748 Health Safety Quality Environmental Manager jobs in the United Kingdom

In this role you will implement and maintain Health, Safety and Environmental policies and procedures to support the business, in line with current HSE legislation and best practice. You will take ownership of maintaining and auditing the effectiveness of our systems throughout the organisation, ensuring that our Health & Safety, Environmental and Quality systems meet with the international standards (ISO’s 45001, 14001 and 9001).

Main Duties

• Ensure HSE policies, procedures and documentation are in place for both operatives and sub-contractors, including safe systems of work, and site-specific risk assessments, ensuring as a minimum best practice.
• Ensure the company meets its statutory obligations in all areas of health, safety and welfare, inclusive of the CDM Regulations, providing competent information and advice as required.
• Working proactively with managers to establish and maintain safe systems of work and a safe environment.
• Ensure those with responsibility for health and safety (Managers, Supervisors, Sub-contractors) comply with their responsibilities, promoting a positive health and safety culture.
• Communicate Health and Safety information to the Client, Supervisors, Operatives and sub-contractors through various mediums to ensure full understanding of issues and procedures.
• Provision of reports/statistics to senior management, managers and staff forum meetings.
• Maintain accreditations such as CHAS, Constructionline etc.
• Produce Construction Phase Health and Safety plans for notifiable projects.
• Produce Risk Assessments and Method Statements.
• Oversee and assist with the undertaking of risk assessments for employees with health issues.
• Maintain an accurate, up-to-date accident and ‘near miss’ record, ensuring that all accidents/incidents are documented and where necessary a thorough accident investigation is carried out, with managed actions thereafter.
• Oversee that site audits, Scaffold inspections etc. are undertaken by the relevant Managers, Supervisors and sub-contractors, ensuring that action plans are implemented and monitored where necessary.
• Assist with the induction of new starters and provide training/update talks for employees with regard to health & safety policies and procedures.
• Ensure systems are in place for periodic equipment testing.
• Organise relevant health, safety and environmental training for staff through competent and recognised organisations. Managing an up-to-date training record through our database.
• Oversee the environmental forum, liaising with key stakeholders to ensure continued progression of cleaner, greener standards are maintained.

Skills and Knowledge

• Experience of managing a  team
• Knowledge of Health & Safety to NEBOSH level.
• Strong decision-making/problem solving and motivational skills
• Accident prevention.
• Risk assessment - good understanding of the technical skills required of operatives working in voids
• Able to work well under pressure
• Ability to implement company policies and processes
• Strong IT skills (Intermediate/Advanced Excel knowledge) – demonstrating the ability to extract data and use it. 
• Good Commercial awareness and understanding of the impact of costs
• Ability to challenge to enable continuous improvement
• Excellent communications skills at all levels.
• Ability to write and communicate comprehensive health and safety reports
• Clean driving licence

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviours, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
This role is within UK Credit Risk organisation led by UK Chief Risk Officer with the objective to drive responsible growth with best-in-class credit risk strategies through the card lifecycle.
The position provides a unique opportunity for an individual to make a difference by defining and implementing lending and governance strategies for UK consumer and SBS cards. The individual would be responsible for driving lending and affordability strategies, including proactively identifying opportunities or new data solutions to enhance existing frameworks, implementing strategy changes, monitoring internal and industry trends, and collaborating with various internal and external stakeholders. The successful candidate is expected to have a comprehensive understanding of industry lending products and dynamics, as well as extensive knowledge of UK regulatory requirements from CONC and Consumer Duty. The individual is required to have experience of processing large unstructured datasets and have strong problem-solving abilities.
The responsibilities include:
+ Evaluating new data sources and stay abreast of industry trends to build upon existing affordability frameworks, and deliver profitable growth strategies, as well as improved customer outcomes
+ Innovating and optimising lending strategies to improve performance efficiencies and customer experience.
+ Collaborating closely with business partners and compliance to drive enterprise-wide projects for the UK market and to achieve sustainable growth objectives
+ Presenting recommendations to risk committees and lead the strategy implementation independently
+ Driving operational excellence and ensuring full compliance with regulatory requirements
**Minimum Qualifications:**
+ 4 years of credit risk experiences in financial institutions
+ Experience with data-driven analytical tools (e.g. SQL, SAS, HIVE/HADOOP, R, Python, Tableau) to process unstructured dataset in order to extract insights, identify trends, and inform business decisions
+ Comprehensive understanding of UK CONC and Consumer Duty requirements on creditworthiness and affordability
+ Be curious and have a problem-solving mindset, ability to drive process change independently
+ Strong analytical skills and sound business acumen, and interpersonal skills to collaborate with stakeholders across functions
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations in laymen's term
+ Demonstrates the ability to successfully manage multiple priorities under pressure
+ Advanced degree in quantitative or a related field is preferred
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:** 25012304

Overview:

We are seeking a highly skilled and experienced Business Analyst with strong Risk Management capabilities to support a major financial institution. The successful candidate will play a key role in delivering business-critical projects, with a particular focus on risk and control, reporting, strategic change, and business process improvements.

