What Jobs are available for Credit Risk Assessment in the United Kingdom?
Showing 409 Credit Risk Assessment jobs in the United Kingdom
Senior Risk Management Engineer/ Risk Management Manager
Posted 8 days ago
Job Viewed
Job Description
We’re partnering with an innovative MedTech company in London that develops advanced solutions to improve cancer treatment. They are looking for a Senior Risk Engineer to lead and maintain risk management activities across their medical devices.
Role Overview:
- Own the development and upkeep of risk documentation, including risk plans, hazard analyses, registers, and benefit-risk evaluations
- Assess design modifications and post-market data to identify potential hazards and implement mitigation measures
- Chair risk review meetings and collaborate with cross-functional teams (hardware, software, systems) to ensure safety compliance
- Support regulatory submissions and inspections with accurate, up-to-date risk records
Candidate Profile:
- 5+ years’ experience in medical device risk management (Class II/III devices preferred)
- Strong working knowledge of ISO 14971, ISO/TR 24971, and familiarity with IEC 62304 / IEC 60601
- Proven track record of risk assessment throughout the product lifecycle, including post-market evaluation
- Comfortable with ALM/risk tools such as Polarion, DOORS, Enterprise Architect, or similar
- Excellent interpersonal and communication skills, able to work effectively across teams
What’s on Offer:
- Competitive package with bonus of up to 25%
- Pension, private healthcare, and gym membership
- Work on innovative MedTech solutions impacting leading cancer centres worldwide
- Dynamic, collaborative environment with international exposure
For more information or to apply:
+44 (0)
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Senior Risk Management Engineer/ Risk Management Manager
Posted 8 days ago
Job Viewed
Job Description
We’re partnering with an innovative MedTech company in London that develops advanced solutions to improve cancer treatment. They are looking for a Senior Risk Engineer to lead and maintain risk management activities across their medical devices.
Role Overview:
- Own the development and upkeep of risk documentation, including risk plans, hazard analyses, registers, and benefit-risk evaluations
- Assess design modifications and post-market data to identify potential hazards and implement mitigation measures
- Chair risk review meetings and collaborate with cross-functional teams (hardware, software, systems) to ensure safety compliance
- Support regulatory submissions and inspections with accurate, up-to-date risk records
Candidate Profile:
- 5+ years’ experience in medical device risk management (Class II/III devices preferred)
- Strong working knowledge of ISO 14971, ISO/TR 24971, and familiarity with IEC 62304 / IEC 60601
- Proven track record of risk assessment throughout the product lifecycle, including post-market evaluation
- Comfortable with ALM/risk tools such as Polarion, DOORS, Enterprise Architect, or similar
- Excellent interpersonal and communication skills, able to work effectively across teams
What’s on Offer:
- Competitive package with bonus of up to 25%
- Pension, private healthcare, and gym membership
- Work on innovative MedTech solutions impacting leading cancer centres worldwide
- Dynamic, collaborative environment with international exposure
For more information or to apply:
+44 (0)
Is this job a match or a miss?
Analyst-Risk Management
Posted 7 days ago
Job Viewed
Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
American Express has a network that connects millions of consumers, merchants and businesses around the globe in a payments and commerce ecosystem that creates value for all its constituents.
Our **Global Merchant and Network Services (GMNS) Risk Management Team** stands behind each of these purchases, thus protecting this network of millions of consumers, merchants and businesses. Our team makes this happen by leveraging advanced machine learning and network algorithms.
This role presents an exciting opportunity to work in a fast-paced and dynamic environment, leveraging large amounts of linked and unstructured data within the Third-Party Processing (TPP) Portfolios. The incumbent will be responsible for TPP Risk Management of the European portfolio.
This position requires a highly organised person with excellent analytical capabilities, with the ability to bring an innovative perspective to the strategic and operating requirements of the role.
This person must be able to thrive in a dynamic environment while influencing colleagues from partner organizations, often with conflicting priorities. This position will liaise with key partners including the Sales, Partner Oversight, Risk and Technology teams to create and drive best-in-class strategy.
**How will you make an impact in this role?**
+ Supporting the ongoing management of the consent process for recruitment of large and high-risk sponsored merchants.
