28 Lending jobs in the United Kingdom

Sewell Wallis is working with a well-established financial services business based in Rotherham, South Yorkshire, who are currently looking for a Lending Specialist to join their team on a permanent basis due to an internal promotion.

In this Lending Specialist role, you will have a positive, can-do attitude and will be able to thrive in a challenging and fast-paced environment.

What will you be doing?

• Delivering the highest standards of professional advice and conducting full and thorough fact finds over the telephone to identify client needs. Based on the information provided, recommend bespoke solutions and offer expert advice to meet customer needs based on their specific circumstances in a compliant manner.
• As the case manager, you will package the application through to completion. This includes reviewing supporting documents and verifying accuracy.
• Analysing applicants' credit history and financial information to assess eligibility, identifying loan risk, and requesting additional information as necessary. Keep a lookout for signs of suspicious or fraudulent activity.
• Assessing every customer on their individual circumstances and the evidence presented, to ensure good Consumer Outcomes.

What skills are we looking for?

• Develop a "can-do" culture to optimise output, performance, and customer outcomes.
• Outstanding communication skills
• Strong organisation skills, time management and the ability to prioritise tasks in a fast-paced environment.
• CeMap is desirable but not essential, having 30 months to qualify.

What's on offer?

• Commission of around 10k per annum (38k OTE)
• Hybrid working (1 day from home) after probation.
• 22 holiday days, after 2 full years' service, increase by 1 day per year of service up to 30 days + bank holidays
• Attendance bonus.
• Monthly incentive scheme.

Send us your CV below or contact Becky Gibson for more information.

To apply please send your CV, quoting our reference and specifying which website you saw this position advertised on. Due to the high volume of applications please accept that if we have not responded to your application within seven days, your application has not been successful. Sewell Wallis is a specialist recruitment company with a vast amount of experience in our industry we offer permanent, temporary and interim recruitment support for accounting and finance, human resources and business support positions. We recruit at all levels within finance from Purchase Ledger Administrator and Credit Controller level through to Financial Controller and Director positions. With offices in Sheffield and Leeds, we are well situated to cover all of South Yorkshire, West Yorkshire and Manchester. Please visit our website for more information on accountancy and finance jobs and human resources or business support positions.

Job Title: Product Manager - Lending

Location: London (Hybrid working)

The Bank:

An established, growing, stable and successful challenger bank who focus on business finance in a small number of carefully chosen markets. A specialist bank, staffed by experts who are determined to help UK businesses realise their ambitions.

Summary of Role:

As a Product Manager – Lending, you will be responsible for supporting the banks’ lending product range over the full product lifecycle from ideation through development, launch, sale and closure. You’ll have a good understanding of the lending market and will represent the voice of the customer at all touch points in the customer journey. You will support the team as the banks first line of defence ensuring all products and processes are compliant with all relevant legislation, regulation and industry best practice.

Summary of Responsibilities:

• Support the Director, Lending Products to shape the product strategy and roadmap for the banks’ Lending portfolio.
• Know the customers and their problems and identify opportunities to improve their experience.
• Support of the end-to-end product journey for the banks suite of lending products.
• Track and analyse performance and incorporate key learnings into your product optimisation strategies.
• Define KPIs, analyse the impact of product features and provide insightful recommendations for continuous improvement.
• Support product compliance with all relevant legislation, regulation and best practice.
• Collaborate with the operations team to ensure delivery and optimisation of all operational forecasting, processes, systems, infrastructure and resources.
• Identify, validate and owns business case and sets clear requirements for strategic and tactical product changes/launches to drive growth, profitability and optimise costs.
• Participate in internal and external governance forums providing regular, accurate insight and recommendations.
• Work closely with credit and risk to build and enhance policy and procedures to support balanced and optimal lending growth.
• Apply risk assessment and management principles to assess compliance and operational risks associated with the role and inherent in the business, to pre-empt any issues and minimise or remove risks.
• Collaborate with the current account product leader and digital channels lead in support of the wider customer proposition across current accounts, open banking and digital banking channels.

Knowledge & Experience:

• Relevant experience in a regulated financial services environment
• Experience of UK regulated mortgage lending
• Knowledge of commercial, SME and real estate banking sectors advantageous
• Experience working at pace in an iterative Agile environment
• Strong verbal and written communication
• Highly numerate with strong excel skills
• Demonstrable customer focus
• Demonstrable digital capability
• Commercially astute and articulate
• Up-to-date understanding of regulatory environment
• Highly collegiate with a willingness to roll up your sleeves

The Opportunity:

This is an opportunity to join an established but modern bank who continue to go grow and diversify. Career opportunities are there for the taking for ambitious employees who perform well.

Salary & Benefits:

Competitive basic salary, dependent upon experience. Various benefits including a cash allowance, generous non-contributory pension, generous annual discretionary bonus, healthcare, life cover and more.

Associate SPG Lending, London
£Negotiable Salary + Benefits Package

We are currently seeking an Associate level Consultant to join our clients SPG COO team based in London.

This role reports to the Chief Operating Officer (COO) for EMEA SPG.

The successful person will work closely with all members of the global COO team, SPG Lending management team, including Desk Heads, colleagues in Finance, Operations and Technology.

The role requires a keen interest in the strategy and operations of the Fixed Income business and encompasses a large range of responsibilities.

Responsibilities:

• Drive forward strategic initiatives
• Support the COO team in driving business planning, business strategy and key priorities
• Create meaningful analysis to aid SPG Lending management strategic decisions
• Assist in presentations for senior management on performance metrics and key initiatives
• Assist development of web-based management reporting tool
• Review capital and returns for transactions
• Coordinate between the business unit and supporting functions

Required Qualifications:

• Bachelor's degree in Financial discipline preferred
• 2+ years' experience within finance, banking, or a similar sector.
• Strong analytical abilities with proficiency in Excel, including intermediate to advanced functions.
• Excellent organizational and communication skills, with a proven ability to work effectively in a team.
• Resilient and adaptable, capable of thriving in fast-paced, high-pressure settings.
• Self-starter who is able to work independently with minimal direction
• Pro-active and results oriented mind-set
• Ability to effectively prioritise and handle multiple tasks under tight deadlines
  

Services advertised by Gold Group are those of an Agency and/or an Employment Business.
We will contact you within the next 14 days if you are selected for interview. For a copy of our privacy policy please visit our website.

Relationship Manager - Real Estate Lending

Our Central London client in the Banking sector is seeking a Relationship Manager - Real Estate Lending to join their team as soon as possible on a permanent basis with a salary of 60,000 - 65,000 on offer. This role comes with a great perks package including private healthcare, generous holiday and the opportunity to earn bonus too.

What does the role entail?

As a Relationship Manager you will be primarily responsible for driving profitable volume growth through value added sales and service of Commercial / SME customers. You will target and manage an assigned portfolio of customers within the commercial credit business segments. The key challenge in this role is to manage both existing and grow new corporate portfolios and to read early warning signs that could affect the portfolio health. You will also be coaching and training RSO'S, customer networking and managing client appointments, negotiating client proposals for assets and deposits as well as managing credit renewals within bank policy and time scales.

What skills will you have?

The ideal candidate for this Relationship Manager - Real Estate Lending role will be highly capable of carrying out the duties listed above and will ideally have prior experience or equivalent RM role in the banking sector. You should also hold all relevant professional certificates, and record of CPD. Line Management work experience would also be required. The ideal candidate will ideally be able to speak perfect English as well as ideally either Urdu, Punjabi, Hindi or Gujrati.

What is on offer?

For this permanent Relationship Manager - Real Estate Lending position is the opportunity to join a supportive but hardworking team. The salary for this Relationship Manager job is 60,000 - 65,000. A great incentive package including private healthcare, 27 days holiday plus bank holidays, generous pension scheme and season ticket loans is also available.

How to apply?

To be considered for this Relationship Manager- Real Estate role please click apply now.

Relationship Manager - Real Estate Lending

Our Central London client in the Banking sector is seeking a Relationship Manager - Real Estate Lending to join their team as soon as possible on a permanent basis with a salary of 60,000 - 65,000 on offer. This role comes with a great perks package including private healthcare, generous holiday and the opportunity to earn bonus too.

What does the role entail?

As a Relationship Manager you will be primarily responsible for driving profitable volume growth through value added sales and service of Commercial / SME customers. You will target and manage an assigned portfolio of customers within the commercial credit business segments. The key challenge in this role is to manage both existing and grow new corporate portfolios and to read early warning signs that could affect the portfolio health. You will also be coaching and training RSO'S, customer networking and managing client appointments, negotiating client proposals for assets and deposits as well as managing credit renewals within bank policy and time scales.

What skills will you have?

The ideal candidate for this Relationship Manager - Real Estate Lending role will be highly capable of carrying out the duties listed above and will ideally have prior experience or equivalent RM role in the banking sector. You should also hold all relevant professional certificates, and record of CPD. Line Management work experience would also be required. The ideal candidate will ideally be able to speak perfect English as well as ideally either Urdu, Punjabi, Hindi or Gujrati.

What is on offer?

For this permanent Relationship Manager - Real Estate Lending position is the opportunity to join a supportive but hardworking team. The salary for this Relationship Manager job is 60,000 - 65,000. A great incentive package including private healthcare, 27 days holiday plus bank holidays, generous pension scheme and season ticket loans is also available.

How to apply?

To be considered for this Relationship Manager- Real Estate role please click apply now.

WHJS1_UKTJ

Assume responsibility for control and supervision of Secured Lending Underwriting activities across all organic mortgage brands, any associated Third-Party Management, and Complaints. 

Ensure the business area is run on sound commercial and professional principles which place customers at the heart of all its activities, meets defined corporate objectives but underpinned by prudent and effective controls which enable risk to be assessed, managed, and controlled.

Mortgage Underwriting

• Responsible for all aspects of Secured Lending Underwriting across all organic mortgage brands and proposition styles.
• Responsible for building a cohesive team of competent Underwriters who consistently deliver appropriate lending outcomes in line with policy, process and regulatory requirements.  
• Responsible for the strategy, treatment, and experience of the bank’s mortgage customers, driving towards a best in class Service Delivery Model in Mortgage Operations.
• Responsible for maintaining Consumer Duty principles with regards to Consumer Support and Consumer Understanding.
• Responsible for the identification/oversight of the bank's fraud & financial crime within the Secured Lending Operations. 
• Work collaboratively with the Head of Secured Lending Operations to deliver consistent and timely lending outcomes across the whole of Secured Lending Operations
• Act as a point of escalation for complex queries from department colleagues and key stakeholders from across Chetwood and our key stakeholders.

 Business Services 

• Be part of the development, maintenance and testing of business continuity and resilience plans.
• Be part of Third-Party Management, Procurement and Outsourced Servicing Oversight across the business.
• Be part of cataloguing and maintaining key business processes/procedures 
• Aid in establishing the bank's business readiness process to ensure all business requirements are delivered as a part of change implementation.
• Be part of the training across the business either classroom or e-learning, including input into the production of online training module creation. 
• Be part of Operational Quality Assurance, incorporating customer contact, outcome testing and E2E operations process testing.
• Be part of the bank's operational risk exposure by supporting the business to identify areas of operational risk exposure and by developing and implementing corrective action.

 Other

• Collaborate with leadership, committees and consultants to execute strategies.
• Communicate strategy effectively throughout the company.
• Ensure compliance with Regulatory requirements relating to Operations. 
• Responsible for implementing, monitoring and analysing KPIs/KRIs for day-to-day operations to ensure efficient completion of activity within desired SLAs across all products and functions.
• Lead on the execution of business initiatives.
• Drive effective communication of highly complex / contentious information where there are barriers to understanding.
• Act as an internal communications advisor to ensure the organisations culture and strategy is well messaged across the business.

• Degree/Advanced degree and/or the equivalent experience.
• Demonstrable Operational expertise in both strategic, operational and hands-on roles 
• with responsibility for the full scope of all operational activities, gained within the Financial Services sector.
• Demonstrable IT & Change expertise in both strategic, operational and hands-on roles 
• with responsibility for the full scope of technology and change activities, gained within the 
• Financial Services sector.
• A proven track record of successfully implementing high profile strategic projects, managing 
• multiple projects/deadlines and multitasking with ease.
• Minimum 10 years relevant experience

Business

• Understanding depth understanding of the Financial Services sector with specific focus on 
• Mortgage Lending (BTL/Residential/Bridging).
• Strong capability in strategic thinking, developing solutions and effective business planning.
• Understanding of compliance/regulatory requirements in the financial services sector.
• Strong commercial and financial acumen.
• Substantial management experience and achievement at operational level, plus evidence of 
• significant achievement in strategic level projects or workstreams.
• Experience in leading and managing substantial service change and redesign in a 
• complex environment.
• Understanding of Conduct Risk and how to deliver fair customer outcomes.
• Understanding of risk appetite and risk management frameworks in relation to mortgage lending.

Leadership 

• Leads by example with a clarity of vision and ability to communicate with conviction, 
• courageous in decision making and a role model for Bank’s values.
• Ability to develop strong working relationships with senior management colleagues, direct reports, and shareholders.
• Ability to communicate effectively both orally and in writing with all levels of management, 
• regulators, and the Bank’s committees.
• Works in partnership to achieve goals.
• Demonstrating excellence, frankness, openness, and transparency
• Inspire respect, trust, and commitment to business objectives with well-developed leadership
•  and people management skills.
• Demonstrates sound business/professional judgement through strength of character, 
• independence of thought risk awareness and good values and behaviours.
• Works well under pressure and can prioritise and manage multiple and complex 
• projects simultaneously.
• High levels of drive, energy, and personal commitment to success.
• Strong influencing skills with the ability to package and present ideas and gain agreement at an executive level.
• Developing people to support them to be the best that they can be.

• Competitive salary
• 25 days holiday PLUS your BIRTHDAY off
• Pension contribution with Royal London
• Life Assurance
• Private medical, dental and optical health insurance with Axa
• Hybrid working – Wrexham 
• Free breakfast available 

We’re a UK-based digital bank dedicated to getting the basics right and offering straightforward savings and mortgages

Data Protection

We anticipate that we will retain your data as part of the recruitment process for no longer than is necessary for the purpose for which it was collected unless we have sought your consent to keep your data for future suitable job vacancies.Cifas The personal information we have collected from you will be shared with Cifas who will use it to prevent fraud, other unlawful or dishonest conduct, malpractice, and other seriously improper conduct. If any of these are detected you could be refused certain services or employment. Your personal information will also be used to verify your identity. Further details of how your information will be used by us and Cifas, and your data protection rights, can be found by Bank does not accept speculative or unsolicited CVs from Recruitment Agencies. Any unsolicited CVs received will be treated as the property of Chetwood Bank and Terms & Conditions associated with the use of such CVs will be considered null and void.