557 Senior Compliance Manager jobs in the United Kingdom

Location: London (Hybrid)

Duration: 6 months

Rate: £650 –£ 800 per day (inside IR35)

We are supporting a global financial services firm who is hiring an experienced compliance professional to lead regulatory mapping initiatives across its trading venue and financial crime domains. This is a high-impact contract role with a focus on MiFID II, MiFIR, MAR, and AML regulations within a dynamic, cross-functional environment.

Key Responsibilities:

• Lead end-to-end regulatory obligation mapping for MTF and AML domains
• Link legal and regulatory obligations to internal controls and documentation
• Monitor regulatory change and manage trigger events
• Collaborate with Legal, Risk, and Business stakeholders to ensure accuracy and traceability
• Present management information to senior leadership, auditors, and regulators
• Support enterprise risk management and challenge first-line control design

Ideal Candidate:

• 8+ years’ experience in Compliance, Legal, Risk, or Internal Audit
• Strong knowledge of MiFID II, MiFIR, MAR, and AML regulations
• Hands-on experience with regulatory mapping in a trading or financial services environment
• Excellent communication and stakeholder management skills
• Proven ability to lead cross-functional initiatives and deliver under pressure

This is a fantastic opportunity for a regulatory specialist to contribute to a strategic compliance program within a globally recognised firm.

Location: London (Hybrid)

Duration: 6 months

Rate: £650 –£ 800 per day (inside IR35)

We are supporting a global financial services firm who is hiring an experienced compliance professional to lead regulatory mapping initiatives across its trading venue and financial crime domains. This is a high-impact contract role with a focus on MiFID II, MiFIR, MAR, and AML regulations within a dynamic, cross-functional environment.

Key Responsibilities:

• Lead end-to-end regulatory obligation mapping for MTF and AML domains
• Link legal and regulatory obligations to internal controls and documentation
• Monitor regulatory change and manage trigger events
• Collaborate with Legal, Risk, and Business stakeholders to ensure accuracy and traceability
• Present management information to senior leadership, auditors, and regulators
• Support enterprise risk management and challenge first-line control design

Ideal Candidate:

• 8+ years’ experience in Compliance, Legal, Risk, or Internal Audit
• Strong knowledge of MiFID II, MiFIR, MAR, and AML regulations
• Hands-on experience with regulatory mapping in a trading or financial services environment
• Excellent communication and stakeholder management skills
• Proven ability to lead cross-functional initiatives and deliver under pressure

This is a fantastic opportunity for a regulatory specialist to contribute to a strategic compliance program within a globally recognised firm.

About Us

YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. 

As a UK-licensed Payment Institution (PI) and in the final stages of securing EU PI authorization, we are committed to ensuring a best-in-class regulatory compliance framework that supports our growth while meeting evolving regulatory expectations. 

We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.      

The Role

The Regulatory Compliance Manager will be a key figure in ensuring YouLend maintains a robust regulatory compliance framework. Reporting directly to the Head of Regulatory Compliance this role will focus on enhancing compliance processes, monitoring regulatory risks, and ensuring adherence to FCA, EU, and global standards as we pursue additional regulatory authorisations. 

This role offers an exciting opportunity for an experienced compliance professional to play a pivotal role in helping to shape our regulatory compliance framework and support YouLend with future expansion plans.  

Requirements

• Regulatory Compliance Framework – Contribute to the maturity of the regulatory compliance strategy and framework, ensuring there is a consistent and scalable approach to ‘compliance’ across training, policies, KRIs, testing, reporting. 
• Compliance Monitoring -  Support with the enhancement of the design and implementation of YouLend's Compliance Monitoring and Testing Programme including tracking and monitoring progress against the annual monitoring program and adapting it to the changing regulatory and business environment. 
• Governance and Management Reporting - Raising the standards of management reporting and governance, assisting the Head of Regulatory Compliance with preparing updates to YouLend’s Senior Management Team where necessary and embedding a governance framework that facilitates this.   
• Horizon scanning - Through the identification, assessment, and ongoing monitoring of current and future regulatory risks, including gap analysis of new regulatory initiatives and guidance from the Youlend’s regulators 
• Advisory – Act as a trusted advisor to the business, providing guidance on regulatory topics and helping the business navigate complex compliance landscapes in the UK, EU, US and other jurisdictions. 
• Regulatory Engagement - Support the Head of Regulatory Compliance with managing regulatory engagement, tracking and handling queries, audits, and ongoing communications with YouLend’s Regulators. 
• Regulatory Reporting - Lead regulatory reporting processes to ensure timely and accurate submissions to the FCA and other relevant authorities. 
• Enterprise Risk Management -  Support with the uplift of YouLend’s Enterprise Risk Framework, working with risk owners across the business to develop and mature the identification, assessment and management of  YouLend’s enterprise risks. 