+ Help to monitor and analyze portfolio performance to inform risk management and regulatory reporting, maintaining an external lens
+ Help prepare regular updates on portfolio exposures.
+ Help conduct in-depth analysis of both internal and external data sources.
+ Help drive deep-dive analytics and partner across the enterprise to enhance risk management methodology.
**Minimum Qualifications:**
+ Analytical and quantitative skills preferred
+ Balance of strategic and analytic acumen
+ Ability to cope with ambiguity and complexity
+ Proficiency in working with large volumes of structured and unstructured data
+ Programming skills and experience in SQL/SAS, object oriented or functional programming languages
+ Excellent communication skills, including the ability and willingness to present to and work with Executives.
+ Willingness to learn
+ Team player with the courage to share a point of view for the benefit to the organisation
+ Experience within the payments/payment facilitator industry is a bonus
Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
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Analyst Risk Management
Posted 11 days ago
Job Viewed
Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
Credit Risk Analysts in CRU are responsible for rating and underwriting credit exposures in their assigned region, industry, and business line.
The Analysts' fundamental credit assessment incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs.
Analysts will also need to show an understanding of the need for credit extension, profitability of the relationship, risk mitigation and program structures.
**Minimum Qualifications**
+ Fluency in English mandatory; at least one other Western European language would be highly advantageous.
+ Bachelor's degree/equivalent in Finance or a related subject.
+ Experience in fundamental credit analysis and / or underwriting of commercial enterprises (1-2 years)
+ Understanding of fundamental financial analysis including the ability to review corporate financial statements to determine key risk drivers, an appropriate probability of default and the ability of the obligor to honour its credit obligations to American Express.
+ Comfortable determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques.
+ Ability to prepare accurate company-specific and industry-wide credit risk memorandums.
+ Excellent written and verbal communication skills.
+ Good working knowledge of Microsoft Excel.
+ Understanding of banking regulations, particularly those imposed by Basel Committee on Banking Supervision.
+ Understanding of current macroeconomic trends and how to provide recommendations to improve the Probability of Default estimation based on the business cycle.
Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
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Analyst-Risk Management
Posted 13 days ago
Job Viewed
Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
UK Credit Risk Team team's objective is to define and develop credit risk strategies to drive growth and provide good customer outcomes at acquisition and through the customer lifecycle.
The person will be responsible for conducting detailed analysis and implementing new credit risk strategies for UK consumer and small business card portfolio. This person will also focus on tracking and explaining Acquisitions and Portfolio metrics, developing & evaluating new data sources, and working on projects together with our business partners.
**How will you make an impact in this role?**
+ Generate analytical insights and spot hidden trends from data to react quickly to emerging credit trends across the customer lifecycle
+ Evaluate new data sources and stay abreast of industry trends to build upon existing frameworks and deliver profitable risk strategies as well as better customer outcomes
+ Develop strong relationships with colleagues from the Central Risk organization, as well as Operations, Product, Acquisitions and Compliance teams to drive enterprise wise successes for the UK market
**Minimum Qualifications**
+ At least 1 year experience in risk management or data analytical roles
+ Bachelor's or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)
+ Coding skills in SQL or Python with hands-on experience is required
+ Strong technical and analytical skills with the ability to apply both quantitative methods and business knowledge to create insights and deliver results
+ Knowledge of underwriting and consumer/commercial bureau data
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partners
+ Ability to build strong relationships with business partners across the enterprise
+ Proven track record to work independently and within a matrix organization; partnering with capabilities, decision sciences, technology teams and external vendors to deliver solutions quickly and effectively
+ Results driven with strong project management skills and ability to work on multiple priorities
+ Ability to learn quickly and work independently with complex, unstructured initiatives
**Preferred Qualifications**
+ Understanding of statistical concepts
+ Knowledge of UK regulatory landscape for consumer lending
+ Past experience working on affordability for consumer lending is a plus
Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
Is this job a match or a miss?
Analyst-Risk Management
Posted 17 days ago
Job Viewed
Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
Join our UK Credit Risk Team, where we design and deliver forward-thinking credit risk strategies that fuel business growth and deliver exceptional customer outcomes - from acquisition through the full customer lifecycle.
