530 Professional Risk Manager jobs in the United Kingdom

Insurance Risk Surveyor

Location: Home-based with travel across the UK (approx. 60%)

Salary: Up to £100,000 + Benefits

Are you an experienced Risk Surveyor with strong technical knowledge across Property, Employers’ Liability, and Public Liability? Do you thrive on building trusted relationships, delivering high-quality risk assessments, and helping organisations reduce exposures?

This is an opportunity to join a specialist insurance provider that partners closely with organisations in the education and wider public sector. Known for its consultative approach, this business goes beyond traditional insurance — providing tailored risk management advice that directly influences underwriting, claims handling, and client resilience.

The Role

As an Insurance Risk Surveyor, you will:

• Conduct on-site and desktop risk reviews, producing high-quality underwriting and health & safety reports with clear recommendations and analysis.
• Provide tailored risk management support, including advice on emerging risks, new builds, refurbishments, and post-loss situations.
• Collaborate with internal teams to support new client acquisition, onboarding, and renewal processes.
• Work closely with the claims team to ensure excellent service delivery.
• Contribute to the development of underwriting strategies, risk appetite, and technical guidance.
• Engage with sector bodies, keeping abreast of industry developments and sharing insights through technical bulletins and reports.
• Support broader projects, publications, and initiatives that strengthen client relationships and risk management practices.

About You

We’re looking for someone who can bring:

• Proven experience surveying across all aspects of property, including business continuity, security, and health & safety.
• Strong analytical and communication skills, with the ability to deliver clear, actionable advice.
• Confidence in working independently while also collaborating as part of a wider team.
• The ability to work under pressure, meet deadlines, and maintain high standards of accuracy.
• A degree or relevant technical/insurance qualifications (desirable, not essential).

What’s on Offer

• Salary up to £100,000 plus a comprehensive benefits package.
• The chance to work with a mission-led insurer with a strong presence in the education and public sectors.
• An influential and varied role, where your input will shape client resilience, underwriting strategies, and risk appetite.
• Flexibility and autonomy in a home-based role, balanced with regular UK travel.
• Ongoing professional development and the opportunity to share expertise across national industry bodies.

Ready to make an impact?

Apply today and bring your expertise to a role where you’ll directly influence risk management outcomes and help organisations achieve long-term resilience.

• Analyze insurance portfolios to identify trends, concentrations, and emerging risks.
• Develop and maintain risk assessment models and methodologies.
• Quantify potential financial impacts of identified risks.
• Provide risk-related insights and recommendations to underwriting and product development teams.
• Assist in the development and implementation of risk management frameworks and policies.
• Monitor and report on key risk indicators (KRIs) and risk appetite.
• Collaborate with actuarial teams on reserving, pricing, and capital modeling.
• Stay informed about regulatory changes and industry best practices in risk management.
• Prepare clear and concise reports and presentations on risk exposures and mitigation strategies.
• Support the claims department in analyzing complex claims and their risk implications.

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, Actuarial Science, or a related quantitative field.
• Minimum of 3 years of experience in risk management, underwriting, or actuarial analysis within the insurance industry.
• Strong understanding of insurance products, markets, and underwriting principles.
• Proficiency in data analysis tools and techniques (e.g., Excel, SQL, R, Python).
• Experience with risk modeling software is a plus.
• Excellent analytical, problem-solving, and critical thinking skills.
• Strong communication and presentation skills, with the ability to convey complex information effectively.
• Ability to work collaboratively in a hybrid team environment.
• Detail-oriented with a high degree of accuracy.
• Progress towards actuarial qualifications (e.g., CII, IFoA) is an advantage.

• Identify, assess, and quantify potential risks related to insurance underwriting, claims, investments, and operations.
• Develop and maintain risk models, performing regular scenario analyses and stress tests.
• Monitor key risk indicators (KRIs) and report on emerging risk trends.
• Prepare comprehensive risk assessment reports and present findings to senior management.
• Collaborate with underwriting, claims, and actuarial teams to implement risk mitigation strategies.
• Ensure compliance with regulatory requirements and industry best practices for risk management.
• Contribute to the development and refinement of the company's risk appetite framework.
• Conduct deep-dive analyses into specific risk areas as required.
• Stay abreast of changes in the regulatory landscape and their potential impact on the business.
• Assist in the development and delivery of risk management training programmes.

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related quantitative field.
• Proven experience in risk analysis, preferably within the insurance or financial services industry.
• Strong understanding of risk management principles, methodologies, and frameworks (e.g., ERM).
• Proficiency in data analysis and statistical software (e.g., Excel, SQL, Python, R).
• Excellent analytical, problem-solving, and critical thinking skills.
• Strong written and verbal communication skills, with the ability to explain complex risk concepts clearly.
• Ability to work independently and manage workload effectively in a remote environment.
• Familiarity with regulatory requirements relevant to the insurance industry (e.g., Solvency II).
• Detail-oriented with a high level of accuracy.
• Professional certifications such as PRM or FRM are a plus.

• Develop and maintain sophisticated risk models to identify, measure, and monitor key risk exposures.
• Conduct thorough analysis of underwriting, investment, and operational risks.
• Prepare comprehensive risk reports and present findings to senior management and relevant stakeholders.
• Collaborate with various departments to ensure risk management practices are embedded throughout the organisation.
• Stay abreast of industry best practices, regulatory changes, and emerging risks.
• Contribute to the development and enhancement of risk appetite statements and tolerance limits.
• Lead and mentor junior analysts, fostering a culture of continuous improvement.
• Design and implement stress testing and scenario analysis programs.
• Ensure compliance with Solvency II and other relevant regulatory requirements.

• Develop, implement, and refine quantitative models for assessing insurance risks, including pricing, reserving, and capital allocation.
• Analyse large datasets to identify trends, patterns, and emerging risks within the insurance portfolio.
• Evaluate the effectiveness of existing risk management strategies and propose improvements.
• Collaborate with underwriting, claims, and actuarial teams to provide data-driven insights and recommendations.
• Conduct stress testing and scenario analysis to understand the potential impact of adverse events.
• Stay abreast of regulatory changes and industry best practices in risk management.
• Prepare comprehensive reports and presentations for senior management on risk exposures and mitigation strategies.
• Utilise advanced statistical software and programming languages (e.g., R, Python, SQL) for data analysis and modelling.
• Contribute to the development of risk appetite frameworks and key risk indicators (KRIs).
• Mentor junior analysts and contribute to a culture of analytical excellence.

• Bachelor's or Master's degree in Mathematics, Statistics, Economics, Finance, or a related quantitative field.
• Significant experience in risk management, actuarial science, or a similar analytical role within the insurance industry.
• Proficiency in statistical modelling, data analysis, and quantitative risk assessment techniques.
• Strong programming skills in R, Python, or SQL for data manipulation and analysis.
• Experience with risk modelling software and platforms.
• Excellent understanding of insurance products, markets, and regulatory environments.
• Strong analytical, problem-solving, and critical thinking skills.
• Exceptional communication and presentation skills, with the ability to convey complex information clearly.
• Ability to work independently and manage multiple priorities in a remote setting.
• Professional certifications (e.g., FRM, PRM) are a plus.