19 Internal Audit jobs in London
AVP Global Markets Internal Audit
London, London
MUFG
Posted 4 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
Audit Managers are responsible for completing the execution and delivery of audit engagements, working within audit teams on the scoping, planning and reporting of audits, issue validation, and continuous monitoring activities. On occasions, they might also act as audit leads. Audit managers will have strong project management skills, be structured in their approach to work and will be able to manage and prioritise work. Delivery and execution of all engagements must adhere to audit methodology and standards, meet established deadlines, and include formal sign-offs of key documents and processes within the audit file.
**KEY RESPONSIBILITIES**
Specifically, you will be accountable and responsible for taking appropriate action with respect to MUFG Internal Audit, EMEA (EIA), including:
Audit Delivery and Planning
+ Responsible for the maintenance of the audit universe and risk assessments of assigned Auditable Entities.
+ Responsible for supporting the Audit Directors/Senior Audit Managers to dynamically manage the audit plan for the assigned portfolio considering whether it remains relevant throughout the year, proposing changes as appropriate. Escalate any challenges that might impact the audit delivery timelines to Audit Directors /Senior Audit Managers in a timely manner.
+ Responsible for the execution and delivery of the assigned audits within the audit plan and issue management/validation on time and within EIA Key Performance Indicators (KPIs), with limited supervision and to the required methodology and Quality Assurance standards. In particular:
+ Deliver risk-based audit engagements and demonstrate appropriate coverage of the key risks.
+ Where assigned, Project manage audit engagements with clear focus on timelines with strong supervision of the team deliverables, including timely review of workpapers.
+ Monitor own delivery of tasks effectively and deliver within the deadline set; and meet interim milestones and avoid overruns. Timely document workpapers.
+ Escalate and agree potential findings and management action plans promptly with key business stakeholders.
+ Coordinate issue follow-up with stakeholders and validate issues to the required quality standards and within relevant KPIs leveraging desktop validation where appropriate.
+ Maintain regular touchpoints with stakeholders to drive and support effective issue management and promptly escalate challenges.
+ Deliver audit workpapers and files to meet all QA standards.
+ Ensure data quality is in line with data quality related deadlines and expectations.
+ Responsible for producing audit reports and individual issues that are written for executive audience - impactful, clear key messages, factual, active voice and written in line with effective business writing requirements and needing minimum edits by Audit Directors/ExCo/CAE.
+ Responsible for supporting the Audit Directors to provide clear, concise and accurate senior executive and governance committee papers on time - including Audit Committee, Risk Committee, Control Environment and MCA Opinions.
Stakeholder Relationships
+ Responsible for developing constructive, collaborative relationships with relevant stakeholders (as assigned by the Director) providing a commercial perspective and effective challenge and guidance as 'an independent respected' voice. Share best practices and feedback from industry network and other external sources; partner on initiatives and remediation activities. Support the One MUFG and overall Group strategy.
+ Responsible for establishing regular meetings with any assigned stakeholders, building trust, and bringing a collaborative mindset and a calibrated view on risk when providing check and challenge.
+ Responsible for supporting the embedding of the agile framework to improve frequency and quality of stakeholder interaction during audits and raising issues as you go. Collaborate with stakeholders to achieve effective agile outcomes - remove blockers, achieve shorter audit execution times, improve the stakeholder experience.
+ Responsible for supporting the Portfolio Director's influence of change within the organisation and provide insights on industry risk and control best practices and emerging risks.
+ Where assigned by the Audit Director, responsible for partnering with stakeholders to demonstrate impact and influence through tangible outcomes and raised standards of controls and behaviours in the Stakeholders Control Environment. Responsible for generating their own ideas to achieve the same goal.
+ Through Continuous Monitoring, responsible for identifying and escalating emerging risk or any material changes that might impact the audit universe, risk assessment, audit plan to Audit Directors/ExCo.
+ Responsible for supporting EIA in governance fora, working groups and relevant committees as assigned by Audit Directors/ExCo /CAE in the capacity required.
+ Responsible for identifying opportunities to show broader enterprise wide leadership outside the function, through I&D type roles, thematic analysis or integrated assurance work.
+ Responsible for communicating with Executive presence to management - focus on being crisp in communication.
Leadership and Team Transformation
+ Responsible for actively participating in the development and implementation of the long-term vision, strategy and target operating model of Internal Audit. In particular, responsible to:
+ Demonstrate a culture of high performance and continuous improvement. Set high standards of performance and behaviour for self and the team. Display a sense of urgency to complete tasks within short turnaround times and holding others accountable for non/late delivery of required tasks or quality.
+ Demonstrate personal leadership and engagement. Demonstrate curiosity - seek out new experiences, ideas and knowledge, seek feedback and learn new things to develop. Learn from mistakes in the organisation and the industry.
+ Own the message - consistently support strategic messages and plans, overcome resistance and drive progress and cultural change through the team.
+ Actively engage and participate in MUFG Inclusion & Diversity initiatives and the various EMEA Employee Networks.
+ Look for opportunities to show "Enterprise Wide" leadership outside of EIA.
+ Share relevant read-across topics with the stakeholders and within EIA.
Inspire the team and improve people practices and career development within EMEA IA
+ Responsible for supporting the Audit Director and Senior Audit Manager to develop a high performing team through quality of performance and talent management, motivation and inspiration of more junior staff, and promoting a positive workforce culture. In particular, responsible to:
+ Collaborate with Audit Directors, Senior Audit Managers and ExCo to deliver the MUFG Audit Vision and Strategy, and a united vision to our people. Create a common employee experience.
+ Drive an output-orientated culture through flexibility with hybrid working, embracing new ways of working (including MS Teams) and ensuring 3 day required office attendance.
+ Drive and create a safe working environment that upholds MUFG and EIA culture principles especially those related to D&I, Speak up Listen up.
+ Flex communication style to more effectively build relationships within the team and with stakeholders.
+ Create trust with staff, role model vulnerability and act on feedback in the right way to facilitate upwards feedback. Actively coach other AVPs and analysts on audit tasks and enable employee and team development. Provide regular balanced, positive and high-quality constructive feedback and deliver the tough messages promptly when required.
+ Drive and create opportunities to increase staff engagement and recognise and celebrate individual and team success.
Technical Capability
You are responsible for developing and maintaining appropriate level of knowledge in key areas of the portfolio. These areas will be agreed with the Head of Audit based on the team's skills assessment matrix.
Performance and Duties
The role holder will be assessed in accordance with their employing entity's performance framework and process with relevant input obtained from the dual hatting entity as relevant.
As duties and responsibilities change, the job description will be reviewed and emended in consultation with the role holder. The role holder will carry out other duties as are within the scope, spirit and purpose of the role as requested by their line manager or Department Head.
Managing conflicts of interest/dual hat status (If Applicable)
The role holder will have responsibilities for both MUFG Bank and MUFG Securities EMEA plc.
The role holder will be required to perform their duties and responsibilities on an entity neutral basis, without favour.
The role holder is required to follow regulatory requirements applicable to ensure each business is appropriately supported and to maintain the legal entity integrity of each of MUFG Bank and MUS.
Working terms are dictated by functional mandates, the terms of the Dual-Hat Arrangement Agreement in place between MUFG Bank and MUFG Securities EMEA plc and any other relevant agreements entered into between MUFG Bank and MUFG Securities EMEA plc.
The role holder will have responsibility for identifying and resolving where there may be a difference or conflict in needs between MUFG Bank and MUFG Securities EMEA plc, escalating to their manager where required.
**WORK EXPERIENCE**
Essential:
+ At least 3 years' relevant Internal Audit experience.
Preferred:
+ Knowledge of Global Markets, and applicable regulations.
+ Data Analytics capability.
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
Essential
+ Understanding of audit principles, methodology, tools and processes.
Preferred:
+ Ability to leverage and analyse data to inform focus and views on risk.
**Education / Qualifications:**
Essential
+ Degree educated.
Preferred:
+ Relevant professional qualification (ACA, ACCA, CIA, CFA)
**PERSONAL REQUIREMENTS**
+ Excellent communication skills
+ Results driven, with a strong sense of accountability
+ A proactive, motivated approach.
+ The ability to operate with urgency and prioritise work accordingly
+ Strong decision making skills, the ability to demonstrate sound judgement
+ A structured and logical approach to work
+ Excellent interpersonal skills
+ The ability to manage large workloads and tight deadlines
+ Excellent attention to detail and accuracy
+ A calm approach, with the ability to perform well in a pressurised environment
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
Audit Managers are responsible for completing the execution and delivery of audit engagements, working within audit teams on the scoping, planning and reporting of audits, issue validation, and continuous monitoring activities. On occasions, they might also act as audit leads. Audit managers will have strong project management skills, be structured in their approach to work and will be able to manage and prioritise work. Delivery and execution of all engagements must adhere to audit methodology and standards, meet established deadlines, and include formal sign-offs of key documents and processes within the audit file.
**KEY RESPONSIBILITIES**
Specifically, you will be accountable and responsible for taking appropriate action with respect to MUFG Internal Audit, EMEA (EIA), including:
Audit Delivery and Planning
+ Responsible for the maintenance of the audit universe and risk assessments of assigned Auditable Entities.
+ Responsible for supporting the Audit Directors/Senior Audit Managers to dynamically manage the audit plan for the assigned portfolio considering whether it remains relevant throughout the year, proposing changes as appropriate. Escalate any challenges that might impact the audit delivery timelines to Audit Directors /Senior Audit Managers in a timely manner.
+ Responsible for the execution and delivery of the assigned audits within the audit plan and issue management/validation on time and within EIA Key Performance Indicators (KPIs), with limited supervision and to the required methodology and Quality Assurance standards. In particular:
+ Deliver risk-based audit engagements and demonstrate appropriate coverage of the key risks.