As a Risk Analyst and relationship manager to credit bureau, you'll play a key role in shaping how we use credit bureau data to make smarter, faster, and fairer decisions. You'll build strong relationships with our Credit Reference Agencies, explore cutting-edge data products, and uncover insights that help us stay ahead of emerging credit trends - all while ensuring compliance and governance excellence.
**Responsibilities:**
+ Lead strategic partnerships: Build and maintain long-term, trusted relationships with Credit Reference Agencies to ensure access to high-quality data and innovative solutions.
+ Unlock insights: Analyse bureau data to detect early industry credit trends, enabling proactive decision-making across the customer lifecycle
+ Drive innovation: Champion experimentation with the latest consumer and commercial data products released by Credit Reference Agencies.
+ Shape the future of risk: Evaluate new data sources and industry developments to enhance our risk frameworks, improving both profitability and customer experience.
+ Collaborate for impact: Work closely with Legal, Compliance, Technology, and Procurement teams to turn insights into scalable, business-ready strategies.
**Minimum Qualifications**
+ Bachelor's or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)
+ Coding skills in SQL with hands-on experience is required
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partners
+ Results driven with strong project management skills and ability to work on multiple priorities
+ Ability to build strong relationships with business partners
**Preferred Qualifications**
+ Have experience in Credit Reference Agency data and products is a plus
+ Have good understanding of regulations governing Credit Reference Agency data is a plus
Employment eligibility to work with American Express in the United Kingdom is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
Is this job a match or a miss?
Manager Risk Management
Posted 17 days ago
Job Viewed
Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
UK Credit Risk Team's objective is to define and develop credit risk strategies to drive growth and provide good customer outcomes at acquisition and through the customer lifecycle.
The person will be responsible for conducting detailed analysis and implementing new credit risk strategies for UK consumer and small business card acquisition. This person will focus on tracking and explaining acquisitions metrics, developing & evaluating new data sources, and working on projects together with our business partners.
**Responsibilities:**
+ Generate analytical insights and spot hidden trends from data to quickly react to emerging credit trends
+ Collaborate closely with marketing & product teams to help business achieve growth objectives
+ Evaluate new data sources and stay abreast of industry trends to build upon existing frameworks to deliver profitable risk strategies as well as better customer outcomes
+ Develop strong relationships with colleagues from the Central Risk organization, as well as Operations, Product, Acquisitions and Compliance teams to drive enterprise-wide projects for the UK market
+ Drive operational excellence and ensure full compliance with regulatory requirements
**Minimum Qualifications**
+ At least 4 years' experience in risk management or data analytical roles
+ Bachelor's or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)
+ Coding skills in SQL or Python with hands-on experience is required
+ Strong analytical skills with the ability to apply both quantitative methods and business knowledge to build insights and deliver results
+ Knowledge of underwriting and consumer/commercial bureau data
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partners
+ Ability to build strong relationships with business partners across the enterprise
+ Proven track record to work independently and within a matrix organization; partnering with capabilities, decision sciences, technology teams and external vendors to deliver solutions quickly and effectively
+ Results driven with strong project management skills and ability to work on multiple priorities
+ Ability to learn quickly and work independently with complex, unstructured initiatives
**Preferred Qualifications**
+ Understanding of statistical concepts
+ Knowledge of UK regulatory landscape for consumer lending
+ Experience leading and developing junior team members
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
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Analyst-Risk Management
Posted 19 days ago
Job Viewed
Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
UK Credit Risk Team's objective is to define and develop credit risk strategies to drive growth and provide good customer outcomes at acquisition and through the customer lifecycle.
The position provides a unique opportunity for an individual to make a difference by defining and implementing strategies for UK consumer and Small Business credit cards.
The individual would be responsible for driving affordability framework and strategies, including proactively identifying opportunities or new data solutions to enhance existing frameworks, implementing strategy changes, monitoring internal and industry trends, evaluating complaints and collaborating with various internal and external stakeholders.