Essential Qualifications and Experience

• 3- 5 years’ experience in a regulatory compliance role, ideally within a payment institution, electronic money institution or a similar regulated entity. 
• Strong analytical skills with the ability to identify and solve complex business problems 
• Demonstrable experience of supporting the implementation of compliance frameworks, particularly for FCA-regulated entities. 
• Experience leading regulatory reporting processes. 
• Familiarity with EU regulatory regimes and experience supporting applications for new regulatory authorizations is a strong plus. 
• Experience working in B2B financing or corporate lending is desirable. 
• Experience applying statistical techniques and analytical methods to extract insights from data.  

Skills

• Strong knowledge of FCA regulatory requirements, including the FCA Handbook and Payment Services Regulations (PSRs).  
• Proven ability to assess and manage regulatory risks, with experience in conducting thematic reviews and compliance monitoring. 
• Expertise in key compliance themes such as governance, complaints handling, safeguarding, product governance and outsourcing, and in depth understanding of risk mitigation frameworks. 
• Exceptional analytical skills, including conducting gap analyses to address new regulatory initiatives and guidance. 
• Strong written and verbal communication skills, with experience preparing high-quality reviews, assessments, and reports for senior stakeholders and regulators. 

Benefits

Why join YouLend? 

•  Award-Winning Workplace:  YouLend has been recognised as one of the “Best Places to Work 2024 and 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace. 

•  Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC. 

We offer comprehensive benefits package that includes: 

• Stock Options 

• Private Medical insurance via Vitality and Bupa Dental  

• EAP with Health Assured 

• Enhanced Maternity and Paternity Leave 

• Modern and sophisticated office space in Central London 

• Free Gym in office building in Holborn 

• Subsidised Lunch via Feedr 

• Deliveroo Allowance if working late in office 

• Monthly in office Masseuse 

• Team and Company Socials 

• Football Power League  

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law. 

• Ensuring the business maintains compliance with all relevant legislation
• Actively monitoring new regulations and legislative changes that may affect the business
• Maintaining and updating all compliance documentation and producing monthly reporting data
• Upholding ISO 9001 and 14001 standards
• Ensuring Health & Safety regulations are adhered to
• Collaborating with various departments to effectively promote a positive quality and safety culture throughout the business
• Being visible and approachable from shop floor to boardroom, ensuring consistent standards are upheld
• Liaising with external consultants as necessary  

• Proven experience within a product compliance/and or regulatory and quality role (medical supplies/medical devices/pharma )
• Robust experience working to ISO 9001, 14001 and ideally 13485 standards
• Previous experience as a Person Responsible for Regulatory Compliance (PRRC) would be desirable (though not essential)
• Ability to persuade, influence, and collaborate effectively with colleagues across all departments
• A self-motivated individual with the ability to work autonomously, take initiative and assume ownership within the compliance function
• Adaptability and resilience to thrive in a dynamic and rapidly growing business environment
• Ability to undertake some short European trips periodically  

• A competitive salary of circa £50k
• 25 days annual leave plus Bank Holidays
• The opportunity to join a forward-thinking company during an exciting period of expansion
• A newly created role where you can make a significant impact and shape the compliance strategy
• A supportive and inclusive work environment that values its employees and encourages career development
• Company-provided laptop
• DIS benefit
• 24/7 private GP access
• Comprehensive mental health support for you and your family
• Access to a financial wellbeing service
• Regular social events, including a summer BBQ and Christmas party
• Comprehensive training and ongoing support
• Opportunities for overseas travel a few times per year
• Flexible start times (within a core hours framework)  

• Ensuring the business maintains compliance with all relevant legislation
• Actively monitoring new regulations and legislative changes that may affect the business
• Maintaining and updating all compliance documentation and producing monthly reporting data
• Upholding ISO 9001 and 14001 standards
• Ensuring Health & Safety regulations are adhered to
• Collaborating with various departments to effectively promote a positive quality and safety culture throughout the business
• Being visible and approachable from shop floor to boardroom, ensuring consistent standards are upheld
• Liaising with external consultants as necessary  

