160 Credit Underwriter jobs in the United Kingdom
Leasing Credit Underwriter
Posted 13 days ago
Job Viewed
Job Description
London, United Kingdom;Dublin, Ireland
**To proceed with your application, you must be at least 18 years of age.**
Acknowledge
Refer a friend
**To proceed with your application, you must be at least 18 years of age.**
Acknowledge ( Description:**
**Job Title:** Leasing Credit Underwriter
**Corporate Title:** AVP
**Location:** London/Dublin
**Company Overview:**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
**The Team:**
Global Vendor Finance (GVF) provides customer financing programs for capital equipment manufacturers, software developers, distributors, and service providers, working primarily with clients of Global Commercial Banking and the Global Investment Banking group that have revenues in excess of $200MM. GVF's wide variety of program structures and services help our clients differentiate themselves from competitors, create incremental sales, enhance cash flows, and increase market share and profits. GVF handles transactions ranging from $,000 to 25 million plus. Global Leasing, a part of the Asset Based Finance ('ABF') Group, is the largest U.S. equipment financing company, serving nearly 52,000 clients worldwide. Together with our affiliated companies we provide customized financing solutions that address the capital raising and equipment financing needs of businesses worldwide. We offer industry leadership, capital strength and specialized expertise to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy.
**Job Description:**
The Credit Underwriter position sits within a team of credit professionals supporting the Global Leasing International platform that includes sales origination teams within the Global Vendor Finance (GVF) markets and requires a professional with EMEA regional experience. The position will provide credit support to the GVF Credit Underwriters located in London, and will include basic underwriting, and working with other Bank of America colleagues involved in credit, risk and/or relationship management.
Partnering with the GVF Credit Underwriters, the individual will be responsible for supporting the end-to-end credit management process. Responsibilities include data verification of new/existing deals on source systems; posting of documents to electronic credit file; spreading financials; gathering underwriting information and completing basic underwriting, maintaining internal files and ensuring systems and data integrity. The ability to efficiently multi-task and be decisive are important keys to success. Part of responsibilities may include interpreting/analyzing financial statements and documentation in one of the major European languages (i.e. German, French, Spanish or Italian).
**What we are looking for:**
- Undergraduate business degree desired (accounting and finance)
- Exceptional organisational skills (time management, multi-tasking, prioritization)
- Strong computer skills and attention to detail
- Effective communication skills (written and verbal)
- The ability to work effectively, both as a team member and independently
- Language skills are desirable (ability to interpret financial statements and review documentation in language) - German, Spanish, Italian or French
- Demonstrated customer service skills
- Results oriented, is able to accomplish objectives in a specified timeframe
- Travel - 10%
**Benefits of working at Bank of America:**
**UK**
+ At Bank of America, we strive to prioritise employees' health and wellbeing - it's what makes us a Great Place to Work.
+ Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner.
+ Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons.
+ We offer 26-weeks paid maternity leave, 16-weeks paid paternity leave and inclusive family leave arrangements for working parents and carers including 20 days of back-up childcare including access to school holiday clubs and 20 days of back-up adult care per annum.
+ 20 days of back-up childcare including access to school holiday clubs and 20 days of back-up adult care per annum.
+ The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness, cycle to work etc.
+ Access to free counselling through the Employee Assistance Program and virtual GP services through our private health care plan.
+ Access to an Employee Assistance Program for confidential support and help for everyday matters.
+ Ability to donate to charities of your choice directly through payroll and the bank will match your contribution.
+ Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of the UK's most iconic cultural institutions and exhibitions.
+ Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.
**Bank of America:**
Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, age, sexual orientation, pregnancy or maternity, socio-economic background, responsibility for dependants or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
To view the "Know your Rights" poster, CLICK HERE ( .
View the LA County Fair Chance Ordinance ( .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
Credit Analyst/Underwriter - GCIB Corporates
Posted 19 days ago
Job Viewed
Job Description
London, United Kingdom
**To proceed with your application, you must be at least 18 years of age.**
Acknowledge
Refer a friend
**To proceed with your application, you must be at least 18 years of age.**
Acknowledge ( Description:**
**Job Title:** Credit Risk Officer
**Corporate Title:** Analyst/Associate
**Location:** London
**Company Overview**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
**Role Description**
An exciting opportunity to join our Corporates Credit team a part of Global Corporate and Investment Banking (GCIB), Credit managing and delivering credit relationships for corporate clients in accordance with the company's growth strategy, risk appetite and underwriting standards. We are an independent function that works closely with various lines of business, relationship managers, product specialists and Risk.
