268 Risk Management jobs in the United Kingdom

Risk Management Specialist

Location : Chester (3 days on-site required)
Contract Length : 12 months to be extended.
Salary: 73,000

Are you ready to take your career to the next level in the dynamic world of Banking and Financial Services? We are seeking a passionate and proactive Risk Management Specialist to join our vibrant Network Service Assurance organization. If you're looking for an opportunity to make a significant impact while growing your skills, this is the role for you!

Position Overview:

As a Risk Management Specialist, you will play a key role in managing and reporting risks associated with our network infrastructure. You'll help ensure that our processes, procedures, and controls align with our risk framework. Your insights will guide our teams in adhering to enterprise standards and navigating compliance requirements, making you an essential part of our mission.

Key Responsibilities:

• Deliver high-quality outputs while owning assigned tasks with a proactive approach.
• Timely escalation of issues with proposed solutions.
• Cultivate and maintain relationships with team members and key stakeholders.
• Manage network architecture risk assessments and documentation.
• Coordinate risk assessment schedules and planning activities with stakeholders.
• Support internal compliance audits, representing network technology throughout the audit lifecycle.
• Collect evidence, report findings, and validate issue remediation.

What We're Looking For:

• A strong background as a Risk Management / Business Analyst with a knack for problem-solving and analytical thinking.
• Basic understanding of WAN/LAN Network Technologies and familiarity with compliance risks.
• Experience in a large enterprise environment is a plus!
• Detail-oriented and organized, demonstrating diligence in your work.
• Advanced skills in Microsoft Excel, along with proficiency in Microsoft Access, Word, PowerPoint, and Visio.
• Excellent written and verbal presentation skills with the ability to communicate complex data analytics concepts clearly.
• Prior experience in the banking or financial services sector is beneficial.

Pontoon is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. We do this by showcasing their talents, skills, and unique experience in an inclusive environment that helps them thrive. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you.

Risk Management Specialist

Location : Chester (3 days on-site required)
Contract Length : 12 months to be extended.
Salary: 73,000

Are you ready to take your career to the next level in the dynamic world of Banking and Financial Services? We are seeking a passionate and proactive Risk Management Specialist to join our vibrant Network Service Assurance organization. If you're looking for an opportunity to make a significant impact while growing your skills, this is the role for you!

Position Overview:

As a Risk Management Specialist, you will play a key role in managing and reporting risks associated with our network infrastructure. You'll help ensure that our processes, procedures, and controls align with our risk framework. Your insights will guide our teams in adhering to enterprise standards and navigating compliance requirements, making you an essential part of our mission.

Key Responsibilities:

• Deliver high-quality outputs while owning assigned tasks with a proactive approach.
• Timely escalation of issues with proposed solutions.
• Cultivate and maintain relationships with team members and key stakeholders.
• Manage network architecture risk assessments and documentation.
• Coordinate risk assessment schedules and planning activities with stakeholders.
• Support internal compliance audits, representing network technology throughout the audit lifecycle.
• Collect evidence, report findings, and validate issue remediation.

What We're Looking For:

• A strong background as a Risk Management / Business Analyst with a knack for problem-solving and analytical thinking.
• Basic understanding of WAN/LAN Network Technologies and familiarity with compliance risks.
• Experience in a large enterprise environment is a plus!
• Detail-oriented and organized, demonstrating diligence in your work.
• Advanced skills in Microsoft Excel, along with proficiency in Microsoft Access, Word, PowerPoint, and Visio.
• Excellent written and verbal presentation skills with the ability to communicate complex data analytics concepts clearly.
• Prior experience in the banking or financial services sector is beneficial.

Pontoon is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. We do this by showcasing their talents, skills, and unique experience in an inclusive environment that helps them thrive. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you.

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
Credit Risk Analysts in CRU are responsible for rating and underwriting credit exposures in their assigned region, industry, and business line.
The Analysts' fundamental credit assessment incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs.
Analysts will also need to show an understanding of the need for credit extension, profitability of the relationship, risk mitigation and program structures.
**Minimum Qualifications**
+ Fluency in English mandatory; at least one other Western European language would be highly advantageous.Bachelor's degree/equivalent in Finance or a related subject.Experience in fundamental credit analysis and / or underwriting of commercial enterprises (1-2 years)Understanding of fundamental financial analysis including the ability to review corporate financial statements to determine key risk drivers, an appropriate probability of default and the ability of the obligor to honour its credit obligations to American Express.Comfortable determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques.Ability to prepare accurate company-specific and industry-wide credit risk memorandums.Excellent written and verbal communication skills.Good working knowledge of Microsoft Excel.Understanding of banking regulations, particularly those imposed by Basel Committee on Banking Supervision.Understanding of current macroeconomic trends and how to provide recommendations to improve the Probability of Default estimation based on the business cycle.
Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
UK Credit Risk Team's objective is to define and develop credit risk strategies to drive growth and provide good customer outcomes at acquisition and through the customer lifecycle.
The position provides a unique opportunity for an individual to make a difference by defining and implementing strategies for UK consumer and Small Business credit cards.
The individual would be responsible for driving affordability framework and strategies, including proactively identifying opportunities or new data solutions to enhance existing frameworks, implementing strategy changes, monitoring internal and industry trends, evaluating complaints and collaborating with various internal and external stakeholders.
**Responsibilities:**
+ Evaluating affordability complaints and stay abreast of industry trends to strengthen existing affordability frameworks and deliver improved customer outcomes
+ Collaborating closely with business partners and compliance to drive enterprise-wide projects for the UK market, achieve sustainable growth and affordable lending objectives
+ Generate analytical insights and spot hidden trends from data to react quickly to emerging credit trends across customer lifecycle
+ Develop strong relationship with colleagues from Central Risk organization as well as Operations, Business and Compliance teams to drive enterprise wide successes for the UK market
**Minimum Qualifications**
+ At least 1 year experience in risk management or data analytical roles
+ Familiar with UK CONC and Consumer Duty requirements on creditworthiness and affordability with experience working on affordability complaints
+ Bachelor's or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)
+ Coding skills in SQL or Python with hands-on experience is required
+ Strong technical and analytical skills with ability to apply both quantitative methods and business knowledge to create insights and deliver results
+ Knowledge of underwriting and consumer/commercial bureau data
+ Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partners
+ Ability to build strong relationships with business partners across enterprise
+ Proven track record to work independently and within a matrix organization; partnering with operations, capabilities, compliance and business to deliver solutions quickly and effectively
+ Results driven with strong project management skills and ability to work on multiple priorities
+ Ability to learn quickly and work independently with complex, unstructured initiatives
Employment eligibility to work with American Express in UK is required as the company will not pursue visa sponsorship for these positions.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centres staffed with nurses and doctors (depending on location)
+ Free and confidential counselling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** United Kingdom-London-London
**Schedule** Full-time
**Req ID:**

Financial Risk Management Specialist - 9m contract – Fintech! Pay Rate: £650 – £800 per day via umbrella London, Hybrid Working We are partnering with a high growth Fintech business, focussing on international payments to hire a Financial Risk Management Specialist to join on a day rate contract. The role will be focus on leading the redevelopment of the firm’s Financial Risk Management Framework (FRMF). The successful candidate must have experience in liquidity risk & regulatory/prudential risk management within the second line of defence. You must also have financial services experience preferably within banking, fintech or payments firm. Key Responsibilities Redesigning and strengthening the firm’s FRMF, embedding independent oversight of first line financial risk activities. Enhancing policies and processes for liquidity, market, credit, and group risks. Developing more robust stress testing methodologies and contingency funding plans. Define and implement liquidity risk appetites, contingency funding plans, and escalation triggers. Work with senior executives across Risk, Treasury, Finance, and Compliance to ensure risks are clearly identified, monitored, and reported. Lead the drafting of regulator-ready reports outlining progress and remediation delivery. Requirements You must be immediately available or under a short notice period of 2 weeks or less. 7 years’ senior 2nd Line experience in financial risk management in Financial Services sector., ideally in Banking, payments or Fintech. Liquidity Risk and Prudential/Regulatory Risk experience is crucial. Knowledge of regulatory compliance, or treasury risk. Experience in second line oversight of complex products (including derivatives), liquidity management, and group risk. Strong knowledge of UK regulatory expectations, including FCA principles on financial resources, payments/e-money supervision, and wind-down planning. Demonstrated ability to design and implement stress testing, risk appetites, and funding contingency frameworks. Track record of responding to regulatory reviews and leading remediation programmes.

Financial Risk Management Specialist - 9m contract – Fintech! Pay Rate: £650 – £800 per day via umbrella London, Hybrid Working We are partnering with a high growth Fintech business, focussing on international payments to hire a Financial Risk Management Specialist to join on a day rate contract. The role will be focus on leading the redevelopment of the firm’s Financial Risk Management Framework (FRMF). The successful candidate must have experience in liquidity risk & regulatory/prudential risk management within the second line of defence. You must also have financial services experience preferably within banking, fintech or payments firm. Key Responsibilities Redesigning and strengthening the firm’s FRMF, embedding independent oversight of first line financial risk activities. Enhancing policies and processes for liquidity, market, credit, and group risks. Developing more robust stress testing methodologies and contingency funding plans. Define and implement liquidity risk appetites, contingency funding plans, and escalation triggers. Work with senior executives across Risk, Treasury, Finance, and Compliance to ensure risks are clearly identified, monitored, and reported. Lead the drafting of regulator-ready reports outlining progress and remediation delivery. Requirements You must be immediately available or under a short notice period of 2 weeks or less. 7 years’ senior 2nd Line experience in financial risk management in Financial Services sector., ideally in Banking, payments or Fintech. Liquidity Risk and Prudential/Regulatory Risk experience is crucial. Knowledge of regulatory compliance, or treasury risk. Experience in second line oversight of complex products (including derivatives), liquidity management, and group risk. Strong knowledge of UK regulatory expectations, including FCA principles on financial resources, payments/e-money supervision, and wind-down planning. Demonstrated ability to design and implement stress testing, risk appetites, and funding contingency frameworks. Track record of responding to regulatory reviews and leading remediation programmes.

