266 Insurance Underwriter jobs in the United Kingdom

• Assess insurance applications and evaluate risks to determine insurability.
• Set appropriate premium rates and policy terms based on risk assessment.
• Approve or decline insurance applications in line with underwriting guidelines.
• Maintain strong relationships with brokers and agents to solicit new business.
• Monitor market trends and competitor activities to inform underwriting decisions.
• Review and analyze policy performance and make recommendations for adjustments.
• Ensure compliance with regulatory requirements and company policies.
• Collaborate with claims teams to understand loss trends and their impact on underwriting.
• Provide expert advice on insurance products and underwriting practices.
• Contribute to the development and refinement of underwriting tools and processes.
• Mentor junior underwriters and share expertise.

• Proven experience as an Insurance Underwriter, with a strong understanding of the insurance market.
• Excellent analytical and decision-making skills.
• In-depth knowledge of insurance products, regulations, and underwriting principles.
• Strong communication and negotiation skills.
• Ability to build and maintain effective relationships with stakeholders.
• Relevant professional qualifications (e.g., CII) are highly desirable.
• Bachelor's degree in Business, Finance, or a related field is preferred.
• Familiarity with underwriting software and systems.

Hybrid working. We have a unique and rare opportunity in the South Kent area for a Commercial/Property Insurance underwriter looking to join a professional and friendly business who are extremely stable and successful and job security is a given. You MUST have Insurance experience.

This business underwrite a variety of Commercial Covers including Scheme Business and a Binder schemes including Property, Commercial Package and other similar areas from a broad sector of different clients and premium levels, this is an interesting and varied opportunity.

We are looking for a candidate who has dealt with Property or Household risks and has either prior Insurance Underwriting experience or has worked for a broker who run their own schemes so has had delegated underwriting authority in the past. The role would also suit someone with property broking experience looking to get into Underwriting.

The main bias of the role will be underwriting renewal business as well responding to queries from brokers and clients and quoting for new business as well as the typical duties you would expect in this type of role, all in a very friendly and laid back environment where you will enjoy coming to work!

The company will consider applications from candidates with a year or two of relevant experience as well as those with much deeper knowledge and the salary will reflect this. Attractive benefits, holiday entitlement and 9-5 Monday to Friday hours are also another bonus.

All applications dealt with in confidence and we will fully support you with friendly advice, always having your best interests at heart.

Hybrid working. We have a unique and rare opportunity in the South Kent area for a Commercial/Property Insurance underwriter looking to join a professional and friendly business who are extremely stable and successful and job security is a given. You MUST have Insurance experience.

This business underwrite a variety of Commercial Covers including Scheme Business and a Binder schemes including Property, Commercial Package and other similar areas from a broad sector of different clients and premium levels, this is an interesting and varied opportunity.

We are looking for a candidate who has dealt with Property or Household risks and has either prior Insurance Underwriting experience or has worked for a broker who run their own schemes so has had delegated underwriting authority in the past. The role would also suit someone with property broking experience looking to get into Underwriting.

The main bias of the role will be underwriting renewal business as well responding to queries from brokers and clients and quoting for new business as well as the typical duties you would expect in this type of role, all in a very friendly and laid back environment where you will enjoy coming to work!

The company will consider applications from candidates with a year or two of relevant experience as well as those with much deeper knowledge and the salary will reflect this. Attractive benefits, holiday entitlement and 9-5 Monday to Friday hours are also another bonus.

All applications dealt with in confidence and we will fully support you with friendly advice, always having your best interests at heart.

• Analyze complex insurance applications, assessing risk factors and potential liabilities across various lines of business.
• Determine appropriate policy terms, conditions, and premium rates based on thorough risk evaluation.
• Make sound underwriting decisions, accepting, rejecting, or modifying applications in accordance with underwriting guidelines and company appetite.
• Manage and develop a portfolio of existing accounts, fostering strong broker relationships.
• Collaborate with brokers and agents to gather necessary information and provide underwriting expertise.
• Stay informed about market trends, regulatory changes, and industry best practices in insurance underwriting.
• Contribute to the development and refinement of underwriting policies and procedures.
• Mentor and guide junior underwriters, sharing knowledge and expertise.
• Analyze claims data to identify trends and inform underwriting strategies.
• Prepare reports on underwriting performance and portfolio profitability.

• Analyze and evaluate insurance applications, assessing risks and exposures associated with potential policyholders.
• Determine appropriate coverage, terms, conditions, and pricing for various insurance policies (e.g., property, casualty, life).
• Make informed decisions on policy acceptance, rejection, or modification.
• Develop and maintain strong relationships with brokers and agents.
• Monitor industry trends, regulatory changes, and market conditions to inform underwriting strategies.
• Collaborate with claims, actuarial, and sales departments to ensure consistency and effective risk management.
• Conduct reviews of existing policies to assess ongoing risk and profitability.
• Contribute to the development and refinement of underwriting guidelines and procedures.
• Provide technical expertise and training to junior underwriters.
• Utilize underwriting systems and tools effectively to manage applications and data.
• Ensure compliance with all relevant laws and regulations.
• Analyze financial statements and other relevant documentation to assess risk.
• Identify opportunities for new product development based on market needs and risk appetite.