GCIB Credit is responsible for analysing and delivering credit underwriting debt financing solutions and derivative strategies for medium and large corporate clients of GCIB & Global Markets (GM). GCIB includes Corporate Banking and Investment Banking and GM includes Sales & Trading. The group provides services to middle-market and large corporations, government entities and institutional investors. Services including mergers and acquisition advice, equity and debt capital raising, corporate lending, sales and trading in fixed income, commodities, currency and equities, risk management, research, and liquidity and payments management.
GCIB Credit partners with teams across GCIB & GM including Trade Service Partners and Global Treasury Management to drive business growth and results while maintaining appropriate risk discipline specific to the corporate credit portfolio. Integral to GCIB Credit's mission is its partnership with other branches of GCIB, GM and Risk Management organisation in order to effectively manage and monitor the credit risks related to the corporate portfolio.
**Responsibilities**
+ Perform financial and credit analysis, risk rating analysis ensuring adherence to prevailing credit policy and procedures for an assigned portfolio.
+ Independently assess credit worthiness, perform intensive qualitative and quantitative due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
+ Structuring transactions, underwriting and negotiating credit documentation designed to meet both client and investor needs including credit agreements, amendments, derivative documentation.
+ Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.
+ Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle.
+ Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.
+ Develop and maintain a deep understanding of the product spectrum and portfolio at the client, industry, and macro level to assess risk and craft value added solutions balancing risk.
+ Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.
+ Participate in strategic projects to support business goals.
+ Providing provide appropriate coaching and development to junior teammates.
**What we are looking for**
+ BA/BSc degree (or equivalent); Finance, Accounting or Economics would be beneficial.
+ Credit risk experience at a major international financial institution, analysing, assessing companies and knowledge of EMEA and specific industry sectors, structuring transactions and documentation.
+ Credit skills, risk judgment and broader risk awareness and understanding of the wider business, market and regulatory environment in which the bank operates, and how that impacts client and portfolio's credit profile and ability to defend rigorously a fact-based point of view.
+ Sound product/technical, documentation and process knowledge across lending, trade finance and derivative (FX, rates, commodities and equities) products.
+ Acting as an agent of change/improvement, influencing corporate policy/procedure and projecting a positive strategic vision.
+ Commercial mindset to support value added discussions with effective interpersonal and written and verbal communication skills, and attention to detail and accuracy.
+ Fluency with use of Microsoft Office applications, particularly Excel; including ability to prepare and/or review company specific financial models in Excel.
+ Strong organisational skills with ability to prioritise and work under pressure, drive deal selection, negotiate solutions, strong transaction management process, and proactively manage credit risks.
+ Understanding of credit risk sensitivities in the portfolio and risk drivers of the exposures.
+ Keen interest in finance, macroeconomic and geopolitical issues.
+ Fluency in English required. Additionally, other European language skills highly beneficial.
**Bank of America**
Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of gender/sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, membership of the Traveller community, age, sexual orientation, pregnancy or maternity, civil status, socio-economic background, responsibility for dependants, family status or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
To view the "Know your Rights" poster, CLICK HERE ( .
View the LA County Fair Chance Ordinance ( .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
Underwriter (Credit Decisions Analyst)
Posted 22 days ago
Job Viewed
Job Description
About Us
YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world’s leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk.
We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.
The Role
As a Credit Decision Analyst, you will decision applications and price deals, being responsible for ensuring acceptable terms while deciding the size, duration, and price of an application. You will complete KYC checks using 3rd party tools to verify our customer, flagging high risk applications.
Key Responsibilities
- Assessing merchants on ability to repay
- Pricing deals
- Reviewing credit reports
- Assessing revenue and payment data
- Verifying identity
- Assessing onboarding risks
- Confirming PEP/Sanction matches
- Reviewing Cifas flags
- Assist team members with queries
- Identify and flags problems
- Suggests improvements to processes
Salary: £31,000 - £41,000 (dependent on experience) +5% quarterly performance bonus
Requirements
- 1-2 years' experience in a similar role, with strong exposure to Underwriting
- Have excellent attention to detail and be confident working with numbers and data
- Be confident while analysing data and presenting results
- Strong use of excel or any data analysis software
- Be highly organised and reliable
- Ability to work under pressure
- Team player
- Target driven
- Passionate and customer focused
Benefits
Why join YouLend?
- Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work in 2024 and 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
- Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.
It’s just getting fun:
- We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
- But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.
Lots of upsides:
- High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).
- Well-capitalised with supportive private equity backing.
- Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.
Motivating work environment:
- A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
- Strong and transparent team culture, we have each other’s backs.
- Independent work environment where results matter.
- Data-driven culture and emphasis on speed (anti-red tape).
We offer comprehensive benefits package that includes:
- Stock Options
- Private Medical insurance via Vitality
- EAP with Health Assured
- Enhanced Maternity and Paternity Leave
- Modern and sophisticated office space in Central London
- Free Gym in office building in Holborn
- Subsidised Lunch via Feedr
- Cycle to work scheme
- Deliveroo Allowance if working late in office
- Monthly in office Masseuse
- Team and Company Socials
- Football Power League / Squash Club
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
Senior Underwriter - Remote Risk Assessment
Posted 25 days ago
Job Viewed
Job Description
Key Responsibilities:
- Evaluate and underwrite complex insurance risks across various lines of business, adhering to company guidelines and underwriting authority.
- Analyse financial statements, loss history, and other relevant data to assess risk appetite and pricing accuracy.
- Determine appropriate policy terms, conditions, and pricing to ensure profitability and competitive positioning.
- Develop and maintain strong relationships with brokers, agents, and clients, providing expert advice and support.
- Collaborate with claims, legal, and actuarial departments to ensure a cohesive approach to risk management.
- Stay informed about market trends, regulatory changes, and emerging risks within the insurance industry.
- Mentor and guide junior underwriters, fostering their technical development and professional growth.
- Contribute to the development and refinement of underwriting policies and procedures.
- Conduct post-underwriting reviews and analysis to identify areas for improvement.
- Prepare reports and present findings on underwriting performance to senior management.
- University degree in Finance, Economics, Business, or a related field.
- Professional qualifications such as ACII or equivalent are highly desirable.
- A minimum of 5 years of progressive experience in insurance underwriting, with a specialization in (Specify a niche, e.g., Commercial Property, Professional Indemnity).
- Proven ability to assess and price complex risks accurately.
- In-depth knowledge of insurance contracts, legal frameworks, and regulatory requirements.
- Excellent analytical, decision-making, and negotiation skills.
- Strong communication and interpersonal abilities, with a professional demeanor.
- Ability to work effectively both independently and as part of a collaborative team.
- Proficiency in relevant underwriting software and Microsoft Office Suite.
- A commitment to ethical conduct and professional integrity.
Credit Decisions Analyst - Underwriter (Europe)
Posted 533 days ago
Job Viewed
Job Description
About Us
YouLend is a rapidly growing FinTech Company that is the preferred embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers. Our software platform enables our partners to offer flexible financing products in their own branding to their merchant base without capital at risk.
We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.
The Role
To meet the growing demand in our European regions, we are currently growing our European Credit Decisions Team. We are looking for a Credit Decisions Analyst who can speak Spanish, Polish, German, Dutch/Flemish, French and will have sound knowledge of the region and its financial workings.
As a credit decisions analyst using YouLend proprietary solutions and guidelines to decision applications and price deals, being responsible for ensuring acceptable terms while deciding the size, duration, and price of an application and recommending terms of the deals for KYC and funding checks.
Contributing ideas to improve the ongoing processes, validating the accuracy and completeness of information received for each deal and liaising with the Credit Risk/Data Science teams to analyse and influence decisions.
Requirements
- Speak and read Spanish, Polish, German, Dutch/Flemish, French
- Have financial knowledge of this region.
- Knowledge of Financial Statements
- Experience in Financial Statement Analysis
- Knowledge of the Spanish, Polish, German, Dutch/Flemish, French SME lending/ financing market is beneficial.
- Have 1-2 Year experience within a similar role.
- Have excellent attention to detail and be confident working with numbers and data.
