35 Underwriting jobs in London
Underwriting Technician
Posted 2 days ago
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Underwriting Technician - Entertainment Insurance - £30,000-35,000 - Hybrid 3 days City HQ
Our client are seeking a detail-oriented and efficient Data Entry Administrator to join their team at a leading UK-based insurance broker, specialising in film, television, music and sport insurance. This role is integral to maintaining the accuracy and integrity of underwriting, policy, and client data acros.
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Underwriting Manager
Posted 21 days ago
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Updraft. Helping you make changes that pay off.
Updraft is an award winning, FCA-authorised, high-growth fintech based in London. Our vision is to revolutionise the way people spend and think about money, by automating the day to day decisions involved in managing money and mainstream borrowings like credit cards, overdrafts and other loans.
- A 360 degree spending view across all your financial accounts (using Open banking)
- A free credit report with tips and guidance to help improve your credit score
- Native AI led personalised financial planning to help users manage money, pay off their debts and improve their credit scores
- Intelligent lending products to help reduce cost of credit
We have built scale and are getting well recognised in the UK fintech ecosystem.
- 800k+ users of the mobile app that has helped users swap c £500 m of costly credit-card debt for smarter credit, putting hundreds of thousands on a path to better financial health
- The product is highly rated by our customers. We are rated 4.8 on Trustpilot, 4.8 on the Play Store, and 4.4 on the iOS Store
- We are selected for Technation Future Fifty 2025 - a program that recognizes and supports successful and innovative scaleups to IPOs - 30% of UK unicorns have come out of this program.
- Updraft once again featured on the Sifted 100 UK startups - among only 25 companies to have made the list over both years 2024 and 2025
We are looking for exceptional talent to join us on our next stage of growth with a compelling proposition - purpose you can feel, impact you can measure, and ownership you'll actually hold. Expect a hybrid, London-hub culture where cross-functional squads tackle real-world problems with cutting-edge tech; generous learning budgets and wellness benefits; and the freedom to experiment, ship, and see your work reflected in customers' financial freedom. At Updraft, you'll help build a fairer credit system.
The Role
The role will lead Updraft’s Underwriting team. The role will be responsible for all of the procedures within Underwriting, constantly improving them to optimise speed of decision with business outcome. They will also be responsible for Fraud, both at the application stage and post-application where a customer has potentially been a victim of fraud.
We’re looking for someone who can take ownership of these areas and drive significant process improvement through automation and AI development whilst also improving overall business performance. The successful candidate will be able to set the overall strategy and identify relevant automation use cases through appropriate leadership and collaboration whilst being hands-on and having enough technical knowledge to work with Engineering to deliver on the changes.
The position is ideal for someone with experience in Underwriting within consumer lending, particularly within fast-paced, technology-driven financial services environments.
You will be reporting to the COO.
Key Responsibilities
- Own the Underwriting policy and procedures, making continual improvements to ensure they align to new business campaigns and application types
- Review cases where a customer has been a victim of fraud to determine the appropriate outcome
- Provide regular feedback to the Credit Risk team on quality of referrals and opportunity for improvement
- Deliver fast-paced change through automation and AI to improve process efficiency and effectiveness
- Lead a team of human and AI agents to deliver against Underwriting targets
- Personally review referrals, when necessary, to ensure the team remains within SLA
- Present key MI to the leadership team on a regular basis, alongside plans of how to continually improve performance
- Work closely with Data Science, Engineering, Compliance, and other customer facing teams to ensure decisions support both customer outcomes and regulatory standards.