+ Where assigned, Project manage audit engagements with clear focus on timelines with strong supervision of the team deliverables, including timely review of workpapers.
+ Monitor own delivery of tasks effectively and deliver within the deadline set; and meet interim milestones and avoid overruns. Timely document workpapers.
+ Escalate and agree potential findings and management action plans promptly with key business stakeholders.
+ Coordinate issue follow-up with stakeholders and validate issues to the required quality standards and within relevant KPIs leveraging desktop validation where appropriate.
+ Maintain regular touchpoints with stakeholders to drive and support effective issue management and promptly escalate challenges.
+ Deliver audit workpapers and files to meet all QA standards.
+ Ensure data quality is in line with data quality related deadlines and expectations.
+ Responsible for producing audit reports and individual issues that are written for executive audience - impactful, clear key messages, factual, active voice and written in line with effective business writing requirements and needing minimum edits by Audit Directors/ExCo/CAE.
+ Responsible for supporting the Audit Directors to provide clear, concise and accurate senior executive and governance committee papers on time - including Audit Committee, Risk Committee, Control Environment and MCA Opinions.
Stakeholder Relationships
+ Responsible for developing constructive, collaborative relationships with relevant stakeholders (as assigned by the Director) providing a commercial perspective and effective challenge and guidance as 'an independent respected' voice. Share best practices and feedback from industry network and other external sources; partner on initiatives and remediation activities. Support the One MUFG and overall Group strategy.
+ Responsible for establishing regular meetings with any assigned stakeholders, building trust, and bringing a collaborative mindset and a calibrated view on risk when providing check and challenge.
+ Responsible for supporting the embedding of the agile framework to improve frequency and quality of stakeholder interaction during audits and raising issues as you go. Collaborate with stakeholders to achieve effective agile outcomes - remove blockers, achieve shorter audit execution times, improve the stakeholder experience.
+ Responsible for supporting the Portfolio Director's influence of change within the organisation and provide insights on industry risk and control best practices and emerging risks.
+ Where assigned by the Audit Director, responsible for partnering with stakeholders to demonstrate impact and influence through tangible outcomes and raised standards of controls and behaviours in the Stakeholders Control Environment. Responsible for generating their own ideas to achieve the same goal.
+ Through Continuous Monitoring, responsible for identifying and escalating emerging risk or any material changes that might impact the audit universe, risk assessment, audit plan to Audit Directors/ExCo.
+ Responsible for supporting EIA in governance fora, working groups and relevant committees as assigned by Audit Directors/ExCo /CAE in the capacity required.
+ Responsible for identifying opportunities to show broader enterprise wide leadership outside the function, through I&D type roles, thematic analysis or integrated assurance work.
+ Responsible for communicating with Executive presence to management - focus on being crisp in communication.
Leadership and Team Transformation
+ Responsible for actively participating in the development and implementation of the long-term vision, strategy and target operating model of Internal Audit. In particular, responsible to:
+ Demonstrate a culture of high performance and continuous improvement. Set high standards of performance and behaviour for self and the team. Display a sense of urgency to complete tasks within short turnaround times and holding others accountable for non/late delivery of required tasks or quality.
+ Demonstrate personal leadership and engagement. Demonstrate curiosity - seek out new experiences, ideas and knowledge, seek feedback and learn new things to develop. Learn from mistakes in the organisation and the industry.
+ Own the message - consistently support strategic messages and plans, overcome resistance and drive progress and cultural change through the team.
+ Actively engage and participate in MUFG Inclusion & Diversity initiatives and the various EMEA Employee Networks.
+ Look for opportunities to show "Enterprise Wide" leadership outside of EIA.
+ Share relevant read-across topics with the stakeholders and within EIA.
Inspire the team and improve people practices and career development within EMEA IA
+ Responsible for supporting the Audit Director and Senior Audit Manager to develop a high performing team through quality of performance and talent management, motivation and inspiration of more junior staff, and promoting a positive workforce culture. In particular, responsible to:
+ Collaborate with Audit Directors, Senior Audit Managers and ExCo to deliver the MUFG Audit Vision and Strategy, and a united vision to our people. Create a common employee experience.
+ Drive an output-orientated culture through flexibility with hybrid working, embracing new ways of working (including MS Teams) and ensuring 3 day required office attendance.
+ Drive and create a safe working environment that upholds MUFG and EIA culture principles especially those related to D&I, Speak up Listen up.
+ Flex communication style to more effectively build relationships within the team and with stakeholders.
+ Create trust with staff, role model vulnerability and act on feedback in the right way to facilitate upwards feedback. Actively coach other AVPs and analysts on audit tasks and enable employee and team development. Provide regular balanced, positive and high-quality constructive feedback and deliver the tough messages promptly when required.
+ Drive and create opportunities to increase staff engagement and recognise and celebrate individual and team success.
Technical Capability
You are responsible for developing and maintaining appropriate level of knowledge in key areas of the portfolio. These areas will be agreed with the Head of Audit based on the team's skills assessment matrix.
Performance and Duties
The role holder will be assessed in accordance with their employing entity's performance framework and process with relevant input obtained from the dual hatting entity as relevant.
As duties and responsibilities change, the job description will be reviewed and emended in consultation with the role holder. The role holder will carry out other duties as are within the scope, spirit and purpose of the role as requested by their line manager or Department Head.
Managing conflicts of interest/dual hat status (If Applicable)
The role holder will have responsibilities for both MUFG Bank and MUFG Securities EMEA plc.
The role holder will be required to perform their duties and responsibilities on an entity neutral basis, without favour.
The role holder is required to follow regulatory requirements applicable to ensure each business is appropriately supported and to maintain the legal entity integrity of each of MUFG Bank and MUS.
Working terms are dictated by functional mandates, the terms of the Dual-Hat Arrangement Agreement in place between MUFG Bank and MUFG Securities EMEA plc and any other relevant agreements entered into between MUFG Bank and MUFG Securities EMEA plc.
The role holder will have responsibility for identifying and resolving where there may be a difference or conflict in needs between MUFG Bank and MUFG Securities EMEA plc, escalating to their manager where required.
**WORK EXPERIENCE**
Essential:
+ At least 3 years' relevant Internal Audit experience.
Preferred:
+ Knowledge of Global Markets, and applicable regulations.
+ Data Analytics capability.
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
Essential
+ Understanding of audit principles, methodology, tools and processes.
Preferred:
+ Ability to leverage and analyse data to inform focus and views on risk.
**Education / Qualifications:**
Essential
+ Degree educated.
Preferred:
+ Relevant professional qualification (ACA, ACCA, CIA, CFA)
**PERSONAL REQUIREMENTS**
+ Excellent communication skills
+ Results driven, with a strong sense of accountability
+ A proactive, motivated approach.
+ The ability to operate with urgency and prioritise work accordingly
+ Strong decision making skills, the ability to demonstrate sound judgement
+ A structured and logical approach to work
+ Excellent interpersonal skills
+ The ability to manage large workloads and tight deadlines
+ Excellent attention to detail and accuracy
+ A calm approach, with the ability to perform well in a pressurised environment
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
This advertiser has chosen not to accept applicants from your region.
0
2026 MUFG UK Summer Internship Programme: Internal Audit
London, London
MUFG
Posted 3 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**The EMEA Internal Audit Office works to ensure that our organisation conducts its business such that we protect our reputation, our business, and our clients within the regulatory and legal framework.**
**Applications close on 4 January 2026. To learn more about our programmes and how to apply, please visit our website:** ** We Are**
We are MUFG. With over 360 years of heritage and more than 150,000 employees in 40 countries, we've grown to become one of the top ten banks in the world.
Combining our global network and financial strength with a dedication to becoming the world's most trusted financial group, we pride ourselves on exceeding client expectations and building long-term relationships. We support our clients and protect their interests with the highest levels of professionalism and expertise, while also serving society and fostering a sustainable vision for growth.
**Our Business Areas**
Our securities business offer a comprehensive product suite to clients around the world through five key business lines in the primary and secondary markets: capital markets, credit, rates, equities, and structured products.
Our commercial banking arm is a leading corporate lending bank offering an intensive range of services from Project Finance & Syndicated Loans through to Transaction Banking & Asset Finance.
By joining MUFG, you'll have the opportunity to enhance your financial expertise and become part of a truly international organisation.
With our global reach and collaborative culture, you have the opportunity to create a brighter future at MUFG
**What to Expect**
Our ten week Summer Internship programme is designed to provide you with a unique insight into investment banking. Starting off with a week of technical training, you'll gain a deep understanding of our products and markets. Then armed with this knowledge, you will have the opportunity to join our Internal Audit Team.
Our mission is to drive the right balance within the business between risk and opportunity. We do this by reviewing the processes and controls in place to mitigate risk, and we can add value by improving controls for the sustainable growth of the organisation.
As part of the programme, you'll be involved in a variety of audit projects designed to test the robustness of our internal control framework. This will involve collaborating with stakeholders to mitigate risks MUFG faces on a day-to-day basis. You will be given tasks that allow you to make a valuable contribution to the team and the overall success of our business, and gain exposure to different parts of the organisation while developing key analytical and communication skills.
As part of a select intake, you will have the opportunity to learn from our established team of professionals who benefit from extensive industry experience and will be allocated a buddy to make sure you have all the support to get the most out of the summer internship. Our Summer Internship Programme acts as a pipeline for our full time Analyst programme and a successful summer intern may receive an offer to join our full time Analyst Programme the following year
**Join Our Team**
We look for talented, motivated and ambitious people who will be able to help drive our business forward. Successful candidates will:
+ have a strong interest in financial markets
+ have excellent communication & interpersonal skills
+ have high levels of motivation and integrity
+ have strong analytical and problem-solving skills
+ Have excellent attention to detail and accuracy
+ be innovative and have the ability to generate new and creative ideas
+ be in their penultimate year of study
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**The EMEA Internal Audit Office works to ensure that our organisation conducts its business such that we protect our reputation, our business, and our clients within the regulatory and legal framework.**
**Applications close on 4 January 2026. To learn more about our programmes and how to apply, please visit our website:** ** We Are**
We are MUFG. With over 360 years of heritage and more than 150,000 employees in 40 countries, we've grown to become one of the top ten banks in the world.