- Be confident while analysing data and presenting results.
- Strong use of Excel or any data analysis software.
- Be highly organised and reliable.
Benefits
Why join YouLend?
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
We offer comprehensive benefits package that includes:
- Stock Options
- Private Medical insurance via Vitality
- EAP with Health Assured
- Enhanced Maternity and Paternity Leave
- Modern and sophisticated office space in Central London
- Free Gym in office building in Holborn
- Subsidised Lunch via Feedr
- Deliveroo Allowance if working late in office
- Monthly in office Masseuse
- Team and Company Socials
- Football Power League / Squash Club
Head of Fire Risk Assessment Manager
Posted today
Job Viewed
Job Description
Head of Fire Risk Assessments (FRA)
Location: Home-based (ideally Midlands-based for occasional travel)
Salary: £50,000 + bonus + car or car allowance + full benefits
Sector: Fire Safety / Risk Management / Compliance
Company Overview - FRA Manager/ Head of Risk assessments (Fire) - Midlands
We're recruiting on behalf of a national fire safety consultancy delivering high-quality Fire Risk Assessments a.
ZIPC1_UKTJ
Senior Process Safety Engineer - Remote Risk Assessment
Posted 9 days ago
Job Viewed
Job Description
Be The First To Know
About the latest Credit underwriter Jobs in United Kingdom !
Senior Insurance Underwriter - Remote Risk Assessment Specialist
Posted 11 days ago
Job Viewed
Job Description
Responsibilities:
- Analyse and evaluate complex insurance applications, including commercial property, casualty, and specialty lines.
- Assess risks associated with potential policyholders using data analysis, market research, and actuarial tools.
- Determine appropriate coverage limits, terms, conditions, and pricing to ensure profitability and competitiveness.
- Develop and maintain strong relationships with brokers and agents, providing expert underwriting guidance.
- Review and interpret financial statements, loss runs, and other relevant documentation.
- Collaborate with claims, legal, and actuarial departments to ensure consistent risk management strategies.
- Stay informed about industry trends, regulatory changes, and emerging risks.
- Contribute to the development and refinement of underwriting guidelines and policies.
- Mentor and guide junior underwriters, sharing knowledge and best practices.
- Authorise or decline risks based on underwriting authority and company guidelines.
- Extensive experience (minimum 5-7 years) in insurance underwriting, with a specialization in commercial lines.
- Proven track record of successfully underwriting complex risks and achieving profitable results.
- Strong understanding of insurance principles, actuarial concepts, and risk management techniques.
- Proficiency in underwriting software and data analysis tools.
- Excellent analytical, decision-making, and problem-solving skills.
- Exceptional communication and negotiation abilities.
- Ability to work independently and manage a substantial workload in a remote setting.
- Relevant professional qualifications (e.g., ACII, FCII) are highly desirable.
- Experience with various insurance software systems.
- A proactive approach to continuous learning and professional development.
Senior Consultant - Asset M&E (water risk assessment)
Posted 2 days ago
Job Viewed
Job Description
About Tetra Tech:
Tetra Tech is a leading technical, engineering, and environmental consultancy. We provide data-driven, market-leading water, environment, infrastructure, energy, and international development solutions to clients in the UK and Europe.
We deliver locally and we’re backed globally. In the UK and Europe, Tetra Tech has more than 6,000 employees and more than 50 offices. Our unique organisational structure enables us to be nimble and respond with the agility of a small business, backed by international resources and capabilities from across Australia, Asia, the Middle East, and North and South America.
Role Overview
Tetra Tech is seeking an experienced Water risk assessor who wants to branch into the world of M&E Asset Surveying to join our Asset Management team. This role involves conducting detailed surveys and assessments of mechanical and electrical assets across various client sites across the UK with regular travel required.
As a member of the Asset Management team, you will to be a proactive team member within the team. And Undertake survey work as directed by Service Lead or Lead Consultant.
Working collaboratively with other people across the other teams of Asset Management to present a seamless approach to clients.
Ensure the delivery of a professional and exceptional service to clients.
How will you be the change?
We believe every role is essential to providing that peace of mind for our client- whatever part of the business you’re in. Because every role plays a part in driving us further. And everyone can be the change. That’s how deliver value for our clients and building systems that lead the way.