• Proven experience within a product compliance/and or regulatory and quality role (medical supplies/medical devices/pharma )
• Robust experience working to ISO 9001, 14001 and ideally 13485 standards
• Previous experience as a Person Responsible for Regulatory Compliance (PRRC) would be desirable (though not essential)
• Ability to persuade, influence, and collaborate effectively with colleagues across all departments
• A self-motivated individual with the ability to work autonomously, take initiative and assume ownership within the compliance function
• Adaptability and resilience to thrive in a dynamic and rapidly growing business environment
• Ability to undertake some short European trips periodically  

• A competitive salary of circa £50k
• 25 days annual leave plus Bank Holidays
• The opportunity to join a forward-thinking company during an exciting period of expansion
• A newly created role where you can make a significant impact and shape the compliance strategy
• A supportive and inclusive work environment that values its employees and encourages career development
• Company-provided laptop
• DIS benefit
• 24/7 private GP access
• Comprehensive mental health support for you and your family
• Access to a financial wellbeing service
• Regular social events, including a summer BBQ and Christmas party
• Comprehensive training and ongoing support
• Opportunities for overseas travel a few times per year
• Flexible start times (within a core hours framework)  

About us

Over the last 18 years, we have helped over a million satisfied customers move and manage their money. Our award-winning product portfolio allows our customers to make low-cost multi-currency payments across various payment products. From travel money to transfers, currency hedging, to expense management, we are focused on a single goal of making it easy for our customers to manage and move their money.

As a business, we are committed to delivering value to our customers through the combination of advanced payments technology and personal expert service. We’re doing this by hiring exceptional people and are now looking for a Senior Regulatory Compliance Manager to join our team.

Within our offices in London, Chester, Los Angeles and Europe, Equals comprises of three business lines and brands - Equals Money, FairFX and CardOneMoney. You will join a very close-knit, talented and supportive team from various backgrounds who believe that bringing different perspectives together helps us understand our customers' needs. United, by one thing, making money management straightforward and cost-effective for our customers.

About the Role

You are a regulatory compliance subject specialist and able to take responsibility for executing regulatory processes and monitoring compliance tasks to a high standard. You can spot opportunities for strengthening processes and controls and strive to implement and build systems and processes that support a strong compliance culture. You’re able to influence stakeholders to promote the compliance agenda and can motivate and inspire team members to perform to a high standard. You will support the Head of Regulatory Compliance in the day-to-day execution of the compliance road map and take the lead on more complex or technically demanding projects. Regulatory change will be a key focus area for you in this role, and as such you will follow new developments and trends in the regulatory landscape impacting payments firms. You will work with senior business leaders to ensure a robust application of regulatory compliance controls, operating under the second line model of ‘advise, train and monitor’.

Responsibilities

The key responsibilities of the Senior Regulatory Compliance Manager include:

· Supporting the Head of Regulatory Compliance in the day-to-day execution of the compliance roadmap.

· Providing independent 2nd line ‘review and challenge’ to Equals business units, adopting the ‘advise, train and monitor’ second line model.

· Taking ownership of specific items on the Compliance Roadmap/Strategy, ensuring completion of tasks in line with deadlines and escalating any risks of non-completion.

· Providing high quality compliance advice to the business on all regulatory matters relevant to Equals businesses.

· Supporting the ongoing development of compliance staff through reviewing documentation, proposals and other assets and providing quality feedback on these.

· Supporting regulatory engagement in relevant markets where Equals has or is seeking to establish a presence.

· Working closely with the other Group Risk and Compliance functions and senior management stakeholders.

· Acting as a role model for more junior members of the compliance function.

· Co-ordinating the Group’s initial responses to regulatory change matters, and supporting the head to allocate new items to team members.

· Developing training material in relation to policies owned by Compliance.

· Supporting the delivery of the compliance roadmap, taking ownership of specific activities.

· Keeping up to date with regulatory change matters and supervisory themes.

· Supporting the identification and management of risks of non-compliance with regulatory requirements.

· Supporting, escalating and overseeing the identification and resolution of regulatory incidents as well as reporting relevant incidents to regulatory authorities.

· Attending and provide reporting to relevant board/risk committees as required.