Key Responsibilities:

• Conduct in-depth business analysis to identify gaps, risks, and improvement opportunities.
• Support change and transformation initiatives across the risk and control functions.
• Collaborate with cross-functional teams to re-engineer business processes (BPR) for efficiency and effectiveness.
• Develop and deliver functional designs, requirements documentation, and process maps.
• Produce high-quality written reports, dashboards, and risk/control documentation.
• Engage stakeholders across digital, technology, and operational functions to deliver on project goals.
• Assist in the planning and execution of change management activities.

Essential Skills & Experience:

• Proven experience working in Risk Management, ideally within a financial services environment.
• Strong knowledge of Business Analysis techniques, tools, and best practices.
• Demonstrated ability to support change and transformation initiatives.
• Experience in Reporting and Analysis, including interpreting complex data sets.
• Strategic thinker with the ability to translate business needs into actionable solutions.
• Strong experience in Process Improvements and Business Process Re-Engineering (BPR).
• Excellent communication skills, both written and verbal.
• Familiarity with Digital and Technology-led change initiatives.
• Experience producing high-quality functional designs and documentation.

Desirable:

• Prior experience working within a large financial institution or banking environment.
• Knowledge of regulatory risk frameworks and compliance requirements.

Please apply for immediate consideration.

Department General Manager - Insurance Risk Management

Monday to Friday 9am to 5pm

Hybrid working with 3 days in the office and 2 days working from home

Amazing blue-chip client is seeking an experienced Senior Department general manager to lead the Insurance Risk Management team.

• Significant experience working at a senior level as a risk manager in a multinational corporation (preferable) or brokers or underwriters, leading a department
• Expertise across a wide range of insurance lines such as Property & Casualty, Marine Cargo, Credit, Construction, Energy, Aviation etc. would be highly regarded
• Experience of managing, motivating and developing a team as a manager and manager of managers

Full responsibility for executing strategy along with Senior DGM, this role having full accountability for team performance and delivery of strategic targets.

Enhance and maintain relationship with key insurance companies and brokers in Europe where existing business relation along with building these connections with insurance companies and brokers as well.

Build strong relationship with leaders across the organization and group of companies.

Qualifications:

• Degree qualified in business administration, accounting, finance or a related area, or qualified by experience
• Professional qualification in an insurance business area such as ACII, CPCU at least Cert CII ideal or qualified by experience.

Skills:

• Excellent communication, collaboration and networking skills at all levels
• Great level of corporate insurance knowledge
• Experience of setting and executing department strategy
• Excellent written and oral presentation skills
• Logical and critical thinking skills
• Budgeting and/or cost control experience
• Ability to prioritise and multitask, including managing multiple issues and projects simultaneously
• Flexibility to meet travel requirements of the department.

Personal qualities/Attributes:

• Self-driven and proactive
• Comfortable and competent in dealing with other DGM's or above leaders within the organisation and with public speaking
• Be a trusted mentor and manager to the team members, including managerial members.
• Fluent English (Japanese (spoken & written) advantageous for documents and communication to head office.

For more information and full job spec details please get in touch with Michelle Ings, Executive Search HRGO team London (url removed)

Department General Manager - Insurance Risk Management

Monday to Friday 9am to 5pm

Hybrid working with 3 days in the office and 2 days working from home

Amazing blue-chip client is seeking an experienced Senior Department general manager to lead the Insurance Risk Management team.

• Significant experience working at a senior level as a risk manager in a multinational corporation (preferable) or brokers or underwriters, leading a department
• Expertise across a wide range of insurance lines such as Property & Casualty, Marine Cargo, Credit, Construction, Energy, Aviation etc. would be highly regarded
• Experience of managing, motivating and developing a team as a manager and manager of managers

Full responsibility for executing strategy along with Senior DGM, this role having full accountability for team performance and delivery of strategic targets.

Enhance and maintain relationship with key insurance companies and brokers in Europe where existing business relation along with building these connections with insurance companies and brokers as well.

Build strong relationship with leaders across the organization and group of companies.

Qualifications:

• Degree qualified in business administration, accounting, finance or a related area, or qualified by experience
• Professional qualification in an insurance business area such as ACII, CPCU at least Cert CII ideal or qualified by experience.

Skills:

• Excellent communication, collaboration and networking skills at all levels
• Great level of corporate insurance knowledge
• Experience of setting and executing department strategy
• Excellent written and oral presentation skills
• Logical and critical thinking skills
• Budgeting and/or cost control experience
• Ability to prioritise and multitask, including managing multiple issues and projects simultaneously
• Flexibility to meet travel requirements of the department.

Personal qualities/Attributes:

• Self-driven and proactive
• Comfortable and competent in dealing with other DGM's or above leaders within the organisation and with public speaking
• Be a trusted mentor and manager to the team members, including managerial members.
• Fluent English (Japanese (spoken & written) advantageous for documents and communication to head office.

For more information and full job spec details please get in touch with Michelle Ings, Executive Search HRGO team London (url removed)

**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**OVERVIEW OF THE DEPARTMENT/SECTION**
The Liquidity Risk team is part of the broader Market and Liquidity Risk Management department and represents the firm's second line of defence to monitor adherence to the firm's market risk appetite.
**MAIN PURPOSE OF THE ROLE**
**Main Purpose and Accountability of the Role**
Specifically you have accountability for supporting the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch for Liquidity Risk Management for both entities.
**Roles, Scope and Reporting Structure**
Liquidity Risk Manager for MUS(EMEA) and MUFG London Branch receives authority from and reports to the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch.
**KEY RESPONSIBILITIES**
The role holder supports the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch responsibilities and specifically is responsible for the following:
+ Work closely with the Treasury, Front Office and support departments to establish new business activities and products and ensure key risk issues are highlighted and addressed in the trade approval process.
+ Provide challenge and review to first line functions as per the conventional responsibilities expected of those within a second line control function.
+ Ensure that adequate limits and risk framework are in place aligning with the firm's overall risk appetite and mandates, that risk positions are well managed within the established limits and limit breaches are appropriately escalated.
+ Providing accurate management information to facilitate better business decisions.
+ Maintain oversight over the quality of risk information in reports produced by the reporting team.
+ Engaging where appropriate relevant compliance/control processes and initiatives, e.g. Operational Risk, Internal Audits etc.
+ Engaging as a stakeholder where appropriate in the risk projects and ensuring that this reflects business and functional needs.
+ Keeping up to date with all regulatory liquidity requirements (local and Overseas) and assist with compliance on an on-going basis. This involves pro-active engagement with other areas of the Bank to share understanding of regulatory developments in the liquidity space.
For MUS(EMEA):
+ Monitor internal and external funding and liquidity metrics produced by the 1LoD to ensure that they remain within risk appetite and movements are explained and breaches are escalated to senior management / the regulator in a timely manner.
+ Review and challenge assumptions applied in liquidity metric calculations (e.g. MCO, LCR, NSFR, ALMM).
+ Review regulatory and industry updates (PRA consultation papers / statements of policy / EBA Q&As etc.) and opine on Treasury's interpretation of the guidance.
+ Review and challenge 1LoD owned policies (e.g. ILAAP, Regulatory Reporting Policy, FTP Policy, Contingency Funding Plan (CFP), Funding and Liquidity Risk Policy etc.).
+ Participate in the annual CFP test.
+ Review, challenge and approval of liquidity risk appetite (including limits).
+ Review and challenge EWI triggers and daily monitoring of Treasury/Finance produced metrics.
+ Review Interest Rate in the Banking Book (IRRBB) metrics and ensure these are governed, calculated, appropriately
For MUFG London Branch:
+ Management of MUFG London Branch's internal liquidity risk stress-tests and gap metrics ensuring the accuracy and timeliness of information for the purposes of stress-testing and gap monitoring.
+ Responsibility for monitoring of liquidity risk for internal risk management.
+ Escalation of any vulnerability to Head of Liquidity Risk.
+ Monitoring of liquidity profile relative to liquidity metrics both local and Head Office.
+ Review and challenge EWI triggers.
+ Involvement in the annual CFP test.
Relationship with other functions and stakeholders
+ The role holder will manage the following matters, appropriate for LRM, and is responsible for:
+ Maintaining and enhancing good working relationships with stakeholders, including business and control / infrastructure teams globally.
+ Working in partnership with Risk specialists across the region and globally to share best practice, provide support and develop effective risk policies appropriate to EMEA.
+ Interacting with Regulators, Inspectors and Internal and External Auditors on matters pertaining to the remit of the head of liquidity risk where necessary.
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
Essential
+ 10+ years of experience in liquidity risk
+ Experience with liquidity risk management for broker/dealer entities.
+ Thorough understanding of regulatory metrics and calculation methods and assumptions.
+ Demonstrated ability to develop, review and maintain internal stress testing models
+ Excellent understanding of capital markets and products.
**Education / Qualifications:**
Preferred
+ Experience with regulation and calculation of metrics for interest rate in the banking book, especially for broker dealer metrics
+ At least a 2:1 Degree or equivalent in a numerical / science based subject
+ Management experience
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute

**Our Purpose**
_Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._
**Title and Summary**
Director, Customer Risk Management
Overview
We are currently looking for a Director, reporting to the Head of Customer Risk Management (CRM) for Europe. The role is based in London, U.K. or Waterloo, Belgium.
Mastercard has over $70B credit exposure to its customers and other counterparties worldwide, placing the CRM role as a key part of its evolving and quickly growing business model. The CRM team operates as a vital component of the broader Strategy & Operations organization, playing a critical role in supporting and driving Mastercard's success. The magnitude and strategic nature of this exposure necessitates engagement with senior management, Mastercard's sales and product organizations as well as our customers. This further provides great opportunities to grow your career within Mastercard.
This role is on the first line of defense, with key responsibilities including CRM strategy and roadmap for the assigned portfolio, customer credit analysis and underwriting, formulating risk mitigation approach, developing risk management solutions for new products, and engaging regulators within the region.
Role
The primary responsibility is to ensure customer risk is appropriately identified, monitored, and managed in accordance with Mastercard's policies & procedures and risk appetite. This includes, but is not limited to:
- Owning all CRM related matters for the assigned portfolio
- Performing customer credit risk underwriting analysis and presenting the same to senior management for approval
- Leading the development of risk mitigants for customers with the account managers and customers
- Understanding and partnering to design and implement innovative approaches to cater to customers with different business models
- Leading cross-functional team to design, build, and implement new risk management solutions for both existing and new products, e.g., crypto
- Influencing Credit Policy and Standards; developing CRM procedures
- Building successful relationships with sales and product organizations with strong business acumen
- Conducting credit considerations in the application process of new customers where needed
- Managing through impacts of customer failures including portfolio transfers and license termination
- Conducting portfolio reviews and risk screening via early warning indicators
- Analyzing and reporting on the region's exposure and key risks to senior management
- Partnering with CRM Center of Excellence to ensure 24x7 customer exposure monitoring and management
- Working closely with Regulatory Affairs in engaging with central banks and other regulators within the region
- Partnering with Corporate Treasury and Settlement Operations to enhance settlement & treasury related processes
All About You
- Graduate degree in business or equivalent
- Experience in credit risk assessment, financial statements analysis and management is a prerequisite; experience in / knowledge of the banking sector and knowledge of the European payments regulation landscape are a strong plus
- Commercial mindset to drive appropriate balance between risk and reward
- Ability to think outside the box and identify potential sources of risk and provide solutions, strong analytical and problem-solving skills
- Strong negotiation and influencing skills, including at the very senior management levels
- Ability to lead a high-performing and diverse team, ability to lead cross-functionally
- Ability to manage through a crisis, leading a team to make tough decisions with imperfect/incomplete information
- Excellent written and verbal English communication skills
**Corporate Security Responsibility**
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
+ Abide by Mastercard's security policies and practices;
+ Ensure the confidentiality and integrity of the information being accessed;
+ Report any suspected information security violation or breach, and
+ Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

Job Description

Create places and spaces that matter.

Are you ready to take up a vital role in shaping some of our exciting projects? How about joining our talented team, where everyone has a voice, and together we face our clients' problems head-on. It's a diverse and inclusive work environment where world-class talent knows no distinctions.

We know that different people have different priorities, which is why we're here to support you. Flexible and remote work is a central part of our culture. So, talk to us about what's ideal for you - from reduced weeks to buying more leave over school holidays. And if you're returning from a career break, ask us how we can help you transition back to work with us.