Key Responsibilities:
Knowledge and practical experience in conducting water risk assessments, including legionella risk assessment. And be able to identify potential water system hazards within MEP assets and recommend appropriate risk mitigation measures.
Experience preparing detailed water risk assessment reports and liaising with maintenance and compliance teams to implement corrective actions.
Perform comprehensive on-site surveys of mechanical and electrical building services assets including HVAC, electrical systems, fire protection, plumbing, and lifts.
Accurately record asset condition, specifications, and lifecycle data using digital tools and asset management software.
Support the maintenance of detailed asset registers and assist in data analysis to inform asset lifecycle and maintenance planning.
Provide technical insight and produce clear, concise survey reports with recommendations.
Collaborate closely with engineering, facilities management, and client teams to ensure asset data accuracy and compliance.
Assist in budget forecasting and asset replacement planning.
Comply fully with health, safety, and security protocols, including preparing for and maintaining SC clearance.
Stay informed on industry best practices and technological advances in M&E systems and asset management.
Qualifications & Experience:
- Conduct in-depth water safety evaluations in accordance with UK guidelines such as ACOP L8, HSG 274, and HTM/SHTM standards.
- Conduct risk assessment visits, accurately recording all relevant data to produce detailed risk assessments.
- Provide expert advice to clients, recommending necessary remedial actions
- Knowledge of mechanical and electrical building systems.
- Experience with asset management software and digital survey tools.
- Thorough understanding of relevant regulations, standards, and compliance requirements.
- Strong attention to detail, analytical skills, and excellent written communication.
- Willingness and ability to travel regularly across the UK, including London, Leeds, and other client sites, with some international travel and overnight stays as required
- Proven experience as an M&E surveyor or in a similar role within asset management or building services engineering, with up to 3 years of direct experience.
- Reasonable knowledge of the MEP/building surveying market.
- Proficient in IT to ensure timely delivery of reports and other deliverables.
- Deliver professional and exceptional service to clients.
- High degree of self-direction, assertiveness, and eagerness to learn.
- Eligible and willing to undergo DBS (CRB) and SC checks if required.
- At least 3 years of hands-on experience in water safety and risk assessment.
- Solid understanding of UK water hygiene regulations.
- Exceptional communication, organization, and report-writing skills.
- Valid driver’s license.
Desirable
- Hold City and Guilds or Water Management Society qualifications in legionella control and risk assessment of domestic water systems.
- Possess a strong background in building services engineering, either as a tradesperson or through an M&E design career, with excellent knowledge of engineering plant, equipment, and relevant building services standards
- Experience within a similar role, preferably within an outsourced building services or facilities/asset management role
- Knowledge of asset management principles.
- Change control experience within projects
- Building strong working relationships with other stakeholders whilst ensuring that the best interests of the projects are promoted and maintained.
- Experience with web based (database) software platforms.
Our People
Our people are at the heart of everything we do! They help our clients succeed, our business prosper and the communities we work in thrive. We need the very best people to maintain our position as a market leader and so provide a collaborative environment that supports individual performance, innovation, and creativity.
Our Way of Working
We take pride in delivering projects effectively for clients. This often requires colleagues to be together- in offices or on site – to ensure the best outcomes. However, when possible, we also advocate for flexibility around how, when, and where you work.
There is no 'one approach fits all' – each team manages their own way of working, we trust our employees and focus on outputs not inputs.
Meeting up with colleague and clients face to face in office environments or on site is important for collaboration, face-to-face meetings, appraisals and development.
At Tetra Tech, we want everyone to feel like they truly belong. Our goal is to create a workplace where every person is valued and respected for who they are. Everyone is welcome at Tetra Tech. Opportunities and success should only be determined by attitude, capability and collaborative spirit. Be yourself, without apology.
Making everybody feel welcome at Tetra Tech is important to us – because everybody is welcome! We are working hard to be a business where people can not only be themselves but can celebrate who they are and what they bring to our organisation. If you have a disability, learning difficulty, medical condition or any other individual need, we'd be happy to talk to you about making reasonable adjustments to our application and selection process that will enable you to be your best.
We offer a competitive salary, contributory pension, healthcare cover and a range of flexible benefits. We are open to discussing the possibility of reduced hours, remote working, term time only, flexible start and finish times and compressed hours. We can offer a range of solutions to help you to get the most out of your work / life balance.
We offer volunteer days, birthday holiday and a range of flexible benefits to suit each individual.
For more information on our company, please visit our website at
To apply, please visit our careers section where you will be able to submit your CV and a covering letter
We thank all applicants for their interest; however only those selected for an interview will be contacted.
Additional Information
- Organization: 784 TCE
- Requisition #
Portfolio Credit & Asset Backed Finance Underwriter
Posted today
Job Viewed
Job Description
About us
The Fidelis Partnership is a leading specialty, bespoke and (re)insurance business. We have built our name on a 40-year track record of outperformance, and we continue to beat the market in our underwriting and returns. More information on The Fidelis Partnership can be found at
The Company currently writes lines of business including; specialty insurance: aviation & aerospace, energy, marine, property, terror & political violence, contingency and other specialty lines; reinsurance: property reinsurance, property retrocession, specialty reinsurance, whole account/multi-class and bespoke.
Role Overview
Reporting to the Head of Asset Backed Finance & Portfolio Credit, this newly created role involves underwriting and managing both individual portfolio credit transactions as well as the, now sizeable, Fidelis portfolio.
This portfolio is made up of first loss and excess of loss insurance of portfolios of assets including but not limited to residential mortgages, commercial mortgages, capital calls loans, commercial loas, RCFs and more.
Our solutions are innovative, tailored and mutually beneficial solutions for banks and other lenders.
Role Responsibilities
- Build relationships with brokers and banks / lenders
- Underwrite transactions including undertaking portfolio analysis independently and with the Actuarial pricing Team
- Collating data and undertaking appropriate research, including analysis of market statistics, in order to assist the analysis of deals
- Working closely with credit portfolio analyst to monitor aggregations in relation to these products, including clash risk scenarios across the group and contribute to risk reporting.
- Monitoring market, macro-economic and political developments and assess its impact on the credit quality of the Fidelis portfolio.
- Communicate conclusions effectively to underwriters, actuaries and senior management.
- Continuously improve analysis to ensure it is at the forefront of the industry in order to maintain commercial advantage.
- Participate on broker / client calls
- Assessing, analysing, and interpreting financial information.
Skills & Experience
- The candidate does not have to have worked at an insurance company
- Highly technical/quantitative individual with experience in Risk, Business, Finance, Actuarial or Accounting /numerical related experience.
- Knowledge of credit risk and economic drivers of loss.
- Awareness / knowledge Credit risk coverage of structured securities.
- Credit Risk experience
- Comfortable in understanding and/or building models – cashflow or otherwise and explanation of results/stress tests to the business.
- Working with non-standard products offerings, very strong problem-solving skills and able develop creative solutions.
- An awareness of the insurance, reinsurance and financial markets as well as being a lateral thinker.
- Must possess excellent technical ability and computer skills
- Excellent written and oral communication skills, with proven ability to communicate with senior management and external stakeholders.
The Fidelis Partnership Ethos
Our culture is defined by our ethos. It is the foundation of who we are and the core of everything we do.
- Results – We want to be the best at the things we care about, so we focus on profitability over volume, with responsive decision-making and clear prioritised accountability.
- Innovate – We aspire to lead the market in providing the services and products our clients need, and to drive change in the broader impact our industry has on human rights, society, and environmental sustainability.
- Include – We create an environment where employees can bring their whole self to work, with open communication where everyone, irrespective of gender, ethnicity, sexual orientation or background, feels able to contribute ideas and be recognised and rewarded for their contribution
- Unite – We operate as team of individual talents that actively seeks to reflect the diversity of the societies in which we operate, giving our business the widest range of inputs and perspectives.
- Respond – We work in a business exposed to sudden shocks and changes – elemental, political, economic and human – so we remain nimble and ready for change.
Diversity, Equality & Inclusion
Our vision is for a workplace culture where differences are valued and where diversity of background, experience and thought are welcomed. We want to create an environment where all employees, regardless of who they are, are given equal opportunities for career progression and enjoy fair reward from their and The Fidelis Partnership successes. This will be driven by a workforce that embraces Diversity and Inclusion at every level, in every department across The Fidelis Partnership.