1,821 Underwriter jobs in the United Kingdom

An excellent opportunity has become available for Underwriters to join a global financial services provider. The job is available on either a hybrid or remote working basis (please note that initial training in the office is expected as is 1 day a month for team building purposes and attendance when business needs arise).

The salary range is dependent on the level of experience and mandates (between £30 - £38k).

Key responsibilities include:

• Handle dealer enquiries professionally via phone and email.
• Support the conversion of declined finance applications into acceptable proposals within risk guidelines.
• Manage deferred applications by following up promptly and thoroughly.
• Assess referred finance proposals within delegated authority; escalate when needed.
• Interpret financial statements to make informed credit decisions.
• Investigate CIFAS alerts diligently and escalate potential fraud cases.
• Proactively flag operational issues and suggest practical solutions.
• Meet departmental KPIs and service standards.
• Collaborate across departments to support operational goals.
• Contribute flexibly to team tasks as required.
• Maintain compliance with internal policies, industry standards, and relevant legislation (e.g., Consumer Credit Act, Money Laundering, Data Protection).
• Actively safeguard the business against fraud and financial risk.

To be considered for this role, you must have:

• Asset underwriting experience is preferred, however candidates with Banking Underwriting, including Mortgages will also be considered as well as Insurance Underwriting.
• A keen eye for detail
• Strong communication skills
• A pro-active attitude
• The ability to work well in a team and independently
• Be a forward-thinking problem solver

The successful candidates will be rewarded with a competitive salary, excellent benefits, career progression and potential bonus.

Role Purpose

The purpose of this role is to underwrite and process all new home finance applications from receipt of application through to offer. Manage conversations and communications with brokers and internal colleagues effectively to ensure overall positive customer experience. The incumbent will be required to ensure service levels are maintained whilst being mindful of the Credit Risk Governance frameworks in operation within the Bank, such as KYC (Know Your Customer) and Fraud Awareness.

Please note - the position is office based with a Hybrid Working policy with flexibility to work from home up to 3 days a week.

Role Duties

• End to end case ownership to ensure overall positive broker / customer outcome.
• Assess and underwrite new business cases in a pragmatic manner and within Credit Policy KYC guidelines to support the aim of the Bank to be recognised as a Specialist Financer by brokers and customers.
• Demonstrate a desire to underwrite cases by, where appropriate, suggesting alternative options on how a case may be acceptable whilst still fully complying with Credit Policy and KYC governance.
• Compose Finance rationale that ensures Finance decision is clearly structured and documented covering both credit and CDD (KYC/Anti Money Laundering) in line with policies and any potential risks mitigated.
• Work cases in an efficient manner utilising the processes and policies in place to contribute to the business meeting agreed Service Level Agreements both internally and externally.

Required Skills

• Experience in a similar role within a mortgage environment
• Risk awareness and Regulatory standards awareness
• Knowledge of MCOB

About Us

Gatehouse Bank was established in 2007. With offices based in London, Birmingham, Milton Keynes and Wilmslow, we’re one of the fastest growing banks of our kind in the UK. We are a British, Shariah-compliant bank and follow a set of principles which promote fair play. Our products are transparent, fair and socially responsible.

Additional Details

We offer highly attractive reward package; the typical benefits include:

• 25 days holiday entitlement increasing with service
• Pension plan
• Private medical insurance
• Dental cover
• Income protection
• Life assurance
• Employee referral bonus

Gatehouse Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.

Please be advised that we have an appointed recruitment partner, The Curve Group, to manage our recruitment process and give candidates the best possible experience in pursuing a career with Gatehouse Bank. The personal details you have shared with us may be processed by The Curve Group on behalf of Gatehouse Bank. Full details of their Privacy Policy can be viewed here .

The Job

We’re excited to be adding to our team - we're looking for an Underwriter (Property, SME Package, Contractors Combined) who has worked in the UK industry and can hit the ground running that is aligned with our core brand principles.

Who You Are

• Ideally have at least 3 years Underwriting Insurance Experience.
• Previously worked at another UK MGA.
• Worked with the online trading platforms.
• Enthusiastic about technology and excited about change.
• Provide class leading service levels with speed and energy.

What you'll be doing

• Underwrite both new and existing business within our binding authorities.
• Issue quote certain terms and policies where required
• Clear referrals within underwriting authority
• Self-manage individual workloads to deliver to deliver exceptional customer service.