Combining our global network and financial strength with a dedication to becoming the world's most trusted financial group, we pride ourselves on exceeding client expectations and building long-term relationships. We support our clients and protect their interests with the highest levels of professionalism and expertise, while also serving society and fostering a sustainable vision for growth.
**Our Business Areas**
Our securities business offer a comprehensive product suite to clients around the world through five key business lines in the primary and secondary markets: capital markets, credit, rates, equities, and structured products.
Our commercial banking arm is a leading corporate lending bank offering an intensive range of services from Project Finance & Syndicated Loans through to Transaction Banking & Asset Finance.
By joining MUFG, you'll have the opportunity to enhance your financial expertise and become part of a truly international organisation.
With our global reach and collaborative culture, you have the opportunity to create a brighter future at MUFG
**What to Expect**
Our ten week Summer Internship programme is designed to provide you with a unique insight into investment banking. Starting off with a week of technical training, you'll gain a deep understanding of our products and markets. Then armed with this knowledge, you will have the opportunity to join our Internal Audit Team.
Our mission is to drive the right balance within the business between risk and opportunity. We do this by reviewing the processes and controls in place to mitigate risk, and we can add value by improving controls for the sustainable growth of the organisation.
As part of the programme, you'll be involved in a variety of audit projects designed to test the robustness of our internal control framework. This will involve collaborating with stakeholders to mitigate risks MUFG faces on a day-to-day basis. You will be given tasks that allow you to make a valuable contribution to the team and the overall success of our business, and gain exposure to different parts of the organisation while developing key analytical and communication skills.
As part of a select intake, you will have the opportunity to learn from our established team of professionals who benefit from extensive industry experience and will be allocated a buddy to make sure you have all the support to get the most out of the summer internship. Our Summer Internship Programme acts as a pipeline for our full time Analyst programme and a successful summer intern may receive an offer to join our full time Analyst Programme the following year
**Join Our Team**
We look for talented, motivated and ambitious people who will be able to help drive our business forward. Successful candidates will:
+ have a strong interest in financial markets
+ have excellent communication & interpersonal skills
+ have high levels of motivation and integrity
+ have strong analytical and problem-solving skills
+ Have excellent attention to detail and accuracy
+ be innovative and have the ability to generate new and creative ideas
+ be in their penultimate year of study
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
This advertiser has chosen not to accept applicants from your region.
1
AVP - Global Financial Crimes Audit Manager, EMEA
London, London
MUFG
Posted 3 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
EMEA Internal Audit (EIA), as the Bank's third Line of Defence, and in accordance with the Global Institute of Internal Auditors (IIA) International Standards (IIA Standards), provides independent assurance to the Board and Executive Management on the quality and effectiveness of governance, risk management and internal controls to monitor manage and mitigate key risks to achieving the Bank's objectives.
**NUMBER OF DIRECT REPORTS**
None
**MAIN PURPOSE OF THE ROLE**
An excellent opportunity has arisen for an experienced financial crime audit professional to join the Global Financial Crimes audit team as an Assistant Vice President (Audit Manager). The main purpose of the role is to execute and deliver all audit engagements assigned to them by the Audit Director. The Audit Manager will support the Audit Director and Senior Audit Managers in delivering the engagements, and will be responsible for leading smaller engagements. Audit Managers will have, and continue to develop, subject matter expertise in their area. It is an exciting time to join the Internal Audit function as we continue to build towards a best in class, global audit function. The Global Financial Crimes Audit team reports globally into the Global Head of Financial Crimes Audit in New York, and therefore the role holder will be responsible for working alongside, and building relationships with, both regional and global counterparts.
**KEY RESPONSIBILITIES**
+ Assist the Audit Director with the respective Portfolio, risk universe sections, risk assessments and audit plans.
+ Ownership of the assigned area of responsibility during the engagement and manage the stakeholders (both internally and externally). May have responsibility to work on multiple engagements concurrently.
+ Help and support the Audit Director in planning engagements, identify relevant key risk areas and produce quality Audit Planning Document.
+ Working autonomously and ability to deliver smaller audit engagements to required timelines and quality standards.
+ Devises effective and efficient tests of key controls, executes and documents audit work and concludes on the results of audit tests and overall effectiveness of controls.
+ Escalates audit issues to senior management. Interacts with auditee and audit team to develop and negotiate solutions.
+ Assess regulatory requirements and trends in financial crimes and incorporate this into continuous monitoring activities. Deliver continuous monitoring assignments for agreed audit entities under the supervision of Head of Audit.
+ Maintain constructive relationships with stakeholders so that audit planning and delivery is achieved smoothly and professionally.
+ Follows up on issues to ensure satisfactory closure of Management Action Plans. This will involve the testing of remediated controls before closure of issue.
+ Assist the Audit Director in preparing management information and third-party submissions.
+ Work collaboratively with all internal audit colleagues regionally and globally.
+ From time to time, may also be required to take a team role in EIAO's strategic initiatives e.g. a working group.
**WORK EXPERIENCE**
+ Internal Audit experience gained in financial services industry.
+ Financial crimes knowledge evidenced via experience and/or relevant professional qualifications
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
+ Excellent understanding of risk-based auditing methodology.
+ An understanding and appreciation of financial crimes risks and controls in first and second lines of defence.
+ An understanding of global regulation requirements for financial crimes.
+ Ability to work well as part of a small, focused audit team.
+ Ability to lead smaller audit engagements, under supervision from the Senior Audit Manager/Audit Director
+ Excellent written and verbal presentation skills.
+ Excellent stakeholder management skills as the role holder will interact with senior stakeholders.
+ Experience of agile auditing
+ Data analytics experience
**PERSONAL REQUIREMENTS**
+ Excellent interpersonal and communication skills
+ Confident, motivated self-starter
+ Results driven, with a strong sense of accountability
+ Strong focus on high quality output and ability to coach and support the team in this
+ The ability to operate with urgency and prioritise work accordingly
+ Strong decision-making skills, the ability to demonstrate sound judgement
+ A structured and logical approach to work
+ A creative and innovative approach to work
+ The ability to manage material workloads and tight deadlines.
+ Excellent attention to detail and accuracy
+ A calm approach, with the ability to perform well under pressure
**PERFORMANCE AND DUTIES**
The role holder will be assessed in accordance with their employing entity's performance framework and process with relevant input obtained from the dual hatting entity as relevant.
As duties and responsibilities change, the job description will be reviewed and emended in consultation with the role holder. The role holder will carry out other duties as are within the scope, spirit and purpose of the role as requested by their line manager or the Chief Auditor for EMEA.
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
EMEA Internal Audit (EIA), as the Bank's third Line of Defence, and in accordance with the Global Institute of Internal Auditors (IIA) International Standards (IIA Standards), provides independent assurance to the Board and Executive Management on the quality and effectiveness of governance, risk management and internal controls to monitor manage and mitigate key risks to achieving the Bank's objectives.
**NUMBER OF DIRECT REPORTS**
None
**MAIN PURPOSE OF THE ROLE**
An excellent opportunity has arisen for an experienced financial crime audit professional to join the Global Financial Crimes audit team as an Assistant Vice President (Audit Manager). The main purpose of the role is to execute and deliver all audit engagements assigned to them by the Audit Director. The Audit Manager will support the Audit Director and Senior Audit Managers in delivering the engagements, and will be responsible for leading smaller engagements. Audit Managers will have, and continue to develop, subject matter expertise in their area. It is an exciting time to join the Internal Audit function as we continue to build towards a best in class, global audit function. The Global Financial Crimes Audit team reports globally into the Global Head of Financial Crimes Audit in New York, and therefore the role holder will be responsible for working alongside, and building relationships with, both regional and global counterparts.
**KEY RESPONSIBILITIES**
+ Assist the Audit Director with the respective Portfolio, risk universe sections, risk assessments and audit plans.
+ Ownership of the assigned area of responsibility during the engagement and manage the stakeholders (both internally and externally). May have responsibility to work on multiple engagements concurrently.
+ Help and support the Audit Director in planning engagements, identify relevant key risk areas and produce quality Audit Planning Document.
+ Working autonomously and ability to deliver smaller audit engagements to required timelines and quality standards.
+ Devises effective and efficient tests of key controls, executes and documents audit work and concludes on the results of audit tests and overall effectiveness of controls.
+ Escalates audit issues to senior management. Interacts with auditee and audit team to develop and negotiate solutions.
+ Assess regulatory requirements and trends in financial crimes and incorporate this into continuous monitoring activities. Deliver continuous monitoring assignments for agreed audit entities under the supervision of Head of Audit.
+ Maintain constructive relationships with stakeholders so that audit planning and delivery is achieved smoothly and professionally.
+ Follows up on issues to ensure satisfactory closure of Management Action Plans. This will involve the testing of remediated controls before closure of issue.
+ Assist the Audit Director in preparing management information and third-party submissions.
+ Work collaboratively with all internal audit colleagues regionally and globally.
+ From time to time, may also be required to take a team role in EIAO's strategic initiatives e.g. a working group.
**WORK EXPERIENCE**
+ Internal Audit experience gained in financial services industry.
+ Financial crimes knowledge evidenced via experience and/or relevant professional qualifications
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
+ Excellent understanding of risk-based auditing methodology.
+ An understanding and appreciation of financial crimes risks and controls in first and second lines of defence.
+ An understanding of global regulation requirements for financial crimes.
+ Ability to work well as part of a small, focused audit team.