Requirements
- Experience: Strong background in Underwriting within Consumer Lending
- Start-Up Culture: Familiarity with start-up culture and comfort with fast-paced, evolving environments
- AI & Automation: Proven track record of improving efficiency through use of AI and automation
- Leadership: Proven experience in leading teams and managing cross-functional initiatives
- Communication: Strong interpersonal skills to collaborate with stakeholders and provide updates to the leadership team effectively
- Previous experience with consumer finance, particularly in credit cards, personal loans, or buy-now-pay-later products
Benefits
- Flexible hybrid working
- Pension and Medical plan
- Opportunities for career growth within a high-growth fintech
Underwriting Governance Specialist
Posted today
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Underwriting & Compliance Manager

Posted 4 days ago
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Explore your next opportunity at a Fortune Global 500 organization. Envision innovative possibilities, experience our rewarding culture, and work with talented teams that help you become better every day. We know what it takes to lead UPS into tomorrow-people with a unique combination of skill + passion. If you have the qualities and drive to lead yourself or teams, there are roles ready to cultivate your skills and take you to the next level.
**Job Description:**
UPS Capital, one of the main UPS divisions, provides risk mitigation and insurance solutions for businesses of all sizes and industries along global supply chains.
We are seeking a highly motivated individual to join our team supporting the delivery of our growth strategy. As a key contributor to the region's Digital Customer Experience Strategy, a highly engaged, business-focused, and innovative manager will make the difference! You will be working within a global logistics organisation with a team of experienced supply chain risk solution specialists, driving our underwriting and compliance team.
We offer a great environment to support and nurture development, making this an ideal opportunity for an individual looking to develop and enhance their own skill set, who will ensure the technical and professional development of their team is an ongoing priority and instil an ethos of continuous development.
**What you will get:**
+ An annual salary in the region of £65,000
+ Monthly car allowance
+ A bonus of 20% of the base salary based on company performance
+ A company pension scheme, paid maternity leave, holiday pay, discounts at major retailers (including Apple and cinemas) and attractions (including Alton Towers and The London Eye) and many more benefits
+ UPS employee shipping discounts
+ Opportunities to progress with our 'promotion from within' policy
+ Industry-leading training
+ Employee assistance programme
+ Bonus incentive based on performance
+ Remote work opportunities, including the supply of all necessary equipment.
**What you'll do:**
The Underwriting & Compliance Manager is responsible for managing the operational activities of an underwriting team across multiple product lines. The profile also supports risk management activities to assess customer and portfolio risks. This position evaluates the underwriting processes involving application information, underwriting models, developing customer strategies, and approving new opportunities. The successful applicant ensures the underwriting team is compliant with all Product, Legal, and Audit guidelines for the region, with additional responsibilities for process alignment internationally.
+ Underwriting Management: Lead and develop a small international team of Underwriters, effectively prioritising and organising work to maximise opportunities and deliver business results.
+ Ensure continuous improvement and empowerment of direct reports and self by developing and executing development plans.
+ Assist in evaluating new and renewal marine risks in line with company guidelines, ensuring a balanced portfolio.
+ Data-Driven Decision-Making: Analyse new submissions, review claims history, assess loss ratios, and oversee pricing discussions. Processing complex and large deals from submission to proposal.
+ Risk Assessment & Compliance: Ensure all underwriting decisions align with underwriting authorities and regulatory requirements. Maintaining compliance with corporate governance, UPS standards and regulatory requirements
+ Portfolio Management: Manage the performance of our cargo book, identifying trends, recommending and tracking corrective actions.
+ Claims Assessment: collaborate with claims and data teams to analyse loss ratios and emerging risk trends.
+ Technical Execution: Ensuring precise data of record keeping across the internal platforms.
+ Reporting & Analytics: Prepare and monitor underwriting reports and KPIs, helping underwriters assess portfolio performance and deliver quality requirements.
+ Sales & Customer Engagement: Collaborate closely through all phases of underwriting and policy binding to obtain additional underwriting information, clarify policy terms, and ensure seamless customer experience, including training for new sales personnel.
+ Operational Efficiency: Assist in policy construction, issuance, endorsements, declarations, and premium calculations with a focus on accuracy and timeliness.
+ Contribute to the creation of new business opportunities and strategic partnerships.
+ Market Awareness: Research market trends, pricing strategies, and competitor activities to support business development initiatives.
**What you'll need:**
+ Around 3-5 years' experience within the insurance / marine cargo industry.
+ Prior experience of managing employees, monitoring performance and ensuring your team is always focused on the key challenges.
+ Strong numerical proficiency with experience in MS Excel for underwriting analysis and reporting.
+ Detail-oriented with strong analytical skills, confident handling, analysing and interpreting data. Ensuring underwriting precision in every transaction.
+ Strong communication and negotiation skills - you're comfortable interacting with internal and external customers.
+ Fluency in English is essential. French, Italian or German language skills are beneficial.
+ A CII qualification preferred, or educated at an equivalent Degree level.
**Your career at UPS Capital:**
Great opportunities for discovering your potential in a globally successful company. Teamwork and passion for your job are the basis for a career that you can rely on for the long term. For a future that gets you further than you may have ever expected.
**Employee Type:**
Permanent
UPS is committed to providing a workplace free of discrimination, harassment, and retaliation.
Claims Underwriting Executive
Posted 4 days ago
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Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies
Certified as a Great Place to Work®
Fortune Best Workplaces in Financial Services & Insurance
Claims Underwriting Executive
**Job Location:** **London / flexible**
**Job Type:** **Permanent**
**Remuneration:** **Competitive salary based on skills, experience, and qualifications**
**Claims Underwriting Executive working with our London based third party administrator (TPA) team**
We have an exciting opportunity for a Claims Underwriting Executive handling various classes of business including yet not limited to marine, aviation and property.
As a Claims Underwriting Executive, you'll manage a portfolio of insurance claims, from initial assessment to final settlement on behalf of insurers.
We provide comprehensive training, so even if you're new to claims, we can help you develop the necessary skills. We value the right qualities more than experience - adaptability, resourcefulness, a keen eye for detail, excellent communication, and a proactive approach are essential. While you'll work independently, you'll also be part of a supportive team with dedicated technical and managerial support.
This role is perfect for analytical thinkers with a passion for helping people, who thrive on variety and want to build a rewarding career.
**The skills you will have when you apply:**
+ **Experience working on claims:** Commercial claims handling
+ **Excellent communication skills:** You'll interact with policyholders, insurers, contractors, and more. You'll explain complex details clearly and negotiate fair settlements.
+ **Analytical abilities:** You should be able to assess risks and make informed claims decisions.
+ **Time management:** As you'll plan your own schedule, you must effectively manage your time, prioritize tasks, and meet deadlines. You will handle multiple claims simultaneously.
**What is helpful, but not vital, in your application:**
+ Familiarity with insurance policies and working in the London insurance market.
+ Experience with claims software and tools including ECF and write back systems.
**The skills that will be developed once working:**
+ We will provide all the specific training you need to excel in this role.
**What we'll give you for this role:**
**Remuneration & more:**
+ Competitive salary based on skills, experience, and qualifications
+ A Self Invested Personal Pension Scheme (SIPP)
+ Participation in an incentive (bonus) scheme
+ Holiday allowance of 25 days plus bank holidays
+ Flexible working from our office or your home
**Health & support:**
+ Private healthcare plan (including pre-existing conditions)
+ Life assurance
+ Employee assistance programme for wellbeing
+ Group Income Protection
+ **Other benefits:**
+ Voluntary benefits - dental cover, cycle to work scheme, season ticket loan, wellness and digital GP applications
+ Discounts on various products and services
+ This isn't just a job; it's a pivotal role in shaping the future of property insurance.
At our company, you won't just build your career; you'll cultivate a team of experts. Our training programs empower you to excel, with extensive courses on demand, role-specific training, and opportunities for continued formal education. Together, we're not only reshaping the insurance landscape, we're building a legacy of talent. Come and be a catalyst for change within our industry.
**Next steps for you:**
Think we'd be a great match? Apply now - we want to hear from you.
If you're unsure whether you have all the skills needed, do apply - we welcome all backgrounds, from seasoned professionals to those returning to the workforce, and everyone in-between.
We are proud to have a zero-tolerance policy towards discrimination of any kind, regardless of age, disability, gender identity, marital/family status, race, religion, sex, or sexual orientation.
After the closing date, we will review all applications and may select some applicants for an interview (which may be virtual or in-person).
#LI-HYBRID
Sedgwick is an Equal Opportunity Employer.
The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Sedgwick retains the discretion to add or to change the duties of the position at any time.
**Sedgwick is the world's leading risk and claims administration partner, which helps clients thrive by navigating the unexpected. The company's expertise, combined with the most advanced AI-enabled technology available, sets the standard for solutions in claims administration, loss adjusting, benefits administration, and product recall. With over 33,000 colleagues and 10,000 clients across 80 countries, Sedgwick provides unmatched perspective, caring that counts, and solutions for the rapidly changing and complex risk landscape. For more, see** **sedgwick.com**
Underwriting Manager - Technology

Posted 24 days ago
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Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
**Job Category**
Underwriting
**Target Openings**
1
**What Is the Opportunity?**
Business Insurance helps companies in the UK and Ireland identify, prepare for and mitigate risks by offering a broad array of industry-specific, combined property and casualty insurance solutions to customers. This includes SME solutions traded directly, Commercial Accounts traded via brokers, and Corporate Solutions to FTSE 350 Risk Managed companies.
The Underwriting Manager serves as a technical leader and subject matter expert, providing specialized underwriting guidance and technical oversight for the underwriting team. This role focuses on maintaining underwriting excellence, developing technical capabilities across the team, and serving as an escalation point for complex risk decisions while ensuring portfolio profitability and growth.
Travelers Europe currently offers flexibility to employees who wish to work on a hybrid basis in accordance with our Hybrid Work Arrangements Policy. This entails full time employees working three days a week in the office and two days at home (or pro rata for part-time employees). This policy may be changed at the Company's discretion.
**What Will You Do?**
+ Serve as the primary technical referral point for complex, unusual, or high-exposure risks, providing expert guidance on policy interpretation, coverage analysis, and risk assessment.
+ Manage and develop the profitability, growth, and retention of the Technology portfolio, analyse portfolio performance metrics with focus on technical risk quality, identifying trends in loss experience and recommending appropriate underwriting adjustments, monitoring aggregate exposures and recommending portfolio balancing strategies.
+ Ensure Practice adheres to Underwriting processes and guidelines through regular review of cases and underwriting, handling and communication.
+ Identifying any necessary corrective actions and providing feedback and coaching to support teams learning and development.
+ Coach, train and lead others by example to ensure the successful execution of the sector strategy, through a focus on Technical Underwriting Knowledge, Sector Underwriting Knowledge, Sales and Business Development Skills, a Portfolio Approach, Sector Immersion, Personal Profile and Networking
+ Analyse sector and product trends to develop and optimize our proposition and deliver the best customer outcomes.
+ Cultivate and maintain relationships with internal partners within the regions and across the enterprise to support the technical underwriting, profitability and growth of the portfolio.
+ Foster and maintain relationships with external partners to market and trade Travelers products with a goal of writing and retaining accounts consistent with our risk appetite.
+ Must be able to travel to meetings.
+ Develop and execute individual and practice new business and retention plans that align with sector and regional plans to drive team success.
+ Perform other duties as assigned.
**What Will Our Ideal Candidate Have?**
+ A Levels or similar qualification
+ Knowledge: Expert knowledge of products, the regulatory environment, and the local insurance market.
+ Portfolio Management: Ability to execute strategic direction across assigned portfolio in partnership with leadership.
+ Analytical/Critical thinking: Strong critical thinking skills with the ability to underwrite, market products, identify financial challenges, and analyse available information to make decisions in alignment with our risk appetite.
+ Communication/Influence: Excellent communication skills with the ability to successfully negotiate in difficult situations with brokers.
