599 Credit Analyst jobs in the United Kingdom

Job title: Corporate Credit Analyst
Location: London
Working style: Hybrid
Salary: 60k-70k

A well-established London-based bank is looking for an experienced Corporate & Commercial Credit Analyst to join its Corporate & Commercial Banking division. This role is designed to support Relationship Managers and the Associate Director with independent credit assessments, portfolio management, and first-line risk controls.
This is an excellent opportunity for a credit professional with strong analytical capabilities, sector insight, and financial acumen to work closely with business development teams while contributing directly to risk mitigation and profitability.

Key Responsibilities:

• Conduct independent credit assessments for new and existing corporate clients, including in-depth analysis of financial statements, industry risks, and credit structuring.
• Draft and present credit proposals, identifying key risks and proposing mitigations in line with policy.
• Monitor and report on credit exposures, portfolio concentrations, and covenant compliance.
• Liaise with second-line risk teams to ensure risk alignment and robust credit structuring.
• Support Relationship Managers with periodic reviews, renewals, and excess monitoring.
• Assist in the design and improvement of credit risk procedures and documentation.
• Collaborate with stakeholders across risk, compliance, and front-office functions.
• Ensure alignment with regulatory expectations including SMCR and Consumer Duty obligations.

You will need:

• Strong experience in Corporate or Commercial Banking, ideally within the UK.
• Strong knowledge of international trade finance and structured finance products.
• Experience working with or within Emerging markets is highly desirable.
• Skilled in interpreting financial data and preparing detailed credit analysis.
• Familiar with credit risk frameworks, financial regulations (Basel III, IFRS 9), and KYC requirements.
• Strong Excel skills; knowledge of Python, SQL or Power BI is a plus.
• Recognised professional qualifications advantageous.

Inventum Group is passionate about equity, diversity and inclusion. We seek individuals from the widest talent pool and encourage underrepresented talent to apply for vacancies with us. We are committed to recruitment processes that are fair for all, regardless of background and personal characteristics. If you require any adjustments to apply for a role with us, please let us know in whatever way suits you best. Inventum Group is a Recruitment and ED&I Consultancy Business.

Inventum Group is acting as an Employment Agency in relation to this vacancy.

Job title: Corporate Credit Analyst
Location: London
Working style: Hybrid
Salary: 60k-70k

A well-established London-based bank is looking for an experienced Corporate & Commercial Credit Analyst to join its Corporate & Commercial Banking division. This role is designed to support Relationship Managers and the Associate Director with independent credit assessments, portfolio management, and first-line risk controls.
This is an excellent opportunity for a credit professional with strong analytical capabilities, sector insight, and financial acumen to work closely with business development teams while contributing directly to risk mitigation and profitability.

Key Responsibilities:

• Conduct independent credit assessments for new and existing corporate clients, including in-depth analysis of financial statements, industry risks, and credit structuring.
• Draft and present credit proposals, identifying key risks and proposing mitigations in line with policy.
• Monitor and report on credit exposures, portfolio concentrations, and covenant compliance.
• Liaise with second-line risk teams to ensure risk alignment and robust credit structuring.
• Support Relationship Managers with periodic reviews, renewals, and excess monitoring.
• Assist in the design and improvement of credit risk procedures and documentation.
• Collaborate with stakeholders across risk, compliance, and front-office functions.
• Ensure alignment with regulatory expectations including SMCR and Consumer Duty obligations.

You will need:

• Strong experience in Corporate or Commercial Banking, ideally within the UK.
• Strong knowledge of international trade finance and structured finance products.
• Experience working with or within Emerging markets is highly desirable.
• Skilled in interpreting financial data and preparing detailed credit analysis.
• Familiar with credit risk frameworks, financial regulations (Basel III, IFRS 9), and KYC requirements.
• Strong Excel skills; knowledge of Python, SQL or Power BI is a plus.
• Recognised professional qualifications advantageous.