**Responsibilities:**
+ Evaluating affordability complaints and stay abreast of industry trends to strengthen existing affordability frameworks and deliver improved customer outcomes
+ Collaborating closely with business partners and compliance to drive enterprise-wide projects for the UK market, achieve sustainable growth and affordable lending objectives
+ Generate analytical insights and spot hidden trends from data to react quickly to emerging credit trends across customer lifecycle
+ Develop strong relationship with colleagues from Central Risk organization as well as Operations, Business and Compliance teams to drive enterprise wide successes for the UK market
**Minimum Qualifications**
+ At least 1 year experience in risk management or data analytical roles
+ Familiar with UK CONC and Consumer Duty requirements on creditworthiness and affordability with experience working on affordability complaints
+ Bachelor's or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)
+ Coding skills in SQL or Python with hands-on experience is required
+ Strong technical and analytical skills with ability to apply both quantitative methods and business knowledge to create insights and deliver results
+ Knowledge of underwriting and consumer/commercial bureau data
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partners
+ Ability to build strong relationships with business partners across enterprise
+ Proven track record to work independently and within a matrix organization; partnering with operations, capabilities, compliance and business to deliver solutions quickly and effectively
+ Results driven with strong project management skills and ability to work on multiple priorities
+ Ability to learn quickly and work independently with complex, unstructured initiatives
Employment eligibility to work with American Express in UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centres staffed with nurses and doctors (depending on location)
+ Free and confidential counselling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
Is this job a match or a miss?
Manager-Risk Management
Posted 27 days ago
Job Viewed
Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
This role is within the UK Credit Risk Organization lead by the UK Chief Credit Risk Officer tasked with the objective of driving responsible growth with best-in-class credit risk strategies across the customer lifecycle. The position provides a great opportunity to make a difference by developing and implementing customer management controls across Consumer, Small Business and Corporate Cards portfolios. The individual would be responsible for driving customer management strategies, including identifying opportunities or new data solutions to enhance existing frameworks, implementing strategy changes, monitoring internal and industry trends, and collaborating with various internal and external stakeholders. The individual is also required to have experience processing large unstructured datasets and strong problem-solving abilities.
The responsibilities include:
+ Evaluating new data sources to build upon existing credit risk frameworks, and delivering responsible growth strategies, as well as improved customer outcomes
+ Innovating and optimizing customer management strategies to minimize credit losses while improving performance efficiencies and customer experience.
+ Collaborating closely with business partners to drive enterprise-wide projects for the UK market
+ Presenting recommendations to risk committees and lead strategy implementation independently
+ Driving operational excellence and ensuring full compliance with regulatory requirements
**Minimum Qualifications:**
+ 4 years of credit risk experiences in financial institutions.
+ Experience working on credit risk strategies for Credit and Charge Cards
+ Experience with data-driven analytical tools (e.g. SQL, SAS, HIVE/HADOOP, R, Python, Tableau) to process unstructured dataset in order to extract insights, identify trends, and inform business decisions
+ Comprehensive understanding of UK CONC and Consumer Duty requirements on creditworthiness and affordability
+ Be curious and have a problem-solving mindset, ability to drive process change independently
+ Strong analytical skills and sound business acumen, and interpersonal skills to collaborate with stakeholders across functions
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations in simpler terms
+ Demonstrates the ability to successfully manage multiple priorities under pressure
+ Advanced degree in quantitative or a related field is preferred
Non-considerations for sponsorship:
Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
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Director, Credit Risk Management
Posted 4 days ago
Job Viewed
Job Description
**Job Title:** Director, Capital Markets Credit Risk
**Description:**
**Business Overview:**
BlackRock's Risk & Quantitative Analysis (RQA) group provides independent oversight of BlackRock's fiduciary and enterprise risks. RQA's principal responsibility is to ensure that the risks in BlackRock's portfolios are fully understood by our portfolio managers and senior management and are consistent with clients' objectives. We also help build "state-of-the-practice" quantitative models and analytics that help inform risk taking and portfolio construction across the firm. RQA team members tackle real-world problems, using a multi-disciplinary skillset to provide tangible solutions in the investment management process.
**Capital Markets Credit Risk Team:**
RQA's Capital Markets Credit Risk team is charged with actively managing global counterparty credit risk exposures in accordance with the firm's fiduciary mandate, which includes providing transparency to counterparty credit-related portfolio and firm-wide risks. The team works closely with BlackRock's securities lending business, applying its counterparty risk management expertise to support the firm's role as an Agent Lender. The team is also responsible for trading risk, helping trading management ensure that traders' execution strategies result in their intended outcomes.