Financial Risk Management Specialist - 9m contract – Fintech!

• Pay Rate: £650 – £800 per day via umbrella
• London, Hybrid Working

We are partnering with a high growth Fintech business, focussing on international payments to hire a Financial Risk Management Specialist to join on a day rate contract.

The role will be focus on leading the redevelopment of the firm’s Financial Risk Management Framework (FRMF).

The successful candidate must have experience in liquidity risk & regulatory/prudential risk management within the second line of defence. You must also have financial services experience preferably within banking, fintech or payments firm.

Key Responsibilities

• Redesigning and strengthening the firm’s FRMF, embedding independent oversight of first line financial risk activities.
• Enhancing policies and processes for liquidity, market, credit, and group risks.
• Developing more robust stress testing methodologies and contingency funding plans.
• Define and implement liquidity risk appetites, contingency funding plans, and escalation triggers.
• Work with senior executives across Risk, Treasury, Finance, and Compliance to ensure risks are clearly identified, monitored, and reported.
• Lead the drafting of regulator-ready reports outlining progress and remediation delivery.

Requirements

• You must be immediately available or under a short notice period of 2 weeks or less.
• 7+ years’ senior 2nd Line experience in financial risk management in Financial Services sector., ideally in Banking, payments or Fintech.
• Liquidity Risk and Prudential/Regulatory Risk experience is crucial.
• Knowledge of regulatory compliance, or treasury risk.
• Experience in second line oversight of complex products (including derivatives), liquidity management, and group risk.
• Strong knowledge of UK regulatory expectations, including FCA principles on financial resources, payments/e-money supervision, and wind-down planning.
• Demonstrated ability to design and implement stress testing, risk appetites, and funding contingency frameworks.
• Track record of responding to regulatory reviews and leading remediation programmes.

Financial Risk Management Specialist - 9m contract – Fintech!

• Pay Rate: £650 – £800 per day via umbrella
• London, Hybrid Working

We are partnering with a high growth Fintech business, focussing on international payments to hire a Financial Risk Management Specialist to join on a day rate contract.

The role will be focus on leading the redevelopment of the firm’s Financial Risk Management Framework (FRMF).

The successful candidate must have experience in liquidity risk & regulatory/prudential risk management within the second line of defence. You must also have financial services experience preferably within banking, fintech or payments firm.

Key Responsibilities

• Redesigning and strengthening the firm’s FRMF, embedding independent oversight of first line financial risk activities.
• Enhancing policies and processes for liquidity, market, credit, and group risks.
• Developing more robust stress testing methodologies and contingency funding plans.
• Define and implement liquidity risk appetites, contingency funding plans, and escalation triggers.
• Work with senior executives across Risk, Treasury, Finance, and Compliance to ensure risks are clearly identified, monitored, and reported.
• Lead the drafting of regulator-ready reports outlining progress and remediation delivery.

Requirements

• You must be immediately available or under a short notice period of 2 weeks or less.
• 7+ years’ senior 2nd Line experience in financial risk management in Financial Services sector., ideally in Banking, payments or Fintech.
• Liquidity Risk and Prudential/Regulatory Risk experience is crucial.
• Knowledge of regulatory compliance, or treasury risk.
• Experience in second line oversight of complex products (including derivatives), liquidity management, and group risk.
• Strong knowledge of UK regulatory expectations, including FCA principles on financial resources, payments/e-money supervision, and wind-down planning.
• Demonstrated ability to design and implement stress testing, risk appetites, and funding contingency frameworks.
• Track record of responding to regulatory reviews and leading remediation programmes.

A leading financial institution headquartered in **Bradford, West Yorkshire, UK**, is seeking a strategic and accomplished Head of Financial Risk Management to lead its enterprise-wide risk framework. This pivotal role involves developing, implementing, and overseeing policies and procedures to identify, assess, monitor, and mitigate financial risks. You will be responsible for managing market risk, credit risk, liquidity risk, and operational risk across the organization. The ideal candidate will possess a deep understanding of financial markets, regulatory requirements (e.g., Basel III/IV), and advanced risk modeling techniques. You will lead a team of risk professionals, fostering a culture of risk awareness and robust governance. Key responsibilities include preparing comprehensive risk reports for senior management and the board, stress testing, scenario analysis, and ensuring compliance with all relevant financial regulations. This position requires exceptional analytical skills, strategic thinking, and strong leadership capabilities. You will collaborate closely with various departments, including trading, finance, compliance, and internal audit, to ensure a cohesive and effective risk management strategy. A strong academic background in finance, economics, or a related quantitative field, coupled with significant experience in a senior risk management role within the banking or financial services sector, is essential. Proficiency in risk management software and tools is also expected. This role offers a hybrid working model, providing a balance between collaborative in-office work and the flexibility of remote arrangements. You will have the opportunity to shape the risk landscape of a prominent financial firm and drive best practices in risk management.