Inventum Group is passionate about equity, diversity and inclusion. We seek individuals from the widest talent pool and encourage underrepresented talent to apply for vacancies with us. We are committed to recruitment processes that are fair for all, regardless of background and personal characteristics. If you require any adjustments to apply for a role with us, please let us know in whatever way suits you best. Inventum Group is a Recruitment and ED&I Consultancy Business.

Inventum Group is acting as an Employment Agency in relation to this vacancy.

About us

XBTO is a leading institutional provider for digital assets. In 2015, XBTO was first to provide institutional-grade liquidity to major trading platforms. Since then, we have made significant efforts to create stability in the cryptocurrency markets.

XBTO offers a comprehensive regulated platform for digital assets and tailored investment solutions catered to sophisticated non-US investors and institutions. Our offering spans Asset Management, Trading, Custody, and Market Making.

With over nine years of experience in digital assets and more than twenty years in traditional finance, we offer expert insights and solutions to navigate the relatively new and dynamic field of digital assets. We combine deep technical and trading expertise with established industry-wide relationships to provide sophisticated solutions for our counterparties.

Description

We are looking for a Private Credit Analyst to support our growing investment platform focused on digital assets and tokenized credit opportunities. The ideal candidate will have a strong analytical background in credit or structured finance, a solid understanding of private debt instruments, and genuine interest or experience in the crypto and digital assets ecosystem.

Responsibilities

• Support Portfolio Managers in the due diligence and underwriting of private credit opportunities
• Conduct fundamental credit analysis on borrowers and counterparties, including tokenized and traditional structures
• Build and maintain financial models, scenario analyses, and capital structure evaluations
• Assist with portfolio monitoring, performance attribution, and investor reporting
• Track market developments in private credit and blockchain-enabled financial markets
• Coordinate with internal teams (legal, operations, technology) on deal structuring and execution

Required Skills & Experience

• 2–7 years of experience in private credit, structured finance, leveraged finance, or similar roles
• Exposure to or strong interest in crypto, DeFi, or tokenized real-world assets
• Strong analytical and modeling skills (Excel required, Python or SQL a plus)
• Fluent in English; proficiency in French or other European languages is a plus
• Proactive, detail-oriented, and comfortable working in a fast-paced, entrepreneurial environment
• Experience working with tokenized instruments or blockchain-based lending protocols
• Familiarity with private markets platforms or credit fund operations

Working at XBTO

The dynamic team at XBTO is made up of some of the best talents in digital assets, traditional finance and technology. We work in a collegiate environment with relentless focus on our mission and team. We’re looking for individuals who share the same values and principles such as:

● Entrepreneurial spirit - Takes ownership showcasing a high-degree of drive, perseverance and accountability to achieve our goals.

● Trust & integrity - Exemplifies the highest ethical and professional standards to serve our clients

● Collaboration & care - Genuinely cares about other team members and champions working as one team

● Humility & candor - Showcases openness to the diverse ideas and perspectives of co-workers and seeks to receive and give constructive feedback.

● Innovation & knowledge - Stays abreast of the dynamic industry, pursues opportunities to anticipate the evolving needs of our clients.

● Risk & compliance mindset - Demonstrates a commitment to compliance and appropriate sensitivity to risk and control related issues.

Our hiring process

In compliance with applicable law, all persons hired will be required to verify their identity and eligibility to work and to complete employment eligibility verification and background checks.

XBTO is an equal opportunity employer. We seek a diverse applicant pool and hire without regard to race, color, gender identity, religion, national origin, ancestry, citizenship, physical abilities (or disability), age, sexual orientation, veteran status, or any other characteristic protected by law.

About us

XBTO is a leading institutional provider for digital assets. In 2015, XBTO was first to provide institutional-grade liquidity to major trading platforms. Since then, we have made significant efforts to create stability in the cryptocurrency markets.

XBTO offers a comprehensive regulated platform for digital assets and tailored investment solutions catered to sophisticated non-US investors and institutions. Our offering spans Asset Management, Trading, Custody, and Market Making.

