154 Professional Risk Manager jobs in the United Kingdom

Insurance Risk Surveyor

Location: Home-based with travel across the UK (approx. 60%)

Salary: Up to £100,000 + Benefits

Are you an experienced Risk Surveyor with strong technical knowledge across Property, Employers’ Liability, and Public Liability? Do you thrive on building trusted relationships, delivering high-quality risk assessments, and helping organisations reduce exposures?

This is an opportunity to join a specialist insurance provider that partners closely with organisations in the education and wider public sector. Known for its consultative approach, this business goes beyond traditional insurance — providing tailored risk management advice that directly influences underwriting, claims handling, and client resilience.

The Role

As an Insurance Risk Surveyor, you will:

• Conduct on-site and desktop risk reviews, producing high-quality underwriting and health & safety reports with clear recommendations and analysis.
• Provide tailored risk management support, including advice on emerging risks, new builds, refurbishments, and post-loss situations.
• Collaborate with internal teams to support new client acquisition, onboarding, and renewal processes.
• Work closely with the claims team to ensure excellent service delivery.
• Contribute to the development of underwriting strategies, risk appetite, and technical guidance.
• Engage with sector bodies, keeping abreast of industry developments and sharing insights through technical bulletins and reports.
• Support broader projects, publications, and initiatives that strengthen client relationships and risk management practices.

About You

We’re looking for someone who can bring:

• Proven experience surveying across all aspects of property, including business continuity, security, and health & safety.
• Strong analytical and communication skills, with the ability to deliver clear, actionable advice.
• Confidence in working independently while also collaborating as part of a wider team.
• The ability to work under pressure, meet deadlines, and maintain high standards of accuracy.
• A degree or relevant technical/insurance qualifications (desirable, not essential).

What’s on Offer

• Salary up to £100,000 plus a comprehensive benefits package.
• The chance to work with a mission-led insurer with a strong presence in the education and public sectors.
• An influential and varied role, where your input will shape client resilience, underwriting strategies, and risk appetite.
• Flexibility and autonomy in a home-based role, balanced with regular UK travel.
• Ongoing professional development and the opportunity to share expertise across national industry bodies.

Ready to make an impact?

Apply today and bring your expertise to a role where you’ll directly influence risk management outcomes and help organisations achieve long-term resilience.

• Conduct comprehensive risk assessments across all business lines, including operational, financial, and strategic risks.
• Develop and implement risk management policies, procedures, and controls.
• Monitor and analyze risk exposures, identifying potential threats and vulnerabilities.
• Quantify risks and assess their potential impact on the business.
• Develop and maintain risk models and reports for senior management and regulatory bodies.
• Collaborate with different departments to gather risk-related data and implement mitigation strategies.
• Stay informed about relevant insurance regulations and industry best practices.
• Assist in the development and testing of business continuity and disaster recovery plans.
• Conduct investigations into risk incidents and recommend corrective actions.
• Contribute to the company's overall risk appetite framework.

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related quantitative field.
• Proven experience in risk management, analysis, or a related role within the insurance industry.
• Strong understanding of insurance principles, products, and the regulatory environment.
• Proficiency in data analysis, statistical modeling, and risk assessment techniques.
• Experience with risk management software and tools.
• Excellent analytical, problem-solving, and critical thinking skills.
• Strong written and verbal communication skills, with the ability to present complex information clearly.
• Ability to work independently and as part of a team in a hybrid environment.
• Professional certifications such as CRM, FRM, or equivalent are a plus.

• Conduct comprehensive risk assessments for new and existing insurance policies, identifying potential hazards and exposures.
• Analyse financial statements, operational data, and other relevant documentation to evaluate risk profiles.
• Develop and recommend risk mitigation strategies and policy terms to control exposures.
• Monitor emerging risks and industry trends that may impact the company's portfolio.
• Collaborate with underwriters, claims adjusters, and other stakeholders to provide risk management advice.
• Prepare detailed reports and presentations on risk assessments and recommendations for senior management.
• Ensure compliance with regulatory requirements and internal risk management guidelines.
• Utilise data analytics and modelling tools to enhance risk assessment accuracy and efficiency.
• Mentor and guide junior risk assessment staff, providing technical expertise and support.
• Contribute to the continuous improvement of risk assessment methodologies and processes.

• Bachelor's degree in Finance, Economics, Risk Management, Business Administration, or a related field.
• Minimum of 5 years of experience in insurance risk assessment, underwriting, or a related risk management role.
• Strong understanding of insurance principles, products, and the regulatory landscape.
• Proven ability to analyse complex financial and operational data.
• Excellent analytical, problem-solving, and critical thinking skills.
• Proficiency in risk management software and tools, including data analysis and modelling capabilities.
• Strong written and verbal communication skills, with the ability to present findings clearly and persuasively.
• Ability to work independently, manage multiple projects, and meet deadlines in a remote environment.
• Professional certifications such as CPCU, ARM, or equivalent are highly desirable.
• High level of integrity and attention to detail.

Head of Insurance & Financial Risk

Edinburgh, Reigate or Newcastle (2 days a week in the office)

Attractive compensation package

Are you an experienced risk leader with a passion for managing insurance and financial risks? We have an exciting opportunity for you to join our forward-thinking financial services client as the Head of Insurance & Financial Risk.

Support the Chief Risk Officer in overseeing actuarial reserves, capital projections, pricing and underwriting models, and financial plan forecasts. Lead a team of Risk SMEs to deliver analytical insights and advice on Insurance and Financial risks.

Key Deliverables:

• Work closely with senior leadership to ensure they are engaged and fully aware of fraud risks and the measures in place to mitigate them.
• Manage the ORSA process, including annual report updates and stress testing.
• Plan and execute oversight across Finance, Actuarial, and Pricing & Underwriting.
• Provide regular reporting and insights to senior leadership, ensuring transparency and accountability

What you will bring:

• Proven experience in a risk management function within a highly regulated financial services environment
• Demonstrable experience in building strong relationships and the ability to pragmatically challenge stakeholders, including senior leaders
• Experience in leading and managing a diverse team, setting performance objectives, and ensuring the achievement of team and personal goals
• Strong analytical capability with the ability to review and challenge actuarial models and assumptions
• Expertise in achieving compliance with applicable Solvency II and other relevant prudential risk rules and guidance
• A strong leader who builds effective teams & brings people on the journey

If you're a financial risk expert within the insurance industry, don't miss out on this fantastic opportunity to lead and shape the future of risk management at our forward-thinking financial services client.

Apply now and be part of a dynamic team committed to excellence and innovation!

• Develop, implement, and maintain quantitative risk models for insurance products and portfolios.
• Conduct comprehensive risk assessments, including credit risk, market risk, operational risk, and underwriting risk.
• Analyse financial data and market trends to identify emerging risks and opportunities.
• Perform stress testing and scenario analysis to evaluate the impact of adverse events.
• Monitor key risk indicators (KRIs) and report on risk exposures to senior management.
• Contribute to the development and enhancement of risk management policies and procedures.
• Ensure compliance with relevant regulatory requirements (e.g., Solvency II, FCA guidelines).
• Collaborate with underwriting, claims, and finance departments to address risk-related issues.
• Provide expert advice on risk management strategies and best practices.
• Present complex analytical findings and recommendations in a clear and concise manner to various stakeholders.

• Bachelor's or Master's degree in Finance, Economics, Statistics, Mathematics, Actuarial Science, or a closely related quantitative field.
• Minimum of 6 years of experience in risk management, actuarial analysis, or a similar analytical role within the insurance industry.
• Strong knowledge of insurance products, regulations, and market dynamics.
• Proficiency in statistical software and programming languages such as R, Python, SAS, or SQL.
• Experience with risk modelling techniques, financial analysis, and data visualisation tools.
• Excellent analytical, problem-solving, and critical thinking abilities.
• Strong communication and presentation skills, with the ability to explain complex concepts to non-technical audiences remotely.
• Ability to work independently, manage priorities, and meet deadlines in a remote environment.
• Professional certifications such as FRM, PRM, or actuarial designations are a plus.