**Role Overview**
We are seeking a seasoned credit risk professional to lead our **EMEA and APAC Counterparty Credit Risk team** . This role is pivotal in managing the counterparty credit risk exposure taken by our funds across broker/dealers, banks, and other financial institutions in these regions. The successful candidate will collaborate closely with global teams specializing in trading risk, counterparty risk, and securities lending risk. The role encompasses both fiduciary and enterprise risk management mandates:
+ **Fiduciary** : Protecting the interests of our clients by ensuring prudent counterparty credit risk management across their portfolios.
+ **Enterprise** : Safeguarding BlackRock's own exposure as an **Agent Lender** in the securities lending market, ensuring that enterprise-level risks are identified, assessed, and managed effectively.
**Key Responsibilities:**
+ Lead the EMEA and APAC Counterparty Credit Risk team, overseeing regional credit risk assessments and approvals.
+ Conduct detailed credit analysis of financial counterparties including broker/dealers, banks, and other non-bank financial institutions.
+ Provide guidance on relevant legal documentation negotiations, including ISDA, GMSLA, and MSFTA agreements.
+ Provide strategic input into risk appetite, limit setting, and escalation protocols for Securities Lending enterprise risk.
+ Apply statistical and quantitative methods to assess counterparty credit exposures, including stress testing and scenario analysis.
+ Develop and maintain strong relationships with senior stakeholders across securities lending, trading, legal, compliance, and portfolio management teams.
+ Mentor and manage a team, fostering professional development and high performance.
**Qualifications:**
+ Minimum 10 years of experience in finance, with a focus on capital markets and counterparty credit risk.
+ Strong understanding of capital markets trading risks and market practices, including derivatives, repo financing, securities settlement and securities lending.
+ Expertise in legal documentation relevant to capital markets (ISDA, GMSLA, MSFTA).
+ Proven leadership experience managing regional or global teams.
+ Familiarity with statistical models used in counterparty credit risk (e.g., PFE, CVA, stress testing).
+ Excellent communication and stakeholder management skills.
+ Bachelor's degree in Finance, Economics, or related field; advanced degree or professional certifications (e.g., CFA, FRM) preferred.
**Preferred Attributes:**
+ Experience working in a global asset manager or investment bank.
+ Ability to navigate complex regulatory environments across jurisdictions.
+ Demonstrated success in influencing senior decision-makers and driving cross-functional initiatives.
**Our benefits**
To help you stay energized, engaged and inspired, we offer a wide range of employee benefits including: retirement investment and tools designed to help you in building a sound financial future; access to education reimbursement; comprehensive resources to support your physical health and emotional well-being; family support programs; and Flexible Time Off (FTO) so you can relax, recharge and be there for the people you care about.
**Our hybrid work model**
BlackRock's hybrid work model is designed to enable a culture of collaboration and apprenticeship that enriches the experience of our employees, while supporting flexibility for all. Employees are currently required to work at least 4 days in the office per week, with the flexibility to work from home 1 day a week. Some business groups may require more time in the office due to their roles and responsibilities. We remain focused on increasing the impactful moments that arise when we work together in person - aligned with our commitment to performance and innovation. As a new joiner, you can count on this hybrid model to accelerate your learning and onboarding experience here at BlackRock.
**About BlackRock**
At BlackRock, we are all connected by one mission: to help more and more people experience financial well-being. Our clients, and the people they serve, are saving for retirement, paying for their children's educations, buying homes and starting businesses. Their investments also help to strengthen the global economy: support businesses small and large; finance infrastructure projects that connect and power cities; and facilitate innovations that drive progress.
This mission would not be possible without our smartest investment - the one we make in our employees. It's why we're dedicated to creating an environment where our colleagues feel welcomed, valued and supported with networks, benefits and development opportunities to help them thrive.
For additional information on BlackRock, please visit @blackrock ( | Twitter: @blackrock ( | LinkedIn: is proud to be an Equal Opportunity Employer. We evaluate qualified applicants without regard to age, disability, race, religion, sex, sexual orientation and other protected characteristics at law.
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