With over nine years of experience in digital assets and more than twenty years in traditional finance, we offer expert insights and solutions to navigate the relatively new and dynamic field of digital assets. We combine deep technical and trading expertise with established industry-wide relationships to provide sophisticated solutions for our counterparties.

Description

We are looking for a Private Credit Analyst to support our growing investment platform focused on digital assets and tokenized credit opportunities. The ideal candidate will have a strong analytical background in credit or structured finance, a solid understanding of private debt instruments, and genuine interest or experience in the crypto and digital assets ecosystem.

Responsibilities

• Support Portfolio Managers in the due diligence and underwriting of private credit opportunities
• Conduct fundamental credit analysis on borrowers and counterparties, including tokenized and traditional structures
• Build and maintain financial models, scenario analyses, and capital structure evaluations
• Assist with portfolio monitoring, performance attribution, and investor reporting
• Track market developments in private credit and blockchain-enabled financial markets
• Coordinate with internal teams (legal, operations, technology) on deal structuring and execution

Required Skills & Experience

• 2–7 years of experience in private credit, structured finance, leveraged finance, or similar roles
• Exposure to or strong interest in crypto, DeFi, or tokenized real-world assets
• Strong analytical and modeling skills (Excel required, Python or SQL a plus)
• Fluent in English; proficiency in French or other European languages is a plus
• Proactive, detail-oriented, and comfortable working in a fast-paced, entrepreneurial environment
• Experience working with tokenized instruments or blockchain-based lending protocols
• Familiarity with private markets platforms or credit fund operations

Working at XBTO

The dynamic team at XBTO is made up of some of the best talents in digital assets, traditional finance and technology. We work in a collegiate environment with relentless focus on our mission and team. We’re looking for individuals who share the same values and principles such as:

● Entrepreneurial spirit - Takes ownership showcasing a high-degree of drive, perseverance and accountability to achieve our goals.

● Trust & integrity - Exemplifies the highest ethical and professional standards to serve our clients

● Collaboration & care - Genuinely cares about other team members and champions working as one team

● Humility & candor - Showcases openness to the diverse ideas and perspectives of co-workers and seeks to receive and give constructive feedback.

● Innovation & knowledge - Stays abreast of the dynamic industry, pursues opportunities to anticipate the evolving needs of our clients.

● Risk & compliance mindset - Demonstrates a commitment to compliance and appropriate sensitivity to risk and control related issues.

Our hiring process

In compliance with applicable law, all persons hired will be required to verify their identity and eligibility to work and to complete employment eligibility verification and background checks.

XBTO is an equal opportunity employer. We seek a diverse applicant pool and hire without regard to race, color, gender identity, religion, national origin, ancestry, citizenship, physical abilities (or disability), age, sexual orientation, veteran status, or any other characteristic protected by law.

Senior Credit Analyst

Contracted role - 6months (extensions possible)

Salary: £33,000

Location - Manchester, UK

Job Description Summary

As a Senior Credit Analyst in our CDMO pharmaceutical company, you will play a critical role in managing credit risk across a diverse portfolio of global clients. You will assess the financial health of customers, establish credit limits, and ensure compliance with internal credit policies to support sustainable growth and mitigate risk. This role requires strong analytical skills, industry knowledge, and the ability to collaborate cross-functionally with commercial, legal, and finance teams.

Job Description

(Key Accountabilities)

Define all key accountabilities (5-10), which the role will be expected to perform in short to medium future. Make sure that you list the accountability on top, which the role will be doing most frequently and which has most impact on the the team/BU. Begin each sentence with an action word, e.g. Provides appropriate coaching and performance feedback to all direct reports.

• Evaluate the creditworthiness of new and existing customers using financial statements, credit reports, and market intelligence.
• Recommend and monitor customer credit limits, ensuring alignment with company risk appetite and business objectives.
• Track and report on credit exposures, payment behaviors, and aging trends. Proactively identify and escalate potential risks.
• Engage directly with customers to resolve credit-related issues
• Ensure adherence to internal credit policies and procedures, and contribute to their ongoing development and refinement.
• Work closely with Sales, Legal, and Finance teams to support contract negotiations, dispute resolution, and strategic decision-making.
• Support in preparation of regular reports and dashboards for senior management, highlighting key metrics, trends, and recommendations.