• Minimum of 5 years of experience in insurance underwriting, with a strong specialization in a relevant line of business.
• Proven track record of sound underwriting decisions and profitable portfolio management.
• Excellent analytical, critical thinking, and problem-solving skills.
• In-depth knowledge of insurance contracts, risk assessment principles, and regulatory requirements.
• Strong understanding of financial analysis and ability to interpret financial data.
• Excellent negotiation and communication skills.
• Proficiency in underwriting software and MS Office Suite.
• Ability to work independently, manage a high workload, and meet deadlines in a remote setting.
• Professional designations such as ACII, CPCU, or equivalent are highly desirable.
• A Bachelor's degree in Business, Finance, Economics, or a related field is preferred.
• Demonstrated ability to build and maintain strong professional relationships.

• Analyze and evaluate complex insurance applications, assessing risks and determining appropriate coverage and pricing.
• Develop and implement underwriting guidelines and policies in line with company objectives and regulatory requirements.
• Build and maintain strong relationships with brokers and agents, providing expert advice and support.
• Monitor market trends and competitor activities to identify new opportunities and potential risks.
• Mentor and train junior underwriters, fostering a culture of continuous learning and professional development.
• Collaborate with claims, actuarial, and legal departments to ensure cohesive risk management strategies.
• Utilize data analytics and actuarial insights to refine underwriting models and improve decision-making.
• Prepare detailed reports on underwriting performance, risk exposures, and market conditions for senior management.
• Ensure compliance with all relevant industry regulations and internal policies.
• Participate in cross-functional projects aimed at enhancing underwriting efficiency and product development.

• Proven track record as an Insurance Underwriter with at least 5-7 years of experience.
• In-depth knowledge of various insurance lines (e.g., property, casualty, liability).
• Strong analytical, quantitative, and problem-solving skills.
• Excellent communication, negotiation, and interpersonal skills.
• Proficiency in underwriting software and Microsoft Office Suite.
• A degree in Finance, Economics, Business Administration, or a related field is preferred.
• Professional certifications such as ACII or equivalent are highly desirable.
• Demonstrated ability to work independently and collaboratively in a remote environment.
• Proactive approach to risk assessment and mitigation.

• Assess and underwrite commercial insurance risks.
• Analyse proposals, financial data, and risk factors.
• Determine appropriate policy terms, conditions, and premiums.
• Ensure adherence to underwriting guidelines and company strategy.
• Build and maintain strong relationships with brokers and agents.
• Provide expert advice on commercial insurance products.
• Review and recommend updates to underwriting policies.
• Manage a portfolio of commercial insurance risks.
• Ensure compliance with regulatory requirements.
• Contribute to the profitability and growth of the underwriting department.

• Proven experience as a Commercial Insurance Underwriter.
• In-depth knowledge of commercial insurance products and markets.
• Strong analytical, risk assessment, and decision-making skills.
• Excellent communication, negotiation, and interpersonal skills.
• Proficiency in underwriting systems and relevant software.
• Ability to manage workload and meet deadlines in an office environment.
• Commitment to professional development and understanding of industry regulations.
• Relevant professional qualifications (e.g., CII) are highly desirable.
• Strong attention to detail and accuracy.

• Underwrite complex risks for new and existing business in accordance with company guidelines and profitability targets.
• Analyze policy applications, financial data, and loss runs to assess risk exposure.
• Determine appropriate coverage, terms, conditions, and pricing for insurance policies.
• Build and maintain strong relationships with brokers, agents, and clients.
• Provide technical expertise and guidance to internal teams and external partners.
• Review and approve policy endorsements and renewals.
• Participate in the development and refinement of underwriting policies and procedures.
• Stay informed about market trends, competitor activities, and regulatory changes.
• Mentor and train junior underwriting staff.
• Contribute to the overall profitability and growth objectives of the underwriting department.
• Conduct portfolio reviews and recommend strategies for risk mitigation.

• Proven experience as an Insurance Underwriter, with a focus on commercial lines or specialized insurance products.
• In-depth knowledge of insurance principles, underwriting practices, and risk management.
• Strong analytical and decision-making skills.
• Excellent negotiation and communication abilities.
• Proficiency in underwriting software and Microsoft Office Suite.
• Relevant professional qualifications (e.g., ACII) are highly desirable.
• Ability to work independently and collaboratively in a hybrid environment.