· Promoting the adoption of a culture that prioritises good customer and regulatory outcomes in Risk and Compliance across the business.

· Managing external advisors and assurance providers.

· Embody at all times our values of:

o Be the customer

o Succeed together

o Go beyond

o Make it happen

Essential Skills

· In-depth understanding of UK regulatory frameworks, including the Payment Services 2017 (PSRs), Electronic Money Regulations (EMRs), AML/CTF requirements and GDPR.

· Experience drafting and implementing compliance policies and procedures.

· Strong analytical and problem-solving skills.

· Excellent communication skills across all levels of stakeholders.

· Ability to promote the compliance agenda and foster a robust compliance culture across the business.

· Familiarity with working in a 3LOD model.

· Leadership skills to manage and inspire a team.

· Meticulous attention to detail and organisational capabilities.

· Relevant certifications (e.g. ICA, CAMS or similar compliance certifications) an advantage.

· Minimum of 5-7 years’ experience in regulatory compliance within financial services, preferably in the payment services sector.

· Demonstrated track record in working with regulatory bodies such as the FCA, HMRC.

Benefits

• A competitive salary benchmarked against a peer group.

• 25 days holiday per year + your birthday off.

• Opportunities for progression, development and learning new skills - £250 towards the cost of learning & development.

• Free onsite Nuffield Health gym & pool (London) and discounted gym membership elsewhere.

• GetActive with Aviva - Health and Wellbeing discounts on services and products.

• Interbank currency rates on travel money and international transfers.

• Bupa Private Healthcare.

• Free Eye Test and £50 up to the cost of glasses.

• EAP Service - Mental Health Services.

• Life Assurance Policy - x3 annual salary.

• Contributory pension scheme.

• Cycle to Work Scheme.

• Season Ticket Loans.

• Enhanced Parental Policies.

• Complimentary tea, coffee, soft drinks and fruit.

• We operate a hybrid working arrangement where possible.

Working Arrangements

Where possible, we offer the opportunity to work flexibly and the opportunity to balance some remote working with time in the office collaborating, taking part in events and developing the social connections that make working with us rewarding.

For this senior role a minimum of 2-3 days in the office (London or Chester) will be required, with remote working offered for the remaining working days. Further details of the working arrangements shall be agreed with the Group CCRO.

Equals Group strives to create a workplace where we can all be ourselves. We believe in inclusion, equality and the power of diversity, so you'll be encouraged to bring your unique perspectives and experiences, and help us understand what you need to do your best work.

No agency support required at this time - thank you.

Role Title: Compliance Manager – Regulatory Engagement

Reports to: Global Head of Regulatory Compliance

Location: London / Hybrid

Job Type: Permanent

Who is EML

EML is a fast-moving, global fintech on a mission to make payments awesome — instant, secure, and seamless. We connect our customers to their customers, wherever Money is in Motion.

We’re not your traditional payments provider. As an issuer and processor, we deliver smart, flexible alternatives to banking — from reloadable to non-reloadable cards — all tailored to fit. We move fast, think big, and partner closely with our clients to make it happen.

Innovation is in our DNA. We’re built on collaboration, driven by curiosity, and focused on doing things better every day.

At EML, you won’t be asked to fit in — we’ll help you stand out.

The Team

The Risk & Compliance team at EML believes in rolling up their sleeves and getting things done.

At EML, we don't subscribe to ivory tower compliance – the organisation seeks a hands-on leader who will engage across the organisation and understand the practical impacts and outcomes of their work.

The Risk & Compliance team at EML is divided into two overarching teams:

1. Country Risk & Compliance – hold broad responsibilities within their countries/regions and where applicable hold designated titles (such as SMF or PCF designations). They are supported in the execution of their functions and activities by a global team of specialists but maintain ultimate decision-making authority and control via oversight of all parts of programmes and activities that impact on their country/region.
2. Global Risk & Compliance – narrowly focussed specific functions or areas, providing deep subject matter expertise, framework design and execution support and standardisation across the group in the areas of Regulatory Compliance, Risk Management and Strategy, Testing and Assurance, Regulatory Engagement and Reporting, and Privacy and Consumer Protection.

The Compliance Manager – Regulatory Engagement is a global specialist role, operating and coordinating across multiple jurisdictions and entities to ensure customer- centric and privacy-compliant practices across the business.

