3,140 Insurance Business jobs in the United Kingdom

Insurance Business Partner - Farming and Commercial

A growth opportunity for commercial leaders

• Run your own fully operational insurance business with exceptional renewal rates
li>Join a business with great future growth opportunities with no capital investment required
• Your drive and ambition are the only limits to your future earning potential
• Join a leadership team supported by an experienced business partner

At NFU Mutual, we’ve built our reputation on, and succeeded in, the agricultural sector. From this respected platform we’re now leveraging our heritage and expertise to protect the ever-evolving agriculture sector as well as a wider portfolio of commercial clients, from large £multi-million Corporates through to SME’s and sole traders.

As Partner in the Leek NFU Mutual Agency, you’ll join a successful and well-established business with growth opportunities within commercial insurance, as well as playing a key role in the local farming community and supporting NFU members as a local Group Secretary. Hugely respected within the local community, you’ll work with an experienced Partner and a knowledgeable team to support a diverse range of customers, setting the strategic direction and driving the future of the business. 

For more complex or unusual requirements, you'll have the support of the NFU Mutual Wholesale Broking and Outplacement team, who’ll go out to the wider insurance markets to create bespoke insurance solutions for new and existing clients.

This is a self-employed opportunity that comes with a loyal client base with renewal rates of over 95%; prospects of significant and sustained new business growth; plus, the support and backing of one of the UK’s most trusted insurers.

Your experience and commercial flair

Supported by an experienced Partner, you’ll be part of the agency leadership team. You’ll have:

• Experience of c nsultative sales and new business development
• Experience of inspiring teams, to drive towards a common goal
• Commercial flair and strategic direction with local/regional business awareness across industry
• A customer ethos that places new and existing clients at the heart of the business

In addition to your business leadership skills, a personal interest in rural affairs or the local farming community will help your credibility further, given the core nature of the agency’s business.

NFU Group Secretary

The National Farmers Union (NFU) represents the voice of agriculture up to the highest levels, on both national and international platforms. For more than 110 years, the NFU and NFU Mutual have enjoyed a close relationship, working together to provide a first-class service to the farming and wider rural community.

As an NFU Group Secretary you’ll play a major role at the heart of your local farming community. You'll champion the interests of local farmers, arrange local meetings and events, recruit and retain members and keep them up-to-date on agricultural policy. With full backing from the NFU, you’ll have access to expert advice and specialist support on everything from policy and increasing membership to marketing and media.

Combining your duties as an NFU Group Secretary with your work as an Agent of NFU Mutual gives you the chance to make the most of new opportunities for your agency, as well as introducing what the NFU and NFU Mutual have to offer to a wider audience. The roles are intrinsically linked.

Rewards and Support

As a self-employed Partner and Agent of NFU Mutual, your earnings are based on the performance of the agency, you’ll have a 1st year estimated OTE of up to £60k, with genuine prospects for growth. However, this is a self-employed opportunity with a difference. Unlike most business ventures which demand start-up funding or venture buy-ins, our model requires zero upfront capital investment.

In addition, as a Partner of the Leek NFU Mutual agency you’ll benefit from:

• A size ble and ready-made renewal book.
• Future earnings growth potential thanks to the agency’s growth prospects. Your drive, ambition and vision are the only limits to your future earning potential.
< i>Our commitment to set you up for success and help you along the way too. Whilst it’s your business to run, you’ll have access to a host of NFU Mutual support services including sales, marketing, financial planning and so much more.

Apply now

This is a ‘best of both worlds’ opportunity, balancing the flexibility of self-employment with the backing of an already successful team and NFU Mutual, a hugely respected insurance business.

If you're interested in this Agent opportunity, please submit your application as early as possible. Please be aware that we may close this vacancy early if we receive sufficient applications for the role.