+ Inclusion: Ability to work with and lead people from different backgrounds, experiences, cultures, races, etc. and views those differences as assets to be leveraged to accomplish business goals and objectives.
+ Leadership: Experience coaching and mentoring others.
+ Industry / Competitor Analysis: Review competitor press releases and industry trade press for helpful insights, linking key themes together and identifying applicability to team strategies.
+ Project Management: Participate in and/or lead projects that involves complex analysis and implementation of non-complex, routine business and regulatory changes relating to the enhancement, maintenance or introduction of new products
**What is a Must Have?**
+ Advanced experience of underwriting, product knowledge, financial analysis, or risk assessment experience within the technology industry.
+ Thorough knowledge and expertise of sectors, brokers and competitors and customers in the technology industry.
+ Significant prior experience and track record of external development activity with brokers and insureds.
**What Is in It for You?**
+ **Private Medical Insuran** **ce:** On commencement of employment, you are eligible for single cover provided by Travelers, with the option to add cover for your dependents, at your expense through payroll deduction.
+ **Retirement:** Travelers will make a core contribution of a percentage of salary to your Pension Plan. Additionally, if you decide to contribute to the plan, you will receive an increased company contribution.
+ **Holiday Entitlement:** Start your career at Travelers with a minimum of 25 days holiday entitlement annually, plus the opportunity to purchase additional days to allow for up to a total of 35 holidays per year.
+ **Wellness Programme:** The Travelers wellness programme is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health programme provides access to free professional counseling services and other resources that support your daily life needs.
+ **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards programme that enables you to give back to the charity of your choice.
**Employment Practices**
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email ( ) so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit .
Senior Underwriting Consultant
Posted today
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Head of Underwriting
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Chief Underwriting Officer
Posted today
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Responsibilities:
- Develop and execute the company's global underwriting strategy and philosophy.
- Establish and maintain underwriting guidelines, policies, and procedures.
- Oversee the underwriting function across all product lines to ensure profitability and risk adequacy.
- Lead, mentor, and develop the underwriting team, promoting technical excellence and professional growth.
- Monitor underwriting performance, analyse trends, and implement corrective actions as needed.
- Collaborate with the actuarial team on pricing, reserving, and risk modelling.
- Contribute to product development and innovation.
- Manage the company's risk appetite and ensure compliance with regulatory requirements.
- Build and maintain strong relationships with brokers, reinsurers, and other stakeholders.
- Present underwriting performance and strategic recommendations to the executive team and board.
- Identify and assess emerging risks and market opportunities.
- Drive efficiency and best practices within the underwriting process.
- Ensure adherence to ethical standards and company values.
- Represent the company in industry forums and discussions.
- Extensive experience (10+ years) in the insurance industry, with a significant focus on underwriting leadership.
- Proven track record of success in developing and implementing profitable underwriting strategies.
- Deep understanding of insurance products, risk management, and regulatory frameworks.
- Strong analytical, financial modelling, and decision-making skills.
- Exceptional leadership, team management, and interpersonal abilities.
- Experience with enterprise risk management (ERM) principles.
- Relevant professional qualifications (e.g., ACII, CPCU) are highly advantageous.
- Master's degree in Finance, Business Administration, or a related field preferred.
- Excellent communication and presentation skills.
Chief Underwriting Officer
Posted 3 days ago
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Qualifications:
- Advanced degree in Finance, Economics, Actuarial Science, Business Administration, or a related field. Professional designations (e.g., ACII, FCAS) are highly valued.
- Minimum of 15 years of progressive experience in the insurance industry, with a significant focus on underwriting and risk management.
- Demonstrated experience in a senior leadership role within underwriting.
- In-depth knowledge of insurance products, markets, and regulatory environments.
- Exceptional strategic thinking, analytical, and financial modeling skills.
- Proven ability to develop and implement effective underwriting strategies.
- Strong leadership, team management, and communication skills.
- Experience in managing large underwriting teams and complex portfolios.
- Expertise in risk assessment, pricing, and profitability analysis.