The Role

We are looking for an experienced and proactive individual to lead and support our global regulatory engagement efforts. Based in London, this is a critical role that will help shape and manage the company’s ongoing interactions with regulators and banking partners across multiple jurisdictions.

Reporting to the Global Head of Regulatory Compliance, this role will act as the central coordination point for regulatory engagements, communications, and relationship management, ensuring a consistent, transparent and professional approach across the business.

What You’ll Do

Regulatory Engagement Leadership

• Lead preparation of materials (e.g. briefings, presentations) for regulatory interactions and support Country Risk & Compliance during these engagements.
• Lead regulatory correspondence management including tracking, filing, and response coordination across all regions ;maintain centralised records of all regulatory communication, feedback, and outcomes, ensuring timely responses and follow-ups.
• Support license applications and variation/renewal processes across global jurisdictions, working closely with Legal and local teams; maintain global license registers and monitor ongoing obligations, conditions, and renewals.
• Lead regulatory consultation responses and industry engagement activities globally.
• Lead and coordinate regulatory examinations, banking partner reviews, and independent audit engagements including planning, evidence collation, response development, and post-exam follow-up.
• Maintain a robust documentation and recordkeeping framework for all regulatory interactions and reviews.

Regulatory Reporting Management

• Lead and coordinate comprehensive regulatory reporting across all regulatory domains and global jurisdictions including UK, EU, APAC, and North America.
• Establish regulatory reporting calendars, schedules, and submission tracking systems for all regions.
• Coordinate regulatory data collection, validation, and quality assurance processes across global operations.
• Lead preparation and submission of regulatory returns, notifications, and ad-hoc reporting requirements across multiple jurisdictions.
• Coordinate regulatory notification requirements for businesschanges, incidents, and material events across multiple jurisdictions.
• Maintain comprehensive regulatory correspondence records and documentation systems for all global operations.

Regulatory Change Management Support

• Support regulatory change impact assessment and implementation planning.
• Coordinate regulatory change communication and stakeholder engagement activities.
• Lead regulatory change documentation and procedure updateprocesses.
• Coordinate regulatory changeproject management and delivery activities.
• Monitor regulatory developments and assess impact on reporting and engagement requirements.
• Support regulatory horizon scanning and emerging requirement identification.
• Coordinate regulatory intelligence sharing across compliance teams.
• Work with Legal and Country Risk & Compliance colleagues to track and report on regulatory feedback, expectations, and emerging trends.

Coaching and Development

• Lead team development and capability building initiatives.
• Provide day-to-day guidance to team members and lead resource planning as needed.

Stakeholder Management

• Work closely with senior stakeholders from all three lines of defence.
• Coordinate with business units on regulatory reporting data provision and validation.
• Support Legal function on regulatory matters, enforcement actions, and compliance issues.
• Collaborate with Risk Management teams on regulatory risk assessment and reporting.
• Support Finance function on regulatory capital and financial reporting requirements.
• Support executive and board communication on regulatory engagement and reporting activities.
• Lead internal stakeholder briefings on regulatory developments and requirements.

What You’ll Bring

• Regulatory Experience : Deep understanding of the financial services regulatory landscape, with proven experience in engaging with multiple regulators.
• Environment : Demonstrable experience in global, matrixed environments, including coordinating across time zones, cultures, and reporting lines; preferably in a payments or fintech environment.
• Knowledge : Understanding of multiple regulatory frameworks across key jurisdictions (EU, UK, APAC and US), including the ability to interpret and apply common principles across jurisdictions. Deep knowledge of regulatory reporting requirements and best practices across multiple regulatory domains. Experience with license applications, regulatory reporting, and regulatory authority interactions acrossmultiple jurisdictions. Professional certifications such as from the International Compliance Association (ICA), or other relevant credentials preferred.
• Technical : Strong project management skills with experience coordinating regulatory and examinations. Proficiency in data management and validation. Outstanding written and verbal communication skills with strong attention to detail with the ability to synthesise complex regulatory themes into actionable insights and clear communications.
• Team : Engagement: Excellent communication and interpersonal skills with the ability to influence and partner with senior leaders, regulators and cross-functional teams; experience managing a small team on a day-to-day basis, prioritising work to meet deadlines, and coaching more junior team members to help them develop and ensure they deliver high-quality work.

What’s in it for You

• Recharge and Give Back : 25 days annual leave, 2 volunteering days, your birthday off – plus 5 extra ‘Take5’ days when you’ve used your core leave!
• Global Opportunities : Collaborate across Australia, the UK, North America, and Europe
• Work Your Way : Hybrid working that fits your lifestyle and empowers smarter working.
• Family First : Enhanced family leave options with 12-weeks full pay for Primary Caregivers, and 4-weeks full pay for Secondary Caregivers.
• Invest in You : We cover your professional memberships and offer a competitive pension scheme*.
• Wellbeing Matters : Private medical insurance, long-term illness cover, and life assurance.
• Perks & Rewards : Short-term bonus scheme*, Cycle2Work, 24/7 Employee Assistance Programme, and exclusive discounts via Spectrum.Life’s BenefitsHub.

*Some benefits are subject to eligibility criteria.

Company Culture and Values

At EML, we move fast, think big, and build smart. We’re a fintech that thrives on fresh ideas, bold thinking, and getting things done — together.

We’re powered by four values that keep us focused, fast, and fearless:

• One Team – We back each other, move as one, and win together.
• Openness – We share ideas, speak up, and stay curious.
• Awesomeness – We bring the spark — bold thinking, great energy, and pride in what we do.
• Simplicity – We cut through the noise and focus on what matters.

Role Title: Compliance Manager – Regulatory Engagement

Reports to: Global Head of Regulatory Compliance

Location: London / Hybrid

Job Type: Permanent

Who is EML

EML is a fast-moving, global fintech on a mission to make payments awesome — instant, secure, and seamless. We connect our customers to their customers, wherever Money is in Motion.

We’re not your traditional payments provider. As an issuer and processor, we deliver smart, flexible alternatives to banking — from reloadable to non-reloadable cards — all tailored to fit. We move fast, think big, and partner closely with our clients to make it happen.

Innovation is in our DNA. We’re built on collaboration, driven by curiosity, and focused on doing things better every day.

At EML, you won’t be asked to fit in — we’ll help you stand out.

The Team

The Risk & Compliance team at EML believes in rolling up their sleeves and getting things done.

At EML, we don't subscribe to ivory tower compliance – the organisation seeks a hands-on leader who will engage across the organisation and understand the practical impacts and outcomes of their work.

The Risk & Compliance team at EML is divided into two overarching teams:

1. Country Risk & Compliance – hold broad responsibilities within their countries/regions and where applicable hold designated titles (such as SMF or PCF designations). They are supported in the execution of their functions and activities by a global team of specialists but maintain ultimate decision-making authority and control via oversight of all parts of programmes and activities that impact on their country/region.
2. Global Risk & Compliance – narrowly focussed specific functions or areas, providing deep subject matter expertise, framework design and execution support and standardisation across the group in the areas of Regulatory Compliance, Risk Management and Strategy, Testing and Assurance, Regulatory Engagement and Reporting, and Privacy and Consumer Protection.

The Compliance Manager – Regulatory Engagement is a global specialist role, operating and coordinating across multiple jurisdictions and entities to ensure customer- centric and privacy-compliant practices across the business.

The Role

We are looking for an experienced and proactive individual to lead and support our global regulatory engagement efforts. Based in London, this is a critical role that will help shape and manage the company’s ongoing interactions with regulators and banking partners across multiple jurisdictions.

Reporting to the Global Head of Regulatory Compliance, this role will act as the central coordination point for regulatory engagements, communications, and relationship management, ensuring a consistent, transparent and professional approach across the business.

What You’ll Do

Regulatory Engagement Leadership

• Lead preparation of materials (e.g. briefings, presentations) for regulatory interactions and support Country Risk & Compliance during these engagements.
• Lead regulatory correspondence management including tracking, filing, and response coordination across all regions ;maintain centralised records of all regulatory communication, feedback, and outcomes, ensuring timely responses and follow-ups.
• Support license applications and variation/renewal processes across global jurisdictions, working closely with Legal and local teams; maintain global license registers and monitor ongoing obligations, conditions, and renewals.
• Lead regulatory consultation responses and industry engagement activities globally.
• Lead and coordinate regulatory examinations, banking partner reviews, and independent audit engagements including planning, evidence collation, response development, and post-exam follow-up.
• Maintain a robust documentation and recordkeeping framework for all regulatory interactions and reviews.

