228 Independent Financial Adviser jobs in the United Kingdom

Introduction

Are you an experienced Financial Adviser seeking more freedom, flexibility, and earning potential? We’re looking for ambitious, self-motivated professionals who are ready to thrive in a self-employed role. Whether you're looking to grow your business or already have an established client bank, this is a chance to retain full control while benefiting from the support and infrastructure you need to scale further.

We have a comprehensive, high support model designed to empower you with the tools, training, and dedicated support you need to grow your business confidently and efficiently. As well as this, we offer competitive revenue splits, and a client buyout option upon retirement, providing both immediate rewards and long-term security for your business.

With us you can enjoy expert guidance, supportive processes, and ongoing resources that let you focus on what you do best: advising your clients.

Why Saltus?

Saltus is a privately owned financial planning and discretionary investment management house, managing and advising on over £9 billion of client assets. We’re proud to have been recognised as a Sunday Times Best Place to Work 2024 and a Professional Adviser Best Financial Advisers to Work For 2024 a testament to our commitment to creating an environment where people can thrive and providing first class client service.

Our mission is to improve everyone’s relationship with their wealth: to make it a positive force for their future and at the same time to prevent it being a source of anxiety.

What you’ll be doing

As a self-employed Financial Adviser with us, you’ll have the freedom to manage your own business while benefiting from the support of an established and trusted firm. This will include:

• Providing independent financial advice tailored to your clients’ needs, covering areas such as pensions, investments, protection, and estate planning
• Building and maintaining long-term client relationships based on trust, transparency, and quality service
• Managing your own schedule and client portfolio, with the flexibility to work the way that suits you best
• Keeping up to date with regulatory requirements and maintaining high compliance standards
• Leveraging our technology, compliance, and administrative support to help you focus on delivering advice
• Growing your business through referrals, marketing, and networking

What we’re looking for

We’re looking for someone who is confident, detail-oriented, and passionate about delivering excellent client outcomes.

The ideal Adviser will:

• Hold the CII Level 4 Diploma in Regulated Financial Planning
• A proven track record of building and maintaining client relationships
• A commitment to delivering high-quality, compliant financial advice
• The ability to work independently while maintaining professional standards
• An existing client bank
• Excellent communication and organisational skills
• A strong desire to grow their business within a supportive, self-employed framework
• Demonstrate strong technical knowledge across a broad range of financial products
• Be comfortable working with high-net-worth clients and professional connections
• Have excellent written and verbal communication skills

Where you’ll be working

You’ll have the flexibility to work from home on a setup that suits your lifestyle and business model. We support advisers across the UK, and our infrastructure is designed to help you operate efficiently wherever you're based.

We welcome applications from advisers nationwide, and we’re particularly interested in hearing from professionals in the Colchester and Bristol areas. Wherever you are, you’ll be part of a wider network of like-minded advisers supported by a dedicated team committed to your success.

Interested?

If this opportunity aligns with your goals, we’d be delighted to hear from you. Whether you're ready to apply, have questions, or simply want to find out more, feel free to get in touch with our recruitment team at

Independent Financial Adviser - Hertfordshire & North London

At AFH, as we grow, we're looking for an experienced financial advisers to join us. Be part of a progressive and client-focused, financial planning-led wealth management firm as a self-employed or employed adviser.

In this role, you will understand your clients' current and future financial goals and formulate easy to understand financia.

Our client is a national provider of financial planning, with offices across the UK. They are currently recruiting for an experienced Independent Financial Planner to join their team in Ipswich. The role comes with an existing book of clients on an employed contract.

Based from their Ipswich office you will provide clients financial advice and make recommendations on how to best meet their goals. The ideal candidate will be able to research the marketplace on available products and services, identify customers' needs, design financial strategies and gain commitment from clients to proceed with your recommendations.