Insurance Business Partner - Farming and Commercial

• Assessing and underwriting new insurance proposals across various lines of business.
• Evaluating risks associated with insurance applications and determining appropriate terms, conditions, and pricing.
• Negotiating terms with brokers and clients to secure profitable business.
• Monitoring the performance of the underwriting portfolio and identifying potential risks or opportunities.
• Developing and implementing underwriting guidelines and best practices.
• Collaborating with claims and actuarial departments to ensure accurate risk assessment.
• Providing technical guidance and support to junior underwriters and support staff.
• Ensuring compliance with all relevant regulations and internal policies.
• Contributing to the development of new insurance products and services.

• Assess insurance applications and evaluate risks to determine insurability.
• Set appropriate premium rates and policy terms based on risk assessment.
• Approve or decline insurance applications in line with underwriting guidelines.
• Maintain strong relationships with brokers and agents to solicit new business.
• Monitor market trends and competitor activities to inform underwriting decisions.
• Review and analyze policy performance and make recommendations for adjustments.
• Ensure compliance with regulatory requirements and company policies.
• Collaborate with claims teams to understand loss trends and their impact on underwriting.
• Provide expert advice on insurance products and underwriting practices.
• Contribute to the development and refinement of underwriting tools and processes.
• Mentor junior underwriters and share expertise.

• Proven experience as an Insurance Underwriter, with a strong understanding of the insurance market.
• Excellent analytical and decision-making skills.
• In-depth knowledge of insurance products, regulations, and underwriting principles.
• Strong communication and negotiation skills.
• Ability to build and maintain effective relationships with stakeholders.
• Relevant professional qualifications (e.g., CII) are highly desirable.
• Bachelor's degree in Business, Finance, or a related field is preferred.
• Familiarity with underwriting software and systems.

Hybrid working. We have a unique and rare opportunity in the South Kent area for a Commercial/Property Insurance underwriter looking to join a professional and friendly business who are extremely stable and successful and job security is a given. You MUST have Insurance experience.

This business underwrite a variety of Commercial Covers including Scheme Business and a Binder schemes including Property, Commercial Package and other similar areas from a broad sector of different clients and premium levels, this is an interesting and varied opportunity.

We are looking for a candidate who has dealt with Property or Household risks and has either prior Insurance Underwriting experience or has worked for a broker who run their own schemes so has had delegated underwriting authority in the past. The role would also suit someone with property broking experience looking to get into Underwriting.

The main bias of the role will be underwriting renewal business as well responding to queries from brokers and clients and quoting for new business as well as the typical duties you would expect in this type of role, all in a very friendly and laid back environment where you will enjoy coming to work!

The company will consider applications from candidates with a year or two of relevant experience as well as those with much deeper knowledge and the salary will reflect this. Attractive benefits, holiday entitlement and 9-5 Monday to Friday hours are also another bonus.

All applications dealt with in confidence and we will fully support you with friendly advice, always having your best interests at heart.

Hybrid working. We have a unique and rare opportunity in the South Kent area for a Commercial/Property Insurance underwriter looking to join a professional and friendly business who are extremely stable and successful and job security is a given. You MUST have Insurance experience.

This business underwrite a variety of Commercial Covers including Scheme Business and a Binder schemes including Property, Commercial Package and other similar areas from a broad sector of different clients and premium levels, this is an interesting and varied opportunity.

We are looking for a candidate who has dealt with Property or Household risks and has either prior Insurance Underwriting experience or has worked for a broker who run their own schemes so has had delegated underwriting authority in the past. The role would also suit someone with property broking experience looking to get into Underwriting.

The main bias of the role will be underwriting renewal business as well responding to queries from brokers and clients and quoting for new business as well as the typical duties you would expect in this type of role, all in a very friendly and laid back environment where you will enjoy coming to work!

The company will consider applications from candidates with a year or two of relevant experience as well as those with much deeper knowledge and the salary will reflect this. Attractive benefits, holiday entitlement and 9-5 Monday to Friday hours are also another bonus.

All applications dealt with in confidence and we will fully support you with friendly advice, always having your best interests at heart.

