303 Fraud Prevention jobs in the United Kingdom

Job Title: Customer Service Advisor - Fraud Prevention

Location: Edinburgh (Gogarburn) - Hybrid available after training
Contract Type: 12-Month Temporary (with potential to extend or become permanent)
Start Date: 13th October 2025
Pay Rate: 13.75 per hour (up to 16.81 with shift allowance)
Hours: 35 per week, Monday-Sunday, between 8am and 10pm (including some bank holidays)

About the Role

Join the team protecting customers from financial harm and fraudulent activity. This is an opportunity to make a real difference - helping people feel safe and supported while building your own career in fraud prevention.

You'll receive first-class training , ongoing support, and the chance to transition to hybrid working once performance standards are consistently met.

Key Responsibilities

• Detect and prevent fraud by using high-risk identification strategies.

• Investigate and analyse customer queries, escalating where necessary.

• Communicate with internal and external teams to resolve cases quickly and accurately.

• Contribute to process improvements and customer service initiatives.

Skills & Experience Required

• Previous customer service and telephony experience.

• Desirable Customer service advisor - Fraud prevention experience
• Desirable financial services experience

• Ability to handle fast-paced, high-pressure situations while speaking with customers.

• Strong written and verbal communication skills.

• High attention to detail and ability to multi-task across multiple systems.

• Strong IT competency (Microsoft Office, data entry).

• A collaborative, team-focused approach.

What's on Offer

• Competitive pay with additional shift allowances.

• Excellent training and career development support.

• Opportunity to move into a permanent role.

• Hybrid working available after training (6 office days per month).

Be part of the team that helps protect customers and their families from fraud - apply today!

Job Title: Customer Service Advisor - Fraud Prevention

Disclaimer

CCA Recruitment Group is an employment agency with a legitimate interest in providing work finding services. Please be advised that by submitting your CV to CCA Recruitment Group, directly or via any of our job advertisement platforms, and all telephone calls may be recorded for training and auditing purposes, your personal data will be held on our secure internal CRM system indefinitely. The personal data contained therein will not be shared with any third parties without your express consent. As an individual, you have the right to withdraw consent at any time. Following a period of 10 years inactivity your CV will be deleted permanently from our database.

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**The Opportunity** As our commercial portfolio expands and financial crime evolves; we're creating a critical new role for a seasoned Commercial Underwriting expert. This high-impact position is vital to protecting our business and empowering our underwriting teams by providing specialist fraud prevention knowledge and strategic process improvements.
**Role Summary** The Commercial Lending and Fraud Prevention Analyst is a dual-focused Subject Matter Expert. You'll provide critical operational support for commercial applications focused on an SME portfolio, while leading strategic initiatives to enhance our underwriting framework, with a strong emphasis on fraud prevention. This role significantly strengthens our ability to assess credit risk and combat financial crime.
+ **Operational Support & Underwriting Expertise:**
+ Serve as the primary escalation point for high value loans for our SME portfolio lending as well as supporting underwriting for more complex commercial applications.
+ Provide expert guidance on deal structuring, financial analysis, business models, sector risk analysis and industry risk.
+ Conduct in-depth reviews and underwrite high-ris cases, applying advanced analytical and fraud detection techniques.
+ **Fraud Prevention, Investigation & Enhancement:**
+ Act as the front-line specialist in commercial lending fraud typologies
+ Work with second line teams to develop and refine enhanced due diligence, detection rules, and verification protocols.
+ Lead investigations into suspicious applications, collaborating with internal and external teams.
+ Analyse fraud attempts to identify systemic weaknesses and recommend preventative measures.
+ Monitor emerging fraud threats, regulations, and technological advancements
+ **Strategic Initiatives & Knowledge Sharing:**
+ Work with our Learning and Development team to design and deliver training to underwriting teams on financial analysis and fraud identification.
+ Lead/contribute to strategic projects improving underwriting efficiency and fraud detection.
+ Develop best practices, guidelines, and fraud checklists tailored to our portfolio.
+ Conduct regular quality checks on underwriters and provide feedback on findings.
**Key Competencies**
+ Expert commercial credit acumen across diverse entity types and complex deals.
+ Advanced practical experience in commercial lending fraud prevention and investigation.
+ Strong analytical, critical thinking, and decision-making skills.
+ Proven subject matter expertise, leadership, and mentoring abilities.
+ Proactive approach to process/policy enhancement and excellent communication skills.
+ Meticulous attention to detail.
**Minimum Skill Requirements**
+ Strong progressive commercial credit underwriting experience in financial services.
+ Demonstrable expertise underwriting diverse commercial entities
+ Proven hands-on experience identifying, investigating, and preventing specific commercial lending fraud typologies
+ Experience as a lead underwriter, specialist, or SME, providing guidance/sign-off on complex cases.
+ Track record of developing/delivering training, policies, or best practices within an underwriting/risk function.
+ Strong understanding of commercial lending legal structures and documentation.
+ Proficiency with commercial credit bureaus, financial analysis tools, and underwriting systems.
+ Bachelor's degree in finance, Business, Economics, or equivalent professional experience.
+ Experience with specific fraud detection software/verification tools
**Desired Skills (Nice-to-Haves)**
+ Experience in automotive or asset finance.
+ Relevant professional certifications (e.g., CFE, Advanced Commercial Lending).
+ Experience managing small projects or process improvement initiatives.
**Additional Information:**
_The Company is committed to diversity and equality of opportunity for all and is opposed to any form of less favourable treatment or harassment on the grounds of race, religion or belief, sex, marriage and civil partnership, pregnancy and maternity, age, sexual orientation, gender reassignment or disability_
_This position is based in Dunton or Manchester, and it is expected the successful candidate will be able to attend the Dunton office or Manchester Business Centre for typically 4 days a week and remain flexible on the days they are required to attend the office according to business requirements._
_As part of our pre-employment checks process, successful candidates will be required to undergo a criminal record check. This will be conducted in line with the Rehabilitation of Offenders Act 1974 and applied only to unspent convictions._
#LI-Hybrid
#LI-MT3
#FordCredit
**Requisition ID** : 49867

