong numerical skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Overview of the Department/Section**
The Credit Analysis team is the Banku2019s first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the banksu2019 lending opportunities.
Credit Analysis is a 50+ team organised into 5 sector corporate teams. Each credit analyst is responsible for managing risk exposure across an EMEA wide portfolio.
Analysts work with Front Office teams on live transactions & risk monitoring to identify and mitigate risks associated with the structure, documentation, counterparty, industry and macroeconomics.
**Main Purpose of the Role**
We are looking for a senior credit analyst on a 12 month fixed term contract basis to cover a varied portfolio of largely non IG/private company/complex IG corporate credits across the Consumer and Retail space.
The credit analyst will perform forward looking fundamental credit calls on live transactions, limit renewals and annual reviews.
Along with client meetings the analyst completes a credit opinion including cash flow forecast, recommending approval, a neutral stance, or non-approval of the proposed transaction.
Updating financial analysis for quarterly and year end results. Actively monitoring assigned portfolio of IG and NIG corporates for potential changes in credit risk. Assign or update internal ratings.
Coach junior team members and assist team manager to review their papers.
Assist team manager in the management of the team workflow and other day to day operations/projects/initiatives.
**Key Responsibilities**
Lead complex client credit due diligence following key risk events or for on-boarding of new clients.
Quickly assess key credit issues, raise salient points to the correct stakeholders and to assess the risk- reward trade off.
Ability to multi-task and manage ever changing and often conflicting priorities; Ability to work with a high level of motivation and initiative;
Work diligently to develop technical skills and industry knowledge related to the role. Work towards becoming an expert in a sector and/or geography.
Ensure accurate and timely compliance with internal rules and reporting procedures.
Undertake specific country and industrial sector research as well as leading other team or departmental project work as appropriate.
As directed, support the development of junior staff members through coaching and review of work.
**Work Experience**
Extensive experience in fundamental credit analysis, preferably gained in a corporate or investment bank.
There should be an emphasis on credit analysis in the context of a transaction or event.
**Skills and Experience**
**Functional / Technical Competencies:**
Experience of covering Investment Grade, Non-Investment Grade and private company credits.
Preference for prior experience in the Consumer & Retail sectors across EMEA, albeit not mandatory.
Ability to take a forward looking view using cash flow modelling and stressing testing.
Existing experience in coaching, mentoring and reviewing junior credit analysts work.
Strong understanding of complex loan/bond documentation and key credit protections. Good understanding of market risk and ISDAu2019s.
Languages desirable and ability to work across regions with locally based coverage teams
**Education / Qualifications:**
Degree level.
Other financial professional qualifications (e.g. CFA, ACCA, ACA etc.) will be seen as highly beneficial.
**Personal Requirements**
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly
Strong decision making skills, the ability to demonstrate sound judgement
A structured and logical approach to work
Strong problem solving skills
The ability to manage large workloads and tight deadlines
Excellent attention to detail and accuracy
Strong numerical skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute
This advertiser has chosen not to accept applicants from your region.
7
Vice President, Credit Analysis - Consumer & Retail Sector (12m Fixed Term Contract)
London, London
MUFG
Posted 11 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Overview of the Department/Section**
+ The Credit Analysis team is the Bank's first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the banks' lending opportunities.
+ Credit Analysis is a 50+ team organised into 5 sector corporate teams. Each credit analyst is responsible for managing risk exposure across an EMEA wide portfolio.
+ Analysts work with Front Office teams on live transactions & risk monitoring to identify and mitigate risks associated with the structure, documentation, counterparty, industry and macroeconomics.
**Main Purpose of the Role**
+ We are looking for a senior credit analyst on a 12 month fixed term contract basis to cover a varied portfolio of largely non IG/private company/complex IG corporate credits across the Consumer and Retail space.
+ The credit analyst will perform forward looking fundamental credit calls on live transactions, limit renewals and annual reviews.
+ Along with client meetings the analyst completes a credit opinion including cash flow forecast, recommending approval, a neutral stance, or non-approval of the proposed transaction.