Bring your flood risk management skills to the mix as a Senior or Principal. You'll play a vital role, collaborating with clients and design teams around the UK, sitting within our Water Management Consultancy practice. Lead flood risk management across our projects in the Aviation, Defense, Energy, Cities & Development, Education, Rail, and Water sectors. We're big on expertise but not on hierarchy. So, we'll trust you with more responsibility faster, supporting your career to the next level.

Your purpose:

• You will be primarily involved in technical work and supporting the junior staff Data analysis, Hydraulic modelling, Hydrology, GIS, Technical reporting.
• You will ensure quality assurance for technical deliverables by checking the work of your junior staff, both mentoring and guiding them in the application of flood risk management
• Also be responsible for developing and testing concepts for project solutions - flood mitigation - of having your team test and prove these.
• Contribute to the continued development of the Flood Risk Team through active involvement in the technical network.
• You will involve managing and supervising junior resources.
• Support project managers and directors by following project procedures, including financial and change control.
• Actively progress a suite of projects under your control.
• Work effectively as part of a team, collaborating with environmental scientists, engineers, and planners, and provide a consistent service to clients, and you will be managing your workload and overseeing that of others.
• Be asked to help support business development activities, including tendering for projects and client/stakeholder engagement.
• You will develop and agree on the scope of services, costs, and resources.

What you can bring:

• You should have experience in delivering flood risk projects with a focus on hydraulic modelling, and the confidence to lead technical work as well as mentor junior team members in developing their skills.
• You will be able to build strong relationships with our clients with a high degree of collaborative working skills to ensure we get the best from our working relationships with client teams.

Your background will demonstrate:

• Experience: Over 7 years in flood risk analysis for strategy, planning, development, or design, with demonstrated project delivery and meeting client requirements.
• Technical Skills: Proficient in 1D-2D modelling using tools like Infoworks ICM, Flood Modeller, TUFLOW/ESTRY. GIS with ArcGIS, MapInfo, or QGIS. Hydrological Assessment is desirable experience with FEH hydrological assessment and UK hydrology.
• Leadership: Some experience in developing and leading technical teams.
• Management: Some experience in managing your own workload and that of others
• Support: Experience of supporting junior staff - guiding and training them for a career in flood risk management
• Decision-Making: Ability to make robust decisions based on available information. We expect you to be checking and reviewing work of others that this grade - so fully competent and able to work unsupported in your technical field.

You will -

• Be motivated: You should be self-driven and committed to achieving technical excellence.
• Be collaborative: Strong interpersonal skills and effective communication are essential for collaborative work. You must have a strong desire to learn, work with others
• Be curious and adaptable: You should have a strong desire to learn and innovate across various challenges, be able to develop new approaches to a wide range of problems, as well as take on new challenges and learn new skills.
• Have good organizational abilities: You should be well-organized and capable of working on multiple projects simultaneously.
• Have good attention to detail: A desire to consistently work to high standards is crucial.

Why work for AtkinsRéalis?

We're ranked as one of LinkedIn's Top 25 Companies, where UK professionals want to work and stay once, they join. We've also made the Times Top 50 employers for women.

Our Infrastructure team uses innovation, new approaches and the power of data to help our clients deliver end-to-end projects and programmes for essential future infrastructure. And as the work becomes ever more complex, our employees continue to challenge the status quo.

We're committed to engineering to better people and our planet, from our global Engineering Net-Zero programme to creating social value through EDAROTH community housing. We're proud of our active employee networks creating awareness and allyship for our under-represented groups. Not to mention programmes supporting communities outside AtkinsRéalis, including schools, charities, ex-forces and professionals returning after career breaks.

Security clearance:

This role may require security clearance and offers of employment will be dependent on obtaining the relevant level of clearance. If this is necessary, it will be discussed with you at interview. The vetting process is delivered by United Kingdom Security Vetting (UKSV) and may require candidates to provide proof of residency in the UK of 5 years or longer. If applying to this role please do not make reference to (in conversation) or include in your application or CV, details of any current or previously held security clearance.

We are committed to promoting a diverse and inclusive community - a place where we can all be ourselves, thrive and develop. To help embed inclusion for all, from day one, we offer a range of family-friendly, inclusive employment policies, flexible working arrangements and employee networks to support staff from different backgrounds. As an Equal Opportunities Employer, we value applications from all backgrounds, cultures and abilities.

#LI-INFRASTRUCTURE | #LI-UK

Worker Type

Employee

Job Type

Regular

At AtkinsRéalis, we seek to hire individuals with diverse characteristics, backgrounds and perspectives. We strongly believe that world-class talent makes no distinctions based on gender, ethnic or national origin, sexual identity and orientation, age, religion or disability, but enriches itself through these differences.

**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**OVERVIEW OF THE DEPARTMENT/SECTION**
The Liquidity Risk team is part of the broader Market and Liquidity Risk Management department and represents the firm's second line of defence to monitor adherence to the firm's market risk appetite.
**MAIN PURPOSE OF THE ROLE**
**Main Purpose and Accountability of the Role**
Specifically you have accountability for supporting the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch for Liquidity Risk Management for both entities.
**Roles, Scope and Reporting Structure**
Liquidity Risk Manager for MUS(EMEA) and MUFG London Branch receives authority from and reports to the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch.
**KEY RESPONSIBILITIES**
The role holder supports the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch responsibilities and specifically is responsible for the following:
+ Work closely with the Treasury, Front Office and support departments to establish new business activities and products and ensure key risk issues are highlighted and addressed in the trade approval process.
+ Provide challenge and review to first line functions as per the conventional responsibilities expected of those within a second line control function.
+ Ensure that adequate limits and risk framework are in place aligning with the firm's overall risk appetite and mandates, that risk positions are well managed within the established limits and limit breaches are appropriately escalated.
+ Providing accurate management information to facilitate better business decisions.
+ Maintain oversight over the quality of risk information in reports produced by the reporting team.
+ Engaging where appropriate relevant compliance/control processes and initiatives, e.g. Operational Risk, Internal Audits etc.
+ Engaging as a stakeholder where appropriate in the risk projects and ensuring that this reflects business and functional needs.
+ Keeping up to date with all regulatory liquidity requirements (local and Overseas) and assist with compliance on an on-going basis. This involves pro-active engagement with other areas of the Bank to share understanding of regulatory developments in the liquidity space.
For MUS(EMEA):
+ Monitor internal and external funding and liquidity metrics produced by the 1LoD to ensure that they remain within risk appetite and movements are explained and breaches are escalated to senior management / the regulator in a timely manner.
+ Review and challenge assumptions applied in liquidity metric calculations (e.g. MCO, LCR, NSFR, ALMM).
+ Review regulatory and industry updates (PRA consultation papers / statements of policy / EBA Q&As etc.) and opine on Treasury's interpretation of the guidance.
+ Review and challenge 1LoD owned policies (e.g. ILAAP, Regulatory Reporting Policy, FTP Policy, Contingency Funding Plan (CFP), Funding and Liquidity Risk Policy etc.).
+ Participate in the annual CFP test.
+ Review, challenge and approval of liquidity risk appetite (including limits).
+ Review and challenge EWI triggers and daily monitoring of Treasury/Finance produced metrics.
For MUFG London Branch:
+ Management of MUFG London Branch's internal liquidity risk stress-tests and gap metrics ensuring the accuracy and timeliness of information for the purposes of stress-testing and gap monitoring.
+ Responsibility for monitoring of liquidity risk for internal risk management.
+ Escalation of any vulnerability to Head of Liquidity Risk.
+ Monitoring of liquidity profile relative to liquidity metrics both local and Head Office.
+ Review and challenge EWI triggers.
+ Involvement in the annual CFP test.
Relationship with other functions and stakeholders
+ The role holder will manage the following matters, appropriate for LRM, and is responsible for:
+ Maintaining and enhancing good working relationships with stakeholders, including business and control / infrastructure teams globally.
+ Working in partnership with Risk specialists across the region and globally to share best practice, provide support and develop effective risk policies appropriate to EMEA.
+ Interacting with Regulators, Inspectors and Internal and External Auditors on matters pertaining to the remit of the head of liquidity risk where necessary.
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
Essential
+ Experience with liquidity risk management for broker/dealer entities.
+ Thorough understanding of regulatory metrics and calculation methods and assumptions.
+ Demonstrated ability to develop, review and maintain internal stress testing models
+ Excellent understanding of capital markets and products.
**Education / Qualifications:**
Preferred
+ At least a 2:1 Degree or equivalent in a numerical / science based subject
**PERSONAL REQUIREMENTS**
+ The structure in the team is flat, and the successful candidate will be expected to engage with key stakeholders across the firm. In addition to the technical skills outlined above, the candidate is expected to demonstrate strong communication skills and an ability to operate with urgency and prioritize work accordingly
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute