5 Payment Solutions jobs in the United Kingdom

Hello, we’re Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,500 people across our London, Southampton, Cardiff and Manchester offices.

We're looking for a strategic leader to join our Customer & Banking team as the solution owner for our payments capabilities. In this pivotal role, you'll take full ownership of our key payment services, including FPS, BACS, CHAPS, and cheques, ensuring regulatory compliance, operational excellence, and outstanding customer outcomes. You'll steer the end to end journey for payments, define strategy, and lead on regulatory engagement, particulary around important Business Services (IBS). If you're passionate about shaping the future of payments in a fast-moving environment, this is your chance to make a real impact.

Key Responsibilities Include:

Payments ownership

• Act as the central owner for our payment services, in particular our Important Business Services (IBS)
• Help design and implement the Bank's payment strategy.
• Continually evaluate the regulatory and competitive landscapes to understand where potential risks / challenges are, as well as where the key opportunities for growth and development are.
• Ensure all payment journeys are mapped end to end, including system and manual risks and controls.
• Alongside the MD, define the payment limits and configurations for our key services, balancing our customers’ needs for security, convenience and inclusivity
• Alongside the COO team, work with the Bank’s Payment and Reconciliation Operations team to ensure that regulatory expectations are met and that we are delivering good outcomes for customers.  
• Agree, set and manage SLAs for the COO payments operations team
• Represent Starling at key industry events and forums.

Risk and control

• Lead on risk identification and regulatory mapping, ensuring that payment RCSAs are effectively maintained.
• Ongoing oversight of payment control effectiveness.
• Ensure that all payment incidents which arise are managed in a timely and effective manner, consistent with regulatory expectations
• Own and react to operational reporting, covering Transaction Processing KRIs and MI.
• Maintain live view of current and future regulatory requirements via established horizon scanning and pro-active research
• Act as the team’s point person for BCP and incident management

Requirements

Essentials

• Expertise of key payment regulations (PSR2017 / PSD2 etc) and relevance to Bank operations 
• Deep understanding of payments and the payments landscape.
• Strong knowledge of our key payment rails FPS / BACS / CHAPS etc.
• Knowledge of payment trends and pay.uk / PSR evolution
• Payments vocation - must care passionately about payments, want to learn more and appetite to upgrade the Bank’s understanding

• Consistently act with the highest ethical standards, ensuring decisions are always in the best interest of our customers, colleagues, and the bank. Lead by example, fostering a culture of trust and transparency across all levels.

Nice to have

• Experience in collaborating effectively across a variety of business areas and ability to interact effectively with all levels. 
• Diplomacy and emotional intelligence to build strong professional relationships at all levels 
• Hands-on, resilient and adaptable to a fast moving environments
• Ability to communicate complex concepts and issues in a business-friendly manner to senior/executive management.
• Excellent verbal and written communication skills

Benefits

• 25 days holiday (plus take your public holiday allowance whenever works best for you)
• An extra day’s holiday for your birthday
• Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
• 16 hours paid volunteering time a year
• Salary sacrifice, company enhanced pension scheme
• Life insurance at 4x your salary & group income protection
• Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
• Generous family-friendly policies
• Incentives refer a friend scheme
• Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
• Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

About us:

You may be put off applying for a role because you don't tick every box. Forget that! While we can’t accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren’t sure if you're 100% there yet, get in touch anyway.We’re on a mission to radically reshape banking – and that starts with our brilliant team. Whatever came before, we’re proud to bring together people of all backgrounds and experiences who love working together to solve problems.

Starling Bank is an equal opportunity employer, and we’re proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Starling Bank are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law. When you provide us with this information, you are doing so at your own consent, with full knowledge that we will process this personal data in accordance with our Privacy Notice. By submitting your application, you agree that Starling Bank will collect your personal data for recruiting and related purposes. Our Privacy Notice explains what personal information we will process, where we will process your personal information, its purposes for processing your personal information, and the rights you can exercise over our use of your personal information.

Get AI-powered advice on this job and more exclusive features.

Company Description
Considering making an application for this job Check all the details in this job description, and then click on Apply.
Wise is a global technology company, building the best way to move and manage the worlds money.

Company Description
Wise is a global technology company, building the best way to move and manage the worlds money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
Job Description
More about our mission and what we offer.
Payment Processing Platform
Our goal is to provide reliable and scalable services that can be used by all the other product teams in the company. We provide such systems for transfers, and payouts domains.
We want our platform to be easy to use, integrate, and extend, while also enforcing good practices, risks mitigation, and maintaining high performance.
What Does It Take

• A strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points
• Great communication skills to drive cross team projects
• The ability to articulate complex, technical concepts to non-technical audience
• You enjoy writing testable, easy to extend, high-quality code
• You have solid Java 11 plus knowledge, experience with Spring framework and microservice best practices
• Advocate for best coding practices, code reviews and open feedback
• Experience Distributed and Concurrent Systems
• Hands on knowledge of microservice architecture patterns
• Experience working with relational databases, messaging queues and designing schemas
  

• Youll have onboarded and found your place through understanding your team and tribe vision and how you can contribute
• Youll understand how our values can help you guide your work
• Youll understand the reasons behind problematic payments and customer difficulties and how to go about solving them
• Youll be raising the automation level to enable scaling of the product
• Understand our customers and the impact our product makes in their lives. Youll help us scale-up and build a world class money transfer product by finding solutions to our technical challenges and opportunities
  

• The empowerment to solve problems your way and the freedom to have real impact on customers lives.
• Loads of development opportunities in a growing team through launching new products / features consistently in an in-demand region.
• A fun work environment with social activities and events
• Travel opportunities to other Wise offices around the world
• The opportunity to work with super smart people
• The salary ranges between 85,000 - 105,000 with an RSU package
  

• How we work - a practical guide
• Wise Vlogs: Omar, Engineering Lead
• The Wise Tech Stack, 2025 edition
• Our Engineering career map
• Engineering career journeys at Wise
• or check out our Engineering blog.
  

• Seniority levelMid-Senior level

• Employment typeFull-time

• Job functionEngineering and Information Technology

Referrals increase your chances of interviewing at Wise by 2x

London, England, United Kingdom 4 days ago

London, England, United Kingdom 4 weeks ago

London, England, United Kingdom 3 days ago

London, England, United Kingdom 1 week ago

London, England, United Kingdom 1 week ago

London, England, United Kingdom 1 month ago

Wimbledon, England, United Kingdom 1 week ago

Greater London, England, United Kingdom 5 months ago

London, England, United Kingdom 1 week ago

London, England, United Kingdom 2 days ago

London, England, United Kingdom 1 month ago

London, England, United Kingdom 5 hours ago

London, England, United Kingdom 2 weeks ago

London, England, United Kingdom 1 week ago

London, England, United Kingdom 1 week ago

London, England, United Kingdom 5 days ago

London, England, United Kingdom 23 hours ago

London, England, United Kingdom 2 months ago

London, England, United Kingdom 1 day ago

London, England, United Kingdom 1 day ago

London, England, United Kingdom 4 weeks ago

London, England, United Kingdom 2 months ago

London, England, United Kingdom 1 month ago

London, England, United Kingdom 4 weeks ago

Greater London, England, United Kingdom 1 month ago

London, England, United Kingdom 1 month ago

London, England, United Kingdom 2 months ago

London, England, United Kingdom 2 weeks ago

Were unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

Role: Financial Controller – PE backed Technology Company

Location: Central London (hybrid working)

The role: This role is working for a very exciting and fast-growing PE backed Technology business with a brilliant brand in the sector and exciting strategy for the future. They are hiring for an exciting Financial Controller opportunity reporting directly to the Director of Finance. You will be a core member of the wider finance team. This role will take ownership of the group’s internal management reporting, as well as playing a lead role in the group budgeting and forecasting process. This individual will have regular interaction with the board and will also be tasked with defining and improving processes across the business. This is a great opportunity looking to fast track their career and with opportunity to progress.

Role and Responsibilities:

• Producing management accounts and all supporting reconciliations on time for Internal and group review and explaining variations
• Producing regular updates of financial plan and annual budget, and all other group or internal weekly planning and reporting
• All working capital management, credit control and treasury management
• Supporting group annual audit process and liaising with advisors on all statutory accounts and returns and all tax compliance
• Supporting management team and group in any aspect of financial planning
• Participating in delivery of all group projects

Candidate Requirements:

• ACA/ACCA/CIMA qualified professional with significant post qualified experience.
• Proven operational accounting experience from previous roles, ideally within a scaling organisation
• Thorough understanding of what best in class systems, processes and controls look like
• A focus on quality improvement and automation, a desire for continual improvement
• Experience in a scale-up or start-up SaaS, Technology, or a similar industry in a high growth environment

Company Information

Wayman Finance is a specialist recruitment agency with over 20 years’ experience within the Finance field. We’ve worked hard to establish our reputation with our clients as one of the most reliable Finance and Accounting agencies in London through our core values of honesty and customer excellence.

Application

To be considered for this Financial Controller position please forward a CV as soon as possible

Our client offers regulatory consulting services to the Financial Services industry and this role heads up their Financial Crime Technology division reporting to the Senior Partner as part of the senior leadership team.

The role:-

• Drive business development and own the business plan for the division
• Monitor client satisfaction & quality assurance on all projects
• Actively drive cross-selling opportunities across the company
• Manage a team of up to 20 including Associates
• Contribute to thought leadership

The candidate:

• Minimum of 10 year’s industry experience with 5 years’ technology consulting experience to the Financial Services sector
• Experience of advising clients on SAR reporting, risk assessments, transaction monitoring & AML investigations
• Detailed understanding of the technologies available relating to Financial Crime compliance
• Proven capabilities to develop business, lead sales and go to market strategies within a fast paced consultancy

The base salary for the role up to £150,000 plus £5,000 pension and a 0,000 bonus based on performance. Equity is also on offer which will be realised in 3 – 5 years via a sale or refinancing of the business.