Role : Senior Software Engineer in Test (SDET) - Fraud Prevention

O'Fallon, Missouri (On-site)| $60/hr C2C | Client: going with Prime Vendor | Exp:12+ yrs

Interview Mode: Face to Face (Final round)

Visa: No GC (LinkedIn URL, passport and visa copy required) 

JD: are seeking a highly advanced and passionate Senior Software Engineer in Test (SDET) to play a critical role in shaping the quality, performance, and architecture of our enterprise-grade fraud prevention solutions.

All about you:

We are looking for a candidate with a deep well of experience and a proactive, leadership mindset.

•    12+ years of experience in software development/test engineering, including deep knowledge of Agile processes.

•    Proven experience designing and developing complex, multi-tier software solutions.

•    Hands-on expertise in UI test automation using frameworks like AngularJS.

•    Strong database skills with Oracle and advanced SQL scripting.

•    Experience integrating vendor and open-source products into a cohesive system.

•    Demonstrated ability to lead cross-functional teams, mentor peers, and guide less experienced developers.

•    A decisive problem-solver who can make decisions with incomplete information and whiteboard solutions using tools like Visio or PPT.

•    A strong plus: Professional experience in financial services, cards, payments, or a related field.



 



#Request:apply only if you meet all requirements and can provide the requested documents (please don't ask for RTR without sharing required details)

 

Thank You.

Business Unit: AML 4, Financial Crime Ops Salary Range: £32,800 – £41,000 per annum DOE Benefits Location: UK Hybrid Contract type: Permanent full-time Our Team We’ve got a brilliant opportunity for an enthusiastic and motivated person to join our team in 1st Line Financial Crime. Our team look after referrals from the business relating to higher risk customers and sanctions. You’ll need to be keen to learn and a great team player as we work closely together to keep our customers and their hard-earned cash safe. Day to day you’ll be examining records and determining the risk rating of customers, carrying out reviews for existing high risk customers and considering risks to us and our customers. There’ll be a variety of products to consider so you’ll need to be a quick learner, have great attention to detail and be able to work efficiently and accurately. You’ll play a key part in the bank’s financial crime agenda by providing guidance and support to colleagues from various business areas. What you’ll be doing Reviewing all workload (including but not limited to cases and queries), using own skills, knowledge and judgement to assess due diligence. Being a Subject Matter Expert in Financial Crime processes and procedures and taking responsibility for proposing developments to processes and procedures (including but not limited to internal P&Ps and Financial Crime Prevention Manual), staff communications/guidance to improve productivity, performance, risk management and customer experience. Approving workload within wide delegated authorities without referral or recommend approval to next level authorities where exceeds delegated authority. Identifying and building relationships between Financial Crime Operations and its other risk and business stakeholders, frequently at more senior levels. Reviewing, challenging, interpreting, and providing day to day guidance to the Business on ML, CTF, Sanctions & Bribery risks as set out in policy / procedures and where appropriate signing off on the due diligence for higher risk customers within defined parameters which provide a high degree of autonomy. Identifying opportunities to improve processes and service delivery to enhance our customer experience through CI initiatives. We need you to have An excellent understanding of the Bank’s operations, risk appetites and particularly of customer types, industry sectors and the risks they represent. Strong knowledge of the Bank’s Financial Crime policies and how they are applied. The ICA Certificate in Anti Money Laundering or equivalent, or the willingness to work towards it. The ability to review and interpret complex information – along with the confidence to challenge and make tough decisions. Red Hot communication skills – experience of managing relationships with various stakeholders, particularly at a senior level. …and finally - you’ll need to be able to work on your own initiative and be results focused – along with being really organised. It’s a bonus if you have but not essential A good understanding of the customer risk assessment process and why it is important to keep the bank and our customers safe. A background in sanctions and the banks responsibility to manage this risk. A strong awareness of the specialist products and services offered by the bank, such as Treasury, Invoice Finance and Payments. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: AML 4, Financial Crime Ops Salary Range: £32,800 – £41,000 per annum DOE Benefits Location: UK Hybrid Contract type: Permanent full-time Our Team We’ve got a brilliant opportunity for an enthusiastic and motivated person to join our team in 1st Line Financial Crime. Our team look after referrals from the business relating to higher risk customers and sanctions. You’ll need to be keen to learn and a great team player as we work closely together to keep our customers and their hard-earned cash safe. Day to day you’ll be examining records and determining the risk rating of customers, carrying out reviews for existing high risk customers and considering risks to us and our customers. There’ll be a variety of products to consider so you’ll need to be a quick learner, have great attention to detail and be able to work efficiently and accurately. You’ll play a key part in the bank’s financial crime agenda by providing guidance and support to colleagues from various business areas. What you’ll be doing Reviewing all workload (including but not limited to cases and queries), using own skills, knowledge and judgement to assess due diligence. Being a Subject Matter Expert in Financial Crime processes and procedures and taking responsibility for proposing developments to processes and procedures (including but not limited to internal P&Ps and Financial Crime Prevention Manual), staff communications/guidance to improve productivity, performance, risk management and customer experience. Approving workload within wide delegated authorities without referral or recommend approval to next level authorities where exceeds delegated authority. Identifying and building relationships between Financial Crime Operations and its other risk and business stakeholders, frequently at more senior levels. Reviewing, challenging, interpreting, and providing day to day guidance to the Business on ML, CTF, Sanctions & Bribery risks as set out in policy / procedures and where appropriate signing off on the due diligence for higher risk customers within defined parameters which provide a high degree of autonomy. Identifying opportunities to improve processes and service delivery to enhance our customer experience through CI initiatives. We need you to have An excellent understanding of the Bank’s operations, risk appetites and particularly of customer types, industry sectors and the risks they represent. Strong knowledge of the Bank’s Financial Crime policies and how they are applied. The ICA Certificate in Anti Money Laundering or equivalent, or the willingness to work towards it. The ability to review and interpret complex information – along with the confidence to challenge and make tough decisions. Red Hot communication skills – experience of managing relationships with various stakeholders, particularly at a senior level. …and finally - you’ll need to be able to work on your own initiative and be results focused – along with being really organised. It’s a bonus if you have but not essential A good understanding of the customer risk assessment process and why it is important to keep the bank and our customers safe. A background in sanctions and the banks responsibility to manage this risk. A strong awareness of the specialist products and services offered by the bank, such as Treasury, Invoice Finance and Payments. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: AML 4, Financial Crime Ops Salary Range: £32,800 – £41,000 per annum DOE Benefits Location: UK Hybrid Contract type: Permanent full-time Our Team We’ve got a brilliant opportunity for an enthusiastic and motivated person to join our team in 1st Line Financial Crime. Our team look after referrals from the business relating to higher risk customers and sanctions. You’ll need to be keen to learn and a great team player as we work closely together to keep our customers and their hard-earned cash safe. Day to day you’ll be examining records and determining the risk rating of customers, carrying out reviews for existing high risk customers and considering risks to us and our customers. There’ll be a variety of products to consider so you’ll need to be a quick learner, have great attention to detail and be able to work efficiently and accurately. You’ll play a key part in the bank’s financial crime agenda by providing guidance and support to colleagues from various business areas. What you’ll be doing Reviewing all workload (including but not limited to cases and queries), using own skills, knowledge and judgement to assess due diligence. Being a Subject Matter Expert in Financial Crime processes and procedures and taking responsibility for proposing developments to processes and procedures (including but not limited to internal P&Ps and Financial Crime Prevention Manual), staff communications/guidance to improve productivity, performance, risk management and customer experience. Approving workload within wide delegated authorities without referral or recommend approval to next level authorities where exceeds delegated authority. Identifying and building relationships between Financial Crime Operations and its other risk and business stakeholders, frequently at more senior levels. Reviewing, challenging, interpreting, and providing day to day guidance to the Business on ML, CTF, Sanctions & Bribery risks as set out in policy / procedures and where appropriate signing off on the due diligence for higher risk customers within defined parameters which provide a high degree of autonomy. Identifying opportunities to improve processes and service delivery to enhance our customer experience through CI initiatives. We need you to have An excellent understanding of the Bank’s operations, risk appetites and particularly of customer types, industry sectors and the risks they represent. Strong knowledge of the Bank’s Financial Crime policies and how they are applied. The ICA Certificate in Anti Money Laundering or equivalent, or the willingness to work towards it. The ability to review and interpret complex information – along with the confidence to challenge and make tough decisions. Red Hot communication skills – experience of managing relationships with various stakeholders, particularly at a senior level. …and finally - you’ll need to be able to work on your own initiative and be results focused – along with being really organised. It’s a bonus if you have but not essential A good understanding of the customer risk assessment process and why it is important to keep the bank and our customers safe. A background in sanctions and the banks responsibility to manage this risk. A strong awareness of the specialist products and services offered by the bank, such as Treasury, Invoice Finance and Payments. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: AML 4, Financial Crime Ops Salary Range: £32,800 – £41,000 per annum DOE Benefits Location: UK Hybrid Contract type: Permanent full-time Our Team We’ve got a brilliant opportunity for an enthusiastic and motivated person to join our team in 1st Line Financial Crime. Our team look after referrals from the business relating to higher risk customers and sanctions. You’ll need to be keen to learn and a great team player as we work closely together to keep our customers and their hard-earned cash safe. Day to day you’ll be examining records and determining the risk rating of customers, carrying out reviews for existing high risk customers and considering risks to us and our customers. There’ll be a variety of products to consider so you’ll need to be a quick learner, have great attention to detail and be able to work efficiently and accurately. You’ll play a key part in the bank’s financial crime agenda by providing guidance and support to colleagues from various business areas. What you’ll be doing Reviewing all workload (including but not limited to cases and queries), using own skills, knowledge and judgement to assess due diligence. Being a Subject Matter Expert in Financial Crime processes and procedures and taking responsibility for proposing developments to processes and procedures (including but not limited to internal P&Ps and Financial Crime Prevention Manual), staff communications/guidance to improve productivity, performance, risk management and customer experience. Approving workload within wide delegated authorities without referral or recommend approval to next level authorities where exceeds delegated authority. Identifying and building relationships between Financial Crime Operations and its other risk and business stakeholders, frequently at more senior levels. Reviewing, challenging, interpreting, and providing day to day guidance to the Business on ML, CTF, Sanctions & Bribery risks as set out in policy / procedures and where appropriate signing off on the due diligence for higher risk customers within defined parameters which provide a high degree of autonomy. Identifying opportunities to improve processes and service delivery to enhance our customer experience through CI initiatives. We need you to have An excellent understanding of the Bank’s operations, risk appetites and particularly of customer types, industry sectors and the risks they represent. Strong knowledge of the Bank’s Financial Crime policies and how they are applied. The ICA Certificate in Anti Money Laundering or equivalent, or the willingness to work towards it. The ability to review and interpret complex information – along with the confidence to challenge and make tough decisions. Red Hot communication skills – experience of managing relationships with various stakeholders, particularly at a senior level. …and finally - you’ll need to be able to work on your own initiative and be results focused – along with being really organised. It’s a bonus if you have but not essential A good understanding of the customer risk assessment process and why it is important to keep the bank and our customers safe. A background in sanctions and the banks responsibility to manage this risk. A strong awareness of the specialist products and services offered by the bank, such as Treasury, Invoice Finance and Payments. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: AML 4, Financial Crime Ops Salary Range: £32,800 – £41,000 per annum DOE Benefits Location: UK Hybrid Contract type: Permanent full-time Our Team We’ve got a brilliant opportunity for an enthusiastic and motivated person to join our team in 1st Line Financial Crime. Our team look after referrals from the business relating to higher risk customers and sanctions. You’ll need to be keen to learn and a great team player as we work closely together to keep our customers and their hard-earned cash safe. Day to day you’ll be examining records and determining the risk rating of customers, carrying out reviews for existing high risk customers and considering risks to us and our customers. There’ll be a variety of products to consider so you’ll need to be a quick learner, have great attention to detail and be able to work efficiently and accurately. You’ll play a key part in the bank’s financial crime agenda by providing guidance and support to colleagues from various business areas. What you’ll be doing Reviewing all workload (including but not limited to cases and queries), using own skills, knowledge and judgement to assess due diligence. Being a Subject Matter Expert in Financial Crime processes and procedures and taking responsibility for proposing developments to processes and procedures (including but not limited to internal P&Ps and Financial Crime Prevention Manual), staff communications/guidance to improve productivity, performance, risk management and customer experience. Approving workload within wide delegated authorities without referral or recommend approval to next level authorities where exceeds delegated authority. Identifying and building relationships between Financial Crime Operations and its other risk and business stakeholders, frequently at more senior levels. Reviewing, challenging, interpreting, and providing day to day guidance to the Business on ML, CTF, Sanctions & Bribery risks as set out in policy / procedures and where appropriate signing off on the due diligence for higher risk customers within defined parameters which provide a high degree of autonomy. Identifying opportunities to improve processes and service delivery to enhance our customer experience through CI initiatives. We need you to have An excellent understanding of the Bank’s operations, risk appetites and particularly of customer types, industry sectors and the risks they represent. Strong knowledge of the Bank’s Financial Crime policies and how they are applied. The ICA Certificate in Anti Money Laundering or equivalent, or the willingness to work towards it. The ability to review and interpret complex information – along with the confidence to challenge and make tough decisions. Red Hot communication skills – experience of managing relationships with various stakeholders, particularly at a senior level. …and finally - you’ll need to be able to work on your own initiative and be results focused – along with being really organised. It’s a bonus if you have but not essential A good understanding of the customer risk assessment process and why it is important to keep the bank and our customers safe. A background in sanctions and the banks responsibility to manage this risk. A strong awareness of the specialist products and services offered by the bank, such as Treasury, Invoice Finance and Payments. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: AML 4, Financial Crime Ops Salary Range: £32,800 – £41,000 per annum DOE Benefits Location: UK Hybrid Contract type: Permanent full-time Our Team We’ve got a brilliant opportunity for an enthusiastic and motivated person to join our team in 1st Line Financial Crime. Our team look after referrals from the business relating to higher risk customers and sanctions. You’ll need to be keen to learn and a great team player as we work closely together to keep our customers and their hard-earned cash safe. Day to day you’ll be examining records and determining the risk rating of customers, carrying out reviews for existing high risk customers and considering risks to us and our customers. There’ll be a variety of products to consider so you’ll need to be a quick learner, have great attention to detail and be able to work efficiently and accurately. You’ll play a key part in the bank’s financial crime agenda by providing guidance and support to colleagues from various business areas. What you’ll be doing Reviewing all workload (including but not limited to cases and queries), using own skills, knowledge and judgement to assess due diligence. Being a Subject Matter Expert in Financial Crime processes and procedures and taking responsibility for proposing developments to processes and procedures (including but not limited to internal P&Ps and Financial Crime Prevention Manual), staff communications/guidance to improve productivity, performance, risk management and customer experience. Approving workload within wide delegated authorities without referral or recommend approval to next level authorities where exceeds delegated authority. Identifying and building relationships between Financial Crime Operations and its other risk and business stakeholders, frequently at more senior levels. Reviewing, challenging, interpreting, and providing day to day guidance to the Business on ML, CTF, Sanctions & Bribery risks as set out in policy / procedures and where appropriate signing off on the due diligence for higher risk customers within defined parameters which provide a high degree of autonomy. Identifying opportunities to improve processes and service delivery to enhance our customer experience through CI initiatives. We need you to have An excellent understanding of the Bank’s operations, risk appetites and particularly of customer types, industry sectors and the risks they represent. Strong knowledge of the Bank’s Financial Crime policies and how they are applied. The ICA Certificate in Anti Money Laundering or equivalent, or the willingness to work towards it. The ability to review and interpret complex information – along with the confidence to challenge and make tough decisions. Red Hot communication skills – experience of managing relationships with various stakeholders, particularly at a senior level. …and finally - you’ll need to be able to work on your own initiative and be results focused – along with being really organised. It’s a bonus if you have but not essential A good understanding of the customer risk assessment process and why it is important to keep the bank and our customers safe. A background in sanctions and the banks responsibility to manage this risk. A strong awareness of the specialist products and services offered by the bank, such as Treasury, Invoice Finance and Payments. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.