Regulatory Reporting Management

• Lead and coordinate comprehensive regulatory reporting across all regulatory domains and global jurisdictions including UK, EU, APAC, and North America.
• Establish regulatory reporting calendars, schedules, and submission tracking systems for all regions.
• Coordinate regulatory data collection, validation, and quality assurance processes across global operations.
• Lead preparation and submission of regulatory returns, notifications, and ad-hoc reporting requirements across multiple jurisdictions.
• Coordinate regulatory notification requirements for businesschanges, incidents, and material events across multiple jurisdictions.
• Maintain comprehensive regulatory correspondence records and documentation systems for all global operations.

Regulatory Change Management Support

• Support regulatory change impact assessment and implementation planning.
• Coordinate regulatory change communication and stakeholder engagement activities.
• Lead regulatory change documentation and procedure updateprocesses.
• Coordinate regulatory changeproject management and delivery activities.
• Monitor regulatory developments and assess impact on reporting and engagement requirements.
• Support regulatory horizon scanning and emerging requirement identification.
• Coordinate regulatory intelligence sharing across compliance teams.
• Work with Legal and Country Risk & Compliance colleagues to track and report on regulatory feedback, expectations, and emerging trends.

Coaching and Development

• Lead team development and capability building initiatives.
• Provide day-to-day guidance to team members and lead resource planning as needed.

Stakeholder Management

• Work closely with senior stakeholders from all three lines of defence.
• Coordinate with business units on regulatory reporting data provision and validation.
• Support Legal function on regulatory matters, enforcement actions, and compliance issues.
• Collaborate with Risk Management teams on regulatory risk assessment and reporting.
• Support Finance function on regulatory capital and financial reporting requirements.
• Support executive and board communication on regulatory engagement and reporting activities.
• Lead internal stakeholder briefings on regulatory developments and requirements.

What You’ll Bring

• Regulatory Experience : Deep understanding of the financial services regulatory landscape, with proven experience in engaging with multiple regulators.
• Environment : Demonstrable experience in global, matrixed environments, including coordinating across time zones, cultures, and reporting lines; preferably in a payments or fintech environment.
• Knowledge : Understanding of multiple regulatory frameworks across key jurisdictions (EU, UK, APAC and US), including the ability to interpret and apply common principles across jurisdictions. Deep knowledge of regulatory reporting requirements and best practices across multiple regulatory domains. Experience with license applications, regulatory reporting, and regulatory authority interactions acrossmultiple jurisdictions. Professional certifications such as from the International Compliance Association (ICA), or other relevant credentials preferred.
• Technical : Strong project management skills with experience coordinating regulatory and examinations. Proficiency in data management and validation. Outstanding written and verbal communication skills with strong attention to detail with the ability to synthesise complex regulatory themes into actionable insights and clear communications.
• Team : Engagement: Excellent communication and interpersonal skills with the ability to influence and partner with senior leaders, regulators and cross-functional teams; experience managing a small team on a day-to-day basis, prioritising work to meet deadlines, and coaching more junior team members to help them develop and ensure they deliver high-quality work.

What’s in it for You

• Recharge and Give Back : 25 days annual leave, 2 volunteering days, your birthday off – plus 5 extra ‘Take5’ days when you’ve used your core leave!
• Global Opportunities : Collaborate across Australia, the UK, North America, and Europe
• Work Your Way : Hybrid working that fits your lifestyle and empowers smarter working.
• Family First : Enhanced family leave options with 12-weeks full pay for Primary Caregivers, and 4-weeks full pay for Secondary Caregivers.
• Invest in You : We cover your professional memberships and offer a competitive pension scheme*.
• Wellbeing Matters : Private medical insurance, long-term illness cover, and life assurance.
• Perks & Rewards : Short-term bonus scheme*, Cycle2Work, 24/7 Employee Assistance Programme, and exclusive discounts via Spectrum.Life’s BenefitsHub.

*Some benefits are subject to eligibility criteria.

Company Culture and Values

At EML, we move fast, think big, and build smart. We’re a fintech that thrives on fresh ideas, bold thinking, and getting things done — together.

We’re powered by four values that keep us focused, fast, and fearless:

• One Team – We back each other, move as one, and win together.
• Openness – We share ideas, speak up, and stay curious.
• Awesomeness – We bring the spark — bold thinking, great energy, and pride in what we do.
• Simplicity – We cut through the noise and focus on what matters.