Primary Location*

Manchester, UK

Key Stakeholders

Program Managers

Commercial Teams/Customer Service

Supervision Received

Indicate one level of supervision the incumbent is expected to need from these 5 levels.

Close Supervision

The incumbent is assigned duties according to specified procedures and receives detailed instructions. Work is checked frequently.

Supervision

The incumbent performs a variety of routine work within established policies and procedures, and receives detailed instructions on new projects and assignments.

General Supervision

The incumbent normally receives little instruction on day-to-day work and receives general instructions on new assignments.

Direction

The incumbent establishes methods and procedures for attaining specific goals and objectives, and receives guidance in terms of broad goals. Only the final results of work are typically reviewed.

General Direction

The incumbent exercises wide latitude in determining objectives and approaches to critical assignments.

Qualifications

GCSE or equivalent qualification in Mathematics and English

Field of Study

Work Experience

Credit Risk

Advanced - 5-10 years

Global Business Services

Advanced - 5-10 years

Skills

• Minimum 7-10 years of experience in credit analysis, preferably within the pharmaceutical or manufacturing sectors.
• Strong understanding of financial statements, credit scoring models, and risk assessment tools.
• Familiarity with international credit risk and trade finance.
• Proficiency in SAP and Microsoft Excel; experience with BI tools and High Radius is a plus
• Excellent communication, negotiation, and stakeholder management skills.
• Ability to thrive in a fast-paced, matrixed organization.
• Detail-oriented with strong analytical and problem-solving capabilities.
• Part-qualified in a professional accounting or finance qualification (e.g., CIMA, ACCA, or CICM).

Carbon60, Lorien & SRG - The Impellam Group STEM Portfolio are acting as an Employment Business in relation to this vacancy.

It is essential to have a minimum of 8-10 years' work experience in a credit review in Non Bank Financial Institutions area. Sponsorship will not be available for this position, therefore 3+ years on visa eligibility to work in UK is essential.

Our client is seeking a Senior Credit Analyst to join their Non Bank Financial Institutions team on a permanent basis.

The successful candidate will be invol.

WHJS1_UKTJ

A small prestigious international bank is seeking a dynamic new addition to its busy Private Banking team in this varied role.

Your duties will include:

• Assisting RMs with credit applications/reviews, financial analysis, cashflow modelling and covenant monitoring (Real Estate portfolio)
• Preparing various reports, AML reviews and maintaining MI reports
• Credit administration

Your experience must inc.

WHJS1_UKTJ

It is essential to have previous banking experience.
Our client is seeking a Credit Analyst (Commodity Finance) to join their team on a permanent basis. Supporting the business to minimise the Bank’s credit-related losses by identifying and reasonably measuring the credit risk and mitigants in proposals, reviews etc. It’s essential to have previous Corporate Banking experience.

Main Responsibilities & Accountabilities:
Provide credit evaluation report for various credit products which provides overview of transactions, financial and non-financial risk analysis, key risks identified. Make sure the credit transactions are compliant with credit policies. 
This position mainly focuses on commodity finance business and may also cover some other sector’s credit business based on the types of proposal from front office.
Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives.
Provide relevant departments with the professional risk analysis and appropriate risk mitigation measure in a timely manner.  
Conduct post lending management work including but not limited to 1) monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, 2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, 3) monitor the conditions subsequent and ensure all conditions are met at any time through the loan life.  
Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers.
Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.
Other functions and tasks as maybe required to assist the Department.

Skills Required:
Possesses a minimum of 7+ years' work experience in credit review area in Commodity Finance.
In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and clients’ type. Business and economy related know-how, and excellent financial analysis, projection and stress test skills.
Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude.
Collaborative personality and ability to complete tasks independently.

For more information on this role please contact Barbara Houghton by sending your CV and quoting ref 16698BH.