+ Updating financial analysis for quarterly and year end results. Actively monitoring assigned portfolio of IG and NIG corporates for potential changes in credit risk. Assign or update internal ratings.
+ Coach junior team members and assist team manager to review their papers.
+ Assist team manager in the management of the team workflow and other day to day operations/projects/initiatives.
**Key Responsibilities**
+ Lead complex client credit due diligence following key risk events or for on-boarding of new clients.
+ Quickly assess key credit issues, raise salient points to the correct stakeholders and to assess the risk- reward trade off.
+ Ability to multi-task and manage ever changing and often conflicting priorities; Ability to work with a high level of motivation and initiative;
+ Work diligently to develop technical skills and industry knowledge related to the role. Work towards becoming an expert in a sector and/or geography.
+ Ensure accurate and timely compliance with internal rules and reporting procedures.
+ Undertake specific country and industrial sector research as well as leading other team or departmental project work as appropriate.
+ As directed, support the development of junior staff members through coaching and review of work.
**Work Experience**
+ Extensive experience in fundamental credit analysis, preferably gained in a corporate or investment bank.
+ There should be an emphasis on credit analysis in the context of a transaction or event.
**Skills and Experience**
**Functional / Technical Competencies:**
+ Experience of covering Investment Grade, Non-Investment Grade and private company credits.
+ Preference for prior experience in the Consumer & Retail sectors across EMEA, albeit not mandatory.
+ Ability to take a forward looking view using cash flow modelling and stressing testing.
+ Existing experience in coaching, mentoring and reviewing junior credit analysts work.
+ Strong understanding of complex loan/bond documentation and key credit protections. Good understanding of market risk and ISDA's.
+ Languages desirable and ability to work across regions with locally based coverage teams
**Education / Qualifications:**
+ Degree level.
+ Other financial professional qualifications (e.g. CFA, ACCA, ACA etc.) will be seen as highly beneficial.
**Personal Requirements**
+ A proactive, motivated approach.
+ The ability to operate with urgency and prioritise work accordingly
+ Strong decision making skills, the ability to demonstrate sound judgement
+ A structured and logical approach to work
+ Strong problem solving skills
+ The ability to manage large workloads and tight deadlines
+ Excellent attention to detail and accuracy
+ Strong numerical skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Overview of the Department/Section**
+ The Credit Analysis team is the Bank's first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the banks' lending opportunities.
+ Credit Analysis is a 50+ team organised into 5 sector corporate teams. Each credit analyst is responsible for managing risk exposure across an EMEA wide portfolio.
+ Analysts work with Front Office teams on live transactions & risk monitoring to identify and mitigate risks associated with the structure, documentation, counterparty, industry and macroeconomics.
**Main Purpose of the Role**
+ We are looking for a senior credit analyst on a 12 month fixed term contract basis to cover a varied portfolio of largely non IG/private company/complex IG corporate credits across the Consumer and Retail space.
+ The credit analyst will perform forward looking fundamental credit calls on live transactions, limit renewals and annual reviews.
+ Along with client meetings the analyst completes a credit opinion including cash flow forecast, recommending approval, a neutral stance, or non-approval of the proposed transaction.
+ Updating financial analysis for quarterly and year end results. Actively monitoring assigned portfolio of IG and NIG corporates for potential changes in credit risk. Assign or update internal ratings.
+ Coach junior team members and assist team manager to review their papers.
+ Assist team manager in the management of the team workflow and other day to day operations/projects/initiatives.
**Key Responsibilities**
+ Lead complex client credit due diligence following key risk events or for on-boarding of new clients.
+ Quickly assess key credit issues, raise salient points to the correct stakeholders and to assess the risk- reward trade off.
+ Ability to multi-task and manage ever changing and often conflicting priorities; Ability to work with a high level of motivation and initiative;
+ Work diligently to develop technical skills and industry knowledge related to the role. Work towards becoming an expert in a sector and/or geography.
+ Ensure accurate and timely compliance with internal rules and reporting procedures.
+ Undertake specific country and industrial sector research as well as leading other team or departmental project work as appropriate.
