44 Risk Management jobs in London

Job title: Risk Management Specialist

Location: London/Hybrid

Duration: 6 months

Adecco is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. We do this by showcasing their talents, skills, and unique experience in an inclusive environment that helps them thrive.

The role:

This role forms a key part of the 1LOD Technology Risk Management function, supporting the Head of Technology Risk. The role holder will form a crucial component in the establishment of an enhanced risk management framework and beyond that identify and assess potential risks across Technology, as well as ensuring a comprehensive approach to risk mitigation.

The key focus of this contract is to Support the enhancement of Technology Resilience and the maturity of risk management practices

Responsibilities:

• Process Documentation: Create and update process documentation across key technology processes to support governance, compliance, and operational consistency.
• SSSDLC Integration: Support the integration of security controls and risk assessments throughout the Secure Software/System Development Lifecycle.
• Controls Assurance: Review and challenge the design and operation of controls to ensure they mitigate risks effectively.
• Risk Register Monitoring: Maintain and update a register of Technology-related risk events, incidents, audit findings, exceptions, etc. Work with responsible areas to assess these, develop action plans, identify owners and track through to completion.

Requirements:

• Technology Knowledge: Work towards a detailed understanding of Technology and cyber risk frameworks (e.g. NIST / ISO27001 / COBIT / ITIL).
• SSSDLC Expertise: Understanding of the Secure Software/System Development Lifecycle, including secure design, development, testing, and deployment practices.
• Process Documentation: Experience in drafting, updating, and maintaining process documentation across key technology domains.
• Attention to Detail: Meticulous attention to detail is crucial for accurately managing open audit points, helping to document audit actions, and accurately track and report on the status of management actions.
• Organisational Skills: Strong organisational skills are necessary to effectively coordinate audit schedules, manage documentation, and prioritise tasks across the IT Department.
• Time Management: Excellent time management skills are essential for managing multiple audit engagements, meeting deadlines, and ensuring the smooth progression of audit activities.
• Communication Skills: Clear and concise communication skills are vital for effectively liaising with internal and external stakeholders, conveying audit-related information, and facilitating collaboration across the IT Department.
• Analytical Skills: Basic analytical skills are beneficial for analysing audit data, identifying trends, and generating insights to support audit reporting and decision-making processes within the Technology domain.

Candidates will ideally show evidence of the above in their CV in order to be considered.

Please be advised if you haven't heard from us within 48 hours then unfortunately your application has not been successful on this occasion, we may however keep your details on file for any suitable future vacancies and contact you accordingly.

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviours, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
This role is within UK Credit Risk organisation led by UK Chief Risk Officer with the objective to drive responsible growth with best-in-class credit risk strategies through the card lifecycle.
The position provides a unique opportunity for an individual to make a difference by defining and implementing lending and governance strategies for UK consumer and SBS cards. The individual would be responsible for driving lending and affordability strategies, including proactively identifying opportunities or new data solutions to enhance existing frameworks, implementing strategy changes, monitoring internal and industry trends, and collaborating with various internal and external stakeholders. The successful candidate is expected to have a comprehensive understanding of industry lending products and dynamics, as well as extensive knowledge of UK regulatory requirements from CONC and Consumer Duty. The individual is required to have experience of processing large unstructured datasets and have strong problem-solving abilities.
The responsibilities include:
+ Evaluating new data sources and stay abreast of industry trends to build upon existing affordability frameworks, and deliver profitable growth strategies, as well as improved customer outcomes
+ Innovating and optimising lending strategies to improve performance efficiencies and customer experience.
+ Collaborating closely with business partners and compliance to drive enterprise-wide projects for the UK market and to achieve sustainable growth objectives
+ Presenting recommendations to risk committees and lead the strategy implementation independently
+ Driving operational excellence and ensuring full compliance with regulatory requirements
**Minimum Qualifications:**
+ 4 years of credit risk experiences in financial institutions
+ Experience with data-driven analytical tools (e.g. SQL, SAS, HIVE/HADOOP, R, Python, Tableau) to process unstructured dataset in order to extract insights, identify trends, and inform business decisions
+ Comprehensive understanding of UK CONC and Consumer Duty requirements on creditworthiness and affordability
+ Be curious and have a problem-solving mindset, ability to drive process change independently
+ Strong analytical skills and sound business acumen, and interpersonal skills to collaborate with stakeholders across functions
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations in laymen's term
+ Demonstrates the ability to successfully manage multiple priorities under pressure
+ Advanced degree in quantitative or a related field is preferred
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:** 25012304

