440 Underwriter jobs in the United Kingdom

Portfolio Underwriter

We are looking for someone to join the team in a supporting capacity, providing essential administrative and analytical assistance to the underwriting function.

This role is ideal for someone highly organised, detail-focused, and confident in working with data, particularly in Microsoft Excel, which will be used extensively on a daily basis.

Please note this position requires 4 days a week in the office .

About the Insurer

You'll be joining a dynamic specialty (re)insurance group known for its innovative approach to underwriting and strong reputation in the London Market. The business works closely with brokers and clients across international markets, offering tailored solutions and underwriting expertise across a diverse portfolio.

Key Responsibilities

• Support the administration of underwriting activities, including maintaining accurate data, records, and documentation.

• Assist with the preparation, review, and analysis of submissions.

• Ensure accuracy and integrity of underwriting data across internal systems.

• Work closely with brokers, clients, and colleagues to provide timely administrative support.

• Monitor market developments and maintain up-to-date knowledge relevant to the team's work.

• Provide support with reporting and data analysis in Excel.

What we're looking for

• Strong administration skills with attention to detail.

• High proficiency in Excel (including data analysis, reporting, and managing large datasets).

• Good organisational and communication skills.

• Previous experience in an office, insurance, or financial services environment is advantageous but not essential.

This is a great opportunity for someone who is currenlty an Assistant Underwriter looking to build experience within the insurance sector in a role that combines administration, data handling, and team support.

Role Purpose

The purpose of this role is to underwrite and process all new home finance applications from receipt of application through to offer. Manage conversations and communications with brokers and internal colleagues effectively to ensure overall positive customer experience. The incumbent will be required to ensure service levels are maintained whilst being mindful of the Credit Risk Governance frameworks in operation within the Bank, such as KYC (Know Your Customer) and Fraud Awareness.

Please note - the position is office based with a Hybrid Working policy with flexibility to work from home up to 3 days a week.

Role Duties

• End to end case ownership to ensure overall positive broker / customer outcome.
• Assess and underwrite new business cases in a pragmatic manner and within Credit Policy KYC guidelines to support the aim of the Bank to be recognised as a Specialist Financer by brokers and customers.
• Demonstrate a desire to underwrite cases by, where appropriate, suggesting alternative options on how a case may be acceptable whilst still fully complying with Credit Policy and KYC governance.
• Compose Finance rationale that ensures Finance decision is clearly structured and documented covering both credit and CDD (KYC/Anti Money Laundering) in line with policies and any potential risks mitigated.
• Work cases in an efficient manner utilising the processes and policies in place to contribute to the business meeting agreed Service Level Agreements both internally and externally.

Required Skills

• Experience in a similar role within a mortgage environment
• Risk awareness and Regulatory standards awareness
• Knowledge of MCOB

About Us

Gatehouse Bank was established in 2007. With offices based in London, Birmingham, Milton Keynes and Wilmslow, we’re one of the fastest growing banks of our kind in the UK. We are a British, Shariah-compliant bank and follow a set of principles which promote fair play. Our products are transparent, fair and socially responsible.

Additional Details

We offer highly attractive reward package; the typical benefits include:

• 25 days holiday entitlement increasing with service
• Pension plan
• Private medical insurance
• Dental cover
• Income protection
• Life assurance
• Employee referral bonus

Gatehouse Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.

Please be advised that we have an appointed recruitment partner, The Curve Group, to manage our recruitment process and give candidates the best possible experience in pursuing a career with Gatehouse Bank. The personal details you have shared with us may be processed by The Curve Group on behalf of Gatehouse Bank. Full details of their Privacy Policy can be viewed here .

Job Title: Motor Trade Underwriter

Location: Maidstone or Croydon

Job Type: Full-Time

Salary: £40,000

Job Purpose:

To assess, price, and underwrite motor trade insurance policies in line with company guidelines and risk appetite, ensuring profitability and compliance with regulatory standards.

Key Responsibilities:

• Evaluate new and renewal motor trade insurance applications.
• Analyse risk information and determine appropriate terms, premiums, and coverage.
• Build and maintain strong broker and client relationships.
• Monitor the performance of your portfolio to ensure profitability.
• Ensure underwriting decisions comply with regulatory and company standards.
• Support the development of underwriting guidelines and product improvements.
• Assist with training and mentoring junior underwriters, if required.

Key Skills & Experience:

• Previous experience in motor trade or commercial motor insurance underwriting.
• Strong understanding of motor trade risks (e.g., road risk, combined policies).
• Good analytical and decision-making skills.
• Excellent communication and negotiation abilities.
• IT proficient, with experience using underwriting platforms and Microsoft Office.

Job Title: Underwriter

Day Rate: £200 – £50 per day (payable to the contractor via chosen umbrella company)

Contract: 6 months (minimum)

Location: UK (Remote)

Are you an experienced Underwriter looking for your next contract opportunity? Our client is seeking a highly skilled professional to join their team for a minimum of 6 months, with the potential for this to be longer. They are also offering remote working and a competitive day rate of 00 – £2 per day (inside IR35).

This role will need to operate through an Umbrella company, and all employer, employee tax and NI will be deducted from the rate.

The Role

As an Underwriter , you will play a key role in providing expert medical underwriting across Life, Critical Illness, and Income Protection products. This contract is primarily focused on backfilling attrition while also supporting the company’s continued business growth. You’ll be instrumental in ensuring the company has the capacity to meet increasing demand and maintain a high-quality service for their clients.

Key Responsibilities

• Deliver accurate and timely underwriting across multiple protection products, including Life, Critical Illness and Income Protection products.
• Support business continuity by backfilling critical underwriting capacity.
• Contribute to business growth by ensuring efficient service delivery.
• Collaborate with colleagues and stakeholders to drive high-quality underwriting outcomes.

Skills and Experience

• Proven experience as a Medical Underwriter or in a similar underwriting role.
• Strong communication skills, with confidence in face-to-face discussions and the ability to challenge constructively.
• Pragmatic and solutions-focused, with a track record of delivering practical results.
• Highly adaptable, responsive, and able to work to deadlines in a fast-paced environment.
• Excellent written and verbal communication, with the ability to engage stakeholders at all levels.

Why Apply?

This is an excellent opportunity for an experienced Underwriter seeking a flexible, remote role with competitive pay. If you thrive in a dynamic environment and want to make an immediate impact, this contract could be the perfect fit.

Apply today to take the next step in your career as an Underwriter.

Job Title: Motor Trade Underwriter

Location: Maidstone or Croydon

Job Type: Full-Time

Salary: £40,000

Job Purpose:

To assess, price, and underwrite motor trade insurance policies in line with company guidelines and risk appetite, ensuring profitability and compliance with regulatory standards.

Key Responsibilities:

• Evaluate new and renewal motor trade insurance applications.
• Analyse risk information and determine appropriate terms, premiums, and coverage.
• Build and maintain strong broker and client relationships.
• Monitor the performance of your portfolio to ensure profitability.
• Ensure underwriting decisions comply with regulatory and company standards.
• Support the development of underwriting guidelines and product improvements.
• Assist with training and mentoring junior underwriters, if required.

Key Skills & Experience:

• Previous experience in motor trade or commercial motor insurance underwriting.
• Strong understanding of motor trade risks (e.g., road risk, combined policies).
• Good analytical and decision-making skills.
• Excellent communication and negotiation abilities.
• IT proficient, with experience using underwriting platforms and Microsoft Office.

An excellent opportunity has become available for Underwriters to join a global financial services provider. The job is available on either a hybrid or remote working basis (please note that initial training in the office is expected as is 1 day a month for team building purposes and attendance when business needs arise).

They are looking to hire several Underwriters (at varying levels of experience). The salary range is very broad and is dependent on the level of experience and mandates.

Key responsibilities include:

• Handle dealer enquiries professionally via phone and email.
• Support the conversion of declined finance applications into acceptable proposals within risk guidelines.
• Manage deferred applications by following up promptly and thoroughly.
• Assess referred finance proposals within delegated authority; escalate when needed.
• Interpret financial statements to make informed credit decisions.
• Investigate CIFAS alerts diligently and escalate potential fraud cases.
• Proactively flag operational issues and suggest practical solutions.
• Meet departmental KPIs and service standards.
• Collaborate across departments to support operational goals.
• Contribute flexibly to team tasks as required.
• Maintain compliance with internal policies, industry standards, and relevant legislation (e.g., Consumer Credit Act, Money Laundering, Data Protection).
• Actively safeguard the business against fraud and financial risk.

To be considered for this role, you must have:

• Asset underwriting experience is preferred, however candidates with Banking Underwriting, including Mortgages will also be considered as well as Insurance Underwriting.
• A keen eye for detail
• Strong communication skills
• A pro-active attitude
• The ability to work well in a team and independently
• Be a forward-thinking problem solver

The successful candidates will be rewarded with a competitive salary, excellent benefits, career progression and potential bonus.

Role Purpose

The purpose of this role is to underwrite and process all new home finance applications from receipt of application through to offer. Manage conversations and communications with brokers and internal colleagues effectively to ensure overall positive customer experience. The incumbent will be required to ensure service levels are maintained whilst being mindful of the Credit Risk Governance frameworks in operation within the Bank, such as KYC (Know Your Customer) and Fraud Awareness.

Please note - the position is office based with a Hybrid Working policy with flexibility to work from home up to 3 days a week.

Role Duties

• End to end case ownership to ensure overall positive broker / customer outcome.
• Assess and underwrite new business cases in a pragmatic manner and within Credit Policy KYC guidelines to support the aim of the Bank to be recognised as a Specialist Financer by brokers and customers.
• Demonstrate a desire to underwrite cases by, where appropriate, suggesting alternative options on how a case may be acceptable whilst still fully complying with Credit Policy and KYC governance.
• Compose Finance rationale that ensures Finance decision is clearly structured and documented covering both credit and CDD (KYC/Anti Money Laundering) in line with policies and any potential risks mitigated.
• Work cases in an efficient manner utilising the processes and policies in place to contribute to the business meeting agreed Service Level Agreements both internally and externally.

Required Skills

• Experience in a similar role within a mortgage environment
• Risk awareness and Regulatory standards awareness
• Knowledge of MCOB

About Us

Gatehouse Bank was established in 2007. With offices based in London, Birmingham, Milton Keynes and Wilmslow, we’re one of the fastest growing banks of our kind in the UK. We are a British, Shariah-compliant bank and follow a set of principles which promote fair play. Our products are transparent, fair and socially responsible.

Additional Details

We offer highly attractive reward package; the typical benefits include:

• 25 days holiday entitlement increasing with service
• Pension plan
• Private medical insurance
• Dental cover
• Income protection
• Life assurance
• Employee referral bonus

Gatehouse Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.

Please be advised that we have an appointed recruitment partner, The Curve Group, to manage our recruitment process and give candidates the best possible experience in pursuing a career with Gatehouse Bank. The personal details you have shared with us may be processed by The Curve Group on behalf of Gatehouse Bank. Full details of their Privacy Policy can be viewed here .

Underwriter (Cargo & Freight) - Mid level

Leeds/Hybrid

We’re hiring a Cargo & Freight Underwriter to join our team in Leeds. This is a mid level role and will consider underwriters from different lines of business.

What You’ll Do:

• Underwrite and manage new and renewal business
• Develop and grow relationships
• Identify new business opportunities

What We’re Looking For:

• 3+ years of underwriting experience (can be in other lines of business)
• Knowledge of the UK insurance market
• Excellent communication and decision-making skills

Underwriter - Bridging

London

The Underwriter is responsible for underwriting bridging finance applications where the company has issued initial terms. The Underwriter must work together with the other members of the Underwriting team to ensure that loans are processed in accordance with the company's underwriting manual and lending policy.

The Underwriter must use their skill and experience to approve those loans which are deemed acceptable and reject any which do not meet the criteria or where the Underwriter does not believe the borrower will be able to repay.

Key Responsibilities:

• Manage a pipeline of bridging cases and prioritise accordingly
• Underwrite bridging loan applications within company lending criteria by making quality lending decisions
• Be vigilant when working on cases and refer where necessary to the appropriate person
• Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors
• Maintain a high level of customer service with those internally and externally
• Work closely with other departments within the company including sales, compliance, finance and collections
• Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company
• Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections
• Keep up to date with current best practice and regulatory requirements
• Keep all records up to date
• Represent the company at events as required
• Attend broker training sessions
• Proactively suggest improvements to processes

Key Competencies:

• Experience of underwriting bridging finance loans including FCA regulated loans
• To have ideally held a bridging underwriting mandate for a minimum of 2 years
• Experience of loans for renovation released in drawdowns preferred but not essential
• Excellent understanding of compliance aspects of the role including the regulatory environment and Consumer Duty principles
• Ability to adopt a pragmatic approach to underwriting
• Commercially aware
• Excellent interpersonal and communication skills
• Excellent organisational and prioritisation skills
• Excellent attention to detail
• Ability to work to tight time-frames
• Proactive and a strong team player