+ As directed, support the development of junior staff members through coaching and review of work.
**Work Experience**
+ Extensive experience in fundamental credit analysis, preferably gained in a corporate or investment bank.
+ There should be an emphasis on credit analysis in the context of a transaction or event.
**Skills and Experience**
**Functional / Technical Competencies:**
+ Experience of covering Investment Grade, Non-Investment Grade and private company credits.
+ Preference for prior experience in the Consumer & Retail sectors across EMEA, albeit not mandatory.
+ Ability to take a forward looking view using cash flow modelling and stressing testing.
+ Existing experience in coaching, mentoring and reviewing junior credit analysts work.
+ Strong understanding of complex loan/bond documentation and key credit protections. Good understanding of market risk and ISDA's.
+ Languages desirable and ability to work across regions with locally based coverage teams
**Education / Qualifications:**
+ Degree level.
+ Other financial professional qualifications (e.g. CFA, ACCA, ACA etc.) will be seen as highly beneficial.
**Personal Requirements**
+ A proactive, motivated approach.
+ The ability to operate with urgency and prioritise work accordingly
+ Strong decision making skills, the ability to demonstrate sound judgement
+ A structured and logical approach to work
+ Strong problem solving skills
+ The ability to manage large workloads and tight deadlines
+ Excellent attention to detail and accuracy
+ Strong numerical skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
This advertiser has chosen not to accept applicants from your region.
8
Risk Management Specialist
London, London
Adecco
Posted 2 days ago
Job Viewed
Job Description
Job title: Risk Management Specialist
Location: London/Hybrid
Duration: 6 months
Adecco is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. We do this by showcasing their talents, skills, and unique experience in an inclusive environment that helps them thrive.
The role:
This role forms a key part of the 1LOD Technology Risk Management function, supporting the Head of Technology Risk. The role holder will form a crucial component in the establishment of an enhanced risk management framework and beyond that identify and assess potential risks across Technology, as well as ensuring a comprehensive approach to risk mitigation.
The key focus of this contract is to Support the enhancement of Technology Resilience and the maturity of risk management practices
Responsibilities:
- Process Documentation: Create and update process documentation across key technology processes to support governance, compliance, and operational consistency.
- SSSDLC Integration: Support the integration of security controls and risk assessments throughout the Secure Software/System Development Lifecycle.
- Controls Assurance: Review and challenge the design and operation of controls to ensure they mitigate risks effectively.
- Risk Register Monitoring: Maintain and update a register of Technology-related risk events, incidents, audit findings, exceptions, etc. Work with responsible areas to assess these, develop action plans, identify owners and track through to completion.
Requirements:
- Technology Knowledge: Work towards a detailed understanding of Technology and cyber risk frameworks (e.g. NIST / ISO27001 / COBIT / ITIL).
- SSSDLC Expertise: Understanding of the Secure Software/System Development Lifecycle, including secure design, development, testing, and deployment practices.
- Process Documentation: Experience in drafting, updating, and maintaining process documentation across key technology domains.
- Attention to Detail: Meticulous attention to detail is crucial for accurately managing open audit points, helping to document audit actions, and accurately track and report on the status of management actions.
- Organisational Skills: Strong organisational skills are necessary to effectively coordinate audit schedules, manage documentation, and prioritise tasks across the IT Department.
- Time Management: Excellent time management skills are essential for managing multiple audit engagements, meeting deadlines, and ensuring the smooth progression of audit activities.
- Communication Skills: Clear and concise communication skills are vital for effectively liaising with internal and external stakeholders, conveying audit-related information, and facilitating collaboration across the IT Department.
- Analytical Skills: Basic analytical skills are beneficial for analysing audit data, identifying trends, and generating insights to support audit reporting and decision-making processes within the Technology domain.
Candidates will ideally show evidence of the above in their CV in order to be considered.
Please be advised if you haven't heard from us within 48 hours then unfortunately your application has not been successful on this occasion, we may however keep your details on file for any suitable future vacancies and contact you accordingly.
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