35 Financial Risks jobs in London
Credit & Financial Risks Reinsurance Broker
Posted 7 days ago
Job Viewed
Job Description
Weu2019re hiring!
The Credit & Financial Risks team in London is currently recruiting a Reinsurance Treaty Broker to join the global team based in London.
Aon is in the business of better decisions
At Aon, we shape decisions for the better to protect and enrich the lives of people around the world.
As an organisation, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed.
Aonu2019s Credit & Financial Risks team in London
The team is responsible for insurance and reinsurance clients based globally, and writing Trade Credit, Surety and Political Risks business. It has direct relationships with many clients, and works in tandem with Aonu2019s regional offices for other clients. It is part of Aonu2019s Global Credit reinsurance business.
Existing clients are based in Asia, Africa, Europe, Latin America, North America and the UK and London Market. The clients include multi-line and monoline insurers, and reinsurers.
About the Role:
As a broker in the Credit & Financial Risks team, your key responsibilities will include:
Working with clients on complex, large capacity placements. Within this you will be:-
Providing advice to clients and colleagues on placement design, available coverage capacity, likely pricing, potential coverage enhancements and market progress within scope of responsibility
Analysing clientsu2019 reinsurance requirements, collect and analyse information to identify risk transfer solutions
Reviewing and quality check reinsurance documentation
Negotiating the best prices and capacity using knowledge, expertise, and market presence for desired cover where appropriate
Contributing to on-going client satisfaction, retention, and profitability
Identifying potential new clients and working with the team to win new business
Contributing to the growth and success of Aonu2019s Global Credit business alongside other Credit & Financial Risks teams within Aonu2019s reinsurance business
Responsible for working in accordance with the Aon UK Limited Risk Management Framework, and compliance with the Aon UK Limited policies, including participation in the management of risks (including completion of mandatory training) that may adversely affect the business, interests, or reputation of any Group Company
About you:
As a broker, your skills and qualifications will ideally include:
Experience in the credit & financial risks re/insurance industry
Proven technical understanding of client needs and the credit related re/insurance market
Excellent verbal and written communication skills
Able to demonstrate sound business and financial acumen
Have strong industry networking skills and knowledge
Have excellent sales and marketing skills
Strong team-working capabilities
How we support our colleagues
In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two u201cGlobal Wellbeing Daysu201d each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions for our colleagues as well.
Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.
Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.
Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, colour, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status.
We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email
LI-IN1
Credit & Financial Risks Broker, Reinsurance Treaty
Weu2019re hiring!
The Credit & Financial Risks team in London is currently recruiting a Reinsurance Treaty Broker to join the global team based in London.
Aon is in the business of better decisions
At Aon, we shape decisions for the better to protect and enrich the lives of people around the world.
As an organisation, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed.
Aonu2019s Credit & Financial Risks team in London
The team is responsible for insurance and reinsurance clients based globally, and writing Trade Credit, Surety and Political Risks business. It has direct relationships with many clients, and works in tandem with Aonu2019s regional offices for other clients. It is part of Aonu2019s Global Credit reinsurance business.
Existing clients are based in Asia, Africa, Europe, Latin America, North America and the UK and London Market. The clients include multi-line and monoline insurers, and reinsurers.
About the Role:
As a broker in the Credit & Financial Risks team, your key responsibilities will include:
Working with clients on complex, large capacity placements. Within this you will be:-
Providing advice to clients and colleagues on placement design, available coverage capacity, likely pricing, potential coverage enhancements and market progress within scope of responsibility
Analysing clientsu2019 reinsurance requirements, collect and analyse information to identify risk transfer solutions
Reviewing and quality check reinsurance documentation
Negotiating the best prices and capacity using knowledge, expertise, and market presence for desired cover where appropriate
Contributing to on-going client satisfaction, retention, and profitability
Identifying potential new clients and working with the team to win new business
Contributing to the growth and success of Aonu2019s Global Credit business alongside other Credit & Financial Risks teams within Aonu2019s reinsurance business
Responsible for working in accordance with the Aon UK Limited Risk Management Framework, and compliance with the Aon UK Limited policies, including participation in the management of risks (including completion of mandatory training) that may adversely affect the business, interests, or reputation of any Group Company
About you:
As a broker, your skills and qualifications will ideally include:
Experience in the credit & financial risks re/insurance industry
Proven technical understanding of client needs and the credit related re/insurance market
Excellent verbal and written communication skills
Able to demonstrate sound business and financial acumen
Have strong industry networking skills and knowledge
Have excellent sales and marketing skills
Strong team-working capabilities
How we support our colleagues
In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two u201cGlobal Wellbeing Daysu201d each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions for our colleagues as well.
Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.
Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.
Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, colour, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status.
We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email
LI-IN1
Credit & Financial Risks Reinsurance Broker
Posted 7 days ago
Job Viewed
Job Description
Weu2019re hiring!
The Credit & Financial Risks team in London is currently recruiting a Reinsurance Treaty Broker to join the global team based in London.
Aon is in the business of better decisions
At Aon, we shape decisions for the better to protect and enrich the lives of people around the world.
As an organisation, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed.
Aonu2019s Credit & Financial Risks team in London
The team is responsible for insurance and reinsurance clients based globally, and writing Trade Credit, Surety and Political Risks business. It has direct relationships with many clients, and works in tandem with Aonu2019s regional offices for other clients. It is part of Aonu2019s Global Credit reinsurance business.
Existing clients are based in Asia, Africa, Europe, Latin America, North America and the UK and London Market. The clients include multi-line and monoline insurers, and reinsurers.
About the Role:
As a broker in the Credit & Financial Risks team, your key responsibilities will include:
Working with clients on complex, large capacity placements. Within this you will be:-
Providing advice to clients and colleagues on placement design, available coverage capacity, likely pricing, potential coverage enhancements and market progress within scope of responsibility
Analysing clientsu2019 reinsurance requirements, collect and analyse information to identify risk transfer solutions
Reviewing and quality check reinsurance documentation
Negotiating the best prices and capacity using knowledge, expertise, and market presence for desired cover where appropriate
Contributing to on-going client satisfaction, retention, and profitability
Identifying potential new clients and working with the team to win new business
Contributing to the growth and success of Aonu2019s Global Credit business alongside other Credit & Financial Risks teams within Aonu2019s reinsurance business
Responsible for working in accordance with the Aon UK Limited Risk Management Framework, and compliance with the Aon UK Limited policies, including participation in the management of risks (including completion of mandatory training) that may adversely affect the business, interests, or reputation of any Group Company
About you:
As a broker, your skills and qualifications will ideally include:
Experience in the credit & financial risks re/insurance industry
Proven technical understanding of client needs and the credit related re/insurance market
Excellent verbal and written communication skills
Able to demonstrate sound business and financial acumen
Have strong industry networking skills and knowledge
Have excellent sales and marketing skills
Strong team-working capabilities
How we support our colleagues
In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two u201cGlobal Wellbeing Daysu201d each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions for our colleagues as well.
Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.
Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.
Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, colour, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status.
We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email
LI-IN1
Credit & Financial Risks Broker, Reinsurance Treaty
Weu2019re hiring!
The Credit & Financial Risks team in London is currently recruiting a Reinsurance Treaty Broker to join the global team based in London.
Aon is in the business of better decisions
At Aon, we shape decisions for the better to protect and enrich the lives of people around the world.
As an organisation, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed.
Aonu2019s Credit & Financial Risks team in London
The team is responsible for insurance and reinsurance clients based globally, and writing Trade Credit, Surety and Political Risks business. It has direct relationships with many clients, and works in tandem with Aonu2019s regional offices for other clients. It is part of Aonu2019s Global Credit reinsurance business.
Existing clients are based in Asia, Africa, Europe, Latin America, North America and the UK and London Market. The clients include multi-line and monoline insurers, and reinsurers.
About the Role:
As a broker in the Credit & Financial Risks team, your key responsibilities will include:
Working with clients on complex, large capacity placements. Within this you will be:-
Providing advice to clients and colleagues on placement design, available coverage capacity, likely pricing, potential coverage enhancements and market progress within scope of responsibility
Analysing clientsu2019 reinsurance requirements, collect and analyse information to identify risk transfer solutions
Reviewing and quality check reinsurance documentation
Negotiating the best prices and capacity using knowledge, expertise, and market presence for desired cover where appropriate
Contributing to on-going client satisfaction, retention, and profitability
Identifying potential new clients and working with the team to win new business
Contributing to the growth and success of Aonu2019s Global Credit business alongside other Credit & Financial Risks teams within Aonu2019s reinsurance business
Responsible for working in accordance with the Aon UK Limited Risk Management Framework, and compliance with the Aon UK Limited policies, including participation in the management of risks (including completion of mandatory training) that may adversely affect the business, interests, or reputation of any Group Company
About you:
As a broker, your skills and qualifications will ideally include:
Experience in the credit & financial risks re/insurance industry
Proven technical understanding of client needs and the credit related re/insurance market
Excellent verbal and written communication skills
Able to demonstrate sound business and financial acumen
Have strong industry networking skills and knowledge
Have excellent sales and marketing skills
Strong team-working capabilities
How we support our colleagues
In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two u201cGlobal Wellbeing Daysu201d each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions for our colleagues as well.
Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.
Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.
Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, colour, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status.
We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email
LI-IN1
Senior Financial Analyst - Financial Planning & Analysis
Posted 10 days ago
Job Viewed
Job Description
Responsibilities:
- Lead the development of annual budgets and multi-year financial forecasts.
- Conduct in-depth variance analysis, identifying key drivers and providing commentary on financial performance.
- Develop and maintain complex financial models to support strategic initiatives, M&A activities, and investment decisions.
- Prepare regular financial reports and presentations for senior management and stakeholders.
- Partner with various departments to gather financial data and provide analytical support.
- Identify opportunities for cost savings and revenue enhancement.
- Monitor key financial metrics and KPIs, highlighting trends and risks.
- Assist in the preparation of board materials and investor relations communications.
- Support the implementation and optimization of financial systems and processes.
- Provide financial guidance and support to business unit leaders.
- Stay current with accounting standards and financial regulations.
- Bachelor's degree in Finance, Accounting, Economics, or a related field. A Master's degree or MBA is a plus.
- Professional qualification such as ACCA, CIMA, or CFA is highly desirable.
- Minimum of 5-7 years of experience in financial analysis, FP&A, or a related field.
- Proven expertise in financial modeling, forecasting, and budgeting.
- Strong understanding of accounting principles and financial reporting standards.
- Excellent analytical and problem-solving skills with a high degree of accuracy.
- Proficiency in Excel, PowerPoint, and financial planning software (e.g., Hyperion, SAP BPC).
- Strong communication and presentation skills, with the ability to articulate financial concepts to non-finance professionals.
- Ability to work independently and manage multiple priorities in a remote setting.
- Experience working in a fast-paced corporate environment.
- Proactive and detail-oriented approach to financial analysis.
Head of Financial Planning & Analysis (FP&A)
Posted 22 days ago
Job Viewed
Job Description
Key Responsibilities:
- Oversee and direct all FP&A activities, including budgeting, forecasting, long-range planning, and management reporting.
- Develop sophisticated financial models to support strategic decision-making, investment analysis, and scenario planning.
- Partner closely with business leaders across departments to understand key drivers and provide financial guidance.
- Lead the annual budgeting process and establish rolling forecast processes.
- Analyze financial performance against budget and forecast, identifying key variances and recommending corrective actions.
- Prepare financial presentations for the executive leadership team, board of directors, and investors.
- Drive continuous improvement in financial processes and systems, leveraging technology to enhance efficiency and accuracy.
- Develop and track key performance indicators (KPIs) to measure business performance and identify trends.
- Manage and mentor a team of finance professionals, fostering a high-performance culture.
- Ensure compliance with financial regulations and reporting standards.
- Evaluate potential M&A opportunities and provide financial due diligence support.
Qualifications:
- Bachelor's degree in Finance, Accounting, Economics, or a related quantitative field; MBA or equivalent preferred.
- 10+ years of progressive experience in FP&A, corporate finance, or a related finance leadership role, preferably within a high-growth environment.
- Proven expertise in financial modeling, forecasting techniques, and business partnering.
- Strong understanding of accounting principles and financial reporting.
- Exceptional analytical, strategic thinking, and problem-solving skills.
- Excellent leadership, communication, and presentation abilities.
- Experience with financial planning software (e.g., Anaplan, Oracle Hyperion, SAP BPC) and BI tools.
- Ability to thrive in a fast-paced, dynamic, and remote work environment.
- Demonstrated ability to build strong relationships and influence stakeholders at all levels.
This is a significant opportunity to shape the financial strategy of a leading FinTech innovator. If you are a results-driven finance leader with a passion for driving business success, we encourage you to apply.
Manager-Risk Management
Posted today
Job Viewed
Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
This role is within the UK Credit Risk Organization lead by the UK Chief Credit Risk Officer tasked with the objective of driving responsible growth with best-in-class credit risk strategies across the customer lifecycle. The position provides a great opportunity to make a difference by developing and implementing customer management controls across Consumer, Small Business and Corporate Cards portfolios. The individual would be responsible for driving customer management strategies, including identifying opportunities or new data solutions to enhance existing frameworks, implementing strategy changes, monitoring internal and industry trends, and collaborating with various internal and external stakeholders. The individual is also required to have experience processing large unstructured datasets and strong problem-solving abilities.
The responsibilities include:
+ Evaluating new data sources to build upon existing credit risk frameworks, and delivering responsible growth strategies, as well as improved customer outcomes
+ Innovating and optimizing customer management strategies to minimize credit losses while improving performance efficiencies and customer experience.
+ Collaborating closely with business partners to drive enterprise-wide projects for the UK market
+ Presenting recommendations to risk committees and lead strategy implementation independently
+ Driving operational excellence and ensuring full compliance with regulatory requirements
**Minimum Qualifications:**
+ 4 years of credit risk experiences in financial institutions.
+ Experience working on credit risk strategies for Credit and Charge Cards
+ Experience with data-driven analytical tools (e.g. SQL, SAS, HIVE/HADOOP, R, Python, Tableau) to process unstructured dataset in order to extract insights, identify trends, and inform business decisions
+ Comprehensive understanding of UK CONC and Consumer Duty requirements on creditworthiness and affordability
+ Be curious and have a problem-solving mindset, ability to drive process change independently
+ Strong analytical skills and sound business acumen, and interpersonal skills to collaborate with stakeholders across functions
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations in simpler terms
+ Demonstrates the ability to successfully manage multiple priorities under pressure
+ Advanced degree in quantitative or a related field is preferred
Non-considerations for sponsorship:
Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
Director, Risk Management
Posted today
Job Viewed
Job Description
_Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._
**Title and Summary**
Director, Risk Management
Risk Framework Director, Risk Management, Vocalink (P- )
Role Profile/Job Description
Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview - Vocalink Risk Management Principles
- Active Risk Management helps Vocalink to achieve its strategy in making payments safer, smarter and simpler and manage its business safely and sustainably.
- This role is important to help Vocalink maintain compliance with the requirements of being part of the UK's Critical National Infrastructure (CNI).
- In accordance with the Vocalink Risk Management Framework (aligned to the Mastercard Enterprise Risk Management (ERM) policy) the overarching elements of this role will be to assist Vocalink colleagues to:
- - Manage risk in a consistent, joined up manner and approach across Vocalink, with the 1st Line of Defence owning risks, the 2nd Line of Defence setting the standards of risk management and providing the review and challenge over those standards, and the 3rd Line of Defence providing the independent assurance of management of risk;
- - Have a strong, continually developing risk culture, where managing risk is simply part of how we work;
- - Be aware of Vocalink's risks, self-identify the most material risks, review and assess the inherent and residual risks, biggest risk exposures, the third-party risks and any concentration of risk, to enable Vocalink to make better decisions as a result and not repeat mistakes of the past;
- - Have sufficient controls in place to manage Vocalink's business safely, sustainably and within appetite;
- - Look forward and undertake horizon scanning to anticipate threats and risks ahead, and undertake scenario analysis to assess and address the what if/high severity plausible scenarios;
- - Be joined up as a business, collaborate across the business and continually improve our management of risk all across the business;
- - Identify, map and set Vocalink's impact tolerances for Vocalink's Important Business Services, which are the services that, if not delivered for a period of time cause VLL's customers intolerable harm;
- - Understand and comply with relevant legal and regulatory requirements applicable to Vocalink.
Role Specifics
- To own Enterprise Risk Management Framework and associated Policy, Standards, and associated Processes / Procedures, ensuring alignment with Mastercard Frameworks.
- Continued enhancement and development of the Enterprise Risk Management Framework in line with current industry best practice and future regulatory requirements.
- Support Risk Governance and Reporting requirements, including Committee paper co-ordination.
- Policy Governance: Maintain the Policy Framework and Policy Library.
- Provide close support to regulatory governance requests and risk transformation activity / projects.
- Support to the Chief Risk Officer and wider Risk Management Function as required to enable embedding of the Risk Management Framework.
All About You
- Strong understanding of Risk Management Frameworks and effective risk management practices.
- Able to lead and direct others in order to meet a team or collaborative goal.
- Character is values lead and intrinsically of a sufficient quality to maintain a professional relationship across the business.
- Consistently display positive, professional and approachable behaviours - displaying the company behaviours.
- Confident briefing to senior, executive and board level audiences.
- Excellent communication skills - uses all relevant channels and resources to communicate effectively and proactively.
- Able to work with no supervision, appropriate skill set to support remediation effort.
- Team working - ability to build and maintain effective working relationships with a wide range of people. Work co-operatively with others as part of a team.
- Organisation and detailed planning ability is essential.
- Demonstrate strong disciplines with regard to accuracy and quality of output.
Corporate Security Responsibility
- Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and therefore, it is expected that the role holder must:
- - Abide by Mastercard's security policies and practices;
- - Ensure the confidentiality and integrity of the information being accessed;
- - Report any suspected information security violation or breach; and
- - Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
**Corporate Security Responsibility**
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
+ Abide by Mastercard's security policies and practices;
+ Ensure the confidentiality and integrity of the information being accessed;
+ Report any suspected information security violation or breach, and
+ Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Analyst Risk Management
Posted 7 days ago
Job Viewed
Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
Credit Risk Analysts in CRU are responsible for rating and underwriting credit exposures in their assigned region, industry, and business line.
The Analysts' fundamental credit assessment incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs.
Analysts will also need to show an understanding of the need for credit extension, profitability of the relationship, risk mitigation and program structures.
**Minimum Qualifications**
+ Fluency in English mandatory; at least one other Western European language would be highly advantageous.Bachelor's degree/equivalent in Finance or a related subject.Experience in fundamental credit analysis and / or underwriting of commercial enterprises (1-2 years)Understanding of fundamental financial analysis including the ability to review corporate financial statements to determine key risk drivers, an appropriate probability of default and the ability of the obligor to honour its credit obligations to American Express.Comfortable determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques.Ability to prepare accurate company-specific and industry-wide credit risk memorandums.Excellent written and verbal communication skills.Good working knowledge of Microsoft Excel.Understanding of banking regulations, particularly those imposed by Basel Committee on Banking Supervision.Understanding of current macroeconomic trends and how to provide recommendations to improve the Probability of Default estimation based on the business cycle.
Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
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Analyst-Risk Management
Posted 13 days ago
Job Viewed
Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
UK Credit Risk Team's objective is to define and develop credit risk strategies to drive growth and provide good customer outcomes at acquisition and through the customer lifecycle.
The position provides a unique opportunity for an individual to make a difference by defining and implementing strategies for UK consumer and Small Business credit cards.
The individual would be responsible for driving affordability framework and strategies, including proactively identifying opportunities or new data solutions to enhance existing frameworks, implementing strategy changes, monitoring internal and industry trends, evaluating complaints and collaborating with various internal and external stakeholders.
**Responsibilities:**
+ Evaluating affordability complaints and stay abreast of industry trends to strengthen existing affordability frameworks and deliver improved customer outcomes
+ Collaborating closely with business partners and compliance to drive enterprise-wide projects for the UK market, achieve sustainable growth and affordable lending objectives
+ Generate analytical insights and spot hidden trends from data to react quickly to emerging credit trends across customer lifecycle
+ Develop strong relationship with colleagues from Central Risk organization as well as Operations, Business and Compliance teams to drive enterprise wide successes for the UK market
**Minimum Qualifications**
+ At least 1 year experience in risk management or data analytical roles
+ Familiar with UK CONC and Consumer Duty requirements on creditworthiness and affordability with experience working on affordability complaints
+ Bachelor's or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)
+ Coding skills in SQL or Python with hands-on experience is required
+ Strong technical and analytical skills with ability to apply both quantitative methods and business knowledge to create insights and deliver results
+ Knowledge of underwriting and consumer/commercial bureau data
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partners
+ Ability to build strong relationships with business partners across enterprise
+ Proven track record to work independently and within a matrix organization; partnering with operations, capabilities, compliance and business to deliver solutions quickly and effectively
+ Results driven with strong project management skills and ability to work on multiple priorities
+ Ability to learn quickly and work independently with complex, unstructured initiatives
Employment eligibility to work with American Express in UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centres staffed with nurses and doctors (depending on location)
+ Free and confidential counselling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**
Health, Safety & Risk Management
Posted 14 days ago
Job Viewed
Job Description
Health & Safety Risk Manager
London
Competitive Salary + Benefits
An exciting opportunity to join the Centre Management team within a Real Estate organisation, supporting the delivery of an industry-leading Health & Safety Management System (HSMS) and ensuring compliance with UK statutory obligations and ISO standards. This role offers a dynamic mix of strategic planning, stakeholder engagement, and operational oversight, with hybrid working available (3 days in-office).
The Health & Safety Risk Manager will be responsible for:
- Leading the implementation and continuous improvement of the HSMS, ensuring alignment with ISO45001 and ISO14001.
- Managing risk registers, audits, inspections, and emergency preparedness across the centre.
- Supporting the Head of Risk Management in delivering key maintenance and capital projects.
- Overseeing accident/incident reporting and claims management, including investigations and insurer liaison.
- Ensuring contractor compliance with permit-to-work systems and centre policies.
- Partnering with Facilities Management to maintain fire safety standards and update Fire Risk Assessments.
- Delivering risk management training, toolbox talks, and supporting team development.
- Managing dotted line reports including the Fire Safety Manager and Risk Management Executive.
The Health & Safety Risk Manager will have:
- NEBOSH National General Certificate (or equivalent).
- IOSH Managing Safely certification.
- Experience in health, safety, and fire safety within a retail or public-facing environment.
- Strong stakeholder management and communication skills.
- Proven ability to lead audits, manage risk registers, and deliver compliance strategies.
- Intermediate proficiency in Microsoft Office and relevant risk management software.
Vacancy Reference: PR/(phone number removed)
Vacancy Owner: Emily Swindlehurst | (url removed) | (+44) (phone number removed) | (+44) (phone number removed)
Health, Safety & Risk Management
Posted 2 days ago
Job Viewed
Job Description
Health & Safety Risk Manager
London
Competitive Salary + Benefits
An exciting opportunity to join the Centre Management team within a Real Estate organisation, supporting the delivery of an industry-leading Health & Safety Management System (HSMS) and ensuring compliance with UK statutory obligations and ISO standards. This role offers a dynamic mix of strategic planning, stakeholder engagement, and operational oversight, with hybrid working available (3 days in-office).
The Health & Safety Risk Manager will be responsible for:
- Leading the implementation and continuous improvement of the HSMS, ensuring alignment with ISO45001 and ISO14001.
- Managing risk registers, audits, inspections, and emergency preparedness across the centre.
- Supporting the Head of Risk Management in delivering key maintenance and capital projects.
- Overseeing accident/incident reporting and claims management, including investigations and insurer liaison.
- Ensuring contractor compliance with permit-to-work systems and centre policies.
- Partnering with Facilities Management to maintain fire safety standards and update Fire Risk Assessments.
- Delivering risk management training, toolbox talks, and supporting team development.
- Managing dotted line reports including the Fire Safety Manager and Risk Management Executive.
The Health & Safety Risk Manager will have:
- NEBOSH National General Certificate (or equivalent).
- IOSH Managing Safely certification.
- Experience in health, safety, and fire safety within a retail or public-facing environment.
- Strong stakeholder management and communication skills.
- Proven ability to lead audits, manage risk registers, and deliver compliance strategies.
- Intermediate proficiency in Microsoft Office and relevant risk management software.
Vacancy Reference: PR/(phone number removed)
Vacancy Owner: Emily Swindlehurst | (url removed) | (+44) (phone number removed) | (+44) (phone number removed)