+ Ability to lead smaller audit engagements, under supervision from the Senior Audit Manager/Audit Director
+ Excellent written and verbal presentation skills.
+ Excellent stakeholder management skills as the role holder will interact with senior stakeholders.
+ Experience of agile auditing
+ Data analytics experience
**PERSONAL REQUIREMENTS**
+ Excellent interpersonal and communication skills
+ Confident, motivated self-starter
+ Results driven, with a strong sense of accountability
+ Strong focus on high quality output and ability to coach and support the team in this
+ The ability to operate with urgency and prioritise work accordingly
+ Strong decision-making skills, the ability to demonstrate sound judgement
+ A structured and logical approach to work
+ A creative and innovative approach to work
+ The ability to manage material workloads and tight deadlines.
+ Excellent attention to detail and accuracy
+ A calm approach, with the ability to perform well under pressure
**PERFORMANCE AND DUTIES**
The role holder will be assessed in accordance with their employing entity's performance framework and process with relevant input obtained from the dual hatting entity as relevant.
As duties and responsibilities change, the job description will be reviewed and emended in consultation with the role holder. The role holder will carry out other duties as are within the scope, spirit and purpose of the role as requested by their line manager or the Chief Auditor for EMEA.
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
This advertiser has chosen not to accept applicants from your region.
2
Analyst-Risk Management
London, London
American Express
Posted 4 days ago
Job Viewed
Job Description
**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
American Express has a network that connects millions of consumers, merchants and businesses around the globe in a payments and commerce ecosystem that creates value for all its constituents.
Our **Global Merchant and Network Services (GMNS) Risk Management Team** stands behind each of these purchases, thus protecting this network of millions of consumers, merchants and businesses. Our team makes this happen by leveraging advanced machine learning and network algorithms.
This role presents an exciting opportunity to work in a fast-paced and dynamic environment, leveraging large amounts of linked and unstructured data within the Third-Party Processing (TPP) Portfolios. The incumbent will be responsible for TPP Risk Management of the European portfolio.
This position requires a highly organised person with excellent analytical capabilities, with the ability to bring an innovative perspective to the strategic and operating requirements of the role.
This person must be able to thrive in a dynamic environment while influencing colleagues from partner organizations, often with conflicting priorities. This position will liaise with key partners including the Sales, Partner Oversight, Risk and Technology teams to create and drive best-in-class strategy.
**How will you make an impact in this role?**
+ Supporting the ongoing management of the consent process for recruitment of large and high-risk sponsored merchants.
+ Help to monitor and analyze portfolio performance to inform risk management and regulatory reporting, maintaining an external lens
+ Help prepare regular updates on portfolio exposures.
+ Help conduct in-depth analysis of both internal and external data sources.
+ Help drive deep-dive analytics and partner across the enterprise to enhance risk management methodology.
**Minimum Qualifications:**
+ Analytical and quantitative skills preferred
+ Balance of strategic and analytic acumen
+ Ability to cope with ambiguity and complexity
+ Proficiency in working with large volumes of structured and unstructured data
+ Programming skills and experience in SQL/SAS, object oriented or functional programming languages
+ Excellent communication skills, including the ability and willingness to present to and work with Executives.
+ Willingness to learn
+ Team player with the courage to share a point of view for the benefit to the organisation
Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
American Express has a network that connects millions of consumers, merchants and businesses around the globe in a payments and commerce ecosystem that creates value for all its constituents.
Our **Global Merchant and Network Services (GMNS) Risk Management Team** stands behind each of these purchases, thus protecting this network of millions of consumers, merchants and businesses. Our team makes this happen by leveraging advanced machine learning and network algorithms.
This role presents an exciting opportunity to work in a fast-paced and dynamic environment, leveraging large amounts of linked and unstructured data within the Third-Party Processing (TPP) Portfolios. The incumbent will be responsible for TPP Risk Management of the European portfolio.
This position requires a highly organised person with excellent analytical capabilities, with the ability to bring an innovative perspective to the strategic and operating requirements of the role.
This person must be able to thrive in a dynamic environment while influencing colleagues from partner organizations, often with conflicting priorities. This position will liaise with key partners including the Sales, Partner Oversight, Risk and Technology teams to create and drive best-in-class strategy.
**How will you make an impact in this role?**
+ Supporting the ongoing management of the consent process for recruitment of large and high-risk sponsored merchants.
+ Help to monitor and analyze portfolio performance to inform risk management and regulatory reporting, maintaining an external lens
+ Help prepare regular updates on portfolio exposures.
+ Help conduct in-depth analysis of both internal and external data sources.
+ Help drive deep-dive analytics and partner across the enterprise to enhance risk management methodology.
**Minimum Qualifications:**
+ Analytical and quantitative skills preferred
+ Balance of strategic and analytic acumen
+ Ability to cope with ambiguity and complexity
+ Proficiency in working with large volumes of structured and unstructured data
+ Programming skills and experience in SQL/SAS, object oriented or functional programming languages
+ Excellent communication skills, including the ability and willingness to present to and work with Executives.
+ Willingness to learn
+ Team player with the courage to share a point of view for the benefit to the organisation
Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
This advertiser has chosen not to accept applicants from your region.
3
Manager-Risk Management
London, London
American Express
Posted 4 days ago
Job Viewed
Job Description
**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviours, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
This role is within UK Credit Risk organisation led by UK Chief Risk Officer with the objective to drive responsible growth with best-in-class credit risk strategies through the card lifecycle. We believe in data-driven approach and team collaboration to transform your insights into impactful business strategies.
The position provides a unique opportunity for an individual who is driven and analytical to make a difference by defining and implementing lending and governance strategies for UK consumer and Small Business credit cards. The individual would be responsible for driving strategies, including proactively identifying opportunities or new data solutions to enhance existing frameworks, implementing strategy changes, monitoring internal and industry trends, and collaborating with various internal and external stakeholders. The successful candidate is expected to have a comprehensive understanding of consumer credit bureau tradeline data and extensive knowledge of UK industry lending products and dynamics. The individual should also be familiar with UK regulatory requirements such as CONC and Consumer Duty. The individual is required to have experience of processing large unstructured datasets and have strong problem-solving abilities.
The responsibilities include:
+ Evaluating existing bureau tradeline data or new data sources and stay abreast of industry trends to build upon existing affordability frameworks, and deliver profitable growth strategies, as well as improved customer outcomes
+ Innovating and optimising lending strategies to improve performance efficiencies and customer experience.
+ Collaborating closely with business partners and compliance to drive enterprise-wide projects for the UK market and to achieve sustainable growth objectives
+ Presenting recommendations to risk committees and lead the strategy implementation independently
+ Driving operational excellence and ensuring full compliance with regulatory requirements
**Minimum Qualifications:**
+ 3 years of experience in unsecured lending (credit card is a plus!)
+ Experience with data-driven analytical tools (e.g. SQL, SAS, HIVE/HADOOP, R, Python, Tableau) to process unstructured dataset in order to extract insights, identify trends, and inform business decisions
+ Comprehensive understanding of UK Consume Credit Bureau Tradeline data
+ Familiar with UK CONC and Consumer Duty requirements on creditworthiness and affordability
+ Be curious and have a problem-solving mindset, ability to drive process change independently
+ Strong analytical skills and sound business acumen, and interpersonal skills to collaborate with stakeholders across functions
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations in laymen's term
+ Demonstrates the ability to successfully manage multiple priorities under pressure
+ Advanced degree in quantitative or a related field is preferred
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviours, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
This role is within UK Credit Risk organisation led by UK Chief Risk Officer with the objective to drive responsible growth with best-in-class credit risk strategies through the card lifecycle. We believe in data-driven approach and team collaboration to transform your insights into impactful business strategies.
The position provides a unique opportunity for an individual who is driven and analytical to make a difference by defining and implementing lending and governance strategies for UK consumer and Small Business credit cards. The individual would be responsible for driving strategies, including proactively identifying opportunities or new data solutions to enhance existing frameworks, implementing strategy changes, monitoring internal and industry trends, and collaborating with various internal and external stakeholders. The successful candidate is expected to have a comprehensive understanding of consumer credit bureau tradeline data and extensive knowledge of UK industry lending products and dynamics. The individual should also be familiar with UK regulatory requirements such as CONC and Consumer Duty. The individual is required to have experience of processing large unstructured datasets and have strong problem-solving abilities.
The responsibilities include:
+ Evaluating existing bureau tradeline data or new data sources and stay abreast of industry trends to build upon existing affordability frameworks, and deliver profitable growth strategies, as well as improved customer outcomes
+ Innovating and optimising lending strategies to improve performance efficiencies and customer experience.
+ Collaborating closely with business partners and compliance to drive enterprise-wide projects for the UK market and to achieve sustainable growth objectives
+ Presenting recommendations to risk committees and lead the strategy implementation independently
+ Driving operational excellence and ensuring full compliance with regulatory requirements
**Minimum Qualifications:**
+ 3 years of experience in unsecured lending (credit card is a plus!)
+ Experience with data-driven analytical tools (e.g. SQL, SAS, HIVE/HADOOP, R, Python, Tableau) to process unstructured dataset in order to extract insights, identify trends, and inform business decisions
+ Comprehensive understanding of UK Consume Credit Bureau Tradeline data
+ Familiar with UK CONC and Consumer Duty requirements on creditworthiness and affordability
+ Be curious and have a problem-solving mindset, ability to drive process change independently
+ Strong analytical skills and sound business acumen, and interpersonal skills to collaborate with stakeholders across functions
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations in laymen's term
+ Demonstrates the ability to successfully manage multiple priorities under pressure
+ Advanced degree in quantitative or a related field is preferred
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
This advertiser has chosen not to accept applicants from your region.
4
Director, Liquidity Risk Management
London, London
MUFG
Posted 4 days ago
Job Viewed
Job Description
**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**OVERVIEW OF THE DEPARTMENT/SECTION**
The Liquidity Risk team is part of the broader Market and Liquidity Risk Management department and represents the firm's second line of defence to monitor adherence to the firm's market risk appetite.
**MAIN PURPOSE OF THE ROLE**
**Main Purpose and Accountability of the Role**
Specifically you have accountability for supporting the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch for Liquidity Risk Management for both entities.
**Roles, Scope and Reporting Structure**
Liquidity Risk Manager for MUS(EMEA) and MUFG London Branch receives authority from and reports to the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch.
**KEY RESPONSIBILITIES**
The role holder supports the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch responsibilities and specifically is responsible for the following:
+ Work closely with the Treasury, Front Office and support departments to establish new business activities and products and ensure key risk issues are highlighted and addressed in the trade approval process.
+ Provide challenge and review to first line functions as per the conventional responsibilities expected of those within a second line control function.
+ Ensure that adequate limits and risk framework are in place aligning with the firm's overall risk appetite and mandates, that risk positions are well managed within the established limits and limit breaches are appropriately escalated.
+ Providing accurate management information to facilitate better business decisions.
+ Maintain oversight over the quality of risk information in reports produced by the reporting team.
+ Engaging where appropriate relevant compliance/control processes and initiatives, e.g. Operational Risk, Internal Audits etc.
+ Engaging as a stakeholder where appropriate in the risk projects and ensuring that this reflects business and functional needs.
+ Keeping up to date with all regulatory liquidity requirements (local and Overseas) and assist with compliance on an on-going basis. This involves pro-active engagement with other areas of the Bank to share understanding of regulatory developments in the liquidity space.
For MUS(EMEA):
+ Monitor internal and external funding and liquidity metrics produced by the 1LoD to ensure that they remain within risk appetite and movements are explained and breaches are escalated to senior management / the regulator in a timely manner.
+ Review and challenge assumptions applied in liquidity metric calculations (e.g. MCO, LCR, NSFR, ALMM).
+ Review regulatory and industry updates (PRA consultation papers / statements of policy / EBA Q&As etc.) and opine on Treasury's interpretation of the guidance.
+ Review and challenge 1LoD owned policies (e.g. ILAAP, Regulatory Reporting Policy, FTP Policy, Contingency Funding Plan (CFP), Funding and Liquidity Risk Policy etc.).
+ Participate in the annual CFP test.
+ Review, challenge and approval of liquidity risk appetite (including limits).
+ Review and challenge EWI triggers and daily monitoring of Treasury/Finance produced metrics.
+ Review Interest Rate in the Banking Book (IRRBB) metrics and ensure these are governed, calculated, appropriately
For MUFG London Branch:
+ Management of MUFG London Branch's internal liquidity risk stress-tests and gap metrics ensuring the accuracy and timeliness of information for the purposes of stress-testing and gap monitoring.
+ Responsibility for monitoring of liquidity risk for internal risk management.
+ Escalation of any vulnerability to Head of Liquidity Risk.
+ Monitoring of liquidity profile relative to liquidity metrics both local and Head Office.
+ Review and challenge EWI triggers.
+ Involvement in the annual CFP test.
Relationship with other functions and stakeholders
+ The role holder will manage the following matters, appropriate for LRM, and is responsible for:
+ Maintaining and enhancing good working relationships with stakeholders, including business and control / infrastructure teams globally.
+ Working in partnership with Risk specialists across the region and globally to share best practice, provide support and develop effective risk policies appropriate to EMEA.
+ Interacting with Regulators, Inspectors and Internal and External Auditors on matters pertaining to the remit of the head of liquidity risk where necessary.
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
Essential
+ 10+ years of experience in liquidity risk
+ Experience with liquidity risk management for broker/dealer entities.
+ Thorough understanding of regulatory metrics and calculation methods and assumptions.
+ Demonstrated ability to develop, review and maintain internal stress testing models
+ Excellent understanding of capital markets and products.
**Education / Qualifications:**
Preferred
+ Experience with regulation and calculation of metrics for interest rate in the banking book, especially for broker dealer metrics
+ At least a 2:1 Degree or equivalent in a numerical / science based subject
+ Management experience
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**OVERVIEW OF THE DEPARTMENT/SECTION**
The Liquidity Risk team is part of the broader Market and Liquidity Risk Management department and represents the firm's second line of defence to monitor adherence to the firm's market risk appetite.
**MAIN PURPOSE OF THE ROLE**
**Main Purpose and Accountability of the Role**
Specifically you have accountability for supporting the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch for Liquidity Risk Management for both entities.
**Roles, Scope and Reporting Structure**
Liquidity Risk Manager for MUS(EMEA) and MUFG London Branch receives authority from and reports to the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch.
**KEY RESPONSIBILITIES**
The role holder supports the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch responsibilities and specifically is responsible for the following:
+ Work closely with the Treasury, Front Office and support departments to establish new business activities and products and ensure key risk issues are highlighted and addressed in the trade approval process.
+ Provide challenge and review to first line functions as per the conventional responsibilities expected of those within a second line control function.
+ Ensure that adequate limits and risk framework are in place aligning with the firm's overall risk appetite and mandates, that risk positions are well managed within the established limits and limit breaches are appropriately escalated.
+ Providing accurate management information to facilitate better business decisions.
+ Maintain oversight over the quality of risk information in reports produced by the reporting team.
+ Engaging where appropriate relevant compliance/control processes and initiatives, e.g. Operational Risk, Internal Audits etc.
+ Engaging as a stakeholder where appropriate in the risk projects and ensuring that this reflects business and functional needs.
+ Keeping up to date with all regulatory liquidity requirements (local and Overseas) and assist with compliance on an on-going basis. This involves pro-active engagement with other areas of the Bank to share understanding of regulatory developments in the liquidity space.
For MUS(EMEA):
+ Monitor internal and external funding and liquidity metrics produced by the 1LoD to ensure that they remain within risk appetite and movements are explained and breaches are escalated to senior management / the regulator in a timely manner.
+ Review and challenge assumptions applied in liquidity metric calculations (e.g. MCO, LCR, NSFR, ALMM).
+ Review regulatory and industry updates (PRA consultation papers / statements of policy / EBA Q&As etc.) and opine on Treasury's interpretation of the guidance.
+ Review and challenge 1LoD owned policies (e.g. ILAAP, Regulatory Reporting Policy, FTP Policy, Contingency Funding Plan (CFP), Funding and Liquidity Risk Policy etc.).
+ Participate in the annual CFP test.
+ Review, challenge and approval of liquidity risk appetite (including limits).
+ Review and challenge EWI triggers and daily monitoring of Treasury/Finance produced metrics.
+ Review Interest Rate in the Banking Book (IRRBB) metrics and ensure these are governed, calculated, appropriately
For MUFG London Branch:
+ Management of MUFG London Branch's internal liquidity risk stress-tests and gap metrics ensuring the accuracy and timeliness of information for the purposes of stress-testing and gap monitoring.
+ Responsibility for monitoring of liquidity risk for internal risk management.
+ Escalation of any vulnerability to Head of Liquidity Risk.
+ Monitoring of liquidity profile relative to liquidity metrics both local and Head Office.
+ Review and challenge EWI triggers.
+ Involvement in the annual CFP test.
Relationship with other functions and stakeholders
+ The role holder will manage the following matters, appropriate for LRM, and is responsible for:
+ Maintaining and enhancing good working relationships with stakeholders, including business and control / infrastructure teams globally.
+ Working in partnership with Risk specialists across the region and globally to share best practice, provide support and develop effective risk policies appropriate to EMEA.
+ Interacting with Regulators, Inspectors and Internal and External Auditors on matters pertaining to the remit of the head of liquidity risk where necessary.
**SKILLS AND EXPERIENCE**
**Functional / Technical Competencies:**
Essential
+ 10+ years of experience in liquidity risk
+ Experience with liquidity risk management for broker/dealer entities.
+ Thorough understanding of regulatory metrics and calculation methods and assumptions.
+ Demonstrated ability to develop, review and maintain internal stress testing models
+ Excellent understanding of capital markets and products.
**Education / Qualifications:**
Preferred
+ Experience with regulation and calculation of metrics for interest rate in the banking book, especially for broker dealer metrics
+ At least a 2:1 Degree or equivalent in a numerical / science based subject
+ Management experience
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute
This advertiser has chosen not to accept applicants from your region.
5
Senior Analyst, Risk Management
London, London
American Express
Posted 4 days ago
Job Viewed
Job Description
**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
The International Fraud Risk Management (FRM) organization manages the policies, procedures and systems to control fraudulent use of American Express products and services across Europe Middle East and Africa. FRM helps enable profitable business growth by reducing the risk of fraud and maintaining our customer's confidence in the security of our products.
We use both process controls and statistical tools to detect fraud and minimize the disruption of good spending. FRM is also accountable for building the infrastructure to manage the emerging risks associated with e-commerce and internet services.
The role involves managing EMEA issuer Card Not Present fraud risk strategy with aim to maximise legitimate spend and driving reduction in fraud losses as well as managing PSD2 related tasks and regulatory reporting, audits and building new strategies to adhere to regulatory changes as well as new emerging fraud trends. The role will be based in Brighton or London.
The position will require a close collaboration with Decision Science and Fraud Strategy teams on development and implementation of strategies aimed to improve fraud controls in Card Not Present area. It will also entail working with FRM product teams, Consumer and Corporate business lines as well as Control Management, Legal, Compliance and other cross functional teams to enable and manage rollout of new capabilities and strategies aimed at securing growth of the portfolio in the region while ensuring appropriate fraud risk controls are in place.