Specific Responsibilities:
The key duties of the role are listed below. Due to the nature of the business, the role may also include additional responsibilities considered reasonable:

• Provide strategic advice across a variety of financial products and services (Pensions, Investments & Savings, Protection)
• Assess client's financial circumstances, understand their needs and develop a comprehensive financial plan
• Make recommendations to clients that meet their goals and ambitions
• Cultivate the client base and build relationships
• Keep abreast of new industry developments and research the market to ensure that knowledge is current
• Keep up to date with financial products and legislation and comply with all industry rules and regulations

Experience & Skills:
The successful candidate needs to be motivated, friendly and professional at all times, and provide impartial and unbiased advice. Excellent time management is a must to ensure appointments are scheduled with realistic time frames.

Key requirements are:

• Experience as a Financial Adviser or relevant experience
• Accuracy, attention to detail and the ability to explain complex information clearly and simply
• Qualified to Level 4 Diploma in Financial Planning as a minimum
• Good knowledge of compliance, TCF, Data Protection Act and Anti-Money Laundering requirements
• Excellent communication skills and the ability to ask appropriate questions of clients
• Good analysis skills, money management skills and planning skills
• Should be enthusiastic and willing to assist clients
• Ability to manage own workload.
• Flexibility/ adaptability to cope with change
• Full driving licence and own car essential

Critical knowledge required

• Knowledge of FCA rules relating to the financial advice process.
• Working knowledge of Compliance
• Knowledge of the current market place

Our client is a well respected firm of Chartered Financial Planners in Merseyside, Due to the continued growth of the business they are looking to recruit an experienced Financial Planner

The role of the Financial Planner is to develop new and maintain existing business streams, and to inform Clients of financial strategies and plans appropriate to their needs and objectives. The Financial Planner will also be involved in making investment management decisions.

Qualifications :
Min Diploma in Regulated financial planning working towards Chartered status
Experience: 5 years working in financial services

Key Contributions and Outputs

• Developing and maintaining Client relationships to help maintain business flow and meet agreed targets
• Developing and maintaining internal relationships to help maintain business flow and meet agreed targets
• Promoting the profile of the business within the profession and wider communities
• Providing financial information and advice to Clients, appropriate to their individual needs
• Continuous professional development to meet regulatory requirements and personal development needs
• Ensuring that any business conducted is done in a responsible and compliant manner, meeting all legislative requirements, both internally and externally.

The role holder has primary responsibility for:

• The development and acquisition of new financial advice business to ensure that business targets are met
• Some technical aspects of preparing for Client meetings, including financial recommendations and Client presentations
• Running and managing Client meetings
• Preparation of meeting notes and fact finding documentation
• Ensuring that all Client requirements are followed through to the appropriate conclusion
• Managing an ongoing review service appropriate to the Client's needs in line with the business's proposition offering
• Individual workflow and task delivery

Company benefits:
25 days holiday plus bank holidays
Birthday off
Hybrid working once probation is passed
Cycle to work scheme
10 x death in service
PMI
Pension 5%
Bonus scheme

Our client is a long standing and well-respected provider of financial planning, with offices Devon and Suffolk. Due the pending retirement of an existing adviser, they are currently recruiting an of Independent Financial Advisers to look after and service and existing bank of clients in the Ipswich area.

Experience & Skills:
The successful candidate needs to be motivated, friendly and professional at all times, and provide impartial and unbiased advice. Excellent time management is a must to ensure appointments are scheduled with realistic time frames.

Key requirements are:

• Experience as a Financial Adviser or relevant experience
• Accuracy, attention to detail and the ability to explain complex information clearly and simply
• Qualified to Level 4 Diploma in Financial Planning as a minimum
• Good knowledge of compliance, TCF, Data Protection Act and Anti-Money Laundering requirements
• Excellent communication skills and the ability to ask appropriate questions of clients
• Good analysis skills, money management skills and planning skills
• Should be enthusiastic and willing to assist clients
• Ability to manage own workload.
• Flexibility/ adaptability to cope with change
• Full driving licence and own car essential

Critical knowledge required

• Knowledge of FCA rules relating to the financial advice process.
• Working knowledge of Compliance
• Knowledge of the current market place

Independent Financial Adviser (Employed)

About the Role

We are seeking an experienced Independent Financial Adviser (IFA) to join our established financial planning firm in a full-time employed position. Based near Huntingdon, this role is ideal for a dedicated professional looking to provide high-quality financial advice.

Role Overview

As an Independent Financial Adviser, you will deliver personalised financial planning solutions to clients, focusing on their unique needs. You will build and manage your own client portfolio while supporting an existing client base. A dedicated back-office team, including paraplanners and administrators, will assist you, allowing you to concentrate on achieving excellent client outcomes.

Key Responsibilities

• Deliver customised, holistic financial planning solutions by gathering and analysing client information to provide suitable recommendations.

• Stay informed on new products, technical updates, and legislative changes within the financial industry.

• Expand your client base through referrals, networking, and relationships with introducers.

• Maintain high performance standards and comply with the firms Compliance, Training, and Competence procedures.

• Uphold consumer-focused outcomes, adhering to regulatory principles and cross-cutting rules.

• Achieve and maintain competent status as defined by the Financial Conduct Authority (FCA) and hold a Statement of Professional Standing from an accredited body.

• Actively seek referrals from existing clients to grow your portfolio.

About You

• Hold a Level 4 Diploma in Financial Planning (or equivalent qualification).

• Possess strong knowledge of FCA compliance and regulatory requirements.

• Demonstrate excellent communication skills with colleagues, clients, and stakeholders.

• Maintain a commercial mindset to meet performance targets aligned with the firms objectives.

• Exhibit professionalism, strong organisational skills, and attention to detail in all tasks.

What We Offer

• Competitive salary package.

• Comprehensive employee benefits plan.

• Employer-matched pension contributions up to 5%.

• Flexible and hybrid working options.

• Provide high-quality financial planning advice to new and existing clients
• Apply strong technical knowledge in areas such as pensions, discretionary investments, and financial structures
• Manage a portfolio of high-net-worth clients, reviewing needs and ensuring advice remains suitable
• Build relationships with professional introducers such as solicitors and accountants
• Maintain high standards of compliance and documentation in line with FCA regulations

• Level 4 Diploma in Financial Planning (e.g. DipPFS or equivalent)
• At least 5 years in a regulated advice role
• Excellent technical and product knowledge across pensions, investments, and tax wrappers
• A relationship-led approach with strong communication and analytical skills
• Chartered status or working towards it (fully supported)
• Experience with SIPP/SSAS is a bonus — in-role training will be provided

• Salary up to £60,000 (depe ent on experience)
• Annual performance bonus + car allowance
• Private medical cover, health cash plan & 4x life assurance
• 26 days’ holiday (increasing with service)
• 5% employer pension contribution (increasing with service)
• Laptop, mobile phone, and full remote setup
• Long-term opportunity to gain equity and move into Partnership

Independent Financial Adviser, Employed Role.

Herefordshire + surrounding areas

£40,000 salary + quarterly bonus + full support + clear career path

We’ve partnered with Truly Independent to help them appoint an employed Financial Adviser to take over a warm, well-maintained client bank in the Herefordshire region.

This opportunity comes with:

A phased handover from two retiring advisers

£00k+ recurring income across ~300 households

Strong admin, paraplanning and compliance support

Flexibility to manage your own diary and work location

A clear pathway to Senior Adviser status with enhanced salary, bonus and benefits

Earnings & Package

• 0,000 base salary
• 15% bonus on all production (initial + recurring), paid quarterly
• – Year 1: ~£1 bonus expected OTE 5k
• – Year 2: ~£2 27k+ once full client bank is inherited OTE 7k
• – Year 3: ~£4 + once you become a Senior Adviser OTE 2k+
• 00/month car allowance from day one
• Mileage reimbursement: .19/mile
• Tech provided : Laptop, mobile, printer, home setup
• Pension: 5% employer contribution
• Death in Service : 3x salary or 00k
• 33 days holiday + paid Christmas shutdown
• UNUM wellbeing platform + annual profit share

Senior Independent Financial Adviser Empowering Financial Futures - UK wide location

Are you an experienced Financial Planner passionate about helping clients achieving their financial dreams? Do you thrive on building long-term relationships and providing tailored advice that drives meaningful results? If so, we want to hear from you!

About Us

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