• Analyze complex insurance applications, assessing risk factors and potential liabilities across various lines of business.
• Determine appropriate policy terms, conditions, and premium rates based on thorough risk evaluation.
• Make sound underwriting decisions, accepting, rejecting, or modifying applications in accordance with underwriting guidelines and company appetite.
• Manage and develop a portfolio of existing accounts, fostering strong broker relationships.
• Collaborate with brokers and agents to gather necessary information and provide underwriting expertise.
• Stay informed about market trends, regulatory changes, and industry best practices in insurance underwriting.
• Contribute to the development and refinement of underwriting policies and procedures.
• Mentor and guide junior underwriters, sharing knowledge and expertise.
• Analyze claims data to identify trends and inform underwriting strategies.
• Prepare reports on underwriting performance and portfolio profitability.

• Analyze and evaluate insurance applications, assessing risks and exposures associated with potential policyholders.
• Determine appropriate coverage, terms, conditions, and pricing for various insurance policies (e.g., property, casualty, life).
• Make informed decisions on policy acceptance, rejection, or modification.
• Develop and maintain strong relationships with brokers and agents.
• Monitor industry trends, regulatory changes, and market conditions to inform underwriting strategies.
• Collaborate with claims, actuarial, and sales departments to ensure consistency and effective risk management.
• Conduct reviews of existing policies to assess ongoing risk and profitability.
• Contribute to the development and refinement of underwriting guidelines and procedures.
• Provide technical expertise and training to junior underwriters.
• Utilize underwriting systems and tools effectively to manage applications and data.
• Ensure compliance with all relevant laws and regulations.
• Analyze financial statements and other relevant documentation to assess risk.
• Identify opportunities for new product development based on market needs and risk appetite.

• Minimum of 5 years of experience in insurance underwriting, with a strong specialization in a relevant line of business.
• Proven track record of sound underwriting decisions and profitable portfolio management.
• Excellent analytical, critical thinking, and problem-solving skills.
• In-depth knowledge of insurance contracts, risk assessment principles, and regulatory requirements.
• Strong understanding of financial analysis and ability to interpret financial data.
• Excellent negotiation and communication skills.
• Proficiency in underwriting software and MS Office Suite.
• Ability to work independently, manage a high workload, and meet deadlines in a remote setting.
• Professional designations such as ACII, CPCU, or equivalent are highly desirable.
• A Bachelor's degree in Business, Finance, Economics, or a related field is preferred.
• Demonstrated ability to build and maintain strong professional relationships.

• Analyze and evaluate complex insurance applications, assessing risks and determining appropriate coverage and pricing.
• Develop and implement underwriting guidelines and policies in line with company objectives and regulatory requirements.
• Build and maintain strong relationships with brokers and agents, providing expert advice and support.
• Monitor market trends and competitor activities to identify new opportunities and potential risks.
• Mentor and train junior underwriters, fostering a culture of continuous learning and professional development.
• Collaborate with claims, actuarial, and legal departments to ensure cohesive risk management strategies.
• Utilize data analytics and actuarial insights to refine underwriting models and improve decision-making.
• Prepare detailed reports on underwriting performance, risk exposures, and market conditions for senior management.
• Ensure compliance with all relevant industry regulations and internal policies.
• Participate in cross-functional projects aimed at enhancing underwriting efficiency and product development.

• Proven track record as an Insurance Underwriter with at least 5-7 years of experience.
• In-depth knowledge of various insurance lines (e.g., property, casualty, liability).
• Strong analytical, quantitative, and problem-solving skills.
• Excellent communication, negotiation, and interpersonal skills.
• Proficiency in underwriting software and Microsoft Office Suite.
• A degree in Finance, Economics, Business Administration, or a related field is preferred.
• Professional certifications such as ACII or equivalent are highly desirable.
• Demonstrated ability to work independently and collaboratively in a remote environment.
• Proactive approach to risk assessment and mitigation.