Manage EMEA issuer fraud risk strategy for card not present area (online and Mail order/Telephone order, recurring billing) holistically. Closely monitor portfolio MIS, perform analyses and conduct regular fraud case reviews to identify vulnerabilities and opportunity for incremental controls & transaction model enhancements and more effective risk strategies.
**Core responsibilities:**
+ Collaborate with security teams on compromise and data breach investigation and provide input and analysis required by business teams and law enforcement agencies
+ Work in partnership with control management teams to ensure that fraud policy controls driven by regulatory requirements are designed as expected to mitigate non-compliance risks
+ Drive deployment of Issuer fraud risk capabilities and controls around incremental data points available in enhanced 3DS SafeKey messages and new data points made available by vendors or merchants through close collaboration with FRM Decision Science and Digital Experiences team
+ Support fraud regulatory reports validation and consultancy related to shaping the Point of Arrival approach at the enterprise level
+ Partner with other functional areas and Lines of Business to respond to any new/incremental regulatory needs impacting Card Not Present/eCommerce sector and provide fraud risk consultancy/assessment
+ Partner with FRM counterparts in other regions, utilise internal cross region best practices and industry knowledge to incorporate feedback to drive continuous fraud prevention
+ Support external and internal audit activities related to fraud risk owned controls, capabilities or processes.
This role may be subject to additional background verification checks.
**Minimum Qualification**
+ Demonstrated experience in problem solving and analytical skills are crucial.
+ Strong SQL/Python and Microsoft Office tools expertise is required
+ Strong communication and presentation skills to convey fraud insights and thoughtful leadership in managing fraud business strategies
+ Proven track record of working proactively and independently to drive results
+ Ability to analyse structured and unstructured data and translate data into quantifiably and meaningful solutions. Demonstrated ability to deliver data driven recommendations
+ Project management experience with ability to manage multiple initiatives simultaneously and proven flawless execution
+ Exceptional ability to think strategically and analytically
+ Excellent relationship management skills - demonstrated the ability to forge and sustain complex business relationships across
+ Ability to manage multiple requests and changing priorities and to work in a fast-paced dynamic environment. Demonstrated ability to work effectively in a high-pressure situation, handling several priority assignments simultaneously
+ Self-starter with the ability to make sound risk-based decisions based on data independently
+ Experience in Fraud and fraud analytics is preferred
+ Undergraduate/Master degree is required
**Preferred Qualifications**
+ Experience in Fraud risk management and fraud analytics is preferred
+ Project management experience with ability to manage multiple initiatives simultaneously and proven flawless execution
Non-considerations for sponsorship: Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-East Sussex-Brighton
**Other Locations:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
The International Fraud Risk Management (FRM) organization manages the policies, procedures and systems to control fraudulent use of American Express products and services across Europe Middle East and Africa. FRM helps enable profitable business growth by reducing the risk of fraud and maintaining our customer's confidence in the security of our products.
We use both process controls and statistical tools to detect fraud and minimize the disruption of good spending. FRM is also accountable for building the infrastructure to manage the emerging risks associated with e-commerce and internet services.
The role involves managing EMEA issuer Card Not Present fraud risk strategy with aim to maximise legitimate spend and driving reduction in fraud losses as well as managing PSD2 related tasks and regulatory reporting, audits and building new strategies to adhere to regulatory changes as well as new emerging fraud trends. The role will be based in Brighton or London.
The position will require a close collaboration with Decision Science and Fraud Strategy teams on development and implementation of strategies aimed to improve fraud controls in Card Not Present area. It will also entail working with FRM product teams, Consumer and Corporate business lines as well as Control Management, Legal, Compliance and other cross functional teams to enable and manage rollout of new capabilities and strategies aimed at securing growth of the portfolio in the region while ensuring appropriate fraud risk controls are in place.
Manage EMEA issuer fraud risk strategy for card not present area (online and Mail order/Telephone order, recurring billing) holistically. Closely monitor portfolio MIS, perform analyses and conduct regular fraud case reviews to identify vulnerabilities and opportunity for incremental controls & transaction model enhancements and more effective risk strategies.
**Core responsibilities:**
+ Collaborate with security teams on compromise and data breach investigation and provide input and analysis required by business teams and law enforcement agencies
+ Work in partnership with control management teams to ensure that fraud policy controls driven by regulatory requirements are designed as expected to mitigate non-compliance risks
+ Drive deployment of Issuer fraud risk capabilities and controls around incremental data points available in enhanced 3DS SafeKey messages and new data points made available by vendors or merchants through close collaboration with FRM Decision Science and Digital Experiences team
+ Support fraud regulatory reports validation and consultancy related to shaping the Point of Arrival approach at the enterprise level
+ Partner with other functional areas and Lines of Business to respond to any new/incremental regulatory needs impacting Card Not Present/eCommerce sector and provide fraud risk consultancy/assessment
+ Partner with FRM counterparts in other regions, utilise internal cross region best practices and industry knowledge to incorporate feedback to drive continuous fraud prevention
+ Support external and internal audit activities related to fraud risk owned controls, capabilities or processes.
This role may be subject to additional background verification checks.
**Minimum Qualification**
+ Demonstrated experience in problem solving and analytical skills are crucial.
+ Strong SQL/Python and Microsoft Office tools expertise is required
+ Strong communication and presentation skills to convey fraud insights and thoughtful leadership in managing fraud business strategies
+ Proven track record of working proactively and independently to drive results
+ Ability to analyse structured and unstructured data and translate data into quantifiably and meaningful solutions. Demonstrated ability to deliver data driven recommendations
+ Project management experience with ability to manage multiple initiatives simultaneously and proven flawless execution
+ Exceptional ability to think strategically and analytically
+ Excellent relationship management skills - demonstrated the ability to forge and sustain complex business relationships across
+ Ability to manage multiple requests and changing priorities and to work in a fast-paced dynamic environment. Demonstrated ability to work effectively in a high-pressure situation, handling several priority assignments simultaneously
+ Self-starter with the ability to make sound risk-based decisions based on data independently
+ Experience in Fraud and fraud analytics is preferred
+ Undergraduate/Master degree is required
**Preferred Qualifications**
+ Experience in Fraud risk management and fraud analytics is preferred
+ Project management experience with ability to manage multiple initiatives simultaneously and proven flawless execution
Non-considerations for sponsorship: Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-East Sussex-Brighton
**Other Locations:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
This advertiser has chosen not to accept applicants from your region.
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6
Senior Cybersecurity Risk Management Analyst
London, London
Kyndryl
Posted 7 days ago
Job Viewed
Job Description
**Who We Are**
At Kyndryl, we design, build, manage and modernize the mission-critical technology systems that the world depends on every day. So why work at Kyndryl? We are always moving forward - always pushing ourselves to go further in our efforts to build a more equitable, inclusive world for our employees, our customers and our communities.
**The Role**
At Kyndryl, our Security Consultants are game-changers, constantly pushing the boundaries of what's possible and transforming the way our customers do business. We're looking for a talented individual who thrives in a dynamic environment and is ready to take on the challenge of protecting organizations from threats both known and unknown - being the defender of tomorrow's digital world.
As a Security Consultant, you'll be the guardian of confidentiality, integrity, and availability, ensuring organizations are shielded from the ever-evolving threat landscape. Your expertise will be sought after as you assess, analyze, and implement effective security measures in customer environments, leaving no stone unturned when it comes to safeguarding their most sensitive data.
Collaboration will be your forte, as you work closely with clients to understand their unique security requirements and assess their current security posture. Armed with this knowledge, you'll provide expert guidance and recommendations on the best security practices, risk management strategies, and robust security policies that will fortify their defenses.
You won't stop at providing advice; you'll roll up your sleeves and get hands-on. Designing and implementing security controls, policies, and procedures will be your playground. You'll work alongside cross-functional teams to deploy state-of-the-art technologies, including firewalls, intrusion detection/prevention systems, access controls, and encryption technologies, ensuring a comprehensive security framework.
The thrill of uncovering vulnerabilities and risks is what motivates you. Armed with your extensive knowledge, you'll conduct thorough security assessments, leaving no stone unturned in identifying potential security breaches. Your findings will serve as the foundation for meticulous security audits and reviews, ensuring adherence to policies and procedures. Your reports and findings will be the catalyst for management decisions and actions.
In the fast-paced world of cybersecurity, staying ahead of the game is crucial. That's why you'll continuously immerse yourself in the latest security threats, technologies, and best practices. Your recommendations will drive enhancements to the organization's security posture, ensuring it remains at the cutting edge of defense.
Your influence won't be limited to systems alone. You'll lend your expertise to the design and review of IT infrastructure, systems, and applications, ensuring they are secure by design from inception.
Not only will you make an impact within our organization, but you'll also collaborate with customers and vendors on security assessments, audits, and due diligence activities. Your knowledge and experience will be instrumental in shaping secure collaborations and partnerships.
Our consultants are restless for innovation. They are at the edge of technology, changing the way our customers implement business solutions - so, if you're a problem-solver, an innovative thinker, and a self-starter with a passion high impact assignments which align technology to business outcomes, then we want to hear from you! Apply today to join our team that has a host of exciting projects and customers waiting for you to work with them to solve complex transformation puzzles through technology.
Your Future at Kyndryl
As a Security Consultant at Kyndryl you will join the Kyndryl Consultant Profession, working with other Kyndryl Consultants, Architects, Project Managers, and cross-functional Technical Subject Matter Experts - presenting unlimited opportunities with unmatched support through our investment in your learning, training, and career growth
If you are hired, the anticipated compensation range for the position $81,900.00 to $155,670.00 is based on a full-time schedule. Your ultimate compensation may vary depending on your geography, job-related skills and experience. For part time roles, the compensation will be adjusted appropriately.
If this is a sales role, you may be eligible for additional incentive compensation opportunities. For non-sales roles, you may be eligible for Kyndryl's Growth Driven Profit-Sharing plan.
**Who You Are**
You're good at what you do and possess the required experience to prove it. However, equally as important - you have a growth mindset; keen to drive your own personal and professional development. You are customer-focused - someone who prioritizes customer success in their work. And finally, you're open and borderless - naturally inclusive in how you work with others.
**Required Skills, Qualifications and Experience**
-Minimum of 5+ years of experience in information security consulting and implementation, with a strong understanding of security principles, practices, and technologies
-Experience managing risks related to the use of processing, storing, or transmitting information to reduce or eliminate impact, integrity, or availability of information and information systems
-Experience conducting security and risk assessments using security frameworks (e.g., NIST, RMF, Common Criteria)
-Excellent communication skills, both written and verbal, with the ability to communicate complex security concepts to technical and non-technical audiences
-Ability to adapt to changing security threats and technologies and stay updated with the latest security trends and best practices
.Bachelor's Degree or equivalent portfolio
**Preferred Skills and Experience**
-Past experience in assisting stakeholders in quantifying risks and developing mitigation and remediation strategies
-Understanding and application of NIST Control Framework, Critical Security Controls, and other related regulatory and compliance frameworks
-Experience with cloud security, cyber resiliency/incident management, Zero Trust, network/EDGE security, and emerging technologies such as IoT and AI
**Being You**
Diversity is a whole lot more than what we look like or where we come from, it's how we think and who we are. We welcome people of all cultures, backgrounds, and experiences. But we're not doing it single-handily: Our Kyndryl Inclusion Networks are only one of many ways we create a workplace where all Kyndryls can find and provide support and advice. This dedication to welcoming everyone into our company means that Kyndryl gives you - and everyone next to you - the ability to bring your whole self to work, individually and collectively, and support the activation of our equitable culture. That's the Kyndryl Way.
**What You Can Expect**
With state-of-the-art resources and Fortune 100 clients, every day is an opportunity to innovate, build new capabilities, new relationships, new processes, and new value. Kyndryl cares about your well-being and prides itself on offering benefits that give you choice, reflect the diversity of our employees and support you and your family through the moments that matter - wherever you are in your life journey. Our employee learning programs give you access to the best learning in the industry to receive certifications, including Microsoft, Google, Amazon, Skillsoft, and many more. Through our company-wide volunteering and giving platform, you can donate, start fundraisers, volunteer, and search over 2 million non-profit organizations. At Kyndryl, we invest heavily in you, we want you to succeed so that together, we will all succeed.
**Get Referred!**
If you know someone that works at Kyndryl, when asked 'How Did You Hear About Us' during the application process, select 'Employee Referral' and enter your contact's Kyndryl email address.
Kyndryl is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, pregnancy, disability, age, veteran status, or other characteristics. Kyndryl is also committed to compliance with all fair employment practices regarding citizenship and immigration status.
At Kyndryl, we design, build, manage and modernize the mission-critical technology systems that the world depends on every day. So why work at Kyndryl? We are always moving forward - always pushing ourselves to go further in our efforts to build a more equitable, inclusive world for our employees, our customers and our communities.
**The Role**
At Kyndryl, our Security Consultants are game-changers, constantly pushing the boundaries of what's possible and transforming the way our customers do business. We're looking for a talented individual who thrives in a dynamic environment and is ready to take on the challenge of protecting organizations from threats both known and unknown - being the defender of tomorrow's digital world.
As a Security Consultant, you'll be the guardian of confidentiality, integrity, and availability, ensuring organizations are shielded from the ever-evolving threat landscape. Your expertise will be sought after as you assess, analyze, and implement effective security measures in customer environments, leaving no stone unturned when it comes to safeguarding their most sensitive data.
Collaboration will be your forte, as you work closely with clients to understand their unique security requirements and assess their current security posture. Armed with this knowledge, you'll provide expert guidance and recommendations on the best security practices, risk management strategies, and robust security policies that will fortify their defenses.
You won't stop at providing advice; you'll roll up your sleeves and get hands-on. Designing and implementing security controls, policies, and procedures will be your playground. You'll work alongside cross-functional teams to deploy state-of-the-art technologies, including firewalls, intrusion detection/prevention systems, access controls, and encryption technologies, ensuring a comprehensive security framework.
The thrill of uncovering vulnerabilities and risks is what motivates you. Armed with your extensive knowledge, you'll conduct thorough security assessments, leaving no stone unturned in identifying potential security breaches. Your findings will serve as the foundation for meticulous security audits and reviews, ensuring adherence to policies and procedures. Your reports and findings will be the catalyst for management decisions and actions.
In the fast-paced world of cybersecurity, staying ahead of the game is crucial. That's why you'll continuously immerse yourself in the latest security threats, technologies, and best practices. Your recommendations will drive enhancements to the organization's security posture, ensuring it remains at the cutting edge of defense.
Your influence won't be limited to systems alone. You'll lend your expertise to the design and review of IT infrastructure, systems, and applications, ensuring they are secure by design from inception.
Not only will you make an impact within our organization, but you'll also collaborate with customers and vendors on security assessments, audits, and due diligence activities. Your knowledge and experience will be instrumental in shaping secure collaborations and partnerships.
Our consultants are restless for innovation. They are at the edge of technology, changing the way our customers implement business solutions - so, if you're a problem-solver, an innovative thinker, and a self-starter with a passion high impact assignments which align technology to business outcomes, then we want to hear from you! Apply today to join our team that has a host of exciting projects and customers waiting for you to work with them to solve complex transformation puzzles through technology.
Your Future at Kyndryl
As a Security Consultant at Kyndryl you will join the Kyndryl Consultant Profession, working with other Kyndryl Consultants, Architects, Project Managers, and cross-functional Technical Subject Matter Experts - presenting unlimited opportunities with unmatched support through our investment in your learning, training, and career growth
If you are hired, the anticipated compensation range for the position $81,900.00 to $155,670.00 is based on a full-time schedule. Your ultimate compensation may vary depending on your geography, job-related skills and experience. For part time roles, the compensation will be adjusted appropriately.
If this is a sales role, you may be eligible for additional incentive compensation opportunities. For non-sales roles, you may be eligible for Kyndryl's Growth Driven Profit-Sharing plan.
**Who You Are**
You're good at what you do and possess the required experience to prove it. However, equally as important - you have a growth mindset; keen to drive your own personal and professional development. You are customer-focused - someone who prioritizes customer success in their work. And finally, you're open and borderless - naturally inclusive in how you work with others.
**Required Skills, Qualifications and Experience**
-Minimum of 5+ years of experience in information security consulting and implementation, with a strong understanding of security principles, practices, and technologies
-Experience managing risks related to the use of processing, storing, or transmitting information to reduce or eliminate impact, integrity, or availability of information and information systems
-Experience conducting security and risk assessments using security frameworks (e.g., NIST, RMF, Common Criteria)
-Excellent communication skills, both written and verbal, with the ability to communicate complex security concepts to technical and non-technical audiences
-Ability to adapt to changing security threats and technologies and stay updated with the latest security trends and best practices
.Bachelor's Degree or equivalent portfolio
**Preferred Skills and Experience**
-Past experience in assisting stakeholders in quantifying risks and developing mitigation and remediation strategies
-Understanding and application of NIST Control Framework, Critical Security Controls, and other related regulatory and compliance frameworks
-Experience with cloud security, cyber resiliency/incident management, Zero Trust, network/EDGE security, and emerging technologies such as IoT and AI
**Being You**
Diversity is a whole lot more than what we look like or where we come from, it's how we think and who we are. We welcome people of all cultures, backgrounds, and experiences. But we're not doing it single-handily: Our Kyndryl Inclusion Networks are only one of many ways we create a workplace where all Kyndryls can find and provide support and advice. This dedication to welcoming everyone into our company means that Kyndryl gives you - and everyone next to you - the ability to bring your whole self to work, individually and collectively, and support the activation of our equitable culture. That's the Kyndryl Way.
**What You Can Expect**
With state-of-the-art resources and Fortune 100 clients, every day is an opportunity to innovate, build new capabilities, new relationships, new processes, and new value. Kyndryl cares about your well-being and prides itself on offering benefits that give you choice, reflect the diversity of our employees and support you and your family through the moments that matter - wherever you are in your life journey. Our employee learning programs give you access to the best learning in the industry to receive certifications, including Microsoft, Google, Amazon, Skillsoft, and many more. Through our company-wide volunteering and giving platform, you can donate, start fundraisers, volunteer, and search over 2 million non-profit organizations. At Kyndryl, we invest heavily in you, we want you to succeed so that together, we will all succeed.
**Get Referred!**
If you know someone that works at Kyndryl, when asked 'How Did You Hear About Us' during the application process, select 'Employee Referral' and enter your contact's Kyndryl email address.
Kyndryl is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, pregnancy, disability, age, veteran status, or other characteristics. Kyndryl is also committed to compliance with all fair employment practices regarding citizenship and immigration status.
This advertiser has chosen not to accept applicants from your region.
7
Senior Manager - Model Risk Management
London, London
Starling Bank
Posted 22 days ago
Job Viewed
Job Description
Hello, we’re Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.
A fantastic opportunity has become available as a Senior Risk Manager in our growing Model Risk Oversight team. As a Senior Risk Manager you will be working across all business areas on implementation and compliance assessment of the Model Risk Policy and all related modelling standards. You will be responsible for the maintenance of the Bank’s model inventory, and reporting on model performance against risk appetite.
Please note; this is a 12 month fixed-term contract.
Key Responsibilities
- Work across all business areas on implementation and compliance assessment of Model Risk Policy.
- Lead on periodic reviews of Model Risk Governance Policies and Standards.
- Update and maintain the Model Inventory, risk assessment and reporting.
- Track and report on the compliance of models with governance requirements.
- Keep track of industry trends and regulatory requirements to continually enhance the Bank’s approach to model and AI risk.
- Report to Committees on the performance of models, including against the Bank’s model risk appetite.
- Develop an assurance plan for model and AI risk and undertake assurance reviews.
Requirements
- Experience in model risk oversight and control related roles within a Banking environment.
- A detailed understanding of the types of models used within a Bank, including where model risks may arise.
- A proven ability to interpret and comply with regulatory requirements.
- Proven experience in influencing, negotiation and relationship management.
- Strong communication skills, with experience of preparing and presenting documents and committee papers in relation to model risk.
- A good understanding of model development, validation and implementation processes.
- Strong understanding of best practice in model risk governance.
- Ability to create clear and informative summary information and MI packs.
Benefits
- 25 days holiday (plus take your public holiday allowance whenever works best for you)
- An extra day’s holiday for your birthday
- Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
- 16 hours paid volunteering time a year
- Salary sacrifice, company enhanced pension scheme
- Life insurance at 4x your salary
- Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
- Generous family-friendly policies
- Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
- Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships
About Us
You may be put off applying for a role because you don't tick every box. Forget that! While we can’t accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren’t sure if you're 100% there yet, get in touch anyway.
We’re on a mission to radically reshape banking – and that starts with our brilliant team. Whatever came before, we’re proud to bring together people of all backgrounds and experiences who love working together to solve problems.
Starling Bank is an equal opportunity employer, and we’re proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Starling Bank are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.
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8
Global Head of Credit Risk Management Services
London, London
Citigroup
Posted 7 days ago
Job Viewed
Job Description
**Job Background/Context:**
ICM Global Credit Risk Management Services (CRMS) supports the credit production process by capturing and maintaining credit facility data for WLCR and CCR products globally. CRMS coordinates the alignment of policies, processes, controls, data, reporting and governance across wholesale lending capabilities. The pillar's core functions include:
+ Credit facility setup and maintenance
+ Excess approval management
+ Document custody and tracking
+ Regulatory reporting
Responsible for the design, implementation and execution of processes to manage credit risks while ensuring a sound control environment at all times along with excellent client experience.
**Job Purpose:**
+ Provide Leadership and Strategic Direction for CRMS globally including direct management of 300+ people.
+ Maintain close interaction and co-ordination with ICM, Banking, International, Citi Commercial Bank (CCB), Treasury and Trade Solutions (TTS), Risk Management, Operations, Legal and Finance
+ Maintain frequent and high level of interaction with senior management across all lines of defense including Product, Coverage and Functional lines in additional to various Local Regulatory Authorities
+ Cover diverse portfolio including Global and Top Tier Local Corporates, Commercial, Financial Institutions, Central Banks and Public Sector client segments.
+ Institute and ensure effectiveness of controls and processes meet all internal policies and regulatory requirements/expectations.
+ Lead projects and provide valuable input with various working groups created to enhance processes, controls, performance and efficiency supporting the strategic direction of ICM, Client and Citi.
**Key Responsibilities**
+ Act as CRMS point of contact Globally; effectively represent at a senior level including global business forums.
+ Partner with global leadership in defining and executing CRMS target operating model in conjunction with many of the wholesale credit programs.
+ Effective control and management of the Global function.
+ Identification, development, and implementation of CRMS initiatives that increase efficiency, strengthen controls, data quality and positively improve the overall client experience.
+ Act as the key contact and take accountability for internal and external audits.
+ Lead projects and provide valuable input with various working groups created to enhance processes, controls, performance and efficiency
+ Partner with Product Management to reduce risk, automate and streamline through technological capabilities.
+ Recruitment and selection of staff. Coach, mentor, develop, train, motivate and evaluate team members including succession planning.
+ Represent global initiatives to standardize or refine the global credit process. Reassess processes, propose and contribute to implementation of enhanced and streamlined standard processes. Contribute to implementation of Institutional Credit Management global and regional strategic plans
+ Management of operational risk and controls by tracking and monitoring key performance indicators, regular and robust Manager Control Assessments (MCA), and use of continuous process improvement techniques to identify areas of weakness and implementing corrective actions as appropriate.
+ Building and maintaining a robust control environment across all areas of responsibility and elimination of manual touch points.
**Experience/Knowledge**
+ An experienced, capable and influential manager who can deliver high quality service in a very demanding, constantly changing and frequently ambiguous environment.
+ Risk based thinking and analytical mind set; capacity to proactively anticipate, identify and resolve problems
+ Significant operational experience in credit risk management or related areas.
+ Demonstrable ability to achieve positive outcomes against rigorous objectives.
+ Demonstrated knowledge of best practices and trends in credit risk management in addition to understanding the local regulatory environments.
+ Experience in applying strong project management discipline, governance & controls as well as change management programs and initiatives.
+ Product development and program management leadership preferably within the business.
+ Manages multiple teams of senior professionals through other senior managers.
**Qualifications**
+ Bachelor's / University degree. Master's degree and managerial experience a distinct advantage
+ Demonstrate a consistent track record having worked as a Program or Project Manager, Transformation Lead, PMO or hands on credit and risk management experience
+ At least 15 years' experience in Product Development, Banking or Credit Risk Management, including 10+ years of managerial experience.
+ In depth understanding of global and local trends in Financial reporting and standards including regulatory reporting.
**Competencies**
+ Resilience, adaptability and the ability to stay focused.
+ Ability to achieve results through influence of stakeholders and clients and the leadership of and participation in virtual teams.
+ Ability to analyze complex, ill-defined problems and to develop practical solutions.
+ Ability to work in a dynamic and fast-paced environment.
+ Keen attention to details.
---
**Job Family Group:**
Operations - Transaction Services
---
**Job Family:**
Transaction Capture Services
---
**Time Type:**
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
ICM Global Credit Risk Management Services (CRMS) supports the credit production process by capturing and maintaining credit facility data for WLCR and CCR products globally. CRMS coordinates the alignment of policies, processes, controls, data, reporting and governance across wholesale lending capabilities. The pillar's core functions include:
+ Credit facility setup and maintenance
+ Excess approval management
+ Document custody and tracking
+ Regulatory reporting
Responsible for the design, implementation and execution of processes to manage credit risks while ensuring a sound control environment at all times along with excellent client experience.
**Job Purpose:**
+ Provide Leadership and Strategic Direction for CRMS globally including direct management of 300+ people.
+ Maintain close interaction and co-ordination with ICM, Banking, International, Citi Commercial Bank (CCB), Treasury and Trade Solutions (TTS), Risk Management, Operations, Legal and Finance
+ Maintain frequent and high level of interaction with senior management across all lines of defense including Product, Coverage and Functional lines in additional to various Local Regulatory Authorities
+ Cover diverse portfolio including Global and Top Tier Local Corporates, Commercial, Financial Institutions, Central Banks and Public Sector client segments.
+ Institute and ensure effectiveness of controls and processes meet all internal policies and regulatory requirements/expectations.
+ Lead projects and provide valuable input with various working groups created to enhance processes, controls, performance and efficiency supporting the strategic direction of ICM, Client and Citi.
**Key Responsibilities**
+ Act as CRMS point of contact Globally; effectively represent at a senior level including global business forums.
+ Partner with global leadership in defining and executing CRMS target operating model in conjunction with many of the wholesale credit programs.
+ Effective control and management of the Global function.
+ Identification, development, and implementation of CRMS initiatives that increase efficiency, strengthen controls, data quality and positively improve the overall client experience.
+ Act as the key contact and take accountability for internal and external audits.
+ Lead projects and provide valuable input with various working groups created to enhance processes, controls, performance and efficiency
+ Partner with Product Management to reduce risk, automate and streamline through technological capabilities.
+ Recruitment and selection of staff. Coach, mentor, develop, train, motivate and evaluate team members including succession planning.
+ Represent global initiatives to standardize or refine the global credit process. Reassess processes, propose and contribute to implementation of enhanced and streamlined standard processes. Contribute to implementation of Institutional Credit Management global and regional strategic plans
+ Management of operational risk and controls by tracking and monitoring key performance indicators, regular and robust Manager Control Assessments (MCA), and use of continuous process improvement techniques to identify areas of weakness and implementing corrective actions as appropriate.
+ Building and maintaining a robust control environment across all areas of responsibility and elimination of manual touch points.
**Experience/Knowledge**
+ An experienced, capable and influential manager who can deliver high quality service in a very demanding, constantly changing and frequently ambiguous environment.
+ Risk based thinking and analytical mind set; capacity to proactively anticipate, identify and resolve problems
+ Significant operational experience in credit risk management or related areas.
+ Demonstrable ability to achieve positive outcomes against rigorous objectives.
+ Demonstrated knowledge of best practices and trends in credit risk management in addition to understanding the local regulatory environments.
+ Experience in applying strong project management discipline, governance & controls as well as change management programs and initiatives.
+ Product development and program management leadership preferably within the business.
+ Manages multiple teams of senior professionals through other senior managers.
**Qualifications**
+ Bachelor's / University degree. Master's degree and managerial experience a distinct advantage
+ Demonstrate a consistent track record having worked as a Program or Project Manager, Transformation Lead, PMO or hands on credit and risk management experience
+ At least 15 years' experience in Product Development, Banking or Credit Risk Management, including 10+ years of managerial experience.
+ In depth understanding of global and local trends in Financial reporting and standards including regulatory reporting.
**Competencies**
+ Resilience, adaptability and the ability to stay focused.
+ Ability to achieve results through influence of stakeholders and clients and the leadership of and participation in virtual teams.
+ Ability to analyze complex, ill-defined problems and to develop practical solutions.
+ Ability to work in a dynamic and fast-paced environment.
+ Keen attention to details.
---
**Job Family Group:**
Operations - Transaction Services
---
**Job Family:**
Transaction Capture Services
---
**Time Type:**
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
This advertiser has chosen not to accept applicants from your region.
9