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
UK Credit Risk Team's objective is to define and develop credit risk strategies to drive growth and provide good customer outcomes at acquisition and through the customer lifecycle.
The person will be responsible for conducting detailed analysis and implementing new credit risk strategies for UK consumer and small business card acquisition. This person will focus on tracking and explaining acquisitions metrics, developing & evaluating new data sources, and working on projects together with our business partners.
**Responsibilities:**
+ Generate analytical insights and spot hidden trends from data to quickly react to emerging credit trends
+ Collaborate closely with marketing & product teams to help business achieve growth objectives
+ Evaluate new data sources and stay abreast of industry trends to build upon existing frameworks to deliver profitable risk strategies as well as better customer outcomes
+ Develop strong relationships with colleagues from the Central Risk organization, as well as Operations, Product, Acquisitions and Compliance teams to drive enterprise-wide projects for the UK market
+ Drive operational excellence and ensure full compliance with regulatory requirements
**Minimum Qualifications**
+ At least 4 years' experience in risk management or data analytical roles
+ Bachelor's or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)
+ Coding skills in SQL or Python with hands-on experience is required
+ Strong analytical skills with the ability to apply both quantitative methods and business knowledge to build insights and deliver results
+ Knowledge of underwriting and consumer/commercial bureau data
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partners
+ Ability to build strong relationships with business partners across the enterprise
+ Proven track record to work independently and within a matrix organization; partnering with capabilities, decision sciences, technology teams and external vendors to deliver solutions quickly and effectively
+ Results driven with strong project management skills and ability to work on multiple priorities
+ Ability to learn quickly and work independently with complex, unstructured initiatives
**Preferred Qualifications**
+ Understanding of statistical concepts
+ Knowledge of UK regulatory landscape for consumer lending
+ Experience leading and developing junior team members
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:** 25010509

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
This role is within the UK Credit Risk Organization lead by the UK Chief Credit Risk Officer tasked with the objective of driving responsible growth with best-in-class credit risk strategies across the customer lifecycle. The position provides a great opportunity to make a difference by developing and implementing customer management controls across Consumer, Small Business and Corporate Cards portfolios. The individual would be responsible for driving customer management strategies, including identifying opportunities or new data solutions to enhance existing frameworks, implementing strategy changes, monitoring internal and industry trends, and collaborating with various internal and external stakeholders. The individual is also required to have experience processing large unstructured datasets and strong problem-solving abilities.
The responsibilities include:
+ Evaluating new data sources to build upon existing credit risk frameworks, and delivering responsible growth strategies, as well as improved customer outcomes
+ Innovating and optimizing customer management strategies to minimize credit losses while improving performance efficiencies and customer experience.
+ Collaborating closely with business partners to drive enterprise-wide projects for the UK market
+ Presenting recommendations to risk committees and lead strategy implementation independently
+ Driving operational excellence and ensuring full compliance with regulatory requirements
**Minimum Qualifications:**
+ 4 years of credit risk experiences in financial institutions.
+ Experience working on credit risk strategies for Credit and Charge Cards
+ Experience with data-driven analytical tools (e.g. SQL, SAS, HIVE/HADOOP, R, Python, Tableau) to process unstructured dataset in order to extract insights, identify trends, and inform business decisions
+ Comprehensive understanding of UK CONC and Consumer Duty requirements on creditworthiness and affordability
+ Be curious and have a problem-solving mindset, ability to drive process change independently
+ Strong analytical skills and sound business acumen, and interpersonal skills to collaborate with stakeholders across functions
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations in simpler terms
+ Demonstrates the ability to successfully manage multiple priorities under pressure
+ Advanced degree in quantitative or a related field is preferred
Non-considerations for sponsorship:
Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:** 25013612

Senior Risk & Compliance Manager

Location: Liverpool Street

Hybrid role - 3 days in the London office per week

14-Month Contract

£370–£420 per day (PAYE)

40 hrs/week

Are you ready to shape the future of pay equity and HR compliance on a global scale?

We’re hiring a Senior HR Risk & Compliance Manager to join a world-leading organisation’s Pay Equity Analytics & Compliance Team. In this high-impact role, you'll be at the forefront of driving equal pay strategy, managing government reporting obligations, and ensuring the business remains ahead of emerging global legislation — including the EU Pay Transparency Directive.

This is a rare opportunity to influence policy, improve systems, and make a meaningful impact on fairness, transparency, and compliance across a complex international business.