Products

• Contractors Combined
• Motor Trades Combined
• SME Retail Package
• Food & Hospitality Package
• Sport & Leisure Package
• Property Owners (Residential & Commercial)
• Office / Surgeries Package
• Liability (per capita) / (wages & turnover)
• Commercial Combined

Benefits / Perks of the Job

• 100% Remote or Hybrid in Local Office (Hertford)
• 28 days per annum annual leave (plus any Public Holidays)
• Learning & Training budget (In-house training, CII, CPD)
• Private medical insurance
• Pension scheme
• High street discounts
• Quarterly team socials
• Super colleagues to work with

An excellent opportunity has become available for Underwriters to join a global financial services provider. The job is available on either a hybrid or remote working basis (please note that initial training in the office is expected as is 1 day a month for team building purposes and attendance when business needs arise).

The salary range is dependent on the level of experience and mandates (between £30 - £38k).

Key responsibilities include:

• Handle dealer enquiries professionally via phone and email.
• Support the conversion of declined finance applications into acceptable proposals within risk guidelines.
• Manage deferred applications by following up promptly and thoroughly.
• Assess referred finance proposals within delegated authority; escalate when needed.
• Interpret financial statements to make informed credit decisions.
• Investigate CIFAS alerts diligently and escalate potential fraud cases.
• Proactively flag operational issues and suggest practical solutions.
• Meet departmental KPIs and service standards.
• Collaborate across departments to support operational goals.
• Contribute flexibly to team tasks as required.
• Maintain compliance with internal policies, industry standards, and relevant legislation (e.g., Consumer Credit Act, Money Laundering, Data Protection).
• Actively safeguard the business against fraud and financial risk.

To be considered for this role, you must have:

• Asset underwriting experience is preferred, however candidates with Banking Underwriting, including Mortgages will also be considered as well as Insurance Underwriting.
• A keen eye for detail
• Strong communication skills
• A pro-active attitude
• The ability to work well in a team and independently
• Be a forward-thinking problem solver

The successful candidates will be rewarded with a competitive salary, excellent benefits, career progression and potential bonus.

Role Purpose

The purpose of this role is to underwrite and process all new home finance applications from receipt of application through to offer. Manage conversations and communications with brokers and internal colleagues effectively to ensure overall positive customer experience. The incumbent will be required to ensure service levels are maintained whilst being mindful of the Credit Risk Governance frameworks in operation within the Bank, such as KYC (Know Your Customer) and Fraud Awareness.

Please note - the position is office based with a Hybrid Working policy with flexibility to work from home up to 3 days a week.

Role Duties

• End to end case ownership to ensure overall positive broker / customer outcome.
• Assess and underwrite new business cases in a pragmatic manner and within Credit Policy KYC guidelines to support the aim of the Bank to be recognised as a Specialist Financer by brokers and customers.
• Demonstrate a desire to underwrite cases by, where appropriate, suggesting alternative options on how a case may be acceptable whilst still fully complying with Credit Policy and KYC governance.
• Compose Finance rationale that ensures Finance decision is clearly structured and documented covering both credit and CDD (KYC/Anti Money Laundering) in line with policies and any potential risks mitigated.
• Work cases in an efficient manner utilising the processes and policies in place to contribute to the business meeting agreed Service Level Agreements both internally and externally.

Required Skills

• Experience in a similar role within a mortgage environment
• Risk awareness and Regulatory standards awareness
• Knowledge of MCOB

About Us

Gatehouse Bank was established in 2007. With offices based in London, Birmingham, Milton Keynes and Wilmslow, we’re one of the fastest growing banks of our kind in the UK. We are a British, Shariah-compliant bank and follow a set of principles which promote fair play. Our products are transparent, fair and socially responsible.

Additional Details

We offer highly attractive reward package; the typical benefits include:

• 25 days holiday entitlement increasing with service
• Pension plan
• Private medical insurance
• Dental cover
• Income protection
• Life assurance
• Employee referral bonus

Gatehouse Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.

Please be advised that we have an appointed recruitment partner, The Curve Group, to manage our recruitment process and give candidates the best possible experience in pursuing a career with Gatehouse Bank. The personal details you have shared with us may be processed by The Curve Group on behalf of Gatehouse Bank. Full details of their Privacy Policy can be viewed here.