What You’ll Do

• Lead global pay equity and HR compliance projects, collaborating with legal, HR, data, and business teams.
• Interpret and translate regulatory requirements into actionable processes and system improvements.
• Manage project timelines, identify risks, and lead remediation efforts where needed.
• Analyse and validate large data sets to support audits, reports, and litigation support.
• Communicate insights and recommendations clearly to senior stakeholders.
• Champion continuous improvement by driving automation and standardisation across processes.

About You

• Strong background in HR compliance, employment law, audit or risk management.
• Bachelor’s degree or equivalent (Master’s or PMP certification a plus).
• Experience with global HR or compensation programs and statutory reporting.
• Advanced proficiency in Microsoft Office (especially Excel and PowerPoint).
• Analytical mindset with excellent written and verbal communication skills.
• Comfortable working in a fast-paced, cross-functional environment with global impact.

Why Apply?

• Play a pivotal role in shaping pay equity and HR compliance globally.
• Work with smart, collaborative professionals at the cutting edge of data, regulation, and HR strategy.
• Gain exposure to high-impact projects influencing global policy and legal compliance.
• Competitive day rate and strong potential for contract extension.
• Join a team that values innovation, inclusion, and continuous learning.

Department General Manager - Insurance Risk Management

Monday to Friday 9am to 5pm

Hybrid working with 3 days in the office and 2 days working from home

Amazing blue-chip client is seeking an experienced Senior Department general manager to lead the Insurance Risk Management team.

• Significant experience working at a senior level as a risk manager in a multinational corporation (preferable) or brokers or underwriters, leading a department
• Expertise across a wide range of insurance lines such as Property & Casualty, Marine Cargo, Credit, Construction, Energy, Aviation etc. would be highly regarded
• Experience of managing, motivating and developing a team as a manager and manager of managers

Full responsibility for executing strategy along with Senior DGM, this role having full accountability for team performance and delivery of strategic targets.

Enhance and maintain relationship with key insurance companies and brokers in Europe where existing business relation along with building these connections with insurance companies and brokers as well.

Build strong relationship with leaders across the organization and group of companies.

Qualifications:

• Degree qualified in business administration, accounting, finance or a related area, or qualified by experience
• Professional qualification in an insurance business area such as ACII, CPCU at least Cert CII ideal or qualified by experience.

Skills:

• Excellent communication, collaboration and networking skills at all levels
• Great level of corporate insurance knowledge
• Experience of setting and executing department strategy
• Excellent written and oral presentation skills
• Logical and critical thinking skills
• Budgeting and/or cost control experience
• Ability to prioritise and multitask, including managing multiple issues and projects simultaneously
• Flexibility to meet travel requirements of the department.

Personal qualities/Attributes:

• Self-driven and proactive
• Comfortable and competent in dealing with other DGM's or above leaders within the organisation and with public speaking
• Be a trusted mentor and manager to the team members, including managerial members.
• Fluent English (Japanese (spoken & written) advantageous for documents and communication to head office.

For more information and full job spec details please get in touch with Michelle Ings, Executive Search HRGO team London (url removed)

Department General Manager - Insurance Risk Management

Monday to Friday 9am to 5pm

Hybrid working with 3 days in the office and 2 days working from home

Amazing blue-chip client is seeking an experienced Senior Department general manager to lead the Insurance Risk Management team.

• Significant experience working at a senior level as a risk manager in a multinational corporation (preferable) or brokers or underwriters, leading a department
• Expertise across a wide range of insurance lines such as Property & Casualty, Marine Cargo, Credit, Construction, Energy, Aviation etc. would be highly regarded
• Experience of managing, motivating and developing a team as a manager and manager of managers

Full responsibility for executing strategy along with Senior DGM, this role having full accountability for team performance and delivery of strategic targets.

Enhance and maintain relationship with key insurance companies and brokers in Europe where existing business relation along with building these connections with insurance companies and brokers as well.

Build strong relationship with leaders across the organization and group of companies.

Qualifications:

• Degree qualified in business administration, accounting, finance or a related area, or qualified by experience
• Professional qualification in an insurance business area such as ACII, CPCU at least Cert CII ideal or qualified by experience.

Skills:

• Excellent communication, collaboration and networking skills at all levels
• Great level of corporate insurance knowledge
• Experience of setting and executing department strategy
• Excellent written and oral presentation skills
• Logical and critical thinking skills
• Budgeting and/or cost control experience
• Ability to prioritise and multitask, including managing multiple issues and projects simultaneously
• Flexibility to meet travel requirements of the department.

Personal qualities/Attributes:

• Self-driven and proactive
• Comfortable and competent in dealing with other DGM's or above leaders within the organisation and with public speaking
• Be a trusted mentor and manager to the team members, including managerial members.
• Fluent English (Japanese (spoken & written) advantageous for documents and communication to head office.

For more information and full job spec details please get in touch with Michelle Ings, Executive Search HRGO team London (url removed)

**Do you want your voice heard and your actions to count?**



Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.



With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.



Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.



**OVERVIEW OF THE DEPARTMENT/SECTION**



The Liquidity Risk team is part of the broader Market and Liquidity Risk Management department and represents the firmu2019s second line of defence to monitor adherence to the firmu2019s market risk appetite.



**MAIN PURPOSE OF THE ROLE**



**Main Purpose and Accountability of the Role**



Specifically you have accountability for supporting the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch for Liquidity Risk Management for both entities.



**Roles, Scope and Reporting Structure**



Liquidity Risk Manager for MUS(EMEA) and MUFG London Branch receives authority from and reports to the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch.



**KEY RESPONSIBILITIES**



The role holder supports the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch responsibilities and specifically is responsible for the following:


Work closely with the Treasury, Front Office and support departments to establish new business activities and products and ensure key risk issues are highlighted and addressed in the trade approval process.
Provide challenge and review to first line functions as per the conventional responsibilities expected of those within a second line control function.
Ensure that adequate limits and risk framework are in place aligning with the firmu2019s overall risk appetite and mandates, that risk positions are well managed within the established limits and limit breaches are appropriately escalated.
Providing accurate management information to facilitate better business decisions.
Maintain oversight over the quality of risk information in reports produced by the reporting team.
Engaging where appropriate relevant compliance/control processes and initiatives, e.g. Operational Risk, Internal Audits etc.
Engaging as a stakeholder where appropriate in the risk projects and ensuring that this reflects business and functional needs.
Keeping up to date with all regulatory liquidity requirements (local and Overseas) and assist with compliance on an on-going basis. This involves pro-active engagement with other areas of the Bank to share understanding of regulatory developments in the liquidity space.



For MUS(EMEA):


Monitor internal and external funding and liquidity metrics produced by the 1LoD to ensure that they remain within risk appetite and movements are explained and breaches are escalated to senior management / the regulator in a timely manner.
Review and challenge assumptions applied in liquidity metric calculations (e.g. MCO, LCR, NSFR, ALMM).
Review regulatory and industry updates (PRA consultation papers / statements of policy / EBA Q&As etc.) and opine on Treasuryu2019s interpretation of the guidance.
Review and challenge 1LoD owned policies (e.g. ILAAP, Regulatory Reporting Policy, FTP Policy, Contingency Funding Plan (CFP), Funding and Liquidity Risk Policy etc.).
Participate in the annual CFP test.
Review, challenge and approval of liquidity risk appetite (including limits).
Review and challenge EWI triggers and daily monitoring of Treasury/Finance produced metrics.
Review Interest Rate in the Banking Book (IRRBB) metrics and ensure these are governed, calculated, appropriately



For MUFG London Branch:


Management of MUFG London Branchu2019s internal liquidity risk stress-tests and gap metrics ensuring the accuracy and timeliness of information for the purposes of stress-testing and gap monitoring.
Responsibility for monitoring of liquidity risk for internal risk management.
Escalation of any vulnerability to Head of Liquidity Risk.
Monitoring of liquidity profile relative to liquidity metrics both local and Head Office.
Review and challenge EWI triggers.
Involvement in the annual CFP test.



Relationship with other functions and stakeholders


The role holder will manage the following matters, appropriate for LRM, and is responsible for:
Maintaining and enhancing good working relationships with stakeholders, including business and control / infrastructure teams globally.
Working in partnership with Risk specialists across the region and globally to share best practice, provide support and develop effective risk policies appropriate to EMEA.
Interacting with Regulators, Inspectors and Internal and External Auditors on matters pertaining to the remit of the head of liquidity risk where necessary.



**SKILLS AND EXPERIENCE**



**Functional / Technical Competencies:**



Essential


10+ years of experience in liquidity risk
Experience with liquidity risk management for broker/dealer entities.
Thorough understanding of regulatory metrics and calculation methods and assumptions.
Demonstrated ability to develop, review and maintain internal stress testing models
Excellent understanding of capital markets and products.



**Education / Qualifications:**



Preferred


Experience with regulation and calculation of metrics for interest rate in the banking book, especially for broker dealer metrics
At least a 2:1 Degree or equivalent in a numerical / science based subject
Management experience



We are open to considering flexible working requests in line with organisational requirements.



MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.



We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.



At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!



**Our Culture Principles**


Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute

**Do you want your voice heard and your actions to count?**



Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worldu2019s leading financial groups. Across the globe, weu2019re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.



With a vision to be the worldu2019s most trusted financial group, itu2019s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.



Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.



**OVERVIEW OF THE DEPARTMENT/SECTION**



The Liquidity Risk team is part of the broader Market and Liquidity Risk Management department and represents the firmu2019s second line of defence to monitor adherence to the firmu2019s market risk appetite.



**MAIN PURPOSE OF THE ROLE**



**Main Purpose and Accountability of the Role**



Specifically you have accountability for supporting the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch for Liquidity Risk Management for both entities.



**Roles, Scope and Reporting Structure**



Liquidity Risk Manager for MUS(EMEA) and MUFG London Branch receives authority from and reports to the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch.



**KEY RESPONSIBILITIES**



The role holder supports the Head of Liquidity Risk for MUS(EMEA) and MUFG London Branch responsibilities and specifically is responsible for the following:


Work closely with the Treasury, Front Office and support departments to establish new business activities and products and ensure key risk issues are highlighted and addressed in the trade approval process.
Provide challenge and review to first line functions as per the conventional responsibilities expected of those within a second line control function.
Ensure that adequate limits and risk framework are in place aligning with the firmu2019s overall risk appetite and mandates, that risk positions are well managed within the established limits and limit breaches are appropriately escalated.
Providing accurate management information to facilitate better business decisions.
Maintain oversight over the quality of risk information in reports produced by the reporting team.
Engaging where appropriate relevant compliance/control processes and initiatives, e.g. Operational Risk, Internal Audits etc.
Engaging as a stakeholder where appropriate in the risk projects and ensuring that this reflects business and functional needs.
Keeping up to date with all regulatory liquidity requirements (local and Overseas) and assist with compliance on an on-going basis. This involves pro-active engagement with other areas of the Bank to share understanding of regulatory developments in the liquidity space.



For MUS(EMEA):


Monitor internal and external funding and liquidity metrics produced by the 1LoD to ensure that they remain within risk appetite and movements are explained and breaches are escalated to senior management / the regulator in a timely manner.
Review and challenge assumptions applied in liquidity metric calculations (e.g. MCO, LCR, NSFR, ALMM).
Review regulatory and industry updates (PRA consultation papers / statements of policy / EBA Q&As etc.) and opine on Treasuryu2019s interpretation of the guidance.
Review and challenge 1LoD owned policies (e.g. ILAAP, Regulatory Reporting Policy, FTP Policy, Contingency Funding Plan (CFP), Funding and Liquidity Risk Policy etc.).
Participate in the annual CFP test.
Review, challenge and approval of liquidity risk appetite (including limits).
Review and challenge EWI triggers and daily monitoring of Treasury/Finance produced metrics.
Review Interest Rate in the Banking Book (IRRBB) metrics and ensure these are governed, calculated, appropriately



For MUFG London Branch:


Management of MUFG London Branchu2019s internal liquidity risk stress-tests and gap metrics ensuring the accuracy and timeliness of information for the purposes of stress-testing and gap monitoring.
Responsibility for monitoring of liquidity risk for internal risk management.
Escalation of any vulnerability to Head of Liquidity Risk.
Monitoring of liquidity profile relative to liquidity metrics both local and Head Office.
Review and challenge EWI triggers.
Involvement in the annual CFP test.



Relationship with other functions and stakeholders


The role holder will manage the following matters, appropriate for LRM, and is responsible for:
Maintaining and enhancing good working relationships with stakeholders, including business and control / infrastructure teams globally.
Working in partnership with Risk specialists across the region and globally to share best practice, provide support and develop effective risk policies appropriate to EMEA.
Interacting with Regulators, Inspectors and Internal and External Auditors on matters pertaining to the remit of the head of liquidity risk where necessary.



**SKILLS AND EXPERIENCE**



**Functional / Technical Competencies:**



Essential


10+ years of experience in liquidity risk
Experience with liquidity risk management for broker/dealer entities.
Thorough understanding of regulatory metrics and calculation methods and assumptions.
Demonstrated ability to develop, review and maintain internal stress testing models
Excellent understanding of capital markets and products.



**Education / Qualifications:**



Preferred


Experience with regulation and calculation of metrics for interest rate in the banking book, especially for broker dealer metrics
At least a 2:1 Degree or equivalent in a numerical / science based subject
Management experience



We are open to considering flexible working requests in line with organisational requirements.



MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.



We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.



At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!